Maldives Travel Insurance

The key to a safe international trip is adequate planning and preparation. Therefore, before travelling to the Maldives, you must ensure that you have sufficient information about the archipelago, particularly the island/s you are planning to visit.

Travelling to a foreign country involves a significant amount of risk in terms of health and other aspects. If you go unprepared, you may have to face substantial financial stress, especially if you happen to fall seriously ill on your trip.

It is essential to mention that travelling to Maldives exposes you to the risk of contracting diseases such as dengue, hepatitis and rabies, as a result of exposure to wildlife, insects, etc. Medical treatments can be very costly in foreign countries. Hence, it is wise to secure yourself with Maldives medical insurance.

Cheap travel insurance for Maldives allows you to travel with peace of mind and saves you money on availing medical services and other facilities in case of an unfortunate event, without adding to your financial burden.

Key Benefits of Travel Insurance Plan

• Travel assistance

• Local assistance

• Coverage for baggage loss or delay

• Hijack cover

• Cover for accidents and sickness

• Cover against personal liability.

• Reimbursement for emergency transportation and medical expenses, including hospitalisation

• Automatic extension of Maldives travel insurance for 7 days in case of delayed return flights

• Affordable insurance for the Maldives starts at just ₹45.50 per day, inclusive of a cover for COVID-19.

Since there is no shortage of uncertainties in life, even the most well-planned journeys can be marred by adverse events. Hence, it is prudent to safeguard your international travels through the purchase of an adequate insurance plan.

It is essential to mention that acquiring travel insurance for a Maldives visa is not compulsory, but having one is crucial for safety during your journey.

It is wise to depend on trustworthy providers such as Tata AIG for your Maldives travel insurance plan, as it provides comprehensive coverage. The insurance plan offers financial assistance in case of any health concerns. It covers emergencies such as sickness, accidents, etc.

Furthermore, in the event of baggage loss or delay at any of the airports you travel through, your Maldives travel insurance policy can serve as a financial safety net for you. Tata AIG offers an excellent range of travel insurance policies for the Maldives.

Opting for an overseas insurance policy from Tata AIG allows you to thoroughly enjoy your vacation without feeling anxious about unforeseen circumstances. Here is a detailed explanation of the key benefits of Tata AIGs insurance:

Coverage for Health Issues- Tata AIG’s travel health insurance Maldives offers assistance in case you face any health-**related concerns in a foreign country. From a regular illness to a significant disease, you can get financial assistance for all your medical expenses in a foreign land.

Assistance for Medical Evacuation- If you face a serious medical condition and require urgent medical transportation to a hospital or if you need to be transported back to India, Tata AIG’s plan will cover all the expenses in this connection.

Accident Coverage- If you meet with an accident on your trip and require hospitalisation for treatment, our plans will cover all the expenses for your treatment to ensure you get the necessary medical attention.

Death and Repatriation Cover- In case of the policyholder's unfortunate death in a foreign country, the Tata AIG travel insurance policy provides compensation to pay for the expenses related to the body's repatriation back to India.

Baggage Loss- It may so happen that your luggage gets lost, or is delayed, or gets transported to another location during flight journeys. In such a scenario, you need not panic, as our travel insurance covers baggage loss or delay. We shall pay you for purchasing all the necessary personal items, or reimburse the total cost of your lost baggage.

Trip Cancellation Coverage- Tata AIG also offers compensation for the unused ticket and accommodation expenses if you have to cancel your trip due to any personal emergency.

Personal Liability Cover- In case you are involved in an accident that injures any third party, Tata AIG’s travel insurance covers the damage caused to the third party

Coverage for Passport Loss- You can rely on the Tata AIG insurance plan to acquire a new passport in case you lose yours in a foreign country.

Compensation for Flight Delay or Cancellation- If your flight gets delayed or cancelled for any reason, such as bad weather, technical problems and so on, Tata AIG undertakes to provide for the additional accommodation expenses till you get onto another flight.

Provision for Automatic Extension- In emergency situations such as lockdown in the destination country, the insurance policy is automatically extended for 7 days if there is no mode to reach back.

Cover for Bounced Bookings- In case the insured receives booking confirmation from the hotel or airlines, despite being full, he may receive a reimbursement from Tata AIG.

Hijack Cover- In case you are stuck on a flight that is hijacked, our travel insurance policy will compensate you with distress allowance for the same.

Simple Purchase and Renewal Steps- You can purchase our travel insurance in a few simple steps. Browse through the plans and request a travel insurance quote from our executives. If it meets your budget, you can pay online and receive the policy in a few minutes. Similarly, you can renew your policy by paying the premium online.

Tourist Visa

The immigration authorities in the Maldives offer a tourist visa on arrival to all foreign nationals visiting the country. Therefore, if you are visiting the archipelago for a vacation, there is no necessity to apply for a pre-approved visa. Indian nationals travelling to the island nation are eligible for a tourist visa on arrival that is valid for 30 days.

Work Visa

If you are travelling to the Maldives for work, you are eligible for a 15-day visa on arrival, provided you have a valid work permit issued by the Ministry of Economic Development of the Maldives that is at most 90 days from the issuing date.

It is mandatory to carry the same passport to the Maldives upon which the work permit had been issued. The application for a work permit and visa has to be submitted by your employer and said application can be submitted online.

Business Visa

A business visa is a temporary visa that is issued to foreign nationals visiting the Maldives for business purposes. The applications for the aforementioned multi-entry visa have to be submitted to the Ministry of Economic Development through their business portal in accordance with the latest Business Visa Regulations of the country.

Marriage Visa

A foreign national who is married to a citizen of the Maldives or travelling there to marry one is eligible to be sponsored with a visa on arriving in the country. A Sponsorship Declaration needs to be submitted here, which is the digital immigration portal for the Maldives.

The concerned visitor must get legally married in the Maldives and apply for a Marriage Visa within 30 days of their arrival. If the foreign national already resides in the Maldives, their existing visa needs to be converted into a marriage visa post-marriage to a Maldivian.

Dependent Visa

The Maldives also issues a dependent visa to foreign nationals who are dependent on their spouse/family.

Here is a general list of documents that a traveller must submit while travelling to Maldives. Additional documents may be required based on the travel purpose, type of visa, etc.

Indians travelling to Maldives for tourism are eligible for a visa on arrival and do not need to apply for a visa from India before departure. However, one must keep the required documents handy to get a hassle-free entry into the Maldives.

In addition to tourist visas, there are other types of Maldive visas that require prior approval from the Embassy or consulate in India. Travellers visiting Maldives for business, work, marriage, etc., must contact the Embassy for assistance.

The currency of the Maldives is the Maldivian Rufiyaa (MVR) and it is commonly referred to as the rufiyaa. One Maldivian Rufiyaa is equivalent to 5.42 Indian Rupee.

Since the exchange rate of the Maldivian Rufiyaa (MVR) with respect to the Indian National Rupee (₹) fluctuates on a daily basis, you must monitor and ascertain the prevailing exchange rate before travelling to the Maldives and carry an adequate amount of the aforementioned currency during the trip.

With its scenic beaches and world-renowned resorts, the Maldives is considered an ideal getaway. Since a majority of the resorts are on secluded islands, you can enjoy a significant degree of privacy and tranquillity during your stay.

However, if you are inclined towards sightseeing, here are a few places you should definitely mark on your itinerary.

Male

If you are in Maldives, you cannot afford to miss visiting the country’s capital, Male. The city is adored for its turquoise waters, ancient mosques, colourful infrastructure and palm trees. It is one of the best places to visit due to its moderate temperature combined with occasional rains throughout the year.

Things to do in Male

• Scuba diving

• Visit the Grand Friday Mosque

• Go to the Male fishing market.

• Visit the Tsunami Museum

• Enjoy a blissful walk at the Rasrani Bageecha.

• Get some souvenirs at Majeedhee Magu.

Addu Atoll (Seenu Atoll)

Explore some of the most breathtaking islands at Addu Atoll. It is one of the best places to visit when in Maldives. Some of the pristine islands here are Meedhoo Island, Maradhoo Island, Feydhoo Island, Hulhudhoo island, etc. Adventure lovers can indulge in some exciting water activities such as snorkelling, diving and fishing.

Things to do in Addu Atoll

• Explore the beautiful sand beaches.

• Experience fishing

• Visit the famous Gan Island.

• Explore the underwater marine gems.

Maafushi Islands

This secluded island is the best location if you are planning a honeymoon in the Maldives. The island is located away from the crowds and has cosy guest houses and hotels for the most blissful stay experience.

Things to do in Maafushi Islands

• Enjoy night fishing on Maafushi Island.

• Indulge in exciting water activities such as scuba diving, catamaran rides and snorkelling.

• Spend quality time on the Island by relaxing in the lounge with your beloved.

• Watch the Boduberu Show.

• Explore the rich marine life with underwater activities.

Conrad-Rangali island

Take your excitement levels higher with the underwater stay at the Conrad Maldives Rangali Island. This resort offers you the experience of a lifetime by allowing you to stay under the blue water.

This wonderful resort ensures you enjoy a world-class stay as it offers private chef and butler, professional spa services, water activities for fun and an infinity pool too.

Things to do in Conrad

• Rejuvenate your mind and body with the luxurious spa treatments.

• Enjoy a wonderful time at the infinity pool.

• Enjoy thrilling activities such as jet-skiing, snorkelling, scuba diving, etc.

• Watch the sea creatures up and close at the underwater stay.

Utheemu Ganduvaru

The island of Utheemu Ganduvaru is a place that has a beautiful cultural heritage. This island is where Sultan Muhammad Thakurufaanu, who played a vital role in the freedom of the Maldives, was born. While on this island, you must remember to go visit the Utheemu Ganduvaru Monument.

Things to do In Utheemu Ganduvaru

• Enjoy the panoramic view of the sea

• See the fascinating interiors that date back 500 years

• Explore the museum to find exciting facts

• Check our resource on Places to Visit in Maldives for additional information.

The Maldives is a beach destination country that enjoys suitable weather all round the year, making it an excellent place for tourists to visit from January to December. However, the best time to visit this gorgeous country is between November and April, which is the dry season.

The weather conditions are ideal, with negligible rains, making it a perfect time to enjoy outdoor and adventurous activities thoroughly. However, this is also the peak season in Maldives, which means the places will be crowded and the airfares and accommodation costs are likely to be sky-high.

Alternatively, you can plan to visit the Maldives during the off-season, which also happens to be the rainy season (May to October). The flight tickets and hotel rooms are available at much lower prices and the tourist footfall is also low. This is also the best time to enjoy water activities like scuba diving and surfing .

• Go Scuba Diving at Maaya Thila, the oceanic floor in Maldives protected by Marine Conservation Law.

• Experience a sunset cruise on the pristine islands by taking an hour-long ride on a boat or local dhoni.

• Indulge in the most scenic beauty by witnessing the “Sea of Stars” on the Vaadhoo Islands. The sea water can be seen glowing under the moonlight.

• Indulge in the most beloved water sports in Maldive, surfing in and around Male Atoll, Central and Southern Atoll.

• Enjoy an overwater stay at the Six Senses Resort in Laamu Atoll.

• Take a leisurely stroll on the Hulhumale beach while immersing in the beauty of white sand.

Information last updated May 21. While this information is sourced reliably, visa requirements can change. For the most current visa details, visit the official Consulate/Embassy website.

• Keep your passport safe at all times.

• Respect the country’s laws and regulations.

• Check your passport for the number of days of visa that have been granted by the immigration authorities.

• Do not stay in the country post the expiration of your visa

• Visitors with tourist visas are not allowed to engage in any business, profession, occupation, or any other form of paid employment in the Maldives.

• Use official commercial means of transport and avoid seeking private help.

• Protect your belongings, especially when you are in crowded places and tourist hotspots.

• Avoid travelling to unfamiliar or remote areas, particularly during the night.

• Do not participate in any unlawful activities.

• If you are travelling to the Maldives for a social or business-related reason, you must have a pre-approved sponsorship or visa before arriving in the island nation.

• Do not violate public decorum through your words, actions, or a combination of the two.