TATA AIG Student Travel Insurance With COVID-19 Covered*

Accident & Sickness Medical Expense
Under the Accident & Sickness Medical Expense, Student travel insurance with COVID-19 covered compensates for the medical expenses incurred by the insured because of being diagnosed with COVID-19 outside the Republic of India during the trip duration & is hospitalized. The policy provides coverage against Medical expenses upto the limit mentioned in the policy schedule.

Landing up somewhere without your personal belongings can be a harrowing experience. We make it easier to manage with these covers:

Delayed Checked-In Baggage
Almost everybody has a story about a time when they travelled and their luggage was unnecessarily delayed. If this happens and you have our student travel insurance policy, you can rest easy. Your overseas student travel insurance plan will help cover the cost of any necessary personal items that you need to purchase until your bag can reach you.

Lost Checked-In Baggage
Having your bag delayed is one thing, but if your bag is lost or stolen, managing the situation can be incredibly difficult. Luckily, our student travel insurance policy can help you deal with this issue. Depending on the travel insurance policy terms, we will help reimburse you for the items in your luggage.

Travelling to study abroad can be an exhilarating experience. You can enjoy stress-free semesters abroad with our travel insurance policy that will provide cover for:

Sponsor Protection
We understand that an unfortunate accident could mean that your sponsor, or the person who helps pay for your fees, is no longer able to do so. This can leave you in an uncertain position and may force you to withdraw from your course. With our student travel insurance policy, you don’t have to worry. We’ll help you pay the tuition for the rest of your course so you can continue to follow your dreams.

Lost Passport
Obtaining a new passport in a foreign country isn’t always easy. Your international student travel insurance policy will help you with the necessary and reasonable expenses that are attached to getting a new passport made.

Missed Flights
Bad weather, a strike of some kind or equipment failure could mean that you miss your departure or connecting flights. If this is the case, you don’t have to worry. Our international student travel insurance policy will help you deal with any additional expenses you may incur while trying to get home.

Hijack Help
Our international student travel insurance policy will offer something known as distress allowance in case the flight that you’re travelling on is hijacked.

Personal Liability
Accidents can happen at any time under any circumstance. If you happen to be involved in an accident where somebody else is harmed or injured, it could cost you quite dearly. Our overseas student travel insurance policy will help cover damage caused to any third-party individual or property while you’re abroad.

Fraudulent Charges
Most often, our loved ones will tell us to be careful with our belongings while travelling abroad. In case your cards are stolen or used to make unauthorised purchases, our student travel insurance policy will reimburse you for the fraudulent charges, as long as you report the issue within 12 hours of the event.

Bail Bond
If you’re wrongfully detained or arrested by a foreign government, your student travel insurance plan will help you pay for the bail bond.

We can’t think of anything worse than having to get emergency medical treatment while you’re abroad. Luckily, our overseas student travel insurance plan will help you deal with:

Medical Emergencies
Your international student travel insurance policy will help you deal with the financial implications that come with meeting with an accident or falling ill while you’re abroad. The policy will cover everything right from a regular illness that requires hospitalisation to dental emergencies and even fatalities.

Emergency Evacuation
If the company providing assistance feels that you need to be moved to another location or return to India for better medical treatment, your student travel insurance policy will help cover the cost of such a journey.

Continuing Treatment
Your student travel insurance policy will help take care of medical expenses that arise due to an injury or illness for which a successful and valid claim has already been settled.

Accidental Death and Repatriation
We don’t want to think about it, but it’s possible that an accident or medical emergency abroad could end up being fatal. TATA AIG’s international student travel insurance policy will provide your nominee with the full sum insured amount if this happens. We will also take care of the cost of repatriating the insured individual’s remains back to India.

Study Interruption
If you happen to be hospitalised for more than a month due to a covered illness or injury, or have to travel back to India because a family member is ill or passes away, you don’t have to worry about losing out on your tuition fee. Your student travel insurance policy will help reimburse you for any unused tuition if you have to interrupt your studies.

Compassionate Visit
If you’re hospitalised for over seven consecutive days and cannot be repatriated back to India, we’ll take care of the cost of having an adult family member travel to you and help look after you.

Maternity Benefit
After a waiting period of 10 months, your international student travel insurance policy will help you take care of in-patient maternity treatment costs as well as the cost of one month of post-natal care.

Childcare Benefits
Looking after an infant is difficult. If your child is between the ages of 7 and 90 days and is hospitalised for two or more days, we’ll help you deal with the costs.

Cancer Screening
Your health is always our topmost priority. While you’re studying abroad, we’ll help cover the cost of any cancer screening or mammography exams if a qualified physician recommends the tests. If these tests are part of a routine check-up, we won’t be able to cover the cost.

Physiotherapy
The cost of any medically necessary physiotherapy that you require after an accident will be taken care of by your student travel insurance policy.

*Kindly check the policy wordings for a complete understanding of the product offerings, inclusions and exclusions.

Depending on where you’re headed, you may have to purchase a travel insurance policy to get the requisite visa and confirm your seat in your chosen college. Several educational institutions today require students to have student travel insurance so that they’re safeguarded from all kinds of issues in the future.

Getting quality medical treatment in a foreign country could lead to hefty medical bills. Often, students may not be able to get the healthcare they need without a good insurance policy. This is why student travel insurance is so crucial. It will help you get the quality treatment you need in case of an emergency. The policy will look after the cost, leaving you free to focus on your health.

Some medical issues are more serious than others. If you’re sick or injured and hospitalised for over a week, we’re sure you don’t want to weather that storm alone. With a student travel insurance plan, you won’t have to. The policy will ensure that a family member can come and be with you until you’re discharged. The reverse is also true. If a family member is hospitalised for a long time and you need to be with them, your student travel insurance policy will pay for you to go home.

We may not want to think about it, but it’s entirely possible that a critical or terminal illness may need you to be hospitalised for over a month. In more severe cases, you may have to suspend your course entirely. Since you pay the fee for the entire semester in advance, you could end up losing money while dealing with a difficult time. When you have a student travel insurance plan, you won’t have to worry about losing out on the fees you’ve paid. We’ll reimburse you for the fee you’ve paid in advance.