Travel Insurance UAE from India Starts @ ₹25.6/- Per Day

Yes, travel insurance UAE is mandatory for Indian travellers visiting the United Arab Emirates. Authorities require proof of valid insurance during visa processing to ensure visitors are financially protected in case of medical emergencies or travel disruptions.

Having holiday insurance UAE not only meets this requirement but also offers financial security during your stay. It covers unexpected medical bills, flight delays, or loss of belongings, and allows you to enjoy your UAE trip without financial worries.

24x7 Global Assistance Services

Our Assistance Team provides round-the-clock help for medical emergencies, evacuation, lost luggage or passport, legal aid, and cash transfers. With our proactive response system, you can travel stress-free knowing you have real-time support. This makes TATA AIG a reliable provider of travel insurance UAE.

Compensation for Baggage Delay

We reimburse the cost of essential items up to ₹75 if your checked baggage is delayed or misdirected by a common carrier. Simply provide verification from the airline, and we handle the rest. This benefit ensures that your travel remains smooth even during minor inconveniences under our travel insurance for UAE from India.

Protection Against Baggage Loss

If your checked-in baggage is permanently lost or stolen while in transit, we will compensate you up to $1,000 for the items lost. Valuable possessions such as jewellery, watches, and furs are also covered up to a specified limit. This inclusion under our travel insurance United Arab Emirates guarantees total peace while travelling.

Personal Liability Coverage

Our travel insurance policy extends beyond personal health and belongings. We also cover legal liabilities (Up to $200,000) if you accidentally cause property damage or injury to another person while travelling. This ensures you are financially protected in unforeseen situations during your trip to the UAE.

Loss of Passport Assistance

Losing a passport abroad can disrupt your travel plans. We cover the necessary expenses up to $250 for obtaining a duplicate or new passport so that you can continue your journey without stress. This practical inclusion in the holiday insurance UAE plan enhances your convenience during the UAE trip.

** Comprehensive Medical Expense Coverage**

We offer extensive financial protection up to $200,000 for medical emergencies that occur during your trip abroad. This includes accident or sickness-related hospitalisation, surgeries, diagnostics, and physician visits. Our travel insurance policy ensures seamless support when you contact our Assistance Company for pre-authorisation, making medical help hassle-free.

Emergency Ambulance and Hospitalisation Support

In the event of an accident or sudden illness, we cover ambulance expenses up to $400 to ensure timely hospital transfer. If hospitalisation extends beyond the policy expiry, our foreign travel insurance continues to cover medical expenses for up to 60 days or until discharge.

Emergency Medical Evacuation

In critical medical situations, TATA AIG’s foreign travel insurance helps in arranging immediate evacuation to the nearest equipped hospital or safe transfer back to India. With our efficient coordination, we ensure your safety and comfort.

Disclaimer: *TATA AIG Travel Insurance - Asia Brochure - UIN: TATTIOP25042V052425.

Disclaimer: *TATA AIG International Travel Insurance – Asia Brochure - UIN: TATTIOP25042V052425.

**Please Note: Coverage benefits are subject to policy conditions and deductibles. Please read the policy wording for more details.

TATA AIG Travel Insurance UAE Inclusions - What is Covered

• 24/7 Global Assistance: 24x7 global support for medical evacuation, repatriation, legal help, lost baggage, or passport replacement during travel.

• Coverage for Accident and Medical Expenses: Provides financial protection for hospitalisation, medical treatment, and doctor consultations due to an accident or sudden illness while abroad.

• Extended Hospitalisation Benefits: If hospital stay continues beyond the policy expiry date, medical benefits remain active until recovery or discharge.

• Emergency Ambulance Services: Covers the cost of ambulance transportation during medical emergencies to the nearest healthcare facility.

• Baggage Delay Coverage: Reimburses reasonable expenses for essential items purchased when checked baggage is delayed or misdirected by an airline.

• Loss of Checked-in Baggage: Offers compensation for the total and permanent loss of checked luggage due to theft, non-delivery, or mishandling by a carrier.

• Valuables Coverage: Provides limited reimbursement for lost valuables such as watches, jewellery, or fur items included in the checked-in baggage.

• Personal Liability: Covers legal and compensation expenses if you accidentally cause injury or property damage to another person.

• Passport Loss Assistance: Covers costs involved in obtaining a duplicate or replacement passport during travel.

• Emergency Evacuation: Includes full coverage for transportation to the nearest suitable hospital or repatriation to India for continued treatment.

• Accidental Death Benefit: Offers financial compensation to the nominee in the event of accidental death while travelling abroad.

• Dismemberment Cover: Provides compensation for permanent physical loss or dismemberment resulting from an accident overseas.

• Repatriation of Remains: Covers the expense of transporting the insured’s mortal remains back to India in case of death abroad.

• Please note: The above inclusions are subject to the terms and conditions of the chosen policy. Kindly review your policy document for further details.

TATA AIG Travel Insurance UAE Exclusions - What is Not Covered

• Travelling Against Medical Advice: No coverage if you travel despite medical restrictions, pending treatment, or terminal illness.

• Pre-existing Illnesses: Any condition, disease, or complication that existed before the policy start date is excluded.

• Self-inflicted Injuries: Claims resulting from suicide, attempted suicide, or deliberate self-harm are not covered.

• Sexually Transmitted Diseases: Medical costs related to sexually transmitted infections or related complications are excluded.

• Military or Defence Service: No benefits apply during active participation in military or armed operations.

• Substance Abuse: Losses occurring under the influence of alcohol, drugs, or intoxicants are not payable.

• Criminal Acts and Riots: Injuries from involvement in unlawful acts, riots, or civil unrest are excluded.

• Aviation-related Risks: Coverage does not include flying other than as a fare-paying passenger on a licensed aircraft.

• War or Terrorism: Excludes losses caused by war, terrorism, or military actions.

• Nuclear, Chemical, or Biological Exposure: Damages from radioactive or chemical contamination are excluded.

• Hazardous Sports or Occupations: Injuries during adventure sports or risky professional activities are not covered.

• Pregnancy-related Claims: Complications or losses due to pregnancy or childbirth are excluded.

• Non-medical Expenses: Costs falling under non-medical exclusions in the policy are not reimbursed.

• Please note: The exclusions listed here are not exhaustive. Please refer to your policy document to get detailed information.

• Visit the Official Website: Go to the TATA AIG website and open the international travel insurance section to buy your policy.

• Provide Travel Details: Select United Arab Emirates as your destination, enter travel dates, and fill in your basic personal information.

• Compare and Choose Plans: Click on “See Plans” to review available options, compare features, and pick the best travel insurance in UAE suited to your trip.

• Complete KYC and Payment: Fill in the required KYC details to comply with travel insurance for UAE from India norms, then make a secure payment through the online portal.

• Receive the Policy: After a successful payment, your holiday insurance UAE policy document will be instantly shared with you via your registered email address for easy access.

Buy Travel Insurance Online

Scenario 1: Sudden Medical Emergency in Dubai

You are on your way to the top of Burj Khalifa when you suddenly feel dizzy and collapse due to heatstroke. You are rushed to a nearby hospital, and the treatment and ambulance charges quickly add up to a significant amount.

How We Can Help

With TATA AIG travel insurance UAE, your hospitalisation, treatment, and emergency ambulance expenses are covered. Our 24/7 Assistance Team ensures that your hospital coordinates directly with us for approvals. It saves you from making advance payments and allows you to recover without financial stress.

Scenario 2: Lost Passport Before Your Return Flight

You misplace your passport during a shopping trip at The Dubai Mall, just a day before your flight back to India. Replacing your passport and rearranging travel documents becomes an urgent priority.

How We Can Help

Your TATA AIG travel insurance for UAE from India covers the reasonable expenses of obtaining a duplicate or new passport. Our support team also helps you reach out to the Indian Embassy and provides guidance throughout the process so that you can resume your travel without disruption.

Scenario 3: Checked Baggage Lost or Delayed at Abu Dhabi Airport

Upon landing at Abu Dhabi International Airport, you discover your checked baggage has been misplaced by the airline. You have essential items in your luggage, including clothes and toiletries, which are now inaccessible.

How We Can Help

Under TATA AIG travel insurance United Arab Emirates, you are reimbursed for the cost of essential items purchased during baggage delay. In case of permanent loss, compensation is provided for the lost baggage, including coverage for valuables such as jewellery and watches, as per policy limits.

Scenario 4: Injury During a Desert Adventure in Ras Al Khaimah

While enjoying a desert safari, you sprain your ankle badly during dune bashing and need immediate medical care. Hospitalisation and diagnostic costs abroad can be unexpectedly high.

How We Can Help

With TATA AIG holiday insurance UAE, all necessary medical expenses, including doctor consultations, diagnostic tests, and hospitalisation, are covered. If required, we also arrange an emergency medical evacuation to the nearest equipped hospital or a safe transfer back to India.

Steps to Follow to File a Claim

Step 1 - Report the Incident: Notify TATA AIG or its Assistance Partner as soon as possible, ideally within 7 days and no later than 30 days.

Step 2 - Submit Required Documents: Share your policy details, passport, travel tickets, medical bills, hospital records, and police reports (if applicable).

Step 3 - Provide Additional Information: If the team requests more documents or clarifications, ensure prompt submission to avoid delays.

Step 4 - Claim Settlement: Once verified and approved, the claim amount is reimbursed or transferred directly to your bank account.

Step 5 - Track Your Claim: Use your unique reference number to check real-time claim status updates online.

Initiate Travel Insurance Claim

Documents Needed to File a TATA AIG Travel Insurance Claim

• Claim Form & Policy Papers: Submit the completed claim form along with your policy copy, travel plan, flight tickets, and boarding passes.

• Proof of Expense: Attach original bills and payment receipts for medical, dental, or evacuation costs.

• Travel Disruption Evidence: Attach tickets, itineraries, and confirmation for cancellations, delays, or missed connections.

• Baggage Documents: Submit the Property Irregularity Report (PIR) and airline correspondence for lost or delayed baggage.

• Medical Reports: Include the hospital or doctor’s report, discharge summary, prescriptions, and diagnostic results.

• Medical and Evacuation Records: Provide the doctor’s recommendation and travel expense receipts.

• Passport Loss Proof: Include reissue receipts and the new passport copy.

• Police Reports: Provide FIR or police report for theft, accidents, or loss of cash.

• Death-Related Papers: In case of death, submit the death certificate, post-mortem/coroner’s report, and funeral bills.

• Please note: This is a general list of documents needed to file a claim. For case-specific requirements, please follow the policy wording.

Important Contact Information for Claim Assistance

• File your TATA AIG travel insurance UAE claim online via the official website.

• You may use the TATA AIG mobile app from Google Play or App Store to file your claim.

• Call 24x7 helpline 022-6489-8282 or email general.claims@tataaig.com for assistance.

Approximate Total Cost for 10 Days (per person): ₹1,50,000 – ₹2,50,000, including hotels, internal transport, entry tickets, meals, and excursions.

• Burj Khalifa, Dubai: Visit the world’s tallest building for stunning city views from its observation decks.

• Sheikh Zayed Grand Mosque, Abu Dhabi: Admire the breathtaking architecture and intricate marble work.

• Palm Jumeirah, Dubai: Explore the man-made island filled with luxury resorts, beaches, and restaurants.

• Louvre Abu Dhabi: Experience world-class art collections and cultural exhibits from around the world.

• Desert Safari, Dubai: Enjoy dune bashing, camel rides, and traditional Bedouin entertainment.

• Ferrari World, Abu Dhabi: Feel the thrill on the world’s fastest roller coaster.

• Dubai Mall: Discover shopping, dining, and entertainment under one roof, next to Burj Khalifa.

• Hatta Dam: Escape the city to enjoy kayaking at Hatta Dam and scenic mountain views.

Transportation in UAE

• Transportation in the UAE is convenient and well-organised.

• Travellers can use the Dubai Metro and Etihad Rail for quick intercity connections.

• Public buses link major cities like Dubai, Abu Dhabi, and Sharjah, with tickets available at RTA counters or Nol card machines.

• Taxis and ride-hailing apps like Careem and Uber can be booked instantly through mobile apps.

• Car rentals are available at airports and city centres with online reservations.

• For scenic routes, Dubai trams and water taxis offer easy access.

• You can purchase tickets via the RTA app, Nol card, or station kiosks.

Best International SIM Cards in UAE

Etisalat Visitor Line- good balance of data and calls.

GoSim UAE Prepaid SIM- works in the UAE and 200+ countries with starter credit.

TravelSim International SIM- supports the UAE and 135+ countries, ideal for global coverage.

Local Phrases to Learn Before Visiting the UAE

Learning a few Arabic phrases can make your UAE trip smoother. Say “Marhaba” for hello, “Shukran” for thank you, and “Afwan” for you are welcome. “Kam al thaman?” means how much, and “Ayna al hammam?” means where is the restroom.

Travelling with Kids in the UAE

Travelling with kids in the UAE is exciting and stress-free. Children can enjoy attractions like Legoland Dubai, Aquaventure Waterpark, and Dubai Aquarium. You can book Yas Waterworld and KidZania for fun learning experiences.

Many restaurants, such as The Cheesecake Factory, Rainforest Café, and Reel Cinemas Dine-In, offer kid-friendly menus and relaxed seating.

Shopping for children’s essentials is easy at Dubai Mall, Mall of the Emirates, and Babyshop outlets across the country. Supermarkets like Carrefour and Lulu Hypermarket stock everything from baby food to toys, ensuring a comfortable family vacation in the UAE.

Popular Activities You Can Take Part in the UAE

UAE is a traveller’s delight with ample places to visit. Here are a few things which you should have in your travel itinerary to make your trip more memorable-

Explore Local Art and History at Sharjah Art Museum

Get a glimpse of the local art and history by paying a visit to the Sharjah Art Museum. It is one of the largest museums in the UAE and consists of the most notable artworks of the Arab world.

Discover the Charm of Ras Al-Khaimah

For an authentic Arabian experience, visit Ras Al-Khaimah. From golden beaches to glistening dunes, this region offers archaeological sites that beautifully reflect the UAE’s rich history and culture.

Visit the Iconic Sheikh Zayed Grand Mosque

Experience the grandeur of the largest mosque in the UAE-** the Sheikh Zayed Grand Mosque. A visit here is a must to admire its majestic architecture and spiritual atmosphere.

Enjoy the Glamour of Dubai

Dubai is home to world-class skyscrapers, fountains, malls, beaches, ski slopes and ice-skating arenas. Spending a few days in this vibrant city is a must for every traveller.

Currency in UAE

The official currency of the UAE is the Dirham (AED). It replaced the Qatar and Dubai Riyal in 1973. The Dirham is divided into 100 fils. Coins include 25 fils, 50 fils, and 1 Dirham. Banknotes are available in denominations of 5, 10, 20, 50, 100, 200, 500, and 1000 Dirhams.

Where to Stay in UAE

Budget travellers can choose affordable hotels and hostels in Deira or Bur Dubai, offering comfort and convenience.

Mid-range visitors often prefer stylish stays in Downtown Dubai or Abu Dhabi Corniche, balancing comfort and cost.

For luxury seekers, iconic resorts like Burj Al Arab, Atlantis The Palm, and Emirates Palace promise unmatched opulence and world-class hospitality.

How to Get A Visa for a UAE Trip

• Apply for a UAE visa online through the official UAE eVisa portal or authorised travel agents.

• Upload a passport copy, photograph, and travel details.

• Choose the visa type tourist, transit, or visit, and pay the fee securely.

• Once processed, receive your eVisa via email.

• Print the visa and carry it with your passport while travelling to the UAE.

Also Read: UAE Visa Status

Travel Documents Needed for UAE

Valid Passport: Must have at least six months’ validity from the date of travel.

UAE Visa: Obtain an approved tourist, visit, or transit visa before departure.

Return Flight Ticket: Proof of confirmed onward or return travel.

Hotel Booking Proof: Valid accommodation details or an invitation letter if staying with relatives.

Travel Insurance: Mandatory medical and travel coverage for the trip duration.

Financial Proof: Recent bank statements or credit cards to show sufficient funds.

Embassy of India in UAE- Address & Contact**

Travel Tips for Indian Nationals to UAE

• Carry a valid passport and a printed visa copy at all times. Dress modestly, especially in public and religious areas.

• Avoid public displays of affection and follow local laws and customs strictly.

• Use Dirhams (AED) for transactions and prefer official exchange counters.

• Keep emergency numbers handy and always respect local traditions.

UAE Travel Advisories

• Indian travellers should check the latest UAE entry rules and visa requirements before departure.

• Carry a valid passport, return ticket, and travel insurance. Avoid carrying restricted items like narcotics.

• Follow local laws, dress codes, and public behaviour guidelines.

• Register with the Indian Embassy in Abu Dhabi for assistance during emergencies.

A trip to the UAE is a perfect blend of modern luxury, cultural richness, and thrilling experiences. From the glittering skyline of Dubai to the serene mosques of Abu Dhabi, every moment in the Emirates feels unforgettable. However, a great journey begins with preparation, and having reliable protection with a travel insurance policy makes it even more rewarding.

At TATA AIG, we understand that travel confidence comes from security. Our travel insurance policy for UAE safeguards you from unforeseen expenses like medical emergencies, baggage loss, or trip cancellations.

When you buy travel insurance from us, you enjoy complete assurance through comprehensive benefits and 24/7 global assistance. Our foreign travel insurance plans ensure that every journey - no matter how far - remains safe, worry-free, and enjoyable.
Plan smart. Travel secure. Buy foreign travel insurance with TATA AIG today!