Starting At 60.32/day
Starting At 60.32/day
Starting At 40.82/day
Starting At 60.32/day
Starting At 60.32/day
Starting At 40.82/day
Starting At 60.32/day
Buy a Student Travel Insurance
Traveling abroad for your Studies? We have you covered
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Travelling multiple times a year?
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Travelling multiple times a year?
Pay only once and get covered for the whole year
Travelling multiple times a year?
Pay only once and get covered for the whole year
Travelling multiple times a year?
Pay only once and get covered for the whole year
Travelling multiple times a year?
Pay only once and get covered for the whole year
Travelling multiple times a year?
Pay only once and get covered for the whole year
Travelling multiple times a year?
Pay only once and get covered for the whole year
Travelling multiple times a year?
Pay only once and get covered for the whole year
Travelling multiple times a year?
Pay only once and get covered for the whole year
Travelling multiple times a year?
Pay only once and get covered for the whole year
Travelling multiple times a year?
Pay only once and get covered for the whole year
Travelling multiple times a year?
Pay only once and get covered for the whole year
Travelling multiple times a year?
Pay only once and get covered for the whole year
Travelling multiple times a year?
Pay only once and get covered for the whole year
Travelling multiple times a year?
Pay only once and get covered for the whole year
Travelling multiple times a year?
Pay only once and get covered for the whole year
Travelling multiple times a year?
Pay only once and get covered for the whole year
Travelling multiple times a year?
Pay only once and get covered for the whole year
Travelling multiple times a year?
Pay only once and get covered for the whole year
Travelling multiple times a year?
Pay only once and get covered for the whole year
Travelling multiple times a year?
Pay only once and get covered for the whole year
Travelling multiple times a year?
Pay only once and get covered for the whole year
Travelling multiple times a year?
Pay only once and get covered for the whole year
Travelling multiple times a year?
Pay only once and get covered for the whole year
Travelling multiple times a year?
Pay only once and get covered for the whole year
Study Interruption Protection
Protection For Sponsors
Coverage for up to 3 years
Pay In ₹ , Get Covered In $
Student Travel Insurance
Follow Your Dreams, Safely!
Student travel insurance gives you the safety net you need when stepping into a foreign destination to study. Pursuing education at an international university may have been a long-time dream for you.
But studying abroad can be expensive. Apart from your tuition fee and cost of living, it’s entirely possible that an illness or unpredictable situation ends up burning a massive hole in your pocket.
To keep you and your family’s finances safe, it’s always best to get a student travel insurance policy before you begin your overseas education. TATA AIG’s student travel insurance is designed keeping in mind the unique requirements of students studying abroad.
Features Of TATA AIG Student Travel Insurance
Your international student travel insurance policy provides you with safety and comfort while you’re studying abroad. Here’s a look at the features you can benefit from when you purchase a TATA AIG Overseas Student Travel Insurance plan:
Medical Coverage
Medical Coverage
When you are studying abroad, unexpected medical emergencies can be stressful and expensive. Our policy will help take care of the costs associated with getting treatment when you’re ill.
Coverage for Accidental Injury and Medical Evacuation
Coverage for Accidental Injury and Medical Evacuation
An accident could lead to a short hospitalisation or even a serious condition. Whatever happens, our international student trip insurance plan will help you deal with the costs.
From emergency medical treatment to medical evacuation and the repatriation of the insured’s remains, we’ll take care of everything.
Emergency Dental Treatment
Emergency Dental Treatment
Your student travel insurance policy will even provide cover for emergency dental services, if required. This includes coverage for procedures such as tooth fillings and necessary surgical treatments. .
Compassionate Visits
Compassionate Visits
Being away from your family can be difficult, especially when somebody’s sick. If you’re hospitalised for more than seven consecutive days, your student travel insurance policy will help look after the cost of having a family member fly down to be with you.
If a family member is ill back home and has been hospitalised for more than seven consecutive days, your travel insurance policy will help you cover the cost of flying down to be with them.
Study Interruption
Study Interruption
There are a number of difficult situations that you might have to deal with while studying abroad. You could fall seriously ill and need to be hospitalised for treatment for a longer period.
You might not want to think about it, but the loss of a family member may also require you to travel back home immediately.
If situations like these prevent you from completing a semester for which you’ve already paid, your student travel insurance policy will help reimburse the unused portion of your tuition fee.
Assistance Services
Assistance Services
Studying in a foreign country and experiencing a new culture can be thrilling. But if something goes wrong, it can be downright scary.
If you need help finding the right place for medical treatment or guidance on applying for a new passport in case yours is lost or stolen, our international student travel insurance plan will be there to assist you.
Hijack Cover
Hijack Cover
If you ever become a victim of a hijacking, our international travel insurance policy will provide a distress allowance. While it may not negate the trauma of the experience, we hope it provides some support during a difficult time.
Personal Liability
Personal Liability
If you’re involved in an accident where another individual is hurt, or another person’s property is damaged, you won’t have to pay for it out of your own pocket. Our overseas student insurance policy will help take care of the cost of necessary medical expenses or repairs.
Baggage Loss or Delay
Baggage Loss or Delay
If your bag is stolen, lost or delayed due to a common carrier, you don’t need to worry. Our overseas student travel insurance policy will help you deal with the cost of purchasing necessary personal items or reimburse you for the cost of your lost luggage.
Broader Coverage and 24/7 Support
Broader Coverage and 24/7 Support
Our student travel insurance for international destinations is available across a wide range of countries worldwide, including the USA, UK, Canada, Australia, New Zealand, and countries across Europe. We also offer 24/7 support to assist you with any product or claim-related queries.
Extension of the Policy
Extension of the Policy
If a health condition requires you to stay abroad longer than planned, our travel insurance for students abroad can be extended. This ensures you can return to India when you are in the best possible health.
Advantages Of TATA AIG International Student Travel Insurance
1
Study Interruption
We’ll reimburse your semester fee if you’re unable to continue your studies due to a medical emergency.
2
Sponsor Protection
If your sponsor is fatally injured or left permanently disabled, your student travel insurance policy will help take care of your tuition fees for the remainder of your course.
3
Pay In Rupees Get Cover In Dollars
When you opt for a student travel insurance policy, your premiums are in Indian Rupees, but you’re covered in USD. So, you can rest easy knowing you’ll get the cover you need at an affordable cost.
4
Affordable Policies
Our student travel insurance policies start at just INR ₹41.33 per day! That’s a small price to pay for care-free semesters abroad!
5
Customisable Coverage
You can compare and choose from multiple plan options based on your specific travel and study needs.
6
Manage Easy
You can buy, manage, and claim your benefits online in a few simple steps through our TATA AIG app.
What Our Customers Are Saying
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Average Rating 4.1/5 (Based On 26 Ratings)
Karthikeyani Bagirathinathan
The website is friendly and easy to use.
Phiroze Masters
User friendly site
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Excellent
akhil ahmed
all of it
Samarth Nandish
Trust in TATA product. Keep the faith in the Indian customer.
Rajkumar Durairaj
Good
Akshara Banukumar
Good
VenkateswaraRao Nerusu
First name is not taking middle name .. need to mention first name and middle name without space
ABIN MARYDASAN
ALL
SHETASHSHASHINDRAN NAIR
ALL
Dineshbhai Dhagat
all well
NAGARAJA GAYAKAVADA
Good processing and excellent insurance
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Good
abhishek singh
Seamless experience
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What’s Covered Under TATA AIG International Student Travel Insurance?
Our Overseas Travel Insurance Policy Will Help You Take Care Of A Number Of Situations!
Medical Covers
We can’t think of anything worse than having to get emergency medical treatment while you’re abroad. You can rest assured that our overseas student travel insurance plan will help you deal with:
Medical Emergencies
Your international student travel insurance policy will help you deal with the financial implications that come with meeting with an accident or falling ill, including being diagnosed with COVID-19, while you’re abroad. The policy will cover everything, right from a regular illness that requires hospitalisation to dental emergencies and even fatalities.
Emergency Evacuation
If the Assistance Company determines that you need to be moved to another hospital or brought back to India for better medical treatment, your student travel insurance policy will help cover the cost of the evacuation.
Continuing Treatment
Your student travel insurance policy will help take care of medical expenses that arise due to the same injury or illness for which a valid claim has already been settled. This continued coverage applies after you are brought back to India.
Accidental Death and Dismemberment
We don’t want to think about it, but a felonious assault on a student can sometimes lead to accidental death or dismemberment. In such cases, we will provide coverage for the loss if it occurs within 365 days from the date of the accident. We will also take care of the cost of repatriating the insured individual’s remains to India.
Maternity Benefit
After a waiting period of 10 months, your international student travel insurance policy will help you take care of inpatient maternity treatment costs as well as the cost of one month of post-natal care.
Childcare Benefits
Looking after an infant is difficult. If your child is between the ages of 7 and 90 days and is hospitalised for two or more days, we’ll help you deal with the costs.
Cancer Screening
Your health is always our topmost priority. If a qualified physician recommends cancer screening or mammography tests while you are studying abroad, we’ll help cover the cost. However, screenings done as part of a routine check-up will not be covered.
Physiotherapy
The cost of any medically necessary physiotherapy that you require after an accident will be taken care of by your student travel insurance policy.
Baggage Covers
Landing up somewhere without your personal belongings can be a harrowing experience. We make it easier to manage with these covers:
Delayed Checked-In Baggage
Almost everybody has a story about a time when they travelled, and their luggage was unnecessarily delayed. If this happens and you have our student travel insurance policy, you can rest easy. Your overseas student travel insurance plan will help cover the cost of any necessary personal items that you need to purchase until your bag can reach you.
Lost Checked-In Baggage
Having your bag delayed is one thing, but if your bag is lost or stolen, managing the situation can be incredibly difficult. The best part is, our student trip insurance policy can help you deal with this issue. Depending on the travel insurance policy terms, we will help reimburse you for the items in your luggage.
Academic and Financial Security
Travelling to study abroad can be an exhilarating experience. You can enjoy stress-free semesters abroad with our travel insurance policy that will provide cover for:
Sponsor Protection
We understand that an unfortunate accident could mean that your sponsor, or the person who helps pay for your fees, is no longer able to do so. This can leave you in an uncertain position and may force you to withdraw from your course. With our student travel insurance policy, you don’t have to worry. We’ll help you pay the tuition for the rest of your course so you can continue to follow your dreams.
Study Interruption
If you happen to be hospitalised for more than a month due to a covered illness or injury, or have to travel back to India because an immediate family member passed away, you don’t have to worry about losing out on your tuition fee. Your student travel insurance policy will help reimburse you for any unused tuition if you have to interrupt your studies.
Compassionate Visit
If you’re hospitalised for more than seven consecutive days, we’ll take care of the round-trip cost for an immediate family member to come and take care of you. Similarly, if your parent, spouse, or child is hospitalised for seven days or meets with an unfortunate death, we will cover the cost of your round-trip travel to India.
Journey Covers
Lost Passport
Obtaining a new passport in a foreign country isn’t always easy. Your international student travel insurance policy will help you with the necessary and reasonable expenses that are attached to getting a duplicate or new passport made.
Missed Flights
Bad weather, a strike of some kind or equipment failure could mean that you miss your departure or connecting flights. If this is the case, you don’t have to worry. Our international student travel insurance policy will help you deal with any additional expenses you may incur while trying to get home.
Hijack Help
Our international student travel insurance policy will offer something known as a distress allowance in case the flight that you’re travelling on is hijacked.
Personal Liability
Accidents can happen at any time under any circumstance. If you happen to be involved in an accident where somebody else is harmed or injured, it could cost you quite dearly. Our overseas student travel insurance policy will help cover damage caused to any third-party individual or property while you’re abroad.
Fraudulent Charges
Most often, our loved ones will tell us to be careful with our belongings while travelling abroad. In case your payment card is lost or stolen, we will cover the unauthorised charges you are responsible for, up to 12 hours prior to your first reporting the incident.
Bail Bond
If you’re wrongfully detained or arrested by a foreign government, your student travel insurance plan will help you pay for the bail bond.
*Kindly check the policy wordings for a complete understanding of the product offerings, inclusions and exclusions.
What’s Not Covered By TATA AIG's Student Travel Insurance Plans?
Unfortunately, some situations are beyond our control. Here’s a look at a few instances where we may be unable to offer coverage:
Journey Exclusions
Missed flights due to reasons you were already aware of before purchasing the policy will not be covered.
Missed flights due to your failure to allow sufficient time to reach the departure point are excluded.
Medical Exclusions
If you have travelled against the advice of your doctor, we will not be able to provide overseas student travel insurance cover.
If you are already receiving or are on a waiting list to receive a specified treatment, the student travel insurance cover will not be applicable.
If you experience complications or require assistance due to a pre-existing health condition, unless it arises from a life-threatening condition, the medical bills will not be covered.
The medical costs for treating self-inflicted injuries or sexually transmitted diseases will not be covered.
Medical expenses arising from a mental or nervous disorder will not be covered unless specifically mentioned in the policy.
Participation in adventure sports, such as skydiving, scuba diving, or mountain climbing, for which you are untrained, will not be covered. This exclusion does not apply to injuries resulting from intercollegiate sports.
Baggage Exclusions
Loss of baggage will not be covered in cases where the items have been shipped separately or before your travel date.
Baggage delay on your journey while returning to India will not be covered.
Other Exclusions
Damages or losses caused by war, acts of terrorism, nuclear reactions, radiation, or radioactive contamination will not be covered.
Any losses arising from the influence of alcohol or drug abuse will not be covered unless the insured is not directly responsible for the accident.
Please refer to policy wordings for a complete list of benefits and exclusions.
When Is Student Travel Insurance Required?
Deciding to go abroad to further your education is not an easy decision to make. As a student, you’ll likely be travelling and living alone in a foreign country for the first time in your life. You may not have any family or support where you’re heading. As a parent, letting your child leave the nest and move to a foreign country is a scary thought. You won’t be there to help take care of them and any number of things could go wrong. This is precisely why student travel insurance is a must. Let’s take a look at a few instances in which a good overseas student travel insurance policy will come in handy:
For Admission
Depending on where you’re headed, you may have to purchase a travel insurance policy to get the requisite visa and confirm your seat in your chosen college. Several educational institutions today require students to have student travel insurance so that they’re safeguarded from all kinds of issues in the future.
In Medical Emergencies
Getting quality medical treatment in a foreign country could lead to hefty medical bills. Often, students may not be able to get the healthcare they need without a good insurance policy. This is why student travel insurance is so crucial.
A travel insurance policy offering the best health insurance for students studying abroad will help you get the quality treatment you need in case of an emergency. The policy will look after the cost, leaving you free to focus on your health.
When You Need Family
Some medical issues are more serious than others. If you’re sick or injured and hospitalised for over a week, we’re sure you don’t want to weather that storm alone. With a student travel insurance plan, you won’t have to. The policy will ensure that a family member can come and be with you until you’re discharged. The reverse is also true. If a family member is hospitalised for a long time and you need to be with them, your student travel insurance policy will pay for you to go home.
When Your Studies Are Interrupted
We may not want to think about it, but it’s entirely possible that a critical or terminal illness may need you to be hospitalised for over a month. In more severe cases, you may have to suspend your course entirely. Since you pay the fee for the entire semester in advance, you could end up losing money while dealing with a difficult time. When you have a student travel insurance plan, you won’t have to worry about losing out on the fees you’ve paid. We’ll reimburse you for the fee you’ve paid in advance.
Self Service Options
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Frequently Asked Questions
Does travel insurance cover students?
Yes, travel insurance specifically designed for students provides coverage for those studying abroad. This includes coverage for unforeseen incidents, such as medical emergencies, study interruptions, and personal liabilities.
Do students need travel insurance?
While it may not be mandatory, purchasing a student travel insurance policy is highly recommended to ensure financial protection against unexpected expenses while studying abroad. This can include medical emergencies, study interruptions, personal liabilities, and more.
Which travel insurance is best for an international student?
This depends on various factors, such as age, health condition, destination country, and course duration. Therefore, it is important to assess your personal needs and coverage requirements, and compare plan features and limits to decide the most suitable travel insurance for studying abroad.
Is travel insurance required for a student visa?
Travel insurance may be mandatory to apply for a student visa for certain countries or universities. The requirement depends on the specific regulations of the country or the university.
Should I be in India while purchasing the student travel insurance policy?
Yes, the student travel insurance policy must be purchased before you depart from India.
Does an international student travel insurance cover lost luggage or trip delays?
Yes, our student travel insurance policy covers loss or delay of checked-in baggage and trip delays, subject to the policy conditions.
How do I choose the best student travel insurance plan?
Assess your specific needs, considering factors such as your destination country, age, health condition, and course duration.
Check the travel insurance requirements of your country or university, if applicable.
Compare the various student travel insurance policy options and choose the best policy that matches your travel needs and budget.
What is a free-look period?
The free-look period is a 30-day period during which you can review your student travel insurance policy before your trip commences. This period starts from the day you receive the policy papers and applies only to the annual long-trip policy.
If you decide to cancel the policy within this period and no claim has been made, you will receive a refund of the premium, subject to a cancellation fee.
What is evacuation and repatriation coverage?
Evacuation and repatriation coverage provides financial support during medical or fatal emergencies. It covers the cost of transporting an injured or sick student using medically-equipped flights to a hospital or back to India for further treatment.
In the unfortunate event of death, it also covers the repatriation of the insured’s mortal remains back to India.
Is there an age limit for the student travel insurance policy?
Yes, the insured must be between the ages of 16 and 35 to be eligible for a student travel insurance policy.
What situations will be covered under compassionate travel?
Compassionate travel is covered in two cases: if you are hospitalised for over seven consecutive days and a family member needs to visit you, or if your parent, spouse, or child is hospitalised back home for over seven consecutive days or passes away.
What happens if I fall ill and am unable to continue with my studies?
If hospitalisation or a covered illness/injury prevents you from continuing your education, your student travel insurance policy will reimburse the eligible tuition fees already paid for the remaining part of the semester.
Will I get cover for pre-existing illnesses?
No, your student travel insurance policy does not cover treatment costs for pre-existing illnesses unless it’s a life-threatening situation.
Does my policy cover dental treatment?
Yes, your policy covers the cost of immediate dental treatment required to relieve sudden pain in a natural tooth. This includes procedures such as fillings or surgical treatment.
Do we have student holiday insurance?
No, we offer a student travel insurance policy that provides financial coverage for students planning to pursue education abroad. If you are looking for leisure or holidays, you can explore our international travel insurance plans.
When will my student travel insurance policy start and end?
This depends on the type of policy you have chosen. Coverage begins on the date you start from India. For single-trip plans, coverage is valid until the last day for which the premium is paid or until you return to India, whichever is earlier.
For annual long-trip plans, the same applies, with the exception that you can visit India twice within the year for trips not exceeding 30 days. Coverage activates when you travel back to the foreign destination.
What happens if my claim is rejected?
If your claim is rejected, you will be informed of the reason for the rejection. You can contact us for further clarification or to request a re-evaluation of your claim.
How do I raise a claim against my student travel insurance policy?
To raise a claim against your student travel insurance policy, you can initiate it online or contact us using the following details:
24x7 Customer Support No. - 022-6489-8282
.Email - general.claims@tataaig.com
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