Dubai Travel Insurance from India Starting @₹25.6 Per Day

Travel insurance for Dubai is mandatory for Indians applying for certain categories of UAE visas from India. For such visa categories, Indian travelers need to have valid travel medical insurance for visa application requirements, except in certain cases.

Indian nationals holding a valid visa or residence permit from the UK, USA, or Schengen region may be allowed for a visa-on-arrival without prior insurance. You can buy travel insurance online quickly and cover medical expenses and emergencies during your stay in Dubai.

Accident & Sickness Medical Expenses

Our travel medical insurance Dubai covers unexpected medical expenses up to $200,000 during your stay. Whether you fall sick or meet with an accident, it covers hospitalisation, OPD treatment, or even ambulance services (up to $400). Prior approval is required through their assistance team to ensure you are fully supported abroad.

Emergency Medical Evacuation

If you face a serious medical emergency, the international health insurance for Dubai covers your evacuation to the nearest suitable hospital. This is especially useful in remote areas or when local facilities are inadequate. You can relax knowing that critical care and transportation are fully covered.

24x7 Global Assistance

TATA AIG offers round-the-clock assistance for medical support, legal help, emergency cash transfer, passport issues, or travel rebooking. This makes it the best travel insurance for Dubai as it acts as your personal helpdesk in a foreign country when you need it the most.

Loss of Passport Cover

Losing your passport in Dubai can cause panic. This travel insurance policy helps you recover with ease by reimbursing reasonable expenses for getting a duplicate or new passport. The assistance team also guides you through the legal and administrative process.

Baggage Loss Cover

If your checked-in luggage is lost permanently by the airline, your insurance for Dubai travel allows you to claim up to $1,000. The payout is calculated per bag and per item, including special limits for jewellery or electronics. This benefit secures your belongings and compensates for purchasing the essential items in case of baggage loss.

Coverage for Baggage Delay

If your baggage is delayed on arrival, your holiday insurance Dubai will reimburse you for buying essentials like clothes and toiletries. All you need is a confirmation from the airline about the delay. It is helpful during layovers or connecting flights.

Personal Liability Coverage

If you accidentally injure someone or damage property during your trip, our travel insurance for Dubai tourist visa covers legal compensation. It includes medical expenses for others and third-party property damage claims, making it a must-have for travellers visiting Dubai.

Affordable Dubai Travel Insurance Price

Along with extensive benefits, TATA AIG ensures affordability. With travel insurance Dubai price starting at just ₹25.6 per day, you can enjoy complete protection without straining your budget.

Disclaimer: *TATA AIG Travel Insurance - Asia Brochure - UIN: TATTIOP25042V052425.

Disclaimer: *TATA AIG International Travel Insurance - Asia Brochure - UIN: TATTIOP25042V052425.

Please Note: Coverage benefits are subject to policy conditions and deductibles. Please read the policy wording for more details.

Travel Insurance Policy Inclusions - What is Covered

• Global Assistance Services - Get round-the-clock help for medical support, evacuation, legal advice, lost baggage or passport, emergency travel needs, and cash transfers.
• Baggage Delay Cover - Receive reimbursement for purchasing essential personal items if your checked-in baggage is delayed or misdirected by the airline.
• Baggage Loss Protection - Provides coverage for the permanent loss of checked baggage under a common carrier’s custody, with defined limits for valuables.
• Personal Liability Cover - Safeguards against legal claims arising from accidental injury to a third party or damage to their property.
• Emergency Medical Evacuation - Ensures transfer to the nearest appropriate hospital or safe return to India for continued treatment.
• Passport Loss Support - Reimburses necessary costs to obtain a duplicate or replacement passport while abroad.
• Medical Expense Cover - Includes treatment for accident or illness, with extended cover for hospitalisation even beyond policy expiry.
• Emergency Ambulance Cover - Provides reimbursement for ambulance transport during medical emergencies.
• Accidental Death & Dismemberment - Offers financial security in case of accidental death or permanent disability, with special limits for minors.
• Repatriation of Remains - Covers costs of transporting mortal remains back to India.

Please note: The inclusions mentioned above are subject to the terms and conditions of your chosen policy. Kindly review your policy document for more details.

Travel Insurance Policy Exclusions - What is Not Covered

• Travelling Despite Medical Advice - Travel is not covered if undertaken against medical advice, while awaiting treatment, or after a terminal diagnosis.
• Pre-Existing Conditions - Claims linked to pre-existing diseases or related complications are not payable.
• Intentional Self-Harm - Any losses from suicide, attempts, or intentional injury (unless in self-defence or life-saving) are excluded.
• Military or Criminal Acts - Losses during military service, riots, criminal activity, or unlawful acts (like resisting arrest) are not covered.
• Substance Influence - Claims under the influence of alcohol or drugs are excluded unless proven unrelated.
• War & Terrorism - Damages from wars, terror acts, invasions, or anti-terror operations are excluded.
• Nuclear or Hazardous Events - Loss from nuclear activity or chemical/biological exposure is not covered.
• Dangerous Sports/Jobs - Activities like skydiving, scuba, racing, or risky occupations are excluded.
• Pregnancy & Childbirth - Claims arising due to pregnancy or delivery are excluded.
• Restricted Travel - Trips to banned countries (e.g., Cuba, Afghanistan) or involving terrorism or drug crimes are not covered.

Please note: This is not a complete list of the exclusions for Indonesia travel insurance. Please refer to the policy wording for complete details.

• Visit the Official Portal - To buy travel health insurance Dubai, open the TATA AIG website and navigate to the international travel insurance section.
• Enter Your Travel Details - Choose United Arab Emirates as your travel destination, then provide your travel dates and basic personal information.
• Explore Plan Options - Click on “See Plans” to compare coverage, benefits, pricing, and choose the best travel insurance for Dubai from India.
• Fill KYC and Make Payment - Complete the required KYC formalities to meet the Dubai travel insurance requirements and proceed with a secure online payment via the provided payment gateway.
• Download Your Policy - Once the payment is successful, your travel insurance Dubai will be sent directly to your registered email ID.

Buy Travel Insurance Online

Scenario 1: Sudden Illness During a Desert Safari

You are enjoying a thrilling desert safari in Dubai when sudden dehydration or heatstroke strikes. Medical expenses in Dubai can be costly, and immediate care is essential.

How We Can Help

Choosing the best travel insurance for Dubai from TATA AIG will help you cover accident and sickness medical expenses and ambulance services. Our travel plans ensure quick transport to a nearby hospital. If hospitalisation extends beyond your policy period, coverage continues until discharge or up to 60 days.

Scenario 2: Lost Baggage at Dubai International Airport

After landing at Dubai International Airport, you wait for your luggage, but it never arrives. With one of the busiest airports in the world, baggage delays and loss are not uncommon.

How We Can Help

If your baggage is delayed, your travel insurance Dubai reimburses you up to $75 for essential purchases like clothes and toiletries. If bags are permanently lost, you are protected up to $1,000, so you can replace essentials at Dubai Mall or Deira’s local markets.

Scenario 3: Passport Misplacement in Dubai Mall

You spend the evening exploring the Dubai Mall, but later realise your passport is missing. Without it, you cannot continue your trip or return home.

How We Can Help

The plan covers up to $250 for passport replacement expenses, assisting with embassy visits and paperwork. Having insurance for travel to Dubai makes it easier to handle such situations and keep your journey stress-free.

Scenario 4: Road Accident While Driving to Jumeirah Beach

Renting a car in Dubai makes visiting attractions like Jumeirah Beach convenient, but a small collision with another vehicle can lead to heavy expenses.

How We Can Help

The insurance for Dubai travel from TATA AIG provides personal liability coverage for accidental injury or property damage caused to others. This protection ensures you are financially secure even if legal claims are filed against you.

Scenario 5: Emergency Medical Evacuation from Dubai

You fall seriously ill while staying in Downtown Dubai and require specialised treatment unavailable locally. Evacuation costs to return to India are extremely high.

How We Can Help

TATA AIG travel insurance for Dubai from India includes emergency medical evacuation, covering transport to the nearest suitable hospital or repatriation to India. This ensures immediate medical attention without burdening your family with unmanageable expenses.

Scenario 6: Trip Cancellation Due to Sandstorms

Your planned visit to Dubai coincides with an unexpected sandstorm, causing flight cancellations and hotel booking losses. These disruptions can ruin travel budgets.

How We Can Help

With holiday insurance Dubai, you are reimbursed for non-refundable expenses. This makes it easier to reschedule flights or accommodations without losing your entire budget.

Scenario 7: Legal Assistance for Unexpected Issues

While exploring Dubai Marina, you accidentally damage property at a restaurant. The owner demands compensation, and local legal processes feel intimidating.

How We Can Help

Your insurance for Dubai travel from TATA AIG provides legal assistance and general support services. The plan ensures you have reliable help in a foreign land with assistance like handling disputes, arranging emergency cash transfers, or accessing travel agency support.

Steps to Follow to File a Claim

• Step 1 - Report Promptly: Inform TATA AIG or its Assistance Partner within 7 days, not exceeding 30 days.
• Step 2 - Share Documents: Provide policy details, passport, tickets, bills, hospital papers, or police reports.
• Step 3 - Support Review: Submit additional information if requested.
• Step 4 - Settlement: Approved claims are reimbursed or transferred to your bank.
• Step 5 - Track Status: Monitor claim updates online using your reference number.

Initiate Travel Insurance Claim

Documents Needed to File a Claim for Travel Insurance Dubai

• Claim Form & Policy Details - Submit the filled claim form along with a copy of your policy, travel plan, tickets, and boarding passes.
• Medical Documents - Include reports from the hospital or treating doctor, discharge summary, prescriptions, and diagnostic test results.
• Expense Receipts - Provide original bills and payment proofs for medical, dental, or evacuation costs.
• Evacuation Records - Attach the physician’s recommendation and receipts of transport expenses.
• Baggage Loss/Delay Evidence - Property Irregularity Report (PIR) and airline correspondence are mandatory.
• Death or Funeral Papers - Submit the death certificate, post-mortem/coroner’s report, and funeral bills if applicable.
• Police Records - FIR or police report for theft, accident, or cash loss.
• Passport Loss Proof - Reissue receipts and a copy of the new passport.
• Travel Disruption Records - Tickets, itineraries, and confirmations for cancellations, delays, or missed connections.

Please note: This is a general list of documents needed to file a claim. For case-specific requirements, please follow the policy wording.

Important Contact Information for Claim Assistance

You can file a claim for TATA AIG travel medical insurance Dubai in multiple ways.

• Visit the official website to submit claims or track progress online.
• Use the TATA AIG mobile app from Google Play or App Store for easy management.
• Call the 24x7 helpline at 022-6489-8282 (charges apply).
• Email details to general.claims@tataaig.com for support.

Estimated Cost (per person): ₹1,10,000 – ₹1,30,000, including flights, 3-star stay, food, local travel, and activities.

• Burj Khalifa - Admire panoramic city views from the world’s tallest tower.
• The Dubai Mall - Explore luxury shopping, an aquarium, and endless entertainment options.
• Palm Jumeirah - Walk along the iconic man-made island shaped like a palm tree.
• Dubai Marina - Enjoy waterfront dining, yacht rides, and stunning skyscraper views.
• Desert Safari - Experience dune bashing, camel rides, and cultural performances.
• Dubai Fountain - Watch the world’s largest choreographed fountain show at night.
• Dubai Creek - Take a traditional abra ride and explore the historic souks.
• Dubai Frame - Capture breathtaking views of old and new Dubai in one frame.
• Jumeirah Mosque - Visit one of the most beautiful mosques open to non-Muslims.

Transportation in Dubai

• Dubai offers excellent public transport - metro, buses, tram, water-taxi, and abra boats, using the rechargeable Nol card.
• For mid-range travel, taxis and ride-hail apps (Uber, Careem, Hala) are affordable and convenient.
• For luxury travel, book chauffeur-driven vehicles via services like Blacklane, HYRYDE, or Emirates Chauffeur.
• You can book tickets or cards at metro/bus stations, the RTA website or app for Nol card, and book mid-range or luxury rides via respective apps or service websites.

Best International SIM Cards in Dubai

• Etisalat Visitor Line: Includes generous data, local & international minutes, and free activation. Buy at Etisalat stores or airport kiosks.
• Du Tourist SIM/eSIM: Offers 1 GB free data for 24 hrs, add-on plans available. Obtain at Du stores or pre-order online.
• Virgin Mobile Tourist eSIM: Adds 21 GB data (7 days) or unlimited-time options. Available online or at the airport Virgin stores.
• Airalo / Nomad eSIMs: Flexible data packages, instant digital activation, ideal for short stays.

Local Phrases to Learn Before Visiting Dubai

• Learn greetings like “Marhaba” (Hello) and “Shukran” (Thank you).
• Use “Afwan” (You’re welcome), “Na’am” (Yes), and “La” (No).
• Saying “As-salamu alaykum” (Peace be upon you) shows respect.
• Polite Arabic phrases enrich your Dubai experience.

Travelling with Kids in the Dubai

Attractions for Kids

You can visit thrilling places like LEGOLAND® Dubai, Aquaventure Waterpark, Dubai Aquarium & Underwater Zoo, Miracle Garden, Dubai Dolphinarium, and KidZania, all offering fun learning and adventure.

Family-Friendly Restaurants

Dubai hosts many family-friendly restaurants with indoor play areas and engaging environments. Options are Reform Social & Grill, Phileas Fogg’s (Emirates Hills), Wavehouse Atlantis, Offside JA Ocean View, and Seafield, Al Hadiqa or Black Goose at Sheraton Jumeirah Beach Resort.

Shopping for Kids & Essentials

Major malls like Dubai Mall and Dubai Festival City Mall carry children’s essentials, clothes, shoes, and school supplies. Stores such as The Children’s Place, FirstCry, ZARA, H&M, Babyshop, Build-A-Bear and Candylicious offer fashion and fun.

Popular Activities for Tourists in Dubai

• Burj Khalifa Observation Deck - Admire breathtaking panoramic views from the world’s tallest building.
• Dubai Fountain Show - Watch spectacular water, light, and music performances in Downtown Dubai.
• Dubai Marina Cruise - Take a dhow or yacht cruise with dinner along the scenic waterfront.
• Ski Dubai - Experience indoor skiing, snowboarding, and penguin encounters inside Mall of the Emirates.
• Aquaventure Waterpark - Spend a day with thrilling rides and slides at Atlantis, The Palm.
• Global Village - Explore international pavilions, cultural shows, and food from around the world.
• Shopping Festivals - Indulge in world-class shopping at Dubai Mall, souks, and seasonal festivals.

Currency in Dubai

The currency used in Dubai is the United Arab Emirates Dirham (AED). You must use Dirhams for all purchases, services, and daily transactions.

That is why it is appropriate to exchange currency once you enter the country. Currency exchange is available at airports, banks, malls, and authorised exchange centres. Avoid exchanging money with unlicensed vendors.

Credit and debit cards are widely accepted, but keeping some cash is helpful for taxis, souks, or small shops. Always check the current exchange rate before converting your money to get the best value.

Where to Stay in Dubai

Budget Travellers

Stay in areas like Deira, Bur Dubai, or Al Barsha. Hotels such as Golden Sands Hotel Apartments, Omega Hotel, and Rove Downtown offer clean, comfortable rooms and easy access to public transport. Starting rates often fall under $60-100/night.

Mid-Range Options

Look at places like Arabian Courtyard Hotel & Spa in historic Al Fahidi, or Radisson Blu Hotel, and Hotel Indigo Downtown. These offer better amenities and central locations at moderate prices.

Luxury Travellers

Experience top-tier luxury at iconic properties like Burj Al Arab, One&Only The Palm, ME Dubai, Taj Exotica Resort & Spa, The Palm, and Waldorf Astoria DIFC. Expect world-class services, stunning views, and lavish facilities.

How to Get A Visa for a Dubai Trip

• Step 1: Visit the VFS Global official website.
• Step 2: Based on your reason for staying and the duration of your stay, identify the type of visa you need to apply for.
• Step 3: Next, begin the application process by filling out the visa application form. Read the instructions carefully before filling in the details.
• Step 4: Book your appointment with the nearest Visa Application Center (VAC) for application submission and further processing.
• Step 5: Visit the VAC centre during the scheduled appointment with your application form, supporting documents, and Indian passport. Go through the verification process.
• Step 6: Pay your Dubai visa application fees at the VAC and get the receipt for future reference.
• Step 7: Track your application progress online on the VFS website. It usually takes 3-5 business days to process your application.

Dubai Visa Documents Requirement

• Indian Passport: You must have an Indian passport that is valid for at least six months to apply for a visa.
• Photo: Recent passport-size photograph as per Dubai passport specifications.
• Flight Details: Confirmed round-trip tickets to and from Dubai.
• Accommodation Details: Dubai visa requirements include confirmed accommodation booking details of your stay.
• Financial Details: Please provide financial statements, bank details, salary slips, etc., that prove you can afford your Dubai trip.
• Dubai visa application form - Filled out the visa application form with all accurate details.

Travel Documents Needed for Dubai

• Valid passport with a minimum of six months’ validity
• Approved UAE visa (tourist, visit, or transit)
• Confirmed return flight tickets
• Hotel booking or proof of accommodation
• Travel health insurance Dubai (recommended but sometimes mandatory)
• Proof of sufficient funds for stay and expenses

Indian Embassy in Dubai - Address & Contact

Consulate General of India in Dubai

Travel Tips for Indian Nationals to Dubai

• Always keep your travel and other documents safe in a hidden pocket or hotel room compartment.
• Keep your cash, credit and debit cards safe all the time.
• Another Dubai tip for tourists is to save or remember the emergency contact numbers of the local authorities, the Indian embassy and your emergency numbers.
• Learn about local rules and regulations before going anywhere to avoid any misconduct. Be informed about the Dubai tourist requirements, especially at religious places.
• Avoid travelling alone or even in groups to remote and unknown places at night.
• Do not consume alcoholic beverages in public places, as it is strictly prohibited in the UAE.
• Do not travel with unofficial or suspicious means of transportation, such as cabs or autos. Always use public transportation or an authorised private transportation service provider.

Dubai Travel Advisories

• Carry a valid passport, visa, and all essential travel documents.
• Dress modestly in public places to respect local customs.
• Consume alcohol only in licensed bars, restaurants, or hotels.
• Avoid public displays of affection to prevent legal issues.
• Do not take photos of government or military buildings.
• Follow traffic rules strictly while driving or walking.
• Stay updated with UAE government advisories on health, safety, and visas.

A travel insurance policy for Dubai from TATA AIG ensures complete protection throughout your international journey. From medical emergencies and trip cancellations to passport loss and baggage issues, every aspect is covered with round-the-clock global support.

You can buy travel insurance from India within minutes using a fully digital process, making it easier than ever to secure your trip. The option to purchase travel insurance online adds convenience, allowing you to compare plans and choose what suits you best.

With prices starting at just ₹25.6 per day, our international travel insurance is both affordable and comprehensive. Whether you are travelling for leisure or business, this coverage helps you stay stress-free and financially secure abroad. It is the smart companion every Indian traveller needs for Dubai.

Buy your international travel insurance online today from TATA AIG and explore Dubai without worry. Let your adventure begin with confidence and complete coverage.

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