TATA AIG MediCare Select: Your Own Customisable Health Insurance Plan
TATA AIG MediCare Select
Your Own Customisable Health Insurance Plan
In today’s fast-paced world, where lifestyles and healthcare needs are constantly evolving, a one-size-fits-all approach to health insurance may not be the right solution. What works for a young professional may not suit a family of four or a senior citizen.
That’s where TATA AIG’s customisable health insurance plan comes in. Our MediCare Select product offers you the flexibility and control to design a health insurance policy tailored to your health and medical needs, so you can truly call it “My Health Insurance”.
Our customer-centric approach ensures that your health insurance coverage aligns with your age, lifestyle and medical needs. This flexibility makes TATA AIG MediCare Select a smart and ideal choice for you and your family.
How Does TATA AIG MediCare Select Work?
TATA AIG MediCare Select policy works like any other health insurance policies, where once you buy the plan and coverage is activated, you are eligible to claim medical expenses. The only difference with MediCare Select is its customisability, allowing you to tailor your health insurance specifically to your medical needs.
This means you can choose the sum insured, policy duration, and the additional benefits as well. Imagine being able to tweak your health insurance when a major life event happens or when your financial situation changes. That’s what you get with TATA AIG’s MediCare Select.
Also Read: How Health Insurance Works
Let Us Consider a Quick Example
Ms Seema, a 33-year-old software engineer living in Bengaluru, suffers from PCOD but lives a healthy lifestyle overall. However, healthcare costs are high in Bengaluru, and she also plans on having children in the future. Our TATA AIG MediCare Select is a good choice for Seema because it can -
- Offer higher sum insured options, a restore infinity plus benefit (restores the sum insured unlimited times) and a dedicated rider for women’s health “EmpowerHer**” that can cover her PCOD treatments.
- It will also allow her to modify her plan in the future by adding a maternity cover, or even convert her individual policy into a family floater plan.
In contrast, had she chosen a more basic plan with fixed coverages, she would have needed to purchase a new health insurance policy later in life—likely at a higher cost.
Key Features of TATA AIG MediCare Select
TATA AIG MediCare Select UIN: TATHLIP25051V012425. For more details on benefits, exclusions, limitations, terms & conditions, please refer sales brochure/ policy wordings carefully, or contact us for any queries., before concluding a sale.
**The Optional Cover/ Riders/ Add-Ons are provided in lieu of additional premium as applicable and subject to the terms, conditions and exclusions as stated in the Policy Wordings & Rider wordings. Please refer to the policy documents for more information.
Plan type
Individual and Family Floater Plans
Sum Insured Options
₹5 lakhs to ₹3 Crores
Discounts
Discounts like Family floater discount, Long term discount, multi-individual discount, Professional discount, Young family discount and more
Policy Duration
Options for 1, 2, or 3 Years
Lifelong Renewal
90 Days Before and After Hospitalisation
Pre- and Post-Hospitalisation Expenses
90 Days Before and After Hospitalisation
Maternity Care**
10% of the Sum Insured , maximum up to Rs. 1,00,000 per policy year (Over & Above base sum insured) + Option to Reduce ‘Maternity Care’ Waiting Period to 1 Year from 2 Years
Daily Cash for choosing Twin Sharing or Multi-Sharing Accommodation
Available
Consumables Benefit**
Available
Restore Infinity Plus
Restoration of the Sum Insured for unlimited number of times during Policy Years, if the Sum Insured and Cumulative Bonus is insufficient to pay an admissible Hospitalization claim
No Claim Bonus
For every claim free Policy Year:
i) Cumulative Bonus: 50% of expiring policy year base sum insured, maximum up to 100% or
ii) 1% discount on renewal premium
Network of Hospitals
Over 12,000+ Hospitals across India
Tax Benefits
Available under Section 80D (Old regime)
What Our Customers Are Saying
This website is amazing. Neat and clutter free...What a delightful user experience...loved it...Kudos to the Tata AIG team and the website developer too!
Very Good , Hassle free web page.
Thank you TATA AIG. this process is very easy. we don't need any agent for this. this is Time Saving for us.
Their customer service executives really helped me with the requirements for claim filing and were very patient with me.
Very easy
Very nice, big 👌 thumps up to entire who ever involved to build this platform.
Very good. keep growing. Best of luck tata group and companies.
Discount Metrics
Who Needs Personalised Health Insurance?
Everyone needs a custom health insurance plan. Medical emergencies can happen to anyone, and a basic traditional plan can have you paying for the benefit you may not even need. With customisable health insurance, you pay only for the benefits you choose and get exactly what you need.
Also Read: Terminal Illness vs Critical Illness
Young and Healthy Individuals
Sole breadwinners, salaried employees and younger individuals can still benefit from customised health insurance. These plans can be modified to cover your annual health check-ups and OPD consultations, along with any medical emergencies.
Self Employed Individuals
Freelancers, gig workers, and those in between jobs can benefit from customised health plans. These plans offer mental well-being covers including stress management programs, along with flexible coverage that fits their lifestyle.
Young Families and Newlyweds
Personalised health insurance plans allow families and young couples to include coverage for maternity, childbirth and newborn care. Most custom plans also offer the option to reduce maternity waiting periods.
People with Chronic Conditions
These plans are ideal for anyone with chronic conditions or a family medical history of critical illnesses since they come with higher coverage options. They also include coverage for pre-existing diseases (PED), complex surgery and day care procedures.
Senior Citizens
Custom health insurance plans offer coverage for senior citizens (above 60 years) along with annual health check-ups, AYUSH treatments and domiciliary treatments (at-home treatment).
How to Buy TATA AIG MediCare Select?
Go to TATA AIG. Under the “Personal” tab, click on “TATA AIG MediCare Select” in the Health Insurance section. You can also use the calculator at the top of this page.
How to Buy TATA AIG MediCare Select?
Visit our Website
Go to TATA AIG. Under the “Personal” tab, click on “TATA AIG MediCare Select” in the Health Insurance section. You can also use the calculator at the top of this page.
Enter your Details
Specify whether you are purchasing the policy for yourself or other members and enter your contact details when required. Click on “Get Plan”.
Choose Your Coverage
Choose the sum insured, policy tenure and the medical coverage options that best suit your specific healthcare needs.
Select Your Add-Ons
Next, choose the optional covers, add-ons or riders you want to add. Depending on your selection, these may come with an additional cost or could even offer a discount.
Medical Declaration and KYC
Answer a few medical and lifestyle questions After completing the KYC process, you will be shown a review page.
Pay and Get Your Policy
Pay the applicable premium online, and we will send your TATA AIG MediCare Select policy documents directly to your email.
Also Read: How to Renew Health Insurance?
Frequently Asked Questions
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