Travel Insurance For UK From India
Travel Insurance for United Kingdom (UK)
When you think of travel adventures that are charming and picturesque, what comes to mind? Scenic train rides in the countryside that inspired some of the world’s greatest poets like William Wordsworth? Boating in the Thames? Clicking selfies next to a red phone booth? If you nodded enthusiastically to any of these, you definitely need to visit the United Kingdom.
The British may have left our country long ago, but their influence on India’s cultural and literary scene is undeniable. It’s no wonder that a trip to the UK is on the bucket list of most Indians.
As you book your tickets and plan your itinerary, it’s also important to #ThinkAhead and look at essentials such as the visa process, currency exchange, travel insurance for UK from India, and more.
Key benefits of travel insurance while travelling to UK
- Trip Cancellation
- Medical assistance upto $5 lacs
- Local Assistance
- Baggage lost or delayed cover
- Duplicate or new passport, in case it gets lost
- Compensation when flight gets delayed
- Reimburse bounced bookings of hotels & airline
- Automatic policy extension for 7 days
- Reimburse for emergency transportation to a hospital, treatment and medical supplies.
United Kingdom Overview
When you’re shortlisting the places you want to visit and dreaming of all the Insta-worthy pictures you plan to click, it can be hard to imagine anything going wrong while you’re on vacation. But the truth is, a lot of things can go wrong - from losing your passport to getting into an accident.
Travel insurance for UK
Worrying about all the possible travel mishaps is neither fun nor productive. Instead, #ThinkAhead and do the strategic thing. Get yourself and your family travel insurance for UK from India. A comprehensive visitor insurance for UK will cover everything from delayed flights to medical emergencies.
Tata AIG Travel Insurance ensures that your travel adventures don’t turn into misadventures. Their travel insurance for UK will financially safeguard you against all travel uncertainties, whether it’s covering bounced hotel or airline bookings, or reimbursing you for securing essentials in case of lost baggage.
UK Visa Pprocess
To travel to the UK for leisure, and to visit any family or friends you may have there, you need to apply for a standard visitor visa. The earliest you can apply is three months before your travel date, and usually, you’ll get a decision within three weeks of application. The cost of the standard visitor visa depends on the length of stay you apply for:
- For a maximum of 6 months - Rs 7981
- For a maximum of 2 years - Rs 30,218
- For a maximum of 5 years - Rs 54,877
- For a maximum of 10 years - Rs 68,776
These rates will differ slightly depending on the current exchange rate. Most of the documents you need to submit revolve around proving your identity, financial stability, and intent to leave the UK once your trip is over. You’ll need to provide the following information:
- The proposed dates of travel to the UK
- Where you will be staying during your visit
- How much your trip will cost
- How much you earn in a year
- Your travel history for the last 10 years
- Your employer’s name, address, and phone number
- The name, address and passport number of any family members you have in the UK
Budget and currency exchange in UK
The official currency of the UK is the pound sterling (£), and while the rate keeps fluctuating, it’s usually 90-96 rupees. So, travelling to the UK can be a costly affair if you don’t budget strategically. The lowest daily budget for travelling in the UK is £60 if you’re looking at staying in hostels and having affordable meals in cafes and pubs. If you plan to stay in hotels, rent a car, and have sit-down meals in a restaurant, the daily average cost can be twice as much.
It’s best if you get your currency exchanged in India before you leave for your trip. You can do this at your bank or from a reputable exchange agent. You will want to avoid exchanging currency in the UK at the airport or shops because there’s usually a high commission. You can also look at opting for a pre-loaded foreign currency card that works like a debit card.
Sightseeing and local commute
The kinds of places you’ll want to visit in the UK will largely depend on what your interests are, for there are numerous delights for everyone - from architecture geeks to history buffs to Shakespeare fans to poets to nature lovers. In addition to the London Eye, Buckingham Palace, and Big Ben, here are some of the most popular places of interest for tourists.
Roman Baths - A site preserving the remains of an ancient religious spa, the city of Bath still has natural thermal water.
Edinburgh Castle - This stunning fortress is a precious Scottish remain of the Iron Age.
Lake District National Park - This park is the epitome of beautiful English scenery, complete with ribbon lakes and rugged mountains.
Stratford-upon-Avon - This medieval English town is the birthplace of Shakespeare and has the Royal Shakespeare Company, his wife Anne Hathaway’s cottage, and the Holy Trinity Church.
As for local commutes, the UK has a good public transport system which is a mix of buses, trains, trams, and taxis. For instance, in London, the Underground or the ‘Tube’ is the popular rail transit system. There are two types of taxis - one that runs by the meter and can be hailed on the street, and others that can only be booked on the phone but are typically cheaper.