Health Insurance (COVID-19 Covered)*

At Tata AIG, we strive to make our policies as comprehensive and beneficial as health insurance can possibly be. Some of our highly useful perks of Tata AIG MediCare health Insurance include:

In-patient treatment: This includes room rent, ICU charges, nursing charges, medicines, and other related consumables. Medical expenses directly related to the hospitalization would be payable.

Pre-Hospitalization Medical Expenses: Medical Expenses incurred in 30/60 days before the date of admission to the hospital.

Post-Hospitalization Medical Expenses: Medical Expenses incurred in 60/90 days after the date of discharge from the hospital.

Daycare procedures: We understand that with advancements in technology, a lot of treatments that previously required more than 24 hours of hospitalisation can now be done sooner. And so, we cover up to 541 different daycare treatments that do not necessarily require hospitalisation.

Domiciliary treatment: In case medical treatment for an illness/disease/injury which in the normal course would require care and treatment at a hospital but is actually taken while confined at home under any of the following circumstances:

• the condition of the patient is such that he/she is not in a condition to be removed to a hospital, or
• the patient takes treatment at home on account of non-availability of room in a hospital;

Organ donor expenses: Organ donation is one of the noblest gestures one can make, and we acknowledge this act of selflessness. Our policies cover the expenses for harvesting the Organ, when an insured is the recipient.

Dental treatment (in case of accidents): Not every health insurance policy covers dental expenses. However, if you meet with an unfortunate mishap and need to undergo dental treatment, we cover your dental expenses in some policies. The liability covered would be as mentioned in the particular product policy wordings.

AYUSH benefit: Tata AIG celebrates India, the land of Ayurveda. Our health insurance plans also cover in-patient treatments practiced in accordance with Ayurveda, Unani, Siddha, or Homeopathy.

Vaccination: Tata AIG Health Insurance policies covers expenses related to Human Papilloma Virus (HPV) vaccine & Hepatitis B Vaccine after 2 years of continuous coverage and Antirabies vaccine & Typhoid vaccination without any waiting period.

The benefits might vary according to the specific product chosen by you, so please read the policy wordings carefully before you purchase the policy.