Travel Insurance Germany

Travelling to an international destination like Germany requires substantial planning and forethought. The more planned you are, the better prepared you are to handle any unanticipated circumstances during your travels. Hence it is important to conduct sufficient research about the place you are travelling to and the applicable local laws for visitors. Furthermore, you must ensure that your travel arrangements are complete in time so as to avoid any last-minute glitches. You can also opt to buy a travel insurance plan for Germany online.

Irrespective of a high degree of planning, there are some events that are uncontrollable and may affect the implementation of your plans. The ongoing Covid-19 pandemic, for instance, has brought the entire world to a standstill and caused a massive disruption in international travel. There are strict entry restrictions in place in most countries, with a limited number of incoming and outgoing flights allowed.

Therefore, it is more important than ever before to be extremely thorough whilst planning your international trip and take border restrictions and Covid-19 resultant protocols into account. To reduce the level of uncertainty associated with global travel, you must add a layer of financial security to your journey to Germany by purchasing a travel insurance Germany plan.

No matter how thoroughly you plan for anything in life, there are always uncertainties lurking around the corner, carrying the power to send your plans into disarray. Planning for an international trip is a comprehensive task, one that requires accounting for contingencies. Therefore, you must secure your international travel plans by purchasing a suitable travel insurance policy.

If you are travelling to Germany, it is recommended to have an adequate Germany travel insurance policy so as to extend the necessary protection to the travelling party which may include friends and family. While selecting a travel insurance policy for Germany, you must ensure that the plan comprises a health insurance cover as well. If you or your co-travellers happen to fall ill during the trip, the aforementioned plan can provide you with substantial financial assistance.

A suitable Germany travel insurance plan is also of great help in the event of the loss or delay of baggage at any of the airports you pass through during your journey. With the excellent travel insurance Germany plans offered by Tata AIG, you can choose the coverage as per your insurance requirements and budget and stay financially secured against any adverse events during your journey.

Here are some of the benefits offered by the Tata AIG travel insurance Germany plan:

Journey Cover

Tata AIG travel insurance provides protection against flight delays or cancellations, hotel booking cancellations and passport losses during a trip.

Baggage Cover

A delay in luggage check-in or its loss can hamper the trip. But with travel insurance, your belongings remain safe, and you can get reimbursed for the required expenses in the event of a delay in arrival or the loss of check-in baggage.

Medical Coverage

Travel health insurance Germany provides you with financial assistance in case of medical emergencies during your trip. It includes coverage for medical evaluation and COVID-19 Coverage.

Personal Liability Cover

The travel insurance plan also covers unfortunate events resulting in third-party liability. It protects you from any financial and legal trouble during your foreign stay.

Travel Assistance

When you are in a new place, a few things may go wrong. But with our Germany travel insurance, you get assistance throughout your journey; from legal help to getting a new passport to replace the lost one, we have got you covered.

Easy Claim Procedure

With Tata AIG, you can settle your claim swiftly so that you do not have to face further problems during your trip. Just visit our website, upload your documents and voila, your claim settlement will be initiated.

Affordable Insurance Policies

You can quickly secure your trips with our affordable travel insurance policies starting at ₹40.82 per day. You can get multiple travel insurance quotes to compare and select the best insurance plan for you.

Easy Policy Purchase

With Tata AIG's online facility, you can now easily browse and purchase any travel insurance plan without any lengthy paperwork or health check-ups.

24*7 Customer Support

Whether you are in Germany or anywhere else in the world, our customer support team will always be available to provide you with the necessary information and assistance in case of an emergency.

Getting a German visa from India is straightforward. First, visit the official website of VFS Global, where you must create an account. Then, select the visa type according to your purpose for the Germany visit.

Indian nationals planning to visit the central European nation of Germany can apply for various visa types. The most common is a tourist and visitor visa, which is valid for up to 90 days. You need to apply for a visa from the nearest VFS Global Centre in your state or city. Once you get your visa, you can show your visa documents at the German International Airport and get entry into the Schengen region.

There are other types of German visas available, such as business visas, transit visas, training/internship visas, cultural, sports or religious visas and visas for medical treatment. Every visa application is done through VFS Global with its specific requirements and once the application is approved, the visa is issued.

Indian nationals travelling to Germany are required to comply with the following entry requirements and documentary proof.

Copy of Passport

You need to submit a coloured copy of your Indian passport. The copy should include the first and last pages of your passport, which contain all the necessary information. Make sure that your passport document is clearly printed and that all information is present.

Passport-Size Photograph

A passport photo is an essential document for verifying your identity. You should attach your recent coloured passport-size photograph to your travel documents wherever required.

Flight Ticket Details

You need to provide the authorities with your confirmed round-trip flight ticket details. These documents serve as proof of your intention to return to India from Germany after your trip is completed.

Accommodation Details

Another essential requirement is providing confirmed accommodation details. If you are visiting friends or relatives, provide your confirmed hotel booking details, rental details or invitation letter.

Travel Itinerary

You need to provide a detailed itinerary of your travelling plan in Germany. These details include places you plan to visit, activities you will do and duration of stay. You also need to provide details of any activities you have made bookings in advance.

Health Declaration Form

This mandatory document ensures compliance with health regulations and includes details of any past chronic diseases, vaccinations, etc.

[Note: If required, the Embassy or consulate authorities might ask for some additional documents. Thus, it is advised to confirm all the required documents from the official before application.]

Step 1: Visit the official VFS Global website.

Step 2: On the homepage of the website, click on the “Apply for a visa” tab.

Step 3: Here, you need to select the visa type as per your purpose of visit and based on the area of jurisdiction of the German Embassy/Consulate.

Step 4: Once you have selected the visa type, start your application. Provide all your requested information in the application and then book your appointment at your nearest visa centre.

Step 5: You need to take a printout of your filled application form and bring it with you to your scheduled appointment along with other supporting documents.

Step 6: Visit the visa centre on your scheduled appointment. Submit your application form and other supporting documents and pay the application fee. The application fee can be paid in cash or using Visa, Rupay or Mastercard.

Step 7: Now you need to track your application and wait till it is processed.

Step 8: Once your visa application is approved, you can collect your Germany visa documents from the visa centre itself. Or get your documents delivered to your residence address (you need to pay an extra charge for delivery).

The currency of Germany is the Euro (€), which is the official currency of 19 of the 27 nations that are members of the European Union. Since the exchange rate between the Euro (€) and the Indian National Rupee (₹) varies daily, you can check the current exchange rate before your trip.

Furthermore, you must carry a sufficient amount of the currency above during the journey.
[Note: Always compare exchange rates offered by various exchange bureaus before exchanging your money. Moreover, it is advisable to be aware of the fees charged by these bureaus because some bureaus charge commission while others charge a spread between buy and sell rates.]

The best time to visit Germany is between March and May when it is spring in the country, and between October and November, when it is autumn. During both the seasons mentioned above, the temperature in Germany hovers around a pleasant 19 degrees Celsius.

Since the country usually experiences high tourist footfall during the summer months of June to September, it is not advisable to plan your visit to Germany during summer.

Once you have secured your travel with the right international travel medical insurance plan to Germany, you can explore the country's top tourist places. With deep roots in history and a significant place in modern international politics, Germany is a country renowned as much for its historic landmarks as its modern architectural marvels.

From the Bavarian Alps to the majestic valleys of the Rhine, Germany is adorned with natural beauty that has fascinated tourists for a long time. If you are planning to visit the central European nation, the following places must be on your bucket list.

Berlin

The capital of Germany, Berlin, is hailed as one of the cultural centres of the European continent. With its iconic landmarks and cosmopolitan diversity, the city effortlessly combines ancient charm with modern luxury. While in Berlin, you must visit the Brandenburg Gate, Museum Island, the German Historical Museum and Charlottenburg Palace.

Munich

Nestled on the edge of the Bavarian Alps, Munich is one of Germany's largest cities and a tourist favourite. The city is famous for its cultural and religious heritage. If you visit Munich, be sure to go to Micahelskirche, a Renaissance-era marvel, and Marienplatz, a massive open square in the middle of the city. There are several art galleries and museums you can visit in Munich.

Cologne

Renowned as a hub of trade and commerce, the German city of Cologne has no shortage of churches, cafes, and galleries. The city has several monuments that pay homage to Roman architecture and culture. Cologne Cathedral is one of the most famous architectural marvels in Cologne.

The Rhine Valley

The picturesque city of Koblenz is famous for its scenic views of the Rhine Valley and the confluence of the Rhine and Mosel rivers. Across the banks of the Rhine, several gorgeous towns seem akin to postcards from an age long gone. With verdant gardens and mesmerising castles, this area is reminiscent of classical towns of centuries past.

The Black Forest

Located in South-West Germany, the Black Forest is adorned with valleys of multiple rivers and beautiful hills. The region has several hiking trails, making it a preferred destination for hikers and nature enthusiasts. While in the area, you must visit the Black Forest Railway and the Black Forest Open Air Museum.

Although Germany is a safe and secure place for tourists, it is always wise to be cautious. Here are some safety tips you should follow while you are travelling:

Keep Your Belongings Safe: Always keep your essential documents, money and other belongings secure. You can store such things in belt pouches, password luggage or hidden pockets.

Be Aware: Never get so lost in exploring a new place that you stop paying attention to your surroundings. Always stay aware of your surroundings and the people around you to prevent any incident.

Avoid Travelling at Night: When in an unknown country, avoid travelling at night. Avoid deserted roads and areas, and stick to walking on crowded streets and places with people.

Beware of Scammers: Often, scammers disguise themselves as government officials or traffic police to scare and scam tourists. If you encounter any such people, always make sure to ask for identity proof to avoid being scammed.

Only Use Authorised Transportation: Always use licenced and registered taxis and public transport to commute. Avoid such taxi drivers who try to lure you in the name of discount, as they may scam you later.

Eat and Drink Safely: It is good to try new cuisines and dishes, but always buy your food and drink from a hygienic place. Contaminated food and water can lead to food poisoning, which can hamper your travelling.

Stay With Guide: If you are visiting a location with a guide or in the group, stick with them and avoid wandering away. Wandering alone in an unknown place might be dangerous in some situations.

Respect the Locals: Be mindful of your clothing and avoid drawing unnecessary attention through your actions. Be humble and respectful towards the local people of the country.

Be Prepared: Always be prepared for emergencies; keep your emergency contact numbers handy. It includes contact details of close family and friends, local police, Indian and German embassy numbers, etc.