Compare Health Insurance

While most of us know about health insurance, we don’t really understand the importance of buying one or choosing the right policy. Let’s understand more about why this is so crucial:

Click here to compare health insurance online.

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Why is health insurance necessary?

Having health insurance is vital today. With the rising cost of healthcare, it has become impossible to pay for hospital expenses out of one’s savings. Even a couple of days of treatment or hospitalisation can cause a huge drain on your finances. What’s more, with pollution levels going way beyond accepted levels, food being adulterated, and people adopting a more sedentary lifestyle, critical diseases like cancer and heart ailments are becoming common and are affecting all age groups, not just the elderly.

Health insurance offers protection against these diseases and conditions by providing a financial cover. In return for the premium, a health insurance plan offers you a sum assured that can be used to cover the cost of treatments such as surgery, medicines, medical check-ups, and more. It also covers the cost of an ambulance, room rent, treatment for COVID-19, daycare procedures, and pre- and post-hospitalisation expenses. This means that you don’t have to worry about finances when you are sick and can instead focus on your recovery.

Consider purchasing the TATA AIG MediCare health insurance plan to take care of all your medical needs and expenditures. This health insurance policy offers comprehensive protection to you and your loved ones.

Features of Tata AIG MediCare health insurance

The Tata AIG MediCare health insurance plan offers numerous useful features that can make your life easy in many ways. Here are some of its benefits:

  • Cashless hospitalisation at over 5200+ hospitals.
  • Covers the costs of treatment of COVID-19.
  • Covers the cost of organ donation, such as harvesting the organ.
  • Covers in-patient treatment.
  • Covers both pre- and post- hospitalisation expenses.
  • Daily cash limit if you are hospitalised.
  • Vaccination cover for covered conditions. This cover does not affect the cumulative bonus.
  • Covers AYUSH treatment, such as Ayurveda, Homeopathy, Siddha, and Unani procedures.
  • Offers a 50% increase in the cumulative bonus for every year in which no medical claim is filed.

Why compare health insurance plans for family?

With many health insurance plans available in the market, it is essential to compare health insurance policy with others to understand all their benefits. Health insurance needs can differ from person to person. Many factors play a role in deciding an optimal plan, such as your age, income, family medical history, gender, pre-existing illnesses and the profession you work in. One health plan cannot cover everyone because each person’s medical requirements are unique. Therefore, it is necessary to compare health insurance plans for family before you pick one that is ideal for you.

You may also require different policies at different stages of life. For example, you can begin with a basic individual plan when you are young and unmarried. Over time, you can move to a family floater plan as you get married and have children. This will allow you to add additional benefits such as a maternity cover or even a cover for hearing aid as you get older.

By comparing different policies, you can choose a plan that offers you the best deal as per your financial constraints. You can evaluate several policies and features and buy a plan that offers you comprehensive coverage. You can also customise your plan with add-ons and services that you deem are the most beneficial to you, which ensures that you get your money’s worth.

Comparing policies is also essential when you are renewing an existing plan as your medical requirements might have changed over the years. In such a case, it’s almost like choosing a new plan all over again- you will have to do your research and pick the plan that fully caters to your medical needs at the moment.

What plans are available under TATA AIG MediCare health insurance

The Tata AIG MediCare health insurance plan is available in three variants:

  • MediCare
  • MediCare Protect
  • MediCare Premier

While all plans offer a generous cover in case of any medical emergency, they differ in their features and the coverage amount. So, it pays to #ThinkAhead and select one after you compare health insurance plans for family for adequate coverage.

Please refer policy wording for more information.

FAQ's

Can I compare health insurance plans online?

With the health insurance calculators available online, comparing health insurance policies has become easier than ever. You just need to fill in your basic details to generate a health insurance quote, after which you can easily compare different health insurance policies. It is advisable to choose a health insurance policy with wider coverage and lower premiums. However, it is not wise to compromise on benefits for a lower premium.

How to compare health insurance policy premium?

It is easy to compare health insurance premium across different insurance providers. On the basis of your specifications and the benefits you are looking for, shortlist credible health insurance providers offering considerable benefits. Thereafter, by entering your basic details such as your occupation, marital status, age, and others, in an online health insurance premium calculator, you can generate the premium amount of different health insurance policies and compare them.

Thereafter, you can choose a health insurance policy with a reasonable premium amount.

How do I choose the best health insurance?

It is easy to choose the best health insurance for yourself. You just need to follow a few simple tips - look for the right coverage, choose the type of health insurance you need, choose a plan with lifetime renewability, compare health insurance quotes online, choose a reliable health insurance provider with a high claim settlement ratio. Thereafter, you are ready to choose the best health insurance policy for yourself.

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