Maldives Travel Insurance

Your Worry Free Vacation Starts Here
Choose Purpose
Multiple Countries
*COVID-19 covered for International Travel Only

Maldives Travel Insurance

Looking to travel to the beautiful Maldives? Secure your travel with a travel insurance Maldives plan from Tata AIG!

Located in the Indian Ocean, the Maldives is a small island nation that is one of the most visited tourist destinations in the world. With its serene beaches, tranquil islands, diverse marine life, and luxurious resorts, the small archipelago has long attracted the fascination of tourists from different parts of the globe. Whether you are searching for the perfect escape from the hustle of daily life or seeking a place for a family vacation, the Maldives is an excellent choice.

Before travelling to the picturesque island nation, however, you must purchase travel insurance for the Maldives and ensure that your journey and stay there are financially safeguarded.

The key benefits of a travel insurance Maldives plan are:

  • Travel assistance
  • Local assistance
  • Coverage for baggage loss or delay
  • Hijack cover
  • Cover for accident and sickness
  • Cover against personal liability
  • Reimbursement for the emergency transportation and medical expenses, including hospitalisation
  • Automatic extension of Maldives travel insurance for 7 days in case of delayed return flights
  • Affordable insurance for the Maldives starting at just ₹45.50 per day and inclusive of a cover for Covid-19

Travel Insurance for the Maldives from India

The key to a safe international trip is adequate planning and preparation. Therefore, before travelling to the Maldives, you must ensure that you have sufficient information about the archipelago, particularly the island/s you are planning to visit. It is advisable to have the travel arrangements in place well in advance to have enough time to deal with any contingencies. However, all plans, no matter how well-thought-out, can fall apart in the wake of unforeseen circumstances.

For instance, the global Covid-19 pandemic brought about drastic changes in the way we live and travel. With a majority of countries having either closed or restricted international borders of late, carefully planning your international journey has become even more pivotal than before. Therefore, you must purchase travel insurance for the Maldives and ensure that your journey is financially secured.

Why Do You Need Travel Insurance from India to the Maldives?

Since there is no dearth of uncertainties in life, even the most well-planned journeys can be marred by adverse events. Hence it is prudent to safeguard your international travels through the purchase of an adequate travel insurance plan. Whilst travelling to the Maldives, you must have a valid Maldives insurance policy to protect you and your family during your journey to and from the island nation as well as during your stay there.

It is advisable to opt for a travel insurance policy for the Maldives that comprises a health insurance cover. The aforementioned coverage can prove to be of substantial assistance if you are faced with any medical emergencies during the course of the journey. Furthermore, in the event of baggage loss or delay at any of the airports you travel through, your Maldives travel insurance policy can serve as a financial safety net for you. Tata AIG offers an excellent range of travel insurance policies for the Maldives.

Here are some of the benefits offered by our travel insurance Maldives plan.

Journey Cover
Coverage for the delay or cancellation of flights, the cancellation of hotel bookings, and the loss of passport

Baggage Cover
Coverage for the loss or delay of check-in baggage

Medical Coverage
a. Covid-19 cover for the costs associated with testing Covid positive during the trip
b. Medical travel insurance for the Maldives to financially support you in the event of any illness or accidents during your trip

Other benefits
a. Affordable policies with a premium as low as ₹45.50 per day
b. Instant and easy purchase of online Maldives travel insurance without any extensive health check-ups
c. The option to pay in Indian Rupees and get coverage in United States Dollars

To know more, Check Travel Insurance

Visa Information for the Maldives

Tourist Visa: The immigration authorities in the Maldives offer a tourist visa on arrival to all foreign nationals visiting the country. Therefore, if you are visiting the archipelago for a vacation, there is no necessity to apply for a pre-approved visa. Indian nationals travelling to the island nation are eligible for a tourist visa on arrival that is valid for 30 days.

Here are the other categories of visas available for foreign nationals visiting the Maldives.

  • Work Visa: If you are travelling to the Maldives for work, you are eligible for a 15-day visa on arrival, provided you have a valid work permit issued by the Ministry of Economic Development of the Maldives that does not exceed 90 days from the issuing date. It is mandatory to carry the same passport to the Maldives upon which the work permit had been issued. The application for a work permit and visa has to be submitted by your employer and said application can be submitted online.

  • Business Visa: A business visa is a temporary visa that is issued to foreign nationals visiting the Maldives for business purposes. The applications for the aforementioned multi-entry visa have to be submitted to the Ministry of Economic Development through their business portal in accordance with the latest Business Visa Regulations of the country.

  • Marriage Visa: A foreign national who is married to a citizen of the Maldives or travelling there to marry one is eligible to be sponsored with a visa for arriving in the country. A Sponsorship Declaration needs to be submitted here which is the digital immigration portal for the Maldives. The concerned visitor must get legally married in the Maldives and apply for a Marriage Visa within 30 days of their arrival. If the foreign national already resides in the Maldives, their existing visa needs to be converted into a marriage visa post-marriage to a Maldivian.

  • Dependent Visa: The Maldives also issues a dependent visa to foreign nationals on the submission of the documents mentioned below.

  1. An application for the extension of permit
  2. A passport valid for at least six months and equipped with a Machine Readable Zone (MRZ)
  3. A recent passport-sized photograph
  4. A dependent visa card fee of 50 Maldivian Rufiyaa
  5. A dependent visa fee of 750 Maldivian Rufiyaa for three months
  6. The copy of the employment approval or the visa card of the foreign national having a work visa in the Maldives, sponsoring their dependent
  7. The proof of the dependent status of the applicant, namely a marriage certificate or a birth certificate
  8. A letter from the relevant embassy detailing the requirement of a dependent visa, particularly in the case of a parent of the work visa holder
  9. The medical health screening report of the work visa holder
  10. Yellow fever vaccination, if applicable

Entry Information for Indian citizens travelling to the Maldives

It is mandatory for all visitors to the Maldives to fulfil the following entry requirements.

  • A passport valid for at least six months and equipped with a Machine Readable Zone (MRZ)
  • A recent passport-sized photograph
  • Proof of confirmed hotel reservations
  • A confirmed return ticket or a ticket to another destination
  • In case of an onward journey, a valid visa for the concerned country
  • Your bank statement for three months prior to your arrival in the Maldives
  • A proof that all persons in the travelling party have travel funds amounting to $100 per day throughout the course of your stay in the Maldives
  • A Traveller Health Declaration to be filled by all visitors to the Maldives within 24 hours prior to their arrival to the country
  • Vaccination for Yellow Fever, if applicable
  • A travel insurance Maldives policy document

Covid-19 guidelines for travelling to the Maldives: All foreign nationals travelling to the Maldives are required to submit a negative RT-PCR test report with their Traveller Health Declaration. It is important to note that the aforementioned report should be of a sample that has been taken not earlier than 96 hours before your departure for the Maldives.

If you carry the aforementioned documents, you can be assured of a hassle-free entry into the serene archipelago.

Travel Documents Required while Travelling from India to the Maldives

You must carry the following travel documents whilst travelling to the Maldives.

  • A passport valid for at least six months and equipped with a Machine Readable Zone (MRZ)
  • A pre-paid booking with a hotel in the Maldives
  • A recent passport-sized photograph
  • Sufficient funds for the duration of the planned stay
  • A confirmed return ticket or onward ticket to another country and a valid visa thereto
  • A Traveller Health Declaration submitted within 24 hours prior to their arrival to the country
  • Vaccination for Yellow Fever, if applicable
  • Valid Travel health insurance for the Maldives, including Covid-19 coverage.

Covid-19 specific travel documents: A negative RT-PCR test report pertaining to a sample that is not 96 hours older than your arrival time in the Maldives

Maldives Travel: Safety and Precautionary Measures to be Undertaken

  • Keep your passport safe at all times.
  • Respect the country’s laws and regulations.
  • Check your passport for the number of days of visa that have been granted by the immigration authorities
  • Do not stay in the country post the expiration of your visa
  • Visitors with tourist visas are not allowed to engage in any business, profession, occupation, or any other form of paid employment in the Maldives
  • Use official commercial means of transport and avoid seeking private help.
  • Protect your belongings, especially when you are in crowded places and tourist hotspots.
  • Avoid travelling to unfamiliar or remote areas, particularly during the night.
  • Do not participate in any unlawful activities.
  • If you are travelling to the Maldives for a social or business-related reason, you must have a pre-approved sponsorship or visa before arriving in the island nation
  • Do not violate public decorum through your words, actions, or a combination of the two.
  • Choose the best travel insurance for the Maldives to financially secure yourself against any untoward incidents.

Covid-19 specific guidelines:

  1. Wear a mask over your nose and mouth, particularly while using public transport.
  2. Practise social distancing.
  3. Cooperate with the local government and designated authorities by following the Covid-19 guidelines.
  4. Monitor yourself for Covid-19 symptoms and self-isolate and get tested if you develop any of the symptoms.

The Indian Embassy in the Maldives

The Indian Embassy in the Maldives is located at the following address in Male.

The Embassy of India, Athireege Aage, Ameeru Ahmed Magu, Henveiru, Male, Maldives - 20125

Contact details of the High Commission:

Website: High Commission of India, Male, Maldives


Telephone number: (+960) - 3323716

Visa Enquiry Telephone Number: (+960) - 3323015/3323016

Working hours: Sunday to Thursday, 9:30 AM to 5:30 PM

Working hours for the passport and visa section:

Submission of forms: Sunday to Thursday, 9:30 AM to 12:00 PM

Collection of documents: Sunday to Thursday, 4:00 PM to 5:00 PM

International airports in the Maldives

There are five international airports in the Maldives which have been listed below.

  1. Velana International Airport, North Male Atoll
  2. Gan International Airport, Seenu Atoll
  3. Hanimaadhoo International Airport, Haa Dhaalu Atoll
  4. Maafaru International Airport, Noonu Atoll
  5. Maamigili International Airport, Alifu Dhaalu Atoll

Currency and Foreign Exchange

The currency of the Maldives is the Maldivian Rufiyaa (MVR) and it is commonly referred to as the rufiyaa. Since the exchange rate of the Maldivian Rufiyaa (MVR) with respect to the Indian National Rupee (₹) fluctuates on a daily basis, you must monitor and ascertain the prevailing exchange rate before travelling to the Maldives and carry an adequate amount of the aforementioned currency during the trip.

The Maldives Tourist Places

With its scenic beaches and world-renowned resorts, the Maldives is considered an ideal getaway. Since a majority of the resorts are on secluded islands, you can enjoy a significant degree of privacy and tranquillity during your stay. However, if you are inclined towards sightseeing, here are a few places you should definitely mark on your itinerary.

  • Male

Situated in North Male Atoll (island), the capital of the Maldives is considered the ideal destination for water sports enthusiasts, nature lovers, and couples. Adorned with beautiful parks and heritage sites alike, the city has something to offer to everyone. The city houses the Tsunami Monument, the National Museum, and the Majidehee Magu street market. With its diverse cuisine and beautiful cafes, the city attracts visitors of all ages and interests. While in Male, you can indulge in activities such as swimming and fishing.

  • Emboodhu

Emboodhu is an island in the archipelago of the Maldives that is famous for its ethereal water villas that form a flower-like shape when viewed from the air. The water villas in Emboodhu are widely regarded as excellent retreats for visitors seeking rest and peace.

  • Rangali Island

Rangali Island houses the Conrad Maldives resort which is regarded as the perfect destination for families visiting the Maldives. With activities such as Dolphin sighting, snorkelling, and fishing, the aforementioned island offers a memorable experience for people of all ages.

  • Banana Reef

Shaped like a banana, the Banana Reef in the Maldives is a serene spot adorned with diverse marine life. Banana Reef is famous for Scuba diving and snorkelling: with several diving sites available, you can explore the magic of nature that the Maldives has preserved for years.

  • Utheemu Ganduvaru

The island of Utheemu Ganduvaru is a place that has a beautiful cultural heritage. This island is where Sultan Muhammad Thakurufaanu, who played a vital role in the freedom of the Maldives, was born. While on this island, you must remember to go visit the Utheemu Ganduvaru Monument.

Check our resource on Best Places to Visit in Maldives for additional information.

Best Time to Visit the Maldives

The best time to visit the Maldives is December to March when the average temperatures range between 28 degrees Celsius to 31 degrees Celsius. Since the island nation is sunny throughout the year, you can plan a visit at any time and enjoy a tropical holiday.

Visit the Maldives today and financially safeguard your international journey by purchasing travel insurance for the Maldives from TATA AIG Insurance. With our excellent range of international travel insurance plans, you can select the best travel insurance for the Maldives. We offer Maldives travel insurance at a cost as low as ₹45.50 per day. Visit our website to know more about our travel insurance Maldives plans.


Information last updated May 21. While this information is sourced reliably, visa requirements can change. For the most current visa details, visit the official Consulate/Embassy website.

Disclaimer / TnC

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

Related Articles

How can I get a travel insurance Maldives plan?

How can I get a travel insurance Maldives plan?


If you want to get travel insurance for the Maldives, you can visit our website and select international travel insurance. After entering the required personal information and choosing the extent of the coverage you want, you can decide whether to add the following features to the policy.

  1. Medical coverage
  2. Baggage coverage

Having selected the required Maldives travel insurance cover, you can make the payment and complete the purchase of the plan. The policy will be issued immediately and you can access it through your email inbox.

How much should I pay for a travel insurance Maldives plan?


The cost of your travel insurance to the Maldives depends on several factors, including the duration of your stay in the island nation. If you are travelling to the Maldives with your family, it is important to opt for an adequate sum assured to ensure that all of you have sufficient coverage during the course of your stay in the archipelago.

Is it mandatory to buy a medical travel insurance Maldives plan?


No, it is not mandatory to have valid medical travel insurance for the Maldives. However, it is strongly recommended to buy a suitable medical travel insurance plan before travelling to the country to ensure that your trip is financially safeguarded against any adverse events. With the Tata AIG Maldives travel insurance plans starting from ₹45.50 per day, you can secure your trip at a feasible price.