Don’t let a health issues stop you from living your life to the fullest. Get the best treatment without having to stress over medical expenses. We’ll take care of that so you can focus on getting better quickly.
At Tata AIG General Insurance Company Limited, we don’t just give insurance, we give you a reason to keep smiling.
Features that make it the #Right Insurance
Help is at hand with these special features for a hassle-free treatment and speedy recovery.
No money worries, no stress: We give the entire coverage amount in a lump-sum.
Our checklist for critical ailments: Heart attack, Cancer, Stroke, Open chest CABG, Kidney failure, Organ transplant, Bone marrow transplant, Blindness, Coma, Major burns, Multiple Sclerosis, and Paralysis are the critical illnesses covered.
Go for a second opinion: Assailed by doubts regarding your diagnosis? Go to another doctor/hospital for a second opinion. It’s all covered.
Enhance your sum assured: If you later decide to increase your coverage amount, our ‘Sum Insured Enhancement’ feature can kick-in during your policy renewal.
These benefits only make the plan better for you.
- Port your policy & draw benefits: By porting your policy to use, benefit from a win-win situation—get a better policy AND your accrued benefits.
- Cut down your tax: You can reduce your taxable income by up to Rs 50,000 through our critical illness cover. That means saving up to Rs 15,000 in tax!
- The sooner the better: If you buy this policy at a young age, then you pay lower premiums. The premium amount only increases with age.
Situations in which your policy won’t work
Your critical illness cover will not work if:
Your diagnosis took place before buying the policy or during the 30-day waiting period.
You suffer from a medical condition that is not part of the 12 illnesses covered.
There are issues related to pre-existing diseases, congenital medical conditions, and/or pregnancy.
You suffer from self-inflicted injury or illness and suicide, sexually transmitted conditions and HIV/AIDS
There’s a war or exposure to toxic or radioactive substances.
You apply for a claim for non-critical illness as well as optional treatments like cosmetic or bariatric surgery.
You suffer any injury or accident while being involved in adventure sports activities like skydiving and racing.