Travel Insurance for China

International trips are always exciting. However, any trip to a new country can come with unexpected events like sudden ailments, accidents, etc. Hence, in order to keep your financial worries at bay, you should have a valid travel insurance plan in place!

Here are some of the major benefits of applying for a travel insurance China plan with Tata AIG -

• Local journey assistance
• Flight hijack cover
• Coverage for loss or delay of baggage
• Cover against personal liabilities
• Cover against accidents, illnesses, and COVID-19 care to the tune of $5,00,000
• Cover against medical exigencies due to Accident & Sickness, including the treatment of Covid-19 during the trip, if hospitalized
• Easy and simple online purchase of the Tata AIG travel insurance China plans
• Affordable travel insurance plan for China from India starts at just ₹40.82 per day*
• Automatic extension of your travel insurance for China plan for up to 60 days or date of discharge whichever is lesser in the event of hospitalization close to the expiry date of the insurance plan
• Automatic 7-day extension of your travel insurance China policy due to the cancellation or delay of your flight back India

Despite the fact that China has been in the news all the time in the past two years, all thanks to the pandemic, it still is a fascinating country for travel lovers. The country has an unquestionable mystique that’s hard to decipher. Travelling to China as a first-timer could be daunting if you are not too sure about what to expect once you reach there. This most populated land in the world is sure to surprise you in every way!

But only booking your flight tickets and hotel rooms beforehand won’t suffice if you wish to experience a worry-free trip to China. This is because you will never know what will await you in a land where you will find it very difficult to understand the local language even. However, with travel insurance for China from India policy, you can at least have solid financial backing. This is all the more important now as you may even get affected by the lingering virus in the air!

In a different environment, amidst unknown people, a travel insurance China plan can provide you with the right kind of financial support. In China, you will not even know where to go in case you meet with an accident. So, when you will have travel insurance for the China trip, you can keep your worries at bay! Such an insurance plan will cover all kinds of medical emergencies along with treatment costs. Also, in case you end up losing your baggage or passport, your valid travel insurance plan for China will compensate for the same.

At Tata AIG, you can buy cheap travel insurance for China policies to cover a wide array of unprecedented events that may arise during the trip. Therefore, if your tickets for China are done, it could be just the right time to apply for a Tata AIG travel insurance China plan online be it an individual travel insurance or a family travel insurance

When you start planning your trip to China, you should plan every single thing thoroughly. No amount of research would be enough to ensure that you have the most memorable trip to this enigmatic country. However, even when you think that everything related to the trip has been taken care of, you will not be able to gauge any sudden accident or illness that may happen to you or your co-traveller while staying in China.

Keeping in mind the vulnerability of health conditions of most of us due to the Covid-19 virus, it’s always better to be safe than sorry. And China being the incubator of the virus, it’s always better to prepare yourself in the best possible way to come back with a bag full of memories and nothing else.

Hence, apart from checking the travel advisory by the Chinese government before departing for the country, you must always have an international travel insurance plan in place. In case you end up falling sick or if you meet with an accident during the trip, it would be difficult for you to avail of immediate medical assistance, that too on your own. This is probably one of the major reasons for buying a suitable travel insurance China plan.

However, it’s also important to compare travel insurance plans that are available online. You must always browse through the insurance quotes and choose the one that’s not only affordable but also comes with wide coverage. Your chosen insurance policy should have proper medical assistance, trip cancellation/extension coverage, luggage loss coverage, passport loss coverage, repatriation coverage, and so on.

With Tata AIG’s travel insurance China policy, you can get all the above-listed features and a lot more. Our travel insurance plans will offer you a considerable amount of financial protection during your international trip to China.

With the most suitable Tata AIG travel insurance China plan, you can avail of benefits from a number of travel insurance plan coverage options. Some of which are listed below:

1. Baggage Cover - If during your trip to China, you end up losing your baggage in transit or it gets delayed at any of the airports, the Tata AIG baggage coverage will provide financial assistance to you. This coverage option is included with our travel insurance China plan and with this, you can opt for full reimbursement for the cost of every single item in your check-in baggage.

2. Journey Cover - With Tata AIG’s travel insurance plan for China from India, you will get total coverage for your trip. It will include financial protection against the loss of your passport, the delay or cancellation of your flights, cancellation of your hotel bookings, and so on.

3. Medical Cover - The Tata AIG travel insurance for China plan is perfectly designed to offer you the most essential financial coverage during any kind of illness or any sudden accident during the trip and requires hospitalisation. If you fall sick or meet with an accident in a foreign land that requires you to get hospitalized, our medical assistance coverage will have you covered. Keeping in mind the current scenario, you can also get coverage against any Covid-19 related medical exigencies during the trip.

4. Miscellaneous Benefits -

• Travel insurance China plans start at an affordable rate of just ₹40.82 per day*.
• Travel insurance plan purchasing can be done online through the Tata AIG website with no additional requirements of a thorough medical check-up.
• Ease of paying the travel insurance plan premiums in Indian National Rupees and receiving the travel insurance China coverage in China.

To get the best travel insurance for China, always compare travel insurance plans online with the help of our travel insurance premium calculator.

Visa Information For China

Indians travelling to China need to have a valid visa in place. There are different types of Chinese Visas available for tourists in India. Hence, you should be well aware of the purpose of your visit and the kind of visa you would require for the same. There are around 16 different visa types for China from India. It includes a lot of categories and sub-categories.

Indian citizens who are planning a trip to China should apply for the following categories of visas –

• C Visa – for crew members and their families who are wishing to operate in China

• D Visa – for the foreign nationals who wish to relocate to China permanently

• F Visa – for a short trip/stay to/in China

• G Visa – for the ones who wish to use China as a transit point

• J Visa - J1 visas for foreign journalists who wish to stay in China to cover news for more than 180 days, and J2 for the ones who wish to stay in China to cover news for less than 180 days.

• L Visa – for tourists

• M Visa – for the ones intending to take part in commercial and trade activities in China

• Q Visa – for the ones who are related to the residents of China. Q1 Visa for those who wish to stay in China for more than 180 days, and Q2 Visa for those who wish to stay in China for less than 180 days.

• R Visa – for foreign nationals who are highly qualified, extremely skilled or have high-level talents and when there is a requirement for them in China

• S Visa – this is a dependent visa. If there is a foreigner working or studying in China, their relatives can visit them with an S visa. S1 is for those who wish to stay there for more than 180 days and S2 visas are for the ones who wish to stay there for less than 180 days.

• X Visa – for the ones who wish to study in China. X1 is for the ones who intend to study there for more than 180 days and X2 is for the ones who intend to stay there for less than 180 days.

• Z Visa – for the ones who wish to work in China

In order to get a Chinese Visa from India, there are certain specific fees that Indians need to pay. The following table specified the Chinese Visa fees for Indians who wish to apply for the same in order to visit China –

*The visa fees are subject to change. Kindly check the latest prices.

In order to apply for a Chinese Visa from India, you will need to submit a few documents. You can submit the visa application form at the application centre yourself or you can ask any authorised travel agent to do the same on your behalf. Also, you must submit the application form at least a month in advance. The passport that you will have to submit along with the application form will be sent back to you on the specified date on the form. The common documents that you will need to provide for obtaining a Chinese Visa are as follows –

• A valid passport
• Duly filled visa application form
• Passport size photographs
• Proof of legal stay in India
• Copy of previous Chinese visa or passport

For Delhi

For Mumbai

For Kolkata

When you are in China, you must obey the local safety protocols in order to avoid any unnecessary mishaps. Some of the general safety measures are listed below -

• Always keep your passport safe and with you.
• Do not unnecessarily participate in any demonstrations.
• If you find yourself in the midst of any large local gatherings or protests, quickly take shelter in a safe place nearby.
• Keep following the local news and adjust your travel itinerary accordingly.
• Respect the local laws and regulations as posed by the Chinese government and authorities.
• Do not be a part of any unlawful activities or violate the dignity of public places.
• Do not travel to any remote places without proper knowledge about the same. Take help from local authorities always.
• Always use official and legal means of transport.
• Be mindful of your visa validity in Indonesia and ensure that you do not overstay in the country without a valid visa.
• Protect your luggage, passport, and every other belonging especially in crowded spaces and tourist spots.
• Opt for the best travel insurance China plan in order to have maximum financial support during your journey.

1. Cover your nose and mouth with a mask, especially in public places and while using public transport.
2. Always maintain social distancing.
3. Cooperate with the local Chinese government and designated authorities, and follow the applicable Covid-19 guidelines.
4. Monitor yourself for any Covid-19 symptoms. Self-isolate and get tested in case you develop any of the symptoms.

If you have the right travel insurance China plan in place, you will not have to worry about the financial consequences in case of any adverse incidents related to Covid-19 during your trip to and from China.

• Beijing Capital International Airport
• Shanghai Pudong International Airport
• Shanghai Hongqiao International Airport
• Chengdu Shuangliu International Airport
• Hong Kong International Airport
• Xian Xianyang International Airport
• Kunming Changshui International Airport
• Guangzhou Baiyun International Airport
• Shenzhen Bao’an International Airport

The Chinese currency is called the Yuan (CNY) and the Renminbi (RMB). The second one is termed the people’s currency in China. China’s official currency, however, the Renminbi, is used as a medium of exchange. The yuan is used as a unit of account for China’s economic and financial system, thereby making it a separate currency.

As the currency exchange rate is very dynamic, kindly check the prevailing rates when exchanging your currency.

China, apart from being a country with the largest population, also has some of the most attractive sightseeing places for travellers. China is an engaging mix of charming Chinese tradition, culture, and modernity. With 292 spoken languages and 53 diverse ethnic groups, you will be thoroughly spellbound as a first-time traveller there. Here are some of the places in China that you must have in your itinerary –

• Macau

Macau is located on the western side of the Pearl River Delta and is a gambling place. There are several luxury resorts in Macau along with casinos and other entertainment options. If you wish to experience a Vegas-like atmosphere in China, Macau is the place to be as it’s rightfully termed as the ‘Vegas of China’.

• Tiger Leaping Gorge

The Tiger Leaping Gorge is the rugged landscape of the Yunnan Province and is one of the most scenic places in China. It offers a spectacular view of the river canyons and the gorge follows the Jinsha River. If you wish to experience something scenic, calming, and quiet trip in China, you need to pay a visit to this gorge that’s surrounded by mystic villages, snow-capped peaks and terraced farms.

• Leshan

Leshan is situated in Sichuan Province in southwest China. Here is the place where Min, Dadu, and the Qingyi rivers meet. Also, this city is home to the largest stone-carved Buddha worldwide and is located in close proximity to the historical attractions and lovely scenery of Mount Emei. Leshan is also home to some great restaurants, accommodation options, cafes, and a lot more.

• Suzhou

Suzhou is famous for its beauty, elegance, and rich culture. It is located in the northeast region of Shanghai in the Jiangsu Province. Suzhou is located on the shores of the Yangtze River and Lake Tai, and is surrounded by pretty canals and stone bridges. Due to its natural beauty, Suzhou is known as the ‘Venice of the East’.

Basically, China is a year-round travel destination. No matter when you plan your trip to China, you will always have a place to visit. The spring season (April-May) and autumn season (September-October) are the best times to visit this country. Apart from this, the historical destinations in China like Shanghai, Beijing, or Xi’an are not really affected by weather conditions. Hence, you can visit China all throughout the year, irrespective of the local season.

Disclaimer: All the information mentioned above is well-researched and sourced from reliable sources. Since this information is subject to change, it is advisable to check the latest travel guidelines and other location-specific information before planning a trip to any location. *Subject to change based on the nature and extent of the coverage