Bajaj Discover Bike Insurance

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Bajaj Discover Insurance

Looking for Bajaj bike insurance? Tata AIG has got you covered with its range of bike insurance policies that you can choose from!

Bikes are the preferred mode of transportation for Indians. There are many bikes available in the market, at all price points, for customers to choose from. When choosing a bike, you may wish to purchase a Bajaj bike as they are reputed as being the very best bike in the market for many years now. If you are looking for the right Bajaj bike for yourself, you have surely ended up with the Bajaj Discover.

The Bajaj Discover is the flagship product of one of India's oldest motorcycle manufacturers. Bajaj, a well-known two-wheeler brand, has a strong position in the two-wheeler sector in the Middle East, Latin America, and Southeast Asia. The Bajaj Discover has sparked a lot of curiosity among the general public due to its wide range of motor capacity and unique designs. It is an excellent entry-level bike for bike owners to consider.

If you are a proud owner of a Bajaj Discover bike, you should be on the lookout for the right Bajaj Discover insurance. The need for the right Bajaj bike insurance stems from the fact that the Indian roads are in complete disarray. No matter how careful a driver you may be, the road conditions and the driving style of other motorists may put your bike in danger. Thus, a Bajaj two-wheeler insurance must be for your well-loved Bajaj Discover.

Also, it is important to note that an insurance policy for bikes is mandated by the Motor Vehicle Act of 1988. If you are caught driving your bike without an insurance policy for your bike, you will have to pay heavy fines and can also face the risk of losing your bike.

Tata AIG provides many services as part of your two-wheeler insurance. You can look at all the different services you get, from a comprehensive cover to a third party bike insurance.

Bajaj Discover 100 Insurance Plan Renewal/Buy via TATA AIG

If you have already purchased our Bajaj 2 wheeler insurance online, you must renew it before the end policy period. It's good to opt for a Bajaj bike insurance renewal two weeks before they expire. Also, if you have purchased a Bajaj Discover and are looking for Bajaj bike insurance online, you may do so on our website without any issues. To get your 2 wheeler insurance online, follow the steps below:

  • First, go to our official website and check our Bike Insurance Page.
  • For Bajaj bike insurance renewal online, enter your Bajaj Discover registration number and click "Get Price," or click "Renew" if your current bike insurance is with Tata AIG.
  • The specifics of the insurance policies will be displayed on the screen, and you can verify your Bajaj Discover 100cc insurance price using our online bike insurance calculator.
  • From the list of IDVs provided, choose the right IDV (Insured Declared Value) for your Bajaj Discover.
  • If you've ever filed a claim before, you'll have to enter the related information. If not, you can avail of your No Claim Bonus discount.
  • The Bajaj Discover 100 insurance price will be displayed on your computer screen.
  • We will deliver your Bajaj bike insurance online to your given email address after acceptance of your payment.

Bajaj 2 Wheeler Insurance Online Price -Your Premium Amount

Before buying an insurance policy for your bike with Tata AIG, check the premium amount that you might have to pay for your Bajaj Discover insurance. It will help you get a clear picture of what you will end up with for your Bajaj two-wheeler insurance. Only go ahead with your purchase once you are successful in finding the insurance premium that is right for you and your bike and one that will take care of all your insurance needs when you need them.

The price you will end up paying for your 2 wheeler insurance online will depend on the following factors:

  • The selected Insured Declared Value (IDV)
  • The bike’s date of registration
  • The NCB (No Claim Bonus) discount
  • The bike’s engine cubic capacity
  • The model and make of your bike
  • Your policy location

The IRDAI (Insurance Regulatory and Development Authority of India) will assess your premium prices if you purchase mandatory third-party bike insurance online. It will also be determined by the CC (cubic capacity) of the engine of your Bajaj Discover.

But if you are thinking of getting third-party two-wheeler insurance, you should know that you will not be receiving a comprehensive cover in case of any mishaps. Thus, it is always advised that you should opt for a comprehensive cover for your Discover Bajaj two-wheeler insurance. It gives you a more wholesome cover and eases any financial strain in times of trouble. Furthermore, you can always customise your plan according to your needs during your Bajaj bike insurance renewal.

Things Covered/Not Covered Under TATA AIG’s Bajaj Discover Bike Insurance Policy

Things Covered Under TATA AIG’s Bajaj Discover insurance Things Not Covered Under TATA AIG’s Bajaj Discover insurance
Any degree of damage caused to the bike because of natural disasters, including cyclones, earthquakes, floods, and others. Any damage to the insured vehicle when it is outside the confines of the geographical location mentioned in the policy (i.e., outside India).
Any loss incurred to Bajaj Discover owing to theft or irreparable harm caused in a robbery. Any loss caused by use over time and due to normal wear and tear, including mechanical and electrical breakdowns.
Damages to the insured bike or if the bike is lost as a result of a road collision involving a third-party vehicle and harm to someone else's assets or injury to a third-party person resulting in death or impairment. Destruction or loss of the insured bike if the rider is intoxicated, if they were not using a helmet at the time of the collision, or not carrying a valid driver's license.
Any losses incurred to the vehicle because of human acts of terrorism, vandalism, riots, and more. Personal accident or own damage will not be covered if the person is under a third party two-wheeler insurance plan.
Any damage caused to the Bajaj Discover from fire explosions, self-ignition, lightning etc. Any damage caused when the bike was being used for commercial causes. Also, if the damage is a result of adventure sports, racing, speed trials, etc.
Any customisations made to the insurance policy for your bike will be adhered to in case of damage, Personal accident protection of up to 15 lakhs for the policyholder of the motorcycle in the event of personal injury. The policyholder's nominee will get the settlement sum if the owner-driver dies in the accident. Any damage caused to the bike because of a robbery in your place of residence, but the bike was not stolen. Damages to the insured Discover caused any war-like condition in the country or because of an invasion
Suppose any damage was incurred by the insured bike during transportation by airways, waterways, railways, etc. Any damage caused when the vehicle was used in areas prone to damage, such as a flood or landslide-prone area.

Why Is It Important to Have a Bajaj Two-Wheeler Insurance Policy from TATA AIG?

  1. You may evaluate our bike insurance plans and choose from various options. You can acquire everything you need under one roof, whether a custom-made, comprehensive 2-wheeler insurance policy online, a standalone own damage cover or a mandated third-party bike insurance policy.

  2. You can easily buy or upgrade your Bajaj Discover insurance with Tata AIG from the convenience of your own home or office.

  3. With more than 20 years of expertise in the Indian insurance industry, our company works hard every day to earn the trust of more than 5 million consumers across the country. Tata as a brand is sufficient in and of itself to instil trust and faith in policyholders.

  4. We have a simple, quick, and trouble-free 3-step insurance claiming system online, thanks to the help of 650 claim professionals across India. This ensures that it is done effectively and quickly every time a claim is settled. We're also pleased to have reported a 98 per cent claim settlement percentage for FY 2020-21.

  5. With our nationwide network of cashless facilities, you can get your damaged bike fixed without having to worry about paying cash under your Bajaj bike insurance.

Overview: Bajaj Discover

The Bajaj Discover 100 is a stylish bike with distinctive handling. It has a 94.38-cc engine that produces 7.60 horsepower at 7,500 rpm and 7.9 Nm torque at 5,000 rpm. It gets a remarkable 84 kmpl, making it a good buy. The Bajaj Discover 100 motorcycle is known for its dependable performance, comfortable riding position, and powerful engine. Drum brakes, kick-start and self-start, wet and multi-plate transmission, low-maintenance battery, air-cooled motor, halogen headlamp, an LED taillight, and other features make the bike a must-buy.

Bajaj Discover Variants and Prices

Unique Selling Points: Bajaj Discover Features

In 2003, the first version of the Discover was put into production. Since then, it has received numerous revisions to its internal specifications and outward appearance. However, because of the following attributes, it is still one of the best commuter bikes in the country today.

  • It has a single-cylinder and a 115.5cc engine with a 4-speed transmission. For best performance without overheating, this engine is air-cooled.
  • According to Bajaj, the bike has a fuel efficiency of 76.3 kmpl. This feature encourages customers to use it daily without thinking about investing too much money in petrol.
  • The Bajaj Discover has a maximum power of 8.46 bhp at 7000 rpm and a maximum torque of 9.81 Nm at 5000 rpm.

Having a bike like Discover is truly an asset. Thus, having a robust 2 wheeler policy online is even more important than any other bike. With a Bajaj Discover Insurance, you will not have to worry about getting your bike the best care in case of any mishaps, nor do you need to concern yourself with the financial ramifications of said mishaps.

Top 3 Rivals of Bajaj Discover

The top competitors of the Bajaj Discover are:

  • TVS Sport
  • Hero HF Deluxe
  • Honda Shine.

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Frequently Asked Question

1. How to Claim Bajaj Discover Bike Insurance Policy Online with Tata AIG?

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Follow the easy steps outlined below on our official Tata AIG website to register an insurance payout for your Bajaj Discover.

  • To begin a claim, go to the Claims page and select "Initiate Claim."
  • Click "Confirm" after entering your registered mobile number.
  • On the online form for filing your claim with Tata AIG, fill in the relevant facts such as your bike's registration number, the FIR information, and some other important information.
  • Our claiming professionals will investigate the damages to your vehicle after assessing the paperwork and your application. The bike will then be taken to one of the network garages in the area for repairs.
  • During this period, we will begin the claim settlement procedure on our end.
  • After your claim has been settled, you will receive the repaired bike.

2. How To Renew Your Tata AIG Bajaj Discover Bike Insurance online?

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  • First, go to our official website and check our Bike Insurance Page.
  • For Bajaj bike insurance renewal online, enter your Bajaj Discover registration number and click "Get Price," or click "Renew" if your current bike insurance is with Tata AIG.
  • The specifics of the insurance policies will be displayed on the screen, and you can verify your Bajaj Discover 100cc insurance price using our online bike insurance calculator.
  • From the list of IDVs provided, choose the right IDV (Insured Declared Value) for your Bajaj Discover.
  • If you've ever made a claim before, you'll have to enter the same information. If not, you can take advantage of our No Claim Bonus offer.
  • The Bajaj Discover 100 insurance price will be displayed on your computer screen.
  • We will deliver your Bajaj bike insurance online to your given email address after acceptance of your payment.

3. What type of policy should I buy for my bike?

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There are two basic types of insurance to choose from when it comes to bike insurance. One is the third-party bike insurance coverage, which is mandatory by law. The second is the comprehensive insurance for bikes, which most motorcyclists choose because of its extensive coverage and customizable options. It is a cover that gives you protection in a broad sense of options. At Tata AIG, we also offer standalone own damage bike insurance policies, which you can purchase if you already have a third-party bike insurance plan.

4. What is a No Claim Bonus?

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Bike insurance does more than safeguard your vehicle; it also recognizes you as a responsible driver. If you don't make an insurance claim in a given year, your insurance company will reward you with a no claims bonus (NCB) for taking good care of your vehicle. A No Claim Bonus comes in the form of up to a 50 per cent discount on your next insurance renewal.

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Variants New Delhi Ex-showroom Prices (may differ as per different cities)
Discover 110 STD, 82.4 Kmpl, 115.45 cc ₹52,326
Discover 110 Drum CBS, 82.4 Kmpl, 115.45 cc ₹53,811
Discover 125 Drum CBS, 82.4 Kmpl, 124.5 cc ₹58,752
Discover 125 Disc CBS, 82.4 Kmpl, 124.5 cc ₹62,253