TATA AIG Travel Insurance for Bali from India Starts @ ₹25.6/- Per Day
TATA AIG Travel Insurance for Bali from India Starts @ ₹25.6/- Per Day
Bali welcomes thousands of Indian tourists who come to enjoy its beaches, temples and vibrant culture. Planning your trip means thinking about flights, hotels, activities and what to pack. However, one important thing many travellers forget is protecting themselves against unexpected problems on the trip. Medical emergencies, lost luggage or passport theft can happen to anyone while exploring a foreign country. Health concerns like dengue and ‘Bali Belly’ are common among tourists in Bali.
That's why smart travellers buy travel insurance online before they fly. Bali healthcare is far more expensive than in India and without coverage, hospital expenditures may be high. With Bali insurance, you can enjoy this lovely island without worrying about unforeseen events
Is Bali Travel Insurance Mandatory for Indians
No, Indian tourists don't need mandatory Bali insurance to enter Indonesia. However, it is recommended to buy coverage before you fly. Here's why: if you fall sick or get injured in Bali, hospital bills can sour high within hours.
With our holiday insurance Bali plans, you won't worry about these expenses. We cover your medical bills, lost luggage, passport issues and accidents.
Benefits of TATA AIG Bali Travel Insurance
Affordable Travel
Our best travel insurance for Bali, starting at just ₹25.6 per day. Our comprehensive plans protect you from medical emergencies, baggage problems and passport loss throughout your trip, ensuring complete peace of mind.
Accident & Sickness Medical Expense
TATA AIG travel insurance Bali provides medical cover up to $200,000 for emergencies. We cover hospital stays, doctor visits, medicines and emergency ambulance services completely.
Baggage Delay
TATA AIG provides up to $75 compensation if the airline delays your bags upon arrival. This allows you to purchase essential items like clothes and toiletries immediately. Simply save your receipts and submit them for reimbursement.
Baggage Loss
We provide up to $1,000 coverage if the airline completely loses your luggage. When bags go missing during flights, do not arrive and are never recovered, our travel insurance policy covers theft and lost baggage.
Loss of Passport
Our travel insurance includes up to $250 coverage if you lose your passport in Bali. When your passport goes missing while exploring, we help pay for obtaining a new one, including expenses like application fees, photos and embassy visits.
Personal Liability
Our travel insurance Bali plan provides personal liability coverage up to $200,000. If you accidentally damage property or unintentionally cause injury, we cover the costs. This includes property damage, medical bills and legal claims that arise.
**24/7 Assistance **
TATA AIG provides round-the-clock assistance throughout your Bali trip, available 24 hours a day. When facing medical emergencies, our team quickly arranges hospital admission and treatment. We also help locate lost baggage, arrange passport replacements and handle crises. Call 022-6489-8282 anytime.
Quick Online Purchase
When you buy travel insurance online for your Bali trip with TATA AIG, the process is incredibly easy and fast. Purchase instantly through our website, mobile app or by calling 022-6489-8282. Your insurance documents are emailed immediately after purchase.
Disclaimer: *TATA AIG Travel Insurance – Asia Brochure - Gold Plan UIN: TATTIOP25042V052425.
Types of TATA AIG Travel Insurance India to Bali
| TATA AIG Travel Insurance – Asia Gold | Medical coverage up to $200,000 for accidents and sickness treatment with daily hospitalisation up to $1,500 for 30 days ICU coverage at $3,000 per day for 7 days with surgical treatment covered up to $10,000 Anaesthetist fees covered at 25% of surgery costs and doctor consultations at $75 per visit for 10 visits Diagnostic tests covered up to $500 with ambulance services up to $400 Baggage delay reimbursement of $75 and baggage loss coverage up to $1,000 Passport loss coverage up to $250 with emergency medical evacuation included Personal liability protection up to $200,000 and accidental death and dismemberment coverage up to $15,000 |
|---|---|
| TATA AIG Travel Insurance – Asia Silver Plus | Medical coverage up to $100,000 for accidents and sickness with daily hospitalisation up to $1,500 for 30 days ICU coverage at $3,000 per day for 7 days and surgical treatment covered up to $10,000 Anaesthetist fees at 25% of surgery costs with doctor visits at $75 per day for 10 visits Pre-admission diagnostic tests up to $500 and ambulance charges covered up to $400 Baggage delay covered at $75 with baggage loss coverage up to $1,000 Passport loss coverage up to $250 and emergency medical evacuation included Personal liability coverage up to $150,000 with accidental death and dismemberment up to $12,000 |
| TATA AIG Travel Insurance – Asia Silver | Medical coverage up to $50,000 for accidents and sickness with daily hospitalisation up to $1,500 for 30 days ICU expenses at $3,000 per day for 7 days and surgical treatment covered up to $10,000 Anaesthetist fees at 25% of surgery costs with doctor consultations at $75 per day for 10 visits Diagnostic tests covered up to $500 and ambulance services up to $400 Baggage loss coverage up to $500 with passport loss coverage up to $250 Emergency medical evacuation included with personal liability coverage up to $100,000 Accidental death and dismemberment up to $10,000 |
Disclaimer: *TATA AIG Travel Insurance – Asia Brochure - Gold Plan UIN: TATTIOP25042V052425.
**Please Note: Coverage benefits are subject to policy conditions and deductibles. Please refer to the policy wording for further details.
Bali Travel Insurance - Inclusions and Exclusions
Travel Insurance Policy Inclusions - What is Covered
Medical Expenses for Accidents and Illness: Pays for your doctor bills and hospital costs if you get hurt or become sick while in Bali.
24x7 Assistance Services: Gives you help anytime, day or night, for hospital arrangements, emergency transport, legal problems, lost passport or bags and other urgent situations.
Delay and Loss of Baggage: Pays you money to buy necessary items if your bags arrive late and covers the full value if your luggage is permanently lost.
Personal Liability Protection: Pays legal costs and compensation if you hurt someone by mistake or damage their property during your trip.
Emergency Medical Evacuation: Pays to transport you to a good hospital nearby or fly you back to India if you need urgent medical care.
Loss of Passport: Pays the fees and costs needed to get a replacement passport if yours is lost or stolen in Bali.
Accidental Death and Dismemberment: Provides compensation to the family if the insured person passes away in an accident or suffers serious permanent injuries like losing limbs or eyesight.
Repatriation of Remains: Pays all costs to bring the insured's mortal remains back to India if they pass away while travelling abroad.
Travel Insurance Policy Exclusions - What is Not Covered
Travel Against Medical Advice: Insurance won't pay if one travels when their doctor told them not to because of health problems.
Pre-existing Medical Conditions: Problems from illnesses or conditions the insured already had before buying insurance are not covered.
Self-Inflicted Harm or Suicide: Insurance doesn't cover injuries an individual causes to himself on purpose, including suicide attempts, except when protecting himself.
Sexually Transmitted Conditions: Medical problems from STDs are not included in holiday insurance Bali coverage.
Military Service or War Participation: Injuries during military work or because of war, fighting or political violence are excluded.
Substance Influence: Getting hurt while drunk or using drugs is not covered, unless someone else caused the accident.
Unlawful Acts or Riots: Losses from joining riots, committing crimes or doing illegal things are not covered.
Aviation-Related Activities: Flying planes, taking flying lessons or working as flight crew members is not covered.
Terrorism and Nuclear Risks: Damage from terrorist attacks, nuclear problems or chemical/biological weapons is excluded.
Hazardous Sports and Activities: Dangerous activities like skydiving, rock climbing, bungee jumping, deep-sea diving and motor racing are not covered unless your policy specifically includes them.
Pregnancy and Childbirth: Medical costs related to pregnancy, childbirth or pregnancy complications are not covered.
How to Get Travel Insurance for Bali from TATA AIG
Step 1: Visit TATA AIG Website: Open the TATA AIG website on your computer or phone and find the International Travel Insurance page.
Step 2: Enter Your Trip Information: Choose Indonesia or Bali as your destination. Type in when you're leaving, when you're coming back, how many people are travelling and any other details asked.
Step 3: Look at Different Plans: Press the "See Plans" button to view all available Bali insurance travel choices.
Step 4: Give Your Details and Make Payment: Fill in your personal information and provide identity documents correctly. Pay for your policy using the safe online payment system with your debit/card or net banking.
Step 5: Receive Your Policy Immediately: After your payment goes through successfully, your holiday insurance Bali policy papers will be sent straight to your email within a few minutes.
Why Do You Need Bali Travel Insurance
Bali is a beautiful island paradise, but unexpected problems can happen during any trip. From medical emergencies to lost luggage and accidents, having travel insurance protects both your vacation and your funds. Here are a few examples of how travel insurance can help you on your Bali trip:
Scenario 1: Scooter Accident in Seminyak
To go around the stunning beaches of Seminyak, you decided to rent a scooter. While riding in the busy streets, another vehicle suddenly hit you from behind. You suffered painful leg injuries that required immediate hospital treatment and the medical bills turned out to be unexpectedly high.
How Can We Help
TATA AIG holiday insurance Bali covers all your accident-related medical expenses, including hospital admission, doctor consultations, medicines and ambulance charges, allowing you to focus entirely on recovery.
Scenario 2: Food Poisoning in Ubud
After enjoying delicious street food near the famous Ubud Monkey Forest, you started experiencing severe stomach pain and a high fever. The situation worsened quickly and you needed urgent medical care at a private hospital where treatment costs were surprisingly high for international tourists.
How Can We Help
Our best travel insurance for Bali pays for your complete medical treatment, covering hospitalisation expenses, prescribed medications and all necessary doctor consultations until you recover fully and safely.
Scenario 3: Bags Lost During Flight Connection
Your flight from Delhi connected through Singapore before reaching Bali. However, when you finally landed at Ngurah Rai Airport, your checked luggage was nowhere to be found. Despite waiting and following up, the airline couldn't locate your bags even after three full days.
How Can We Help
TATA AIG Bali insurance compensates you up to $1,000 for your permanently lost baggage, enabling you to immediately purchase replacement clothes, toiletries and all essential items you need.
Scenario 4: Passport Stolen at Kuta Beach
While relaxing and enjoying the stunning sunset at Kuta Beach, a thief stole your backpack containing your passport, cash and important travel documents. You immediately panicked because flying back home without valid identification seemed impossible and you had no emergency funds available to manage the situation.
How Can We Help
We cover up to $250 for obtaining your replacement passport, including embassy processing fees, passport photos and required paperwork. Our support team guides you through the process smoothly.
Scenario 5: Accidentally Damaged Hotel Property in Nusa Dua
While rearranging furniture in your luxury Nusa Dua hotel room to get better lighting for photos, you accidentally knocked over an expensive decorative vase. The vase shattered completely and the hotel management immediately demanded payment for the costly damaged property.
How Can We Help
Our travel insurance for Bali includes personal liability coverage up to $200,000, which covers accidental property damage expenses, so you don't have to pay anything from your pocket.
How to File a Claim for the Bali Travel Insurance with TATA AIG
Filing a claim with TATA AIG for your best travel insurance for Bali is straightforward and hassle-free. Simply follow our easy step-by-step process, submit the required documents and we'll handle your claim efficiently and quickly.
Steps to Follow to File a Claim
Notify Us Immediately: Inform TATA AIG about your loss or incident within 7 days by writing to us through email, phone call or our mobile app.
Protect Your Property: If your belongings are lost, damaged or stolen, report it to us and local police within 24 hours and take steps to recover your property.
Get Medical Approval: For medical treatment claims under your Bali insurance, contact us beforehand for prior approval to ensure smooth and faster claim processing.
Fill Claim Forms: We'll send you the necessary claim forms. Complete all sections carefully with accurate information and sign where required before submission.
Submit Required Documents: Send us the completed claim form along with all supporting documents like bills, receipts and medical reports within 30 days.
Claim Review and Settlement: Our team will verify your submitted documents and approve your claim. Once approved, we'll process your settlement payment quickly.
Documents Needed to File a Claim
Duly Filled Claim Form: Completed and signed claim form with all details filled accurately on behalf of the insured traveller.
Original Bills and Receipts: Include all original medical bills, pharmacy receipts, hospital invoices, doctor consultation fees, diagnostic test bills and treatment-related receipts.
Medical Reports and Papers: Submit complete medical reports, hospital case papers, investigation reports, doctor's notes, treatment records and discharge summary documents.
Clear Medical Diagnosis: Provide a specific and precise diagnosis report from the doctor explaining the medical condition for which you're filing the claim.
Itemised Treatment List: Detailed breakdown of all medical services, treatments, procedures, tests and medications received, with individual costs mentioned for each item.
Valid Prescriptions: Doctor's prescription with your name, prescribed medicines, dosage details, total cost and payment receipts attached with the doctor's signed invoice.
Supporting Certificates: Death certificate, permanent disability certificate, police FIR copy, postmortem report or any other relevant legal documents if applicable.
Additional Documents: Any other paperwork or proof requested by our Claims Department that's relevant to your travel to Bali insurance policy coverage.
Important Contact Information for Claim Assistance
Visit Our Official Website: Go to the TATA AIG page to register your travel insurance for Bali claim online, upload documents digitally or track your claim status anytime.
Use TATA AIG Mobile App: Download our user-friendly TATA AIG mobile app from the Google Play Store or the Apple App Store to file your claim.
Call Toll-Free Helpline:** Dial our toll-free number 022-6489-8282 to notify your claim immediately through our call centre.
Send an Email:** Write to us at general.claims@tataaig.com with your complete claim details, policy number and incident information for quick assistance.
Choose any of these convenient methods to start your Bali insurance claim process quickly and get the support you need during your travel.
Best Time to Visit the Bali
Bali stays warm all year, so you can visit anytime based on what matters most to you. The dry season brings sunshine perfect for beaches, while the wet season offers better deals and greener landscapes. The majority of tourists like April through October since it's less likely to rain and simpler to organise outdoor activities.
| Season | What to Expect | Things to Know Before Visiting |
|---|---|---|
| (Temp & Months) | 0 | 0 |
| Dry Season (24–30°C) April – October | Sunny days make this the most popular time for beach lovers and temple explorers. | Prices go up during these months, so book your hotel at least two months early. |
| Wet Season (23–28°C) November – March | Afternoon showers arrive but clear quickly, leaving mornings free for sightseeing. | Don't skip this season—you'll find great discounts and the island looks beautifully lush. |
| Shoulder Season (24–29°C) April, May, September, October | The weather stays mostly sunny with occasional light rain that doesn't spoil your plans. | These months give you the best value with fewer crowds and comfortable temperatures. |
Recommended 10D Itinerary for Bali and Estimated Costs
This 10-day plan takes you from Bali's cultural heart to its stunning coastlines. You'll start in beach-side Seminyak, move to artistic Ubud, then explore the dramatic cliffs of Nusa Penida.
Total estimated budget: ₹90,000 to ₹1,40,000 per person.
| Days | Highlights |
|---|---|
| Day 1 | Arrive at the airport and settle into your Seminyak hotel near the beach |
| Day 2 | Visit Tanah Lot Temple in the morning, then enjoy Seminyak's cafes and waves |
| Day 3 | Drive to Ubud and stop at Tegallalang Rice Terraces for photos along the way |
| Day 4 | Walk through the Monkey Forest, then watch a traditional dance at Ubud Palace |
| Day 5 | Trek up Mount Batur for sunrise views and tour nearby coffee farms afterward |
| Day 6 | Go white water rafting on the Ayung River, followed by a relaxing spa treatment |
| Day 7 | Take a boat to Nusa Penida and hike to Kelingking Beach's famous viewpoint |
| Day 8 | Explore Angel's Billabong and snorkel at Crystal Bay before sunset |
| Day 9 | Return to Bali and visit Uluwatu Temple for the evening Kecak dance show |
| Day 10 | Relax at Jimbaran Beach and have fresh grilled seafood by the water |
| Day 11 | Shop for souvenirs in Kuta before heading to the airport |
Must-See Attractions in Bali
Tegallalang Rice Terraces: Bright green rice fields step down the hillside in beautiful layers. You can walk between the paddies and watch local farmers using traditional methods that go back centuries.
Tanah Lot Temple: This ancient temple sits on a rock surrounded by ocean waves at high tide. Sunset is the best time to visit when the sky glows orange behind the temple.
Sacred Monkey Forest Ubud: Over 700 monkeys live freely in this jungle sanctuary among old temples and giant trees. They're friendly and used to visitors, so you can see them up close.
Mount Batur: The two-hour climb up this active volcano is worth it for sunrise views over the crater lake. The sky turns pink and golden as the sun comes up.
Uluwatu Temple: This clifftop temple stands 70 meters above the crashing waves below. Stay for the fire dance performance at sunset, which combines culture with stunning ocean views.
Top International Airports in Bali
| Airport Name | Location |
|---|---|
| Ngurah Rai International Airport | South Bali, between Kuta and Jimbaran |
Must-Know Travel Facts for Your Bali Trip
Transportation in Bali
Scooter Rentals: Renting a scooter is the most popular way to get around Bali since it's cheap and convenient. Rental shops are everywhere and charge around ₹300-600 per day.
Private Drivers: Hiring a driver for the day costs ₹2,500-4,000 and takes the stress out of navigating unfamiliar roads.
Ride-Hailing Apps: Grab and Gojek work well in tourist areas like Seminyak, Canggu and Ubud for affordable rides.
Tourist Shuttle Buses: Companies like Perama and Kura-Kura Bus run scheduled routes between major tourist areas at fixed prices.
Traditional Taxis: Always insist the driver uses the meter to avoid overcharging, especially when travelling from the airport.
Best International SIM Cards in Bali
Telkomsel Simcard: This provider has the strongest coverage across all of Bali and works well even in remote areas.
XL Axiata: They offer good tourist packages with generous data at affordable prices.
Indosat Ooredoo: This network provides reliable service in tourist hotspots and cities at competitive rates.
Smartfren: Known for fast 4G speeds in urban areas, though coverage drops in rural spots.
Local Phrases to Learn Before Visiting Bali
| Phrases | Indonesian |
|---|---|
| Hello | Halo / Selamat pagi (morning) |
| Thank you | Terima kasih |
| You're welcome | Sama-sama |
| Excuse me / Sorry | Permisi / Maaf |
| How much? | Berapa harganya? |
| Delicious | Enak |
| Yes | Ya |
| No | Tidak |
| Please | Tolong |
| Goodbye | Selamat tinggal |
Travelling with Kids in the Bali
Waterbom Bali: This award-winning waterpark in Kuta has slides for all ages and plenty of shaded rest areas.
Bali Safari and Marine Park: Kids love seeing elephants, tigers and orangutans up close during the safari ride.
Bali Treetop Adventure Park: Set in the Bedugul botanical gardens, this adventure park has treetop obstacle courses for different skill levels.
Finns Recreation Club: This massive facility in Canggu combines waterslides, bowling, trampolines and a splash pad in one place.
Bali Zoo: Located near Ubud, the zoo lets kids get hands-on with animals through feeding sessions and pony rides.
Beaches with Calm Waters: Head to Sanur or Nusa Dua for gentle waves perfect for young swimmers.
Popular Activities You Can Take Part in Bali
Surfing Lessons: Kuta, Canggu and Seminyak have surf schools right on the sand where you can book lessons starting at ₹1,500 per session.
Rice Paddy Cycling Tours: Pedal through villages and green rice fields on guided bike tours that show you rural Bali.
Balinese Cooking Classes: Learn to make authentic dishes like nasi goreng and satay from local chefs in Ubud.
Yoga and Wellness Retreats: Ubud is famous for its yoga studios and meditation centers that welcome drop-in visitors.
Currency in Bali
The official currency in Bali is the Indonesian Rupiah (IDR), which you'll use for everything from street food to hotel bills. You can exchange Indian Rupees at authorised money changers before leaving India or use forex services that deliver cash to your home.
After landing in Bali, you'll find currency exchange booths at the airport and throughout tourist areas. Airport rates aren't the best, so only exchange a small amount there and find better rates at established money changers in Seminyak or Ubud later.
Where to Stay in Bali
Budget Options
Hostel dorm beds: Shared rooms with bunk beds, common areas and often free breakfast included. Bali Bobo Hostel in Jimbaran is popular among budget travellers for its comfort and convenient location.
Private rooms in hostels: Small private rooms with shared bathrooms, good for couples on a budget. Puri Garden Hotel & Hostel and Lushy Hostel Canggu are among the most popular budget options.
Basic guesthouses: Simple rooms with private bathrooms, usually family-run with personal touches.
Mid-Range Hotels
Standard mid-range hotels: Clean rooms with air conditioning, pools and breakfast. Popular in the Seminyak and Ubud areas.
Boutique hotels: Stylish properties with better design, often including pools and on-site restaurants. The Kayon in Ubud and Villa Air Bali near Seminyak offer excellent mid-range boutique experiences.
Luxury Options
Upscale resorts: Beach or jungle resorts with spas, infinity pools and excellent restaurants. Viceroy Bali in Ubud and The Legian in Seminyak are popular upscale choices.
Top luxury properties: Five-star resorts like Four Seasons Jimbaran Bay, Four Seasons Sayan and Bulgari Resort Bali in Uluwatu offering world-class service, private villas and stunning clifftop or beachfront locations.
How to Get A Visa for Bali Trip
Visa Requirement: Indian passport holders can enter Indonesia with a Visa on Arrival (VoA), which is simple to get at the airport. You can also apply for an e-Visa online before travelling if you want to skip the airport queues completely.
Visa on Arrival: When you land at Ngurah Rai Airport, head to the VoA counter before immigration and pay $35 USD (around ₹3,000). This gives you 30 days in Indonesia and can be extended once for another 30 days at the immigration offices.
e-Visa Online: Apply through Indonesia's official e-Visa website at least three days before departure. The process is straightforward, you'll upload your documents, pay online and receive approval via email to show at immigration.
Extension Process: If you want to stay longer than 30 days, visit the immigration office in Denpasar with your passport and extra photos. The extension costs another $35 USD and takes about a week to process, so plan accordingly.
Travel Documents Needed for Bali
For the Visa on Arrival
Valid passport with at least six months' validity from your arrival date
Return flight tickets showing you'll leave Indonesia within 30 days
Proof of accommodation, like hotel bookings or rental confirmation
Travel insurance documents ( immigration officers may ask)
$35 USD in cash for the visa fee at the airport counter
Additional Documents
Recent bank statements showing sufficient funds for your stay
Credit cards for emergencies and larger purchases
Printed copies of all bookings and important documents as backup
An international driving permit if you plan to rent scooters or cars
Vaccination certificates if required (check current health requirements before departure)
Indian High Commission in Bali - Address & Contact
| Address | Contact |
|---|---|
| Consulate General of India - Jalan Raya Puputan No. 168, Renon, Denpasar | +62 811 386 7270 |
Travel Tips for Indian Nationals to Bali
Keep Documents Safe:** Carry your passport, visa, flight tickets and hotel bookings. Make photocopies and keep them separately in case you lose the originals.
Get Holiday Insurance Bali:** Buy travel insurance before leaving India. Medical treatment in Bali is very expensive. Good bali insurance travel covers hospital bills, lost baggage and flight cancellations.
Money Matters:** Local currency is Indonesian Rupiah. Carry some US Dollars to exchange at the airport. Most places accept cards, but keep cash for small shops and markets.
Getting Around:** Use Grab or Gojek apps for safe, cheap rides. You can rent a bike or scooter with an international driving license. Always wear a helmet and drive carefully.
Respect the Culture:** Wear modest clothes at temples - cover shoulders and knees. Be polite with locals and never point feet at people or religious objects.
Food and Water:** Drink only bottled water for the first few days. Eat at busy restaurants where food is freshly cooked to avoid stomach problems.
Emergency Numbers:** Police:** 110, Ambulance:** 118, Indian Consulate:** +62 811 386 7270. Keep these saved in your phone.
Bali Travel Advisories
Natural Risks:** Mount Agung is an active volcano. Check for warnings before you travel. The rainy season (November-March) can cause floods.
Beach Safety:** Swim only at beaches with lifeguards. Red flags mean danger - don't ignore them.
Health Precautions:** Bring your medicines from India. Use mosquito repellent to prevent dengue fever.
Stay Alert:** Use official taxis or apps to avoid overcharging. Don't leave belongings unattended.
Follow Laws:** Indonesian drug laws are extremely strict with severe penalties.
Conclusion
Bali is a dream destination with great beaches and rich traditions that attract thousands of Indian travellers every year. While you plan your perfect vacation, remember that unexpected events can disrupt your trip anytime. That's why it’s important to buy travel insurance before you fly.
TATA AIG offers affordable travel insurance that covers medical emergencies, lost luggage and trip cancellations. With our Bali insurance travel, you can explore this beautiful island without worrying about unexpected expenses. Protect your journey with international travel insurance and make wonderful memories with complete peace of mind.
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
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