Mercedes Benz Car Insurance
Mercedes Benz Car Insurance
Mercedes-Benz, BMW, and Audi comprise the "Holy Trinity" of German engineering. In particular, Mercedes-Benz is the most popular and the most premium four-wheeler brand in India. For many buyers and car enthusiasts, Mercedes is the epitome of class, quality and performance.
Mercedes-Benz has redefined luxury all around the world since its founding by Karl Benz in the year 1886. Nonetheless, it was the very first luxury four-wheeler manufacturer to set foot in India in the year 1994 and has since dominated the market.
When you buy a premium four-wheeler like this, it's apparent that you want to safeguard it, making Mercedes-Benz car insurance vital.
A car insurance policy shields you against any unanticipated obligations that may occur as a consequence of an accident. Own damage or third-party liabilities might be incurred. Furthermore, according to the 1988 Motor Vehicles Act, every vehicle on Indian roads must be covered with a minimum of third-party insurance for four-wheelers.
Because Mercedes-Benz is a premium and high-end four-wheeler with higher replacement and repair costs for car parts compared to others, it is prudent to have comprehensive car insurance for your Mercedes-Benz car that'll cover the majority of the liabilities that you incur in the event of a disaster.
As a result, Tata AIG's Mercedes-Benz car insurance policy provides you with exceptional coverage at pocket-friendly rates. Tata AIG Mercedes-Benz insurance is your best choice if you can't stand even a single dent in your car. Contact us for a quick quote!
How to Buy/Renew Mercedes Benz Car Insurance Online
You must have sufficient insurance coverage when driving your Mercedes-Benz. However, you do not need to break a sweat while obtaining or renewing Mercedes car insurance coverage since Tata AIG makes it possible in just a few easy steps.
You may finish the procedure in a transparent and secure manner.
Navigate to the Car Insurance page on the Tata AIG website. Enter your vehicle registration number and click "Get Price" to purchase new insurance or "Renew" to renew a current policy.
You should then fill out the online form with your basic information.
There is a list of Insured Declared Values (IDV). Choose the proper figure for your vehicle based on the parameters below.
If you are renewing your coverage, you should also include information about any previous claims. If you haven't made a claim, you're eligible for a No Claim Bonus (NCB), which is a reduction in your renewal price.
You may strengthen the protection of your Mercedes-Benz car by adding any of the add-on riders available from Tata AIG based on the driving circumstances of your vehicle.
The Mercedes Benz car insurance price will subsequently be displayed by the online car insurance calculator.
The soft copy of your Mercedes-Benz insurance will be directly sent to your registered email address after your payment has been validated.
Mercedes-Benz Insurance Cost - Your Premium Amount
Tata AIG's online car insurance calculator helps to determine the basic Mercedes insurance cost depending on the add-on features and basic coverage you choose in your insurance policy.
The premiums for third-party liability insurance for your Mercedes-Benz car are determined and capped by the Insurance Regulatory and Development Authority of India. This rate changes every year, so when determining the Mercedes-Benz insurance cost for third-party coverage insurance, we apply the current and updated rates.
One of the key determinants of the comprehensive insurance premium is The IDV (Insured Declared Value). The IDV is determined by particular parameters of your vehicle, like age, ex-showroom price of the variant, add-ons, and so on. The current market price (IDV) of your car may be obtained at the local Mercedes-Benz dealership, or you can use our online car insurance calculator to select from the list of IDVs offered.
Benefits of Buying Mercedes Benz Car Insurance Online
A Mercedes-Benz is a luxury car known for its smooth ride and stylish design. Whether you’ve just bought a new Mercedes or are renewing your policy, buying Mercedes-Benz car insurance online offers a range of benefits that make the process quick and hassle-free. Here’s why it’s a great idea to buy Mercedes-Benz insurance online:
- Quick and Easy Quotes
Getting a quote for your Mercedes car insurance online is fast and simple. With just a few clicks, you can get a personalised quote based on your Mercedes insurance cost. This quick process helps you save time and lets you compare different insurance options easily.
- Great Discounts on New Vehicles
When you buy Mercedes-Benz insurance online, you can enjoy great discounts. You can get up to 85% off on the Mercedes-Benz insurance price, making it much more affordable to insure your new car. This helps you save money while making sure your Mercedes is well protected.
- Access to a Large Network of Garages
By buying Mercedes insurance, you’ll get access to a wide network of garages. For example, TATA AIG offers access to over 5900+ network garages across the country, making it easy to find trusted garages for repairs and servicing wherever you are.
- Discounts on Policy Renewals
When it’s time to renew your Mercedes-Benz car insurance, buying online can save you even more. TATA AIG offers up to 75% off on your insurance renewal, making it affordable to keep your car insured year after year, even as it gets older.
Buying Mercedes-Benz insurance online is an easy and cost-effective way to keep your car protected. Whether you’re insuring a new car or renewing your policy, the online option makes the whole process smooth and convenient.
Things Included and Not Included under Tata AIG Mercedes-Benz Car Insurance Policy
Here is an overview of the regular list of inclusions and exclusions as per Tata AIG's comprehensive Mercedes-Benz car insurance coverage:
Things Covered Under Tata AIG’s Mercedes-Benz Car Insurance | Things Not Covered under Tata AIG Mercedes-Benz Car Insurance |
---|---|
The total loss of the car owing to theft or irreparable damage that leads to a total loss. | Damages to the car owing to war, war-like circumstances, or nuclear catastrophes. |
The damages sustained by the car as a consequence of natural disasters, for instance, cyclones, frost, earthquakes, and snowfall. | Damages suffered by the car beyond the geographical jurisdiction of the Tata AIG car insurance policy. |
All Third-party liabilities, including any harm to third-party property and any damages to third-party persons (including death) because of the insured car. | Damages caused to the car as a consequence of the driver driving without a valid Driving licence. |
Fire-induced damages, for example, ones induced by self-ignition, lightning, blasts, etc. | Regular wear and tear of the car owing to usage and depreciation. |
Damages to the car when moving it via waterways, roadways, airways, or railways. | Damages rendered to the car when it is being used for an objective not intended for it, for example, the commercial usage of a personal vehicle. |
Damages caused to the car through man-made troubles, including strikes, riots, and terrorist attacks. | Losses suffered by the car due to the driver operating it under the influence of drugs or alcohol. |
Types of Insurance Plans for Mercedes Benz Car Insurance
When it comes to insuring your Mercedes-Benz, it's important to understand the different types of insurance plans available to ensure your vehicle is properly protected. Here's a breakdown of the main options:
- Comprehensive Car Insurance
A Comprehensive Car Insurance policy for your Mercedes Benz provides full protection for both third-party liabilities and damage to your own vehicle. This includes coverage for accidents, theft, fire, vandalism, and natural events such as floods, storms, and earthquakes. In case of total loss or theft, you'll receive the Insured Declared Value (IDV), which reflects the current market value of your Mercedes-Benz at the time of the loss.
- Standalone Own-Damage Car Insurance
The Standalone Own-Damage Car Insurance policy covers damage to your Mercedes-Benz caused by accidents, fire, theft, or natural disasters. This plan does not include third-party liability coverage, making it a suitable choice for those who already have separate third-party coverage.
- Standalone Third-Party Car Insurance
Standalone Third-Party Car Insurance is the minimum coverage required by law. It covers the damage caused to third-party property, injury, or death due to your Mercedes-Benz. However, it does not cover any damage to your own vehicle.
These options offer varying levels of protection to ensure your Mercedes-Benz is covered according to your needs and preferences.
How to Apply Claim for Mercedes Benz Car Insurance?
Filing a Mercedes-Benz car insurance claim with TATA AIG is easy and quick. Here's what you need to do:
- Inform the Insurance Company
Contact TATA AIG at 1800-266-7780 or through their claims support page. Provide accident details like the time, location, and a brief description.
Fill Out the Claim Form
Complete the claim form with the required details, including:
Engine and chassis number
Accident description
Kilometre reading
You’ll receive a reference number to track your claim.
- Vehicle Inspection
A damage surveyor will assess your Mercedes-Benz. After the inspection, you can either choose a network garage for cashless repairs or a non-network garage for reimbursement.
Submit Documents
Submit the following:
Claim form
FIR (if needed)
ID and address proof
Timely submission ensures a smooth process.
Choose Your Claim Method
Cashless Claim: Take your Mercedes-Benz to a network garage, and TATA AIG will directly settle the repair bill.
Reimbursement Claim: Pay for repairs at any garage and submit invoices for reimbursement.
Follow these steps to quickly file your Mercedes-Benz car insurance claim with TATA AIG. Whether you opt for cashless repairs or reimbursement, the process is hassle-free and efficient.
Importance of Choosing Tata AIG as Your Mercedes-Benz Car Insurance Provider
Tata AIG is the ideal insurance partner for your Mercedes-Benz car. The Tata brand is well-known among Indian consumers for its ethical and honest business practices. For more than two decades, Tata AIG has provided customer-focused vehicle insurance services. The trust of almost 5 crore consumers demonstrates our commitment to providing outstanding service.
When you pick Tata AIG, you receive the following benefits:
In three simple steps, you may purchase or renew your coverage online.
Your questions will be answered around the clock.
A straightforward and reliable claims settlement procedure
A vast network of over 7500 garages allows for paperless claim settlement.
Along with garage coverage, over 650 claim professionals guarantee that the claim settlement procedure runs smoothly.
If you have 5 consecutive claim-free years, you can receive a 50% reduction under the No Claim Bonus.
We offer the most economical Mercedes Benz car insurance price in India.
Mercedes-Benz Car: A Brief Overview
In 1926, the automobile business Daimler developed high-end luxury vehicles under the brand name Mercedes, ushering in a revolution in the auto industry. Mercedes-Benz brought their four-wheelers onto Indian roads in 1954, in collaboration with Tata Motors. They began by providing commercial automobiles to the Indian market.
Aside from private four-wheelers, Mercedes-Benz is well-known for producing the most sought-after legendary sports cars. This German automaker produces some of the most dependable vehicles, including the E-class. Mercedes-Benz Cars start at ₹29.89 lakhs for the A-Class, with the most costly model in the series costing ₹2.32 crore. In India, the brand sells 15 different versions. Mercedes-Benz A-Class, Mercedes-Benz CLA, and Mercedes-Benz GLE are the most popular.
Many honours have been bestowed on the German four-wheeler manufacturer over the years. You can rely on the brand's engineering and construction excellence.
Mercedes-Benz Car Variants and Prices
Some of the models along with their ex-showroom price of Mercedes-Benz are outlined below:
Model | Ex-Showroom Price Delhi |
---|---|
Mercedes-Benz C-Class | Rs. 59.40 - 66.25 Lakh* |
Mercedes-Benz GLS | Rs. 1.34 - 1.39 Cr* |
Mercedes-Benz E-Class | Rs. 78.50 - 92.50 Lakh* |
Mercedes-Benz S-Class | Rs. 1.79 - 1.90 Cr* |
Mercedes-Benz Maybach GLS | Rs. 3.35 - 3.71 Cr* |
Mercedes-Benz G-Class | Rs. 2.55 - 4 Cr* |
Mercedes-Benz G-Class Electric | Rs. 3 Cr* |
Mercedes-Benz GLA | Rs. 50.80 - 55.80 Lakh* |
Mercedes-Benz GLC | Rs. 76.80 - 77.80 Lakh* |
Mercedes-Benz EQS SUV | Rs. 1.28 - 1.43 Cr* |
Mercedes-Benz GLE | Rs. 99 Lakh - 1.17 Cr* |
Mercedes-Benz GLB | Rs. 64.80 - 71.80 Lakh* |
Mercedes-Benz EQB | Rs. 72.20 - 78.90 Lakh* |
Mercedes-Benz AMG SL | Rs. 2.47 Cr* |
Mercedes-Benz AMG GLC 43 | Rs. 1.12 Cr* |
Mercedes-Benz Maybach SL 680 | Rs. 4.20 Cr* |
Mercedes-Benz EQE SUV | Rs. 1.41 Cr* |
Mercedes-Benz AMG C43 | Rs. 99.40 Lakh* |
Mercedes-Benz Maybach EQS SUV | Rs. 2.28 - 2.63 Cr* |
Mercedes-Benz EQS | Rs. 1.63 Cr* |
Mercedes-Benz AMG A 45 S | Rs. 94.80 Lakh* |
Mercedes-Benz Maybach S-Class | Rs. 2.77 - 3.48 Cr* |
Mercedes-Benz AMG GLE 53 | Rs. 1.88 Cr* |
Mercedes-Benz AMG C 63 | Rs. 1.95 Cr* |
Mercedes-Benz EQA | Rs. 67.20 Lakh* |
Mercedes-Benz CLE Cabriolet | Rs. 1.11 Cr* |
Mercedes-Benz A-Class Limousine | Rs. 46.05 - 48.55 Lakh* |
Mercedes-Benz AMG E 53 Cabriolet | Rs. 1.30 Cr* |
Mercedes-Benz AMG E 53 Cabriolet | Rs. 1.30 Cr* |
Mercedes-Benz AMG EQS | Rs. 2.45 Cr* |
Mercedes-Benz AMG GLA 35 | Rs. 58.50 Lakh* |
Mercedes-Benz AMG GT 4 Door Coupe | Rs. 3.34 Cr* |
Mercedes-Benz AMG S 63 | Rs. 3.34 - 3.80 Cr* |
Specification Of Mercedes Benz Car
The Mercedes-Benz C-Class is a luxury sedan that combines performance, comfort, and advanced technology. It is powered by a 1.5L turbocharged petrol engine paired with a 48V mild-hybrid system, delivering 254.79 bhp and 400 Nm of torque. The car features a 9-speed automatic transmission and rear-wheel drive, ensuring a smooth and responsive driving experience. With a seating capacity of five and a boot space of 455 litres, the C-Class offers practicality alongside luxury. Its fuel efficiency stands at approximately 15 km/l, making it a balanced choice for both city and highway driving.
Mercedes-Benz Features: Unique Selling Points
Listed below are the unique selling points of Mercedes-Benz cars in India
Sense of Luxury The brand successfully linked consumers to luxury. It was the first company to patent the phrase "vehicle propelled by a gas engine."
Environmental Friendly and Fuel Efficient Mercedes-Benz manufactures fuel-efficient vehicles, giving you an economic advantage. Environmentally friendly engines produce less hazardous emissions.
Mercedes-Benz Four-Wheelers are Innovatively Engineered Mercedes-Benz automobiles are innovatively engineered. When you travel in a Mercedes, there is no in-cabin noise. The Mercedes-Me Connect, Intelligent Drive Assistance System, as well as MBUX Multimedia System are available on all models.
Exceptional after-sales Service Known for its excellent after-sales service, the German carmaker does not let you down when your vehicle requires maintenance.
Safety Functionalities Mercedes-Benz vehicles are outfitted with Pre-Safe Technology. It braces the vehicle and the driver for an impending collision. The technology aids in the preparation of the car for a crash by tightening seat belts, covering the windows and sunroof, and even adjusting front head restraints. Because the four-wheeler has Night-View Assist Plus, driving at night will be a breeze. The vehicles are equipped with Pre-Safe Brake and Distronic Plus Technology. When it detects an accident, it will notify the driver loudly
Top Contenders of Mercedes-Benz Cars
The following car brands are the top contenders of Mercedes-Benz:
BMW
Audi
Porsche
Volkswagen
Aston Martin
Jaquar
Volvo
Ferrari
Lexus
Lamborghini
Stellantis
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
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