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Make changes to your policy & update your contact details.
Make changes to your policy & update your contact details.
Print policy document and view renewal notice
Print policy document and view renewal notice
Even if you are careful and methodical, you are likely to face at least one medical emergency in your lifetime. These can cause a great deal of mental and physical discomfort, but that’s not all -they often bring a whole lot of financial problems in their wake.
Tata AIG provides you with extensive yet simplified health insurance policies based on your requirements.
Take a look at what we offer-
Our Tata AIG MediCare health insurance plans can be classified into three: Tata AIG MediCare, Tata AIG MediCare Protect, and Tata AIG MediCare Premier-
Tata AIG MediCare Tata AIG MediCare If you are looking for a policy that offers amazing benefits and is pocket-friendly, your search ends right here. Opt for this policy and get extra benefits like global cover, coverage for bariatric surgery and more. This policy offers multiple sum insured options ranging from 3 lacs to 20 lacs. You can also refer to our policy wordings policy wordings for the detailed list of coverages and benefits.
Tata AIG MediCare Premier Tata AIG MediCare Premier Here’s a policy that offers all-rounded safety for you and your family. Buy now and unlock additional coverages like high-end diagnostic, OPD dental treatment, emergency air ambulance and much more. This policy offers multiple sum insured options ranging from 5 lacs to 50 lacs. To know more about this policy, please refer to our policy wordings.
Tata AIG MediCare Protect Tata AIG MediCare Protect This policy is best suited for those who need a plan that covers basic pre- and post-hospitalisation expenses. Take a quick look at our policy wordings policy wordings for more details.
*Covers COVID-19 treatment under inpatient treatment
Medical exclusions:
Non-Medical Exclusions:
Please refer to the policy document for a complete list of benefits and exclusions.
Medical exclusions:
Non-Medical Exclusions:
Please refer to the policy document for a complete list of benefits and exclusions.
Medical exclusions:
Non-Medical Exclusions:
Charges incurred at a Hospital primarily for diagnostic, X-ray or laboratory examinations not consistent with or incidental to the diagnosis and treatment of the positive existence or presence of any Illness or Injury, for which confinement is required at a Hospital.
Items of personal comfort and convenience like television (wherever specifically charged for), charges for access to telephone and telephone calls, internet, foodstuffs (except patient’s diet), cosmetics, hygiene articles, body care products and bath additive, barber or beauty service, guest service
Treatment rendered by a Medical Practitioner which is outside his discipline
Doctor’s fees charged by the Medical Practitioner sharing the same residence as an Insured Person or who is an immediate relative of an Insured Person's family.
Provision or fitting of hearing aids, spectacles or contact lenses including optometric therapy unless explicitly stated and covered in the policy
Please refer to the policy document for a complete list of benefits and exclusions.
Yes, cashless settlement under this policy is available if the hospital you choose falls under Tata AIG network. If we are not connected with the hospital, the expenses will be reimbursed later upon submission of needed documents.
Global coverage of medical expenses will be provided if the illness is detected in India and the insured travels abroad for treatment.
The premium payable on renewal shall be paid to Us on or before the policy period end date and in any event before the expiry of Grace period. A Grace Period of 30 days for renewing the Policy is provided under this Policy. If the renewal premium has been received by Us as mentioned above, We will ordinarily offer renewal terms for life unless
We believe that You or any Insured Person or anyone acting on Your behalf or on behalf of an Insured Person has acted in a fraudulent manner or any misrepresentation under or in relation to this Policy or the renewal of the Policy poses a moral hazard.
Chest Pain/Heart Disease:
Most common cause is blockages in the blood vessels leading to your heart It is caused by medical conditions affecting any of the organs located in the chest or upper abdomen, including the heart, blood vessels, lungs, airways, muscles, bones, esophagus, or stomach Most common examples of diseases falling under this category :
Arthritis It means pain, swelling and stiffness in a joint or joints It is an inflammation of the joints It can affect one joint or multiple joints
COPD A group of lung diseases that block airflow and make it difficult to breathe Chronic obstructive pulmonary disease is a chronic inflammatory lung disease that causes obstructed airflow from the lungs
Kidney Failure/Dialysis Most common causes of kidney failure are diabetes and high blood pressure When kidneys fail, it means they have stopped working well enough to survive without dialysis or a kidney transplant dialysis is a treatment that removes wastes and extra fluid from your blood
Liver Cirrhosis/Hepatitis B or C Hepatitis B is an infection of liver. It can cause scarring of the organ, liver failure, and cancer Hepatitis and chronic alcohol abuse are frequent causes Liver cirrhosis is a late stage of scarring (fibrosis of liver)
Cancer A disease in which abnormal cells grow uncontrollably and destroy body tissue
HIV/AIDs HIV is a virus that damages the immune system. The immune system helps the body fight off infections. AIDS is a disease that can develop in people with HIV. It’s the most advanced stage of HIV
Stroke, Epilepsy, Paralysis Stroke is damage to the brain from interruption of its blood supply Epilepsy (convulsion) is a disorder in which nerve cell activity in the brain is disturbed, causing seizures. Most commonly known as fits in non medical terms Paralysis is the loss of the ability to move some or all of the body. A condition involving a loss of muscle function in the body that may be accompanied by sensory loss, also referred to as loss of feeling
Psychiatric, Mental Illness or disorder It is a mental illness that greatly disturbs thinking, moods, and/or behavior and seriously increases risk of disability, pain, death, or loss of freedom Mental illnesses are health conditions involving changes in emotion, thinking or behavior (or a combination of these). Mental illnesses are associated with distress and/or problems functioning in social, work or family activities. It is a disease that causes mild to severe disturbances in thought and/or behavior, resulting in an inability to cope with life’s ordinary demands and routines. Most common examples are depression, schizophrenia, bipolar disorder
Ulcerative Colitis/Crohn’s disease A chronic, inflammatory bowel disease that causes inflammation in the digestive tract Ulcerative colitis (UC) is a disease that affects large intestine, or colon. It causes irritation and swelling called inflammation. Eventually that leads to sores called ulcers in the lining there.
Autoimmune Diseases A disease in which the body's immune system attacks healthy cells. Immune system disorders cause abnormally low activity or over activity of the immune system. In cases of immune system over activity, the body attacks and damages its own tissues (autoimmune diseases). Immune deficiency diseases decrease the body's ability to fight invaders, causing vulnerability to infections Most common examples are rheumatic heart disease, rheumatoid arthritis, Systemic lupus erythematosus (SLE)