Business Travel Insurance
Every business trip is an investment for any company. You need to have your employee at your client’s place, understanding their processes, finding solutions and then implementing them together. The perils of this investment can be lost baggage (and passports), personal accidents, even a hospital stay in a strange land. It can even amount to an employee being replaced due to an illness or missing a meeting because a delayed trip. Tata AIG General Insurance Company Limited Business Travel Insurance guards you against these perils.
- The premium rates are per day, per person - so you pay only for what you use - this saves premium
- The policy issuance is Internet based and convenient both for issuing policies and MIS
- Travel days can be replenished on payment of additional premium - and monthly reconciliation to ensure accuracy of your billing.
- Worldwide assistance facilities through multilingual facilities.
Each Business Travel Accident policy is for an entire year. During this year, all single overseas trips (not exceeding 180 days) made by each and any employee is covered. The travel days and premium are adjusted according to actual number of days used.
The coverages are as below:
Under the Business Travel Accident Policy of Tata AIG General Insurance Company Limited we currently have three plans namely Economy, Business and First which the company can opt for.
You are not covered if any expenses incurred directly or indirectly in respect of: traveling against the advice of the physician; for obtaining treatment; pre-existing ailments & complications arising out of them; Suicide or attempted suicide; war; terrorism; illegal acts; dangerous sports etc.