MediCare Select stands out from other health insurance plans by offering greater flexibility in choosing only the coverage and benefits you need. From maternity care to options like consumable covers and room category selection, you have the freedom to personalise your health plan to match your lifestyle, healthcare needs and budget.

Yes, you can fully customise your health insurance plan with TATA AIG MediCare Select. You have the flexibility and complete control to choose the coverage and features that best suit your specific healthcare needs.

Restore Infinity Plus is an in-built feature of the TATA AIG MediCare Select plan. It automatically restores your base sum insured if it is insufficient to pay an admissible hospitalization claim. This benefit restores the base sum insured unlimited times during the policy year.

Yes, TATA AIG MediCare Select offers maternity coverage as an optional cover. It includes expenses for childbirth, medically necessary pregnancy termination and first-year vaccinations for your newborn. If there are any delivery complications, the plan also covers the newborn’s medical treatment during hospitalisation.

Yes, TATA AIG MediCare Select covers AYUSH treatments for both inpatient and daycare treatments received at AYUSH hospitals or AYUSH Day Care Centres. The policy also covers pre- and post-hospitalisation costs for AYUSH treatments up to 90 days before and after hospitalisation.

The daily cash benefit gives you a fixed amount of money for each day you are hospitalised. It applies when you choose twin-sharing or multi-sharing accommodation. You can use this benefit to cover additional expenses, such as food and transportation.

Yes, you can buy this custom health plan for your family with the family floater option. It can include your spouse, children, parents and parents-in-law. The coverage will be shared among all insured members under the policy.

At the top of this page, you can find the MediCare Select product calculator. Enter the essential details and click on “Get Plan” to get started. Choose only the coverage features that you need and instantly create your personalised health insurance policy.

• Initial waiting period - 30 days (day 1 coverage only for accidents).
• Specific diseases waiting period - 34 months
• Pre-existing diseases waiting period - 36 months
• Maternity waiting period - 2 years (Can be reduced to 1 year)

You can renew your health insurance policy online at our Renew Health Insurance page. Just provide your policy number and proceed.

The grace period for this plan is 15 days in case of monthly payments and 30 days for all other premium payment modes, including single premium payment mode.

Not anymore. With the 2024 General Insurance Council (GIC) announcement, cashless services are now available at all hospitals in India. However, the hospital should be authorised and eligible for the cashless benefit.

The documents can vary for the individual claims. Some of the most common documents required are the claim form, health reports, original medical treatment bills, pharmacy bills, discharge summary, FIR in case of accidents and payment receipts.

The free look period to review the policy terms and conditions is 30 days from the date of receipt. If you decide to cancel your policy purchase during this period, you get a full refund.

You can cancel your policy by giving us 7 days’ written notice. If no claims have been made, you will receive a refund based on the remaining policy period. No refund will be provided if a claim has already been made.

We also reserve the right to cancel your policy with 15 days’ written notice on the grounds of fraud, misrepresentation, or non-disclosure of important details.