Secure Your Honda Activa Instantly
Honda Activa Insurance
Honda Activa was a game-changer for the scooter segment when it debuted nearly two decades back. India’s love for Honda Activa has grown manifolds generation after generation. Be it youngsters or the elderly, the compact size, optimum performance, best-in-class mileage, attractive features and overall appearance of the Honda Activa makes it a preferable choice for all.
Insurance policy for Honda Activa
Even though Honda Activa guarantees a smooth driving experience, a small dent in your scooter could hurt your pocket. And, you cannot ignore the risk of the steeply rising number of accidents in the country, because of which you need an insurance policy for Honda Activa
Buying all-inclusive bike insurance or two-wheeler insurance cover from Tata AIG for your Honda Activa would ensure you ride stress-free at all times.
A comprehensive Honda Activa insurance will secure you against financial liabilities in case of an unfortunate event, such as an accident, theft or natural disaster. The insurance policy also provides comprehensive financial coverage against third-party liabilities and a personal accident cover to the owner-driver. You can also select from 8 add-ons to further enhance your Honda Activa bike insurance coverage.
Honda Activa Insurance Renewal/New Purchase via Tata AIG
Buying or renewing your Tata AIG Honda Activa two-wheeler insurance is easy and quick. Whether you are buying a new two-wheeler policy or renewing your existing plan, you can visit the Tata AIG website and:
Go to the bike insurance page.
Enter your bike/scooter registration number and click on ‘Get Price’ if you are buying a new policy or choose ‘Renew’ if you are renewing your existing Tata AIG Honda Activa bike insurance.
The bike Insurance premium calculator will automatically fetch all the required bike details.
From the list of Insured Declared Values (IDV), select the appropriate one for your two-wheeler.
If you have made a claim earlier, inform the insurance provider in the assigned box. If you have not made a claim in the past, you will get a No Claim Bonus (NCB).
The total premium payable for your Tata AIG bike insurance policy will appear on the screen.
Then, you get an option to top up your Honda Activa insurance policy with any of the 8 add-ons that aim to offer you a 360-degree protective cover.
Once through, you can make the payment online through any of the digital payment options.
After the payment is processed, you get a confirmation and a soft copy of your Honda Activa insurance policy in your email.
Honda Activa Insurance Price - Your premium amount
The price for your Honda Activa insurance policy will depend on the type of policy chosen, the registration date, the city of residence, the IDV, choice of add-ons and the NCB discount.
If you buy a basic third-party insurance cover, the premiums for your policy will be low as these plans offer minimal coverage. The rates are declared annually by the IRDAI (Insurance Regulatory and Development Authority of India) based on the engine cubic capacity.
However, if you invest in a comprehensive bike insurance policy for Honda Activa with some add-ons, the premiums will likely be higher, but you will get assured extensive financial coverage. Apart from the type of policy, the main factor that affects your two-wheeler insurance premiums is the IDV of the vehicle. IDV is the approximate vehicle value and the amount for which the vehicle is insured.
You can know the IDV of your Honda Activa from a local dealership or use the online two-wheeler premium calculator available on the Tata AIG website to get an estimate of the bike insurance for your Honda Activa.
Add-ons for Honda Activa Insurance by Tata AIG
You can enhance your comprehensive Honda Activa bike insurance policy with add-ons offered by Tata AIG. These add-ons include:
Depreciation allowance: Securing your Honda Activa insurance policy with a depreciation allowance means that the depreciation on your vehicle will not be calculated. Hence, the amount you get when you make a claim will be higher because it will not consider depreciation.
Return-to-invoice cover: With this add-on, you get the on-road price (including road taxes and registration fees) of your vehicle as reimbursement for claims made for total damage, theft of the bike.
Emergency medical expenses: If an accident causes injury to you or the pillion rider, this add-on with Honda Activa Insurance will reimburse the medical expenses incurred in treatment. It will also pay for the ambulance cost.
Additional personal accident cover for the owner-driver: In case an accident leads to the death of the owner-driver of the vehicle, this add-on reimburses the family with a pre-determined amount, which is above the sum assured under the standard vehicle insurance policy.
Additional third-party property damage cover: This add-on provides extensive coverage for third-party damages and liabilities.
Consumables expenses: This add-on with the Honda Activa insurance policy reimburses the cost of replacing, replenishing, repairing certain bike consumables like brake oil, greases, screw, lubricants, etc., which are otherwise not covered in the bike insurance policy.
Roadside assistance: With roadside assistance add-on, you get immediate breakdown assistance to your location. This is significantly helpful in case of a flat tyre, dead battery, mechanical repair, fuel requirement, etc.
Things Covered/Not Covered Under Tata AIG’s Honda Activa Insurance Policy
|Things Covered Under Tata AIG’s Honda Activa Insurance||Things Not Covered Under Tata AIG’s Honda Activa Insurance|
|Damage or loss caused to bike due to natural calamities like cyclones, earthquakes, etc.||General wear and tear, consequential loss or mechanical/electric breakdown|
|Damage or loss caused due to man-made activities such as a terrorist attack, strike, riots, etc.||Damage or loss outside India|
|Honda Activa Insurance covers damage by fire caused due to self-ignition, lightning, explosions, etc.||Damage caused during racing, reliability trials, speed tests, etc.|
|Damage caused by accidents and in transit by air, waterways, railways, roadways, etc.||Damage or loss incurred when riding without a helmet, valid driving license or under the influence of intoxicants and narcotics.|
|Theft of the bike||Honda Activa insurance does not cover damage due to war, mutiny and other similar operations|
|Damage caused by the vehicle to third-party property, life or body||Own damage cover in case of a third-party insurance policy|
|Medical expenses of the owner-driver arising from the injuries caused in an accident. In case of death of the owner-driver of the vehicle, the appointed beneficiary gets a pre-defined sum assured under Tata AIG Honda Activa insurance.||Personal accident cover in case of a third-party insurance policy|
|Specific coverage as per the selected add-ons||Damage due to usage of the bike under restricted usage conditions, such as flood-prone areas|
|NA||Damage caused due to breaking, entering and burglary if the bike is not stolen|
|NA||Honda Activa Insurance does not cover damage or loss caused when using a private bike for commercial purposes.|
Why Is It Important to Have Tata AIG Insurance for Honda Activa ?
Quick and easy insurance purchase and renewal process
360-degree insurance protection for your vehicle, ensuring a stress-free ride
Option to customise your Honda Activa insurance cover with seven unique add-ons
Efficient, cashless services across a wide network of 3300+ garages across the country
Three-step, seamless claim settlement process supported by 650 claim experts
A brand name trusted by over 5-crore customers for the last 20 years.
Overview – Honda Activa
Loved by all generations, Honda Activa is undoubtedly the star product of Honda. One of the highest-selling scooters of the country, Honda Activa has always been praised for offering value of its price. The compact styling, optimum features, efficient performance and continuous technological advancements are some of the reasons why India’s love for Honda Activa has grown manifolds even after intense competition.
Honda Activa comes in two models – Honda Activa 6G and Honda Activa 125 BS-VI. Honda Activa 6G boats of a 109.51 cc engine with fan-cooled, four-stroke and SI technology. The Honda Activa 125 BS-VI version offers the same engine specifications but a powerful engine capacity of 124 ccs. Honda Activa 6G is available in two variants and six different colours, with the top base variant price starting from ₹69,080 (ex-showroom Delhi). The refined and newer variant, Honda Activa 125 BS-VI, is the first BS-VI two-wheeler in India. This Honda Activa model comes with Enhanced Smart Power (eSP)
technology that delivers high power and fuel efficiency with a quiet start and smooth eco-friendly engine. The Honda Activa 125 BS-VI is available in three variants, with the base model priced at ₹72,637 (ex-showroom Delhi).
Honda Activa Price
Prices for Honda Activa 6G
|Model/Variant||Price (Ex-Showroom Delhi)|
|ACTIVA 6G STD||₹69,080|
|ACTIVA 6G DLX||₹70,825|
Prices for Honda Activa 125 BS-VI
|Model/Variant||Price (Ex-Showroom Delhi)|
|ACTIVA 125 DRUM (BSVI)||₹72,637|
|ACTIVA 125 DRUM ALLOY (BSVI)||₹76,206|
|ACTIVA 125 DISC (BSVI)||₹79,760|
Unique Selling points: Honda Activa Features
Since its launch in 2000, Honda Activa has been regularly topping the sales charts as the highest-selling individual two-wheeler in the country. Presently, both the Activa models – 6G and 125 BS-VI – pack powerful performance and live up to their brand name. Honda Activa offers:
Refined motor and optimum engine capacity
Efficient mileage and top performance
Metal body panels and stylish features
Telescopic front (in the 125cc BS-VI models)
Front disc brake (in the 125cc BS-VI models)
Low-cost and trouble-free maintenance due to Honda’s wide service network
Rivals of Honda Activa
The Honda Activa has been a favourite for all types of riders. Some of its closest competitors include:
TVS NTORQ 125
Suzuki Access 125
Frequently Asked Question
How to Claim Honda Activa Insurance?
Follow this easy Tata AIG claim process for your Honda Activa Insurance:
Go to our Claims page and click on ‘Initiate Claim’.
Login to your account by providing the authorised mobile number and clicking on Confirm.
Register your claim by providing your vehicle insurance policy number, FIR details, and other basic personal details as required on the form available on the Tata AIG website.
We will assess the claim, review the damages and send the vehicle for repair at the closest network garage.
Meanwhile, Tata AIG will initiate the claim settlement process.
Once the claim process is completed, the vehicle is repaired and returned to you.
How To Renew Honda Activa Insurance?
Tata AIG allows easy and quick renewal for your Honda Activa insurance policy:
Go to the Bike Insurance page and input the bike registration number in the given calculator. Click on ‘Renew’
The calculator will automatically fetch the necessary details. Input any other details as requested.
Add any previous claims history or opt for the NCB discount. Make any changes you wish to the add-ons included.
The calculator will display the exact Honda Activa insurance premium cost. Make the payment, and your Honda Activa policy is renewed.
What is the price of the Honda Activa?
Honda Activa comes in two models – 6G and 125 BS-VI. Both models have different variants. The base variant of the Honda Activa 6G is priced at ₹69,080. The base variant of the Honda Activa 125 BS-VI is priced at ₹72,637.
What are the available variants in Honda Activa?
Honda Activa is available in two different models:
- Honda Activa 6G
- Honda Activa 125 BS-VI
Each model offers different variants and colours. The engine capacity, features, mileage, features, etc., of both models, vary significantly. Irrespective of the variant you choose, it is important you buy Honda Activa Insurance for your vehicle for a safe and secure ride.