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    Erection All Risks

    Erection All Risks (EAR) insurance offers protection to principal and contractors and also to manufacturers and suppliers erecting machinery and plant etc. against financial loss due to any sudden fortuitous and unforeseen causes resulting in loss or damage to the property insured at the project site whilst being stored, erected, tested and commissioned


    UIN: IRDAN108P0020V01100001

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    • Coverage

        • Erection All Risks Insurance offers comprehensive coverage for plant and machinery construction risks.
        • This policy can be extended to include third party liability related to work conducted on the contract site.
    • Add-on Covers


        • Surrounding property
        • Debris removal expenses
        • Third party liability
        • Escalation costs up to 50%
        • Air freight & express freight
        • Extended maintenance
        • Additional custom duty
    • Exclusions


        • War, Invasion, Act of foreign enemy, hostilities or War like operations (whether war be declared or not) Civil War, rebellion, revolution, insurrection, mutiny, Civil commotion, Military or usurped power, martial law, conspiracy, confiscation, commandeering a group of malicious persons or persons acting on behalf of or in connection with any political organisation, requisition or destruction or damage by order of any Government de jure or defacto or by any Public, Municipal or Local Authority;
        • Nuclear reaction, Nuclear radiation or Radioactive contamination
        • Willful act or willful negligence of the Insured or of his responsible representative;
        • Cessation of work whether total or partial
        • Inventory losses
        • Manufacturing / design defects
        • Consequential loss



        The policy is subject to a compulsory excess & depends on the type of erection work

    Information & Disclaimers