Schengen Travel Insurance

The travel insurance cost for a Schengen visa can be anywhere between ₹24.80 and ₹678 per day. TATA AIG offers Schengen Insurance starting at ₹24.8 per day*.

No, medical bills from PEDs will not be covered unless you had to be hospitalised due to a life-threatening complication.

It is possible to upgrade your travel insurance plan by purchasing a new plan. However, this will change the cost of your policy.

No, you need to be in India to buy a Schengen travel insurance policy and to be eligible for coverage.

Yes, you can. However, please note that medical treatments related to your pregnancy will not be covered by your Schengen insurance plan.

Excess or deductible is the amount of money you have to pay the insurer whenever you file a claim under your travel insurance policy.

Doubling up means having more than one active travel insurance policy. While you can own more than one policy, you cannot file a claim for the same thing under both plans, as it can be considered fraudulent.

Yes, with TATA AIG, you can add your family members under a Schengen travel insurance plan during the buying process.

The Cascade Regime allows Indian travellers access to long-term, multi-entry, 2-year Schengen visas after they have lawfully used two visas within the past 3 years.

Yes, you generally can visit other Schengen area countries with your base Schengen visa from the issuing country.

It typically takes 15-30 days to process a Schengen visa application from India, so it is recommended to apply well in advance.

This will depend on your coverage and where you are travelling to. For example, a Schengen travel insurance plan costs around ₹1,103 - ₹2,462 for a 2-week trip to France.

Your Schengen visa could be rejected for a number of reasons, like incorrect documentation, late submissions, inaccurate information, etc. If your visa application has been rejected, the reason for rejection will usually be stated in the same email.

Students planning to study in Europe often need a dedicated Student travel insurance plan since they usually require higher coverage tailored for longer stays.

Yes, we offer annual multi-trip plan options, and single-trip travel insurance plans valid for up to 360 days*.

No, Schengen travel insurance only covers trips to 29 countries in the Schengen zone and is required to offer medical insurance coverage. Travel insurance for Europe from India may offer broader coverage for all 44 European countries.

Overseas travel medical insurance must include a minimum medical cover of at least EUR 30,000 to be valid for all countries covered by Schengen visa.

The best way to do this is by comparing different Schegne travel insurance plans across insurance companies.

Yes, you can buy travel insurance when going to work overseas temporarily. Our single-trip plans offer coverage for 360 days. In case of long-term relocation, you can always switch to a local insurance provider for medical insurance.

You need to be at least 18 years old to buy a Schengen travel insurance plan. If you are including younger family members under your plan, TATA AIG covers children from 3 months for single trip plans. Annual multi-trip insurance coverage is offered for 12 - 80 years.

Your trip duration, how many Schengen countries you plan to visit, policy variant and overall coverage amount decide your travel insurance for Schengen visa cost.

You can get a refund on your premiums if you cancel your policy, provided you did not file any claims. For single-trip travel insurance, a refund is possible only if you return 21 days before the Schengen insurance expires. For annual travel insurance, you will need to give us 7 days’ notice in writing to get a refund.