Secure Your Car With The Super Car Insurance Plan!

Believe it or Not! Car Insurance starting at just Rs. 2072*
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7500+ Network Garages
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Accidental Damage & Theft Cover
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Zero Depreciation Cover
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Get Policy In 3 Easy Steps

What is Car Insurance?

Let’s get you started on the journey of buying/renewing car insurance online!

Car insurance is something you all have in our vehicles. A piece of paper you print every year and tuck into your dashboards, should the traffic cops ever ask for your papers. But, your car insurance policy is more than just a way out of a ticket. It’s an integral part of your financial plan. Your four-wheeler insurance helps you save on potential losses in the future. Once you have a car, you need to take care of it. And, no matter how careful you are, there’s every possibility that a bump, scratch or crash could lead to hefty repair bills. That’s where we step in. You pay us a small premium every year for our car insurance policy and in return, we promise to take care of your car repair bills.

We’ll also look after your liability to third-party. What does this mean? Basically, if you’re out and about in your vehicle and accidentally cause harm or damage to another person or their property, you won’t have to pay from your pocket for the expenses. Our policy will look after all of that as well! We’re TATA AIG, and we give you our word that we’ll look after your car as if it were our own.


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Advantages Of TATA AIG Insurance

A TATA Promise
Our car insurance policies come with the 150-year legacy and trust of TATA. As an insurance company, we’ve been keeping our promise of looking after you, your vehicle and finances for over 20 years! When we commit to something, we stick to it.
You Come First
We’ve made it our mission to anticipate your every need. We put your priorities above ours, always, and work to exceed your every expectation. Over our years in the insurance industry, we’ve taken care of 5 crore customers and our family is growing every day.
We’re Performance-Driven
We have a large team that is always looking for ways to reach new heights. To ensure speedy claim settlements for all our customers, we have over 650 claim experts working hard across India. We also have a dedicated service and operations team, who will walk you through every step of the process and answer all your queries.
Integrity is Integral
We understand that public scrutiny comes with the territory. Every member of our team will conduct business in an honest, fair and completely transparent manner.
A TATA Promise
Our car insurance policies come with the 150-year legacy and trust of TATA. As an insurance company, we’ve been keeping our promise of looking after you, your vehicle and finances for over 20 years! When we commit to something, we stick to it.
You Come First
We’ve made it our mission to anticipate your every need. We put your priorities above ours, always, and work to exceed your every expectation. Over our years in the insurance industry, we’ve taken care of 5 crore customers and our family is growing every day.
We’re Performance-Driven
We have a large team that is always looking for ways to reach new heights. To ensure speedy claim settlements for all our customers, we have over 650 claim experts working hard across India. We also have a dedicated service and operations team, who will walk you through every step of the process and answer all your queries.
Integrity is Integral
We understand that public scrutiny comes with the territory. Every member of our team will conduct business in an honest, fair and completely transparent manner.

What's Covered In Tata AIG Car Insurance

Comprehensive Cover

Being a car owner in India, it is mandatory for you to buy car insurance. Buy car insurance online from Tata AIG, which acts as a true friend at the time of crisis. It provides coverage for the losses incurred in an accident or vehicle theft, thus saving you from paying huge repair bills from your own pocket. At Tata AIG, we ensure that damages incurred to your car will not result in a financial burden for you.

At the next level, there is comprehensive car insurance in India, which includes both third-party liability as well as own damage cover. The coverage of various car insurance policies from Tata AIG differs from each other.

Get Comprehensive Coverage with TATA AIG Car Insurance

Loss of or Damage to the vehicle Insured

Depending on the car insurance plan you’ve picked, your car and accessories will be covered in case your vehicle is damaged or lost due to an accident, natural calamity or malicious or terrorist act or the cause is one of the below:
  • Accidents of external means
  • Burglary, theft/ Riot, strike
  • Fire, explosion self-ignition or lightning
  • Earthquake (Fire and Shock Damage)
  • Natural calamities like, flood, typhoon, hurricane, storm, tempest, inundation, cyclone,
  • hailstorm, frost
  • Terrorist Activity/Malicious Act
  • Landslide/Rockslide
Insure the Loss Due to Vehicle Damage with Our Four wheeler Insurance

Liability to Third Parties

Our car insurance policy doesn’t just look after damage to your car. We’ll also take care of third-party liability, which you need to legally drive your car on Indian roads. If you happen to meet with an accident and another individual is hurt or their property is damaged, our car insurance policy will help cover the expenses.
Liability of the Third-party is Covered Under Car Insurance

Personal Accident Cover for Owner-Driver

If you have been injured or hurt in a car accident, our car insurance policy will cover injuries that you have incurred. Sometimes the injuries are mild, but on some rare occasions, they may end up being severe leading to loss of limbs/ eyesight ir permanent disablement and in some extreme cases even death. Whatever the situation, our car insurance policy will be there for you.
Get Personal Accident Cover for Owner or Driver

What's Not Covered In Tata AIG Car Insurance

There are a few things that we’re unable to help with. Here’s a look at some general exclusions under our car insurance:

  • If the vehicle is used for hire ore reward, racing, speed testing, reliability trials etc.
  • If the vehicle is used outside the geographical area i.e. outside India
  • Any consequential loss, wear & tear, Mechanical & electrical breakdown
  • Nuclear perils, war & war like operations
  • Damages to the vehicle if a third-party liability only car insurance policy has been purchased

Add Ons For A Unique Plan And Extra Protection

No Claim Bonus Prote...
Road Side Assistance...
Repair of Glass, Fib...
Daily Allowance...
Emergency Transport ...
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No Claim Bonus Protection Cover
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No Claim Bonus Insurance with Our Car Insurance Cover
Everybody loves a discount. But in the event that you have to make a claim, you risk losing your NCB. With this additional car insurance cover, you can make a claim or against your car insurance policy within a policy year without having it affect your overall NCB. Hence, Your No claim Bonus (NCB) does not get exhausted even after a claim in the current car insurance period, at the time of policy renewal, we will offer you the same expiring no claim bonus. The number of claims will depend on your specific car insurance plan, so it’s best your check your car insurance policy documents to find out exactly what’s allowed.<br><br> (UIN - IRDAN108RP0002V01200001/A0053V01201819)
Road Side Assistance
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Get Roadside Assistance with Our Four Wheeler Insurance
Can you think of anything worse than having to pull over in the middle of a lovely drive because your car is suddenly not working the way it should? Anything from a flat tyre to a dead battery might cause a delay in your scheduled trip. With this car insurance add-on, we’ll provide road-side assistance so you don’t have to figure out what’s wrong with your car by yourself. We’ll also offer on-the-spot repairs, depending on the kind of damage, to help you get back on track as quick as we can. You can call us on 1800 266 7780. (UIN - IRDAN108RP0002V01200001/A0022V01201213)
Repair of Glass, Fibre, Plastic & Rubber Parts
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Our Car Insurance Policy Covers Repair of Glass, Fibre, Plastic and Rubber Parts
If you’ve got a small nick in your glass, rubber, plastic or fibre parts, you don’t necessarily have to replace the whole part. With this car insurance add-on, you can head to an authorised service station or garage and get the part repaired instead. The best part? You’re entitled to make one repair claim against your car insurance policy every year without it affecting your No Claim Bonus (NCB)!<br><br> (UIN - IRDAN108RP0002V01200001/A0005V01200910)
Daily Allowance
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Get Daily Allowance with Our Car Insurance Plans
We understand that your precious car is your favourite mode of transport. But if the car needs to be in the repair shop for longer than expected, we’ll provide you with a daily allowance to make moving around a little easier. This will be payable for 10-15 days depending on the cause of car insurance claim.<br><br> (UIN - IRDAN108RP0002V01200001/A0051V01201819)
Emergency Transport & Hotel Expenses
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Get Taxi and Accommodation Charges Covered with Our Online Car Insurance
There’s nothing better than a road trip so you can explore more of this beautiful country. But, it’s possible that a small accident may dampen your spirit. With this car insurance add-on, you don’t have to worry. If you’re on the road, we’ll help you pay for an overnight stay in a hotel or help look after the charges you would have to pay to travel back home or to the closest city you’re travelling to. You won’t have to worry about being stranded in the middle of nowhere.<br><br> (UIN - IRDAN108RP0002V01200001/A0055V01201819)
Key Replacement
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Key Replacement Expenses are Covered in Our Car Insurance Policy
We shall cover the cost of key replacement in case they are lost/stolen or if your car has been broken into. This will include the labour cost for replacing the locks.<br><br> (UIN - IRDAN108RP0002V01200001/A0056V01201819)
Engine Secure
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Secure Your Car Engine with Our Car Insurance Policy
(UIN - IRDAN108RP0002V01200001/A0058V01201819) Got a new car? Live in a flood prone area? Protect your engine against damage with the engine secure feature We shall pay you for repair and replacement expenses of internal parts of the engine, gearbox, transmission and differential assembly. We will also pay for the lubricating oil and consumables used in assembly but can’t pay for fuel obviously.
Tyre Secure
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Secure Your Tyres and Tubes with Our Four Wheeler Insurance Online
(UIN - IRDAN108RP0002V01200001/A0059V01201819) This covers repair & replacement expenses arising out of accidental loss or damage to tyres & tubes.
Consumable Expenses
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Get Covered the Cost of Consumables with Our Car Insurance Plans
(UIN - IRDAN108RP0002V01200001/A0085V01201819) We will cover the cost of consumables required to be replaced/replenished arising from an accident to the insured car. Consumables shall include engine oil, gear box oil, lubricants, nut & bolt, screw, distilled water, grease, oil filter, bearing, washers, clip, break oil, air conditioner gas and items of similar nature excluding fuel.
Loss of Personal Belongings
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We Cover the Cost of Your Personal Belongings
(UIN - IRDAN108RP0002V01200001/A0054V01201819) We will pay for the loss or damage to your and your family member's personal belongings such as clothes and other items that are more likely to be worn, used or carried and includes audio/Video tapes, CDs. Can not include money, jewellery, bank related items like debit cards, cheques etc. A more detailed list is available in the policy document. Please note the belonging should be present in car during the time of damage to the car.
Return to Invoice
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Invoice Difference is Reimbursed to Your with Our Car Insurance Plans
(UIN - IRDAN108RP0002V01200001/A0052V01201819) In case an accident leaves you with a four wheeler that is total loss or constructive total loss or in case of theft; under this cover, we shall reimburse to you the difference between the amount you receive and the invoice value of the car.
Depreciation Reimbursement
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Get Depreciation Reimbursement with Our Car Insurance Online
(UIN - IRDAN108RP0002V01200001/A0001V01200910) Under this cover we shall pay you the amount of depreciation deducted on the value of replaced parts under own damage claim. Only the first two claims can avail this benefit. Please read policy wordings for more details,

Benefits Of Getting Car Insurance

It’s Quick

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Buying car insurance online doesn’t have to be a full-time job. When you buy your four-wheeler insurance policy from TATA AIG online, you can browse, select and purchase your policy in just three easy steps! Once you pay the premium, we’ll have the policy sent to your inbox, ready to be printed.

It’s Customisable

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Our comprehensive car insurance policy comes with up to 13 add-ons that you can pick and choose from. So, get ready to customise your car insurance cover based on your personal needs. From zero depreciation to engine cover and more – you’ll find everything you need to secure your wheels.

We Have a High Settlement Ratio

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Before you buy or renew your car insurance policy, we’re sure you’d like to know how likely you are to get your settlement if you raise a valid claim. Well, we’re proud of our stats. In FY19-20, we settled 98% of the claims that came our way. So, if you ever make a claim against your TATA AIG car insurance policy, there’s a very good chance you’ll get the settlement you deserve.

Complete Security for Your Car

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With our car insurance policy, you can be rest assured that your car and your finances will be taken care of. We’ll secure your car against loss, theft and all kinds of damage. So, even if something terrible were to happen to your car, we’ll help you with the costs involved with replacing your vehicle.

We Have a Wide-Reaching Network

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Cashless claims with TATA AIG’s car insurance policy is easy. We have a network of over 7,500 garages across India, so no matter where you are, you’ll have a network garage close by for a cashless claim. In the unlikely possibility that you’re unable to get to one of our network garages, you don’t need to break a sweat. You can head to any trusted garage and get the repairs done. We’ll work on getting you a reimbursement claim instead. Either way, your car will be taken care of.

Easy Claims

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Our online claims process is quick, easy and completely pain-free. Head to the TATA AIG website and fill up the online claim form. We need a few basic details, such as your car insurance policy number, your name and contact details and information about the accident. Once you hit the submit button, your claims process will be underway!

Factors To Consider While Buying Car Insurance

Zero Depreciation Cover

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Your car is made up of a number of parts that will likely wear out over time. Every year, the value of your car and all its parts will depreciate due to usage and general wear and tear. Let’s say you meet with an accident after a few years and need to get a part replaced. The purchase of the part will be at actual cost, but your insurance provider will only cover the depreciated cost of the part since that’s what the part is worth at the time. So, you’ll have to pay the difference out of your own pocket. On the other hand, if you have a Zero Depreciation Cover with your policy, you don’t have to worry about depreciation. When you purchase this cover along with your comprehensive car insurance policy, your provider will pay you the cost of the part without factoring in depreciation. This is a great cover to have, especially for new and luxury cars, since the parts can be quite costly.

The Claim Settlement Ratio

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Another important thing you need to check before you purchase or renew your car insurance policy is the insurance provider’s claim settlement ratio. The ratio will tell you how many claims they settled out of the total number of claim requests they received. At TATA AIG, we're committed to keeping our promise of looking after you, your car and your finances. In FY20-21, we settled 98% of the claims that came our way.

The Car’s Insured Declared Value (IDV)

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If you’ve been looking up car insurance policies for a while, we’re pretty sure you’ve come across the term IDV. Basically, it refers to the current market value of your car. The IDV is the maximum amount that your insurance provider will give you in case there’s complete loss of your car. For new cars, your IDV will be quite similar to the price you paid. For the next four or five years, the IDV will decrease at a fixed rate due to the depreciation of the various parts of your car. For older cars, you and your car insurance provider can agree upon the IDV.

The No Claim Bonus (NCB)

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If you’ve managed to make it through a year of your policy without making any claims, you’re eligible to claim a No Claim Bonus. It’s a discount on your car insurance premium for the following year. The discount starts at 20% and for every additional year you enjoy without making any claims, the discount will increase. The maximum discount you can enjoy is 50%.

The Add-ons Available

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To ensure you and your car have the best possible protection, you may want to purchase a few add-ons along with your car insurance policy. An add-on offers additional cover for a small cost, which is added to your total premium. At TATA AIG, we offer 13 add-ons that you can select from to get the best kind of cover for your personal car insurance needs. From roadside assistance to repairs of your glass, fibre, rubber and plastic parts, daily allowance, key replacement and more, we’re sure you’ll find add-ons that suit your requirements.

The Claims Process

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This is possibly one of the most crucial things you need to look into before you decide to purchase or renew your car insurance policy with a particular insurance provider. If you do have to make a claim, is there an easy online process or will you have to make multiple phone calls and wait for a surveyor to show up to the location? At TATA AIG, we have a quick and easy process for cashless claims. You have to submit a basic online form before handing your car over to one of our 7,500 network garages. Before you know it, we’ll have settled the claim and the repairs will be done. We’ll sort everything out as quickly as possible and ensure you have your car back with you without any delays.

How To Calculate Car Insurance Premium?

Insured Declared Value

Since the settlement you’re likely to receive depends on your car’s IDV, your car insurance premium will also depend on your IDV. The insurance provider will calculate your IDV by looking at the showroom cost of the car. They’ll include the cost of any additional accessories and then adjust the amount for depreciation depending on the age of the vehicle. The higher your car’s IDV, the higher your car insurance premium is likely to be.

The Engine Capacity

The size of the engine, also known as the car’s cubic capacity, plays a significant role in the calculation of your car insurance premium. Bigger engines and those with a higher cubic capacity will attract a higher premium.

Age of the Vehicle

Since the age of your car impacts your IDV, it will also impact your car insurance premium. New cars will have higher IDVs and higher premiums. The perceived value of an older, used car, on the other hand, is significantly lower. So, the premium for these cars is also likely to be lower.

Add-Ons

When it comes to looking after your vehicle, car insurance add-ons can be a blessing and a bane. The add-ons will offer better protection, but they’ll also increase your car insurance premium. When you’re purchasing a car insurance policy, you must choose your add-ons wisely. This way, you won’t unnecessarily inflate your premium amount.

Security Devices

If you’d like to lower your four wheeler insurance premium a little, you can get an authorised anti-theft device installed. Anti-theft device makes your car less likely to get broken into or stolen, which means they aren’t risky vehicles to protect. With this you can make yourself a low-risk candidate; and you can enjoy alower car insurance premium as well.

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Insured Declared Value

Since the settlement you’re likely to receive depends on your car’s IDV, your car insurance premium will also depend on your IDV. The insurance provider will calculate your IDV by looking at the showroom cost of the car. They’ll include the cost of any additional accessories and then adjust the amount for depreciation depending on the age of the vehicle. The higher your car’s IDV, the higher your car insurance premium is likely to be.

Self Service Options

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Claim

A convenient way to register your claim & track your status.

Claim:

A convenient way to register your claim & track your status.

claim additional service
Service request

Make changes to your policy & update your contact details.

Service request:

Make changes to your policy & update your contact details.

claim additional service
Documents

Print policy document and view renewal notice

Documents:

Print policy document and view renewal notice

Car Insurance Claims

We hope it never comes to this, but if there’s an accident or something happens to your car, you will have to file a claim. The easiest way to file a car insurance claim is online. Here’s a step-by-step break down of TATA AIG’s car insurance claims process:

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Register Your Claim

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It’s always best to register your car insurance claim as soon as possible. Once you’ve managed to get to safety, log in to your TATA AIG online account. You’ll find a ‘Claim’ button that will lead you to an online form. We’ll need you to furnish with the following details:

  • Your car insurance policy number
  • A few personal details, including your name, number and address
  • License details, or the license details of the driver
  • A few details regarding the incident
  • A copy of the FIR if there was an accident

In the car insurance claim form, you will also need to specify if a third-party was harmed or if third-party property was damaged.

Once you’ve finished entering all the details, you simply need to click ‘Submit’.

Take the Car to the Garage

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Our experts will go over your car insurance claim form and determine the damage to your car. They will then schedule your car to be sent to a network garage. We have over 7,500 garages across the country, so we’ll definitely find one close to you and your car.

Let Us Settle the Car Insurance Claim

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Before we can settle a claim, we’ll need to go over your request with a fine-toothed comb. Any car insurance claims that you have made in the past will be checked and verified. We’ll also take a close look at your car insurance policy, your add-ons, discounts and other details. Depending on all of this, we will offer you a settlement amount for the repairs. If you’d like to double-check our offer, you can look for car insurance quotes online while filing your claim.

Get Your Car Back

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Once we’re done with our car insurance claims process, your car will be repaired and returned to you.

What Our Customers Are Saying

 
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Braj Kishor Singh
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"VERY GOOD WEBSITE FOR RENEWAL"
29-01-2021
Zaki uddin
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"It was very convenient to use. And the best part was the service provide at home."
28-01-2021
Yuvarajan P
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"This no login premium renewal was a cakewalk. It was not there last year when i tried to renew."
28-01-2021
Shaikh Saleem
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"Add on details are very interesting and customer can decide his own choice. Now unseen or hidden risks are covered."
04-02-2021
Yogita Dhere
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"Nice products tata Aig"
02-02-2021
Subhas Barman
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"FANTASTIC"
02-02-2021
Akshat Swaroop
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"excellent & flawless experience ! littelly renewed my insurance in less than a minute! keep it up TATA!"
01-02-2021
NIDHI SALAM .
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"Thank you, the new process is very seamless! It's SO MUCH better and MORE intuitive than what you had until last year. Great work on the upgrade!"
01-02-2021
Anuradha Gummadi
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"Easy process. However, no option to select 2 or 3 years"
01-02-2021
Kamlesh Pandey
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"It been good experience, but can't give full marks."
30-01-2021
Hemant Manohar Tambat
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"OVERALL GOOD AND SATISFACTORY, TATA IS BRAND OF RELIABILITY"
30-01-2021
Maadamshetty jyothi
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"POLICY BUYING IS LIKE JUST A GO.....NICE EXPERIENCE TATA"
30-01-2021
Ramanjaneya KS
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"GOOD PRICE"
30-01-2021
Chirag Mehta
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"TATA is a Trusted Brand and always cheaper than other insurance company"
29-01-2021
Sandipan Mukherhjee
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"Customer Service is awesome, Thank you so much for giving me discount. In future if I will plan to buy any new car, definitely I will insured my car by Tata Aig."
29-01-2021
Raghavandran K.R
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"God damn awesome journey!!"
29-01-2021
Santosh Singh
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"Everything is transparent and smooth"
29-01-2021
Braj Kishor Singh
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"VERY GOOD WEBSITE FOR RENEWAL"
29-01-2021
Zaki uddin
fullfullfullfullfull
"It was very convenient to use. And the best part was the service provide at home."
28-01-2021
Yuvarajan P
fullfullfullfullfull
"This no login premium renewal was a cakewalk. It was not there last year when i tried to renew."
28-01-2021
Shaikh Saleem
fullfullfullfullfull
"Add on details are very interesting and customer can decide his own choice. Now unseen or hidden risks are covered."
04-02-2021
Yogita Dhere
fullfullfullfullempty
"Nice products tata Aig"
02-02-2021
Subhas Barman
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"FANTASTIC"
02-02-2021
Shaikh Saleem
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"Add on details are very interesting and customer can decide his own choice. Now unseen or hidden risks are covered."
04-02-2021
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Did Not Find What You Were Looking For?

Frequently Asked Questions

Policy Related

Service Related

How Can I Renew Expired Car Insurance?

If you’ve missed your policy renewal deadline, we can still help you with your car insurance renewal. We’ll need a few details, such as your car’s registration number, your previous policy number, the number of claims you’ve previously made and a few images of your car. Once we have that, we’ll be in a better position to understand what your car insurance premium should be. If you complete the process within 90 days of your previous car insurance policy expiring, we may even be able to transfer your NCB to your new policy!

Can I buy car insurance online? If yes, how?

Yes, we like to make our processes as easy and convenient as possible. You can purchase TATA AIG car insurance online directly from our website. Simply input a few details, such as your car’s registration number and we’ll be able to share a quote with you.

How can I calculate the car insurance premium for my policy?

You can use the TATA AIG car insurance premium calculator to understand what kind of premiums you have to pay for various car insurance policy options.

Is it necessary to have car insurance in India?

Yes. As per the Motor Vehicle Act, 1988, all vehicles must have at least third-party insurance. If you do not have third-party car insurance, you cannot legally drive your car on Indian roads.

What does a car insurance policy cover?

This depends entirely on which TATA AIG car insurance policy you purchase. If you purchase our comprehensive car insurance plan, it will cover:

  • Loss or damage to the car
  • Any damage to a third-party and/or third-party property
  • Personal accident cover for the owner-driver
  • Damage to the vehicle itself

What is the online car insurance renewal process?

Visit the TATA AIG website to quickly renew your car insurance online. Once you enter your car and policy details, you can make the premium payment via net banking or with your credit or debit card. Once the payment is processed, you’ll receive a hard and soft copy of your policy.

Are there any advantages to buying car insurance online?

We always recommend buying car insurance online as:

  • It’s quick, easy and convenient.
  • You can compare car insurance policies and find the best policy at the most competitive price.
  • There’s minimum paperwork required.
  • There are no middlemen involved.

Should I get a comprehensive car insurance policy or is third-party enough?

For the best protection of your car, yourself and your finances, we always recommend the comprehensive TATA AIG car insurance policy. A comprehensive policy will cover you against third-party liability as well as damages to your car, personal accident cover and more. Of course, the decision to pick one car insurance policy over the other depends entirely on you and your requirements.

Are there any important factors I should consider before buying or renewing car insurance?

You should always purchase a car insurance policy that offers you’re the best cover and the most competitive prices. While looking for a policy, you should consider the car insurance premium, the kind of cover you will receive, the network garages on offer and the kind of add-ons available to you.

What is a No Claim Bonus (NCB)?

NCB is a sort of reward that your car insurance provider offers you for getting through a policy year without making any own damage claims. For every year you go without making a car insurance claim, you will receive a discount on next year’s car insurance premium. For every subsequent claim-free year, your NCB will increase up to a maximum of 50%.

What happens in my previous car insurance policy has already expired?

If you didn’t quite renew your car insurance policy in time, it’s okay. You can obtain a fresh policy with TATA AIG. But, since there’s been a break in your coverage, we may have to send an inspector or surveyor to your address to inspect the vehicle first. If you purchase the new car insurance policy within 90 days from the expiry of the old policy, you should be eligible to claim your NCB, if any.

How can I claim car insurance?

The TATA AIG car insurance claims process is quick and completely hassle-free. To get the process started, you need to fill up our online claim form and submit it. We’ll have a look at the details and recommend a network garage where you can send your car. After a complete vehicle check, we’ll reimburse you for the repair costs as per the terms provided in your car insurance policy documents.

What are cashless claims?

Cashless claims allow you to get your car repaired without you having to pay money up front. If you send your car to a network garage, we’ll sort out the cost of the repairs directly with them. There’s no waiting period or any hassle of reimbursements in cashless claims.

How long does it take for a claim to be settled?

Each car insurance claim is unique. At TATA AIG, we are committed to settling all car insurance claim requests within 30 days.

Do I need to file an FIR in order to make a claim against my car insurance?

This depends on the reason for your claim. If your car has been stolen or if you’ve met with an accident, we would need to see a copy of the FIR in order to process your car insurance claim.

What does zero depreciation mean in car insurance?

Zero depreciation is a very popular car insurance add-on. It protects your finances against regular depreciation costs of various parts of your car. If you choose to get this add-on along with your TATA AIG car insurance policy, you will be reimbursed for the full value of a part. The depreciated value of that part will not be considered.

How Do I Renew Car Insurance Online?

Renewing your TATA AIG car insurance policy online is quick and easy. Head to our website and enter your vehicle’s registration number in the box provided. Click the ‘Renew’ button to get the process going. You will have to give us a few more details, such as your policy number and the number of claims you have made in the last policy year. We’ll then provide you with your IDV and car insurance premium. Once you make the payment, your new policy will be issued. We’ll send a soft copy to your email immediately and the hard copy will be sent to your registered address as soon as it’s ready. It’s always best to complete the car policy renewal process before your existing policy expires.

How long will it take to renew my car insurance online?

The online car insurance renewal process takes just a few minutes. Once you enter your car registration number and policy details, we’ll be able to complete the process in just 3-4 clicks. If there’s been a break in cover, the car insurance renewal process could take a little more time. We’ll have to inspect the car before providing you with a quote, which could take 2-3 days.

Can I renew my expired car insurance online?

Yes, if your TATA AIG car insurance policy has just expired, you can visit the website to renew the policy online.

Can I transfer my insurance if I sell my car?

Absolutely! If you’ve decided to sell your car, you can transfer your TATA AIG car insurance policy to the new owner. But, you must remember that the new policy-owner will not be able to benefit from your NCB.

Is there a way for me to check the status of my car insurance?

Yes. You can visit the Insurance Information Bureau (IIB) to check the status of your TATA AIG car insurance policy.

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