Honda Unicorn Insurance
Honda Unicorn Insurance
Looking for suitable insurance for your bike? Tata AIG has you covered with its comprehensive bike insurance policy!
Not only has Honda been the largest motorcycle manufacturer in the world since 1959 but the Japanese company known as Honda Motorcycle & Scooter India Pvt. Ltd is also immensely popular in India.
Their commitment and consistency in providing high-quality two-wheelers is the reason why most Indian bikers prefer a Honda bike, be it for the daily commute or long leisure rides. The Honda two-wheeler portfolio not only has daily commuter bikes such as Honda Activa but over the years, the brand has also added premium bikes such as the Honda Hness CB350, Honda XBlade, and many more.
If you are looking for a Honda Unicorn 150 insurance policy to protect your bike from harm, Tata AIG offers a range of comprehensive bike insurance policies that you can choose from and safeguard your bike from all kinds of damages – be it accidental damage, fires, damage due to natural causes or human causes as well as theft and irreversible damage.
Buy or Renew Honda Unicorn Insurance
When you buy bike insurance online, you can save time, effort, and money to protect your bike from a variety of damages. Tata AIG offers a simple online solution where you can purchase your new Honda bike insurance or complete your Honda bike insurance renewal with the following steps:
- Visit the official Tata AIG website and go to the bike insurance page.
- Fill in your bike registration number and click Get Price" to renew your bike insurance or click "Renew" if your existing bike policy is with Tata AIG..
- On the online form, fill in the required details and get instant Honda bike insurance quotes.
- Select a suitable Insured Declared Value (IDV) from the list of given IDVs for your Honda bike insurance price.
- If you have filed a bike insurance claim then fill in the claim details. If not, then you will be eligible for a No Claim Bonus discount on your premiums.
- You can then check your Honda Unicorn 150 bike insurance price on the screen.
- Once you complete the payment through any of the given digital payment options, you can purchase your Honda Unicorn insurance policy online.
- A soft copy of your Honda Unicorn 150 insurance policy will be sent to your email ID.
Honda Unicorn Bike Insurance Price – Your Premium Amount
To know your Honda bike insurance price, you can use the bike insurance calculator available on the Tata AIG website. To get the Honda Unicorn 150 bike insurance price, it is important to consider factors such as the cubic capacity of the bike, the brand, make and model, the city of the bike’s registration, etc.
You should also know the right IDV of your bike to ensure that you can get suitable Honda Unicorn insurance coverage. The IDV is the current market value of your bike, which you can find out from your local dealership. The insurance amount of your bike is determined on the basis of the Insured Declared Value.
You can simply calculate the premiums of your Honda Unicorn 150 insurance online with the help of a bike insurance calculator on the Tata AIG website. The bike insurance calculator is also useful when you want to compare two wheeler insurance policies and select one that is most suitable for your bike’s requirements.
Things Covered and Not Covered under Honda Unicorn Insurance
This is a list of damages that can be covered and cannot be covered by your Tata AIG bike insurance policy:
|Things covered under Tata AIG Honda Unicorn Insurance||Things not covered under Tata AIG Honda Unicorn 150 Insurance|
|Accidental damages or damage to the bike due to human causes like such as vandalism, terrorism, riots, etc.||Damages to the two-wheeler if and when it is used outside the geographical scope as mentioned in the policy (outside India).|
|Damages caused to the two-wheeler due to natural disasters such as floods, landslides, earthquakes, frost, etc.||The cost of maintaining the bike or damages due to the wear and tear through regular use.|
|Personal Accident Cover of ₹15 lakhs for the owner-driver for injuries and even the death of the owner-driver. In case of the owner-driver’s accidental death, their nominee gets the sum assured.||Reimbursement of 50% cost of replenishing the consumables of the bike due to the wear and tear through regular use.|
|If the two-wheeler is damaged by self-ignition, explosions, implosions, lightning, etc.||If the bike is damaged due to the rider being under the influence of intoxicating substances, not having a valid license, or not wearing a helmet.|
|Total loss of the two-wheeler as a result of theft or if the bike is damaged beyond repair.||Damages to the two-wheeler due to a nuclear threat, rebellion, war, war-like situation, mutiny, etc., in the country.|
|Legal and financial liabilities due to damage caused to a third-party person or property by the insured bike.||Losses if a private bike is used for commercial purposes or it is used for racing and adventure sports and gets damaged.|
Why is it Important to Have Tata AIG Honda Unicorn 150 Insurance?
Anyone who has a bike knows the important role it plays in their daily lives. Even Tata AIG knows this and hence, we are always striving to provide you with quality services such as a variety of bike insurance policies, a knowledgeable customer support team, an easy online process through which you can buy, renew or claim your bike insurance policy! Here is why you should consider Tata AIG for your Honda Unicorn 150 insurance policy:
We offer a range of bike insurance policies that can be customised as per your needs; no matter what type of bike insurance coverage you need, you can find it with us.
Our helpful and knowledgeable Tata AIG customer service team has always provided much-needed support to our family of more than 5-crore satisfied customers.
With a claim settlement ratio of 98% during FY 2020-21, we can ensure the timely bike insurance claim settlement through a simple and seamless process.
Tata AIG always upholds its promise of fulfilling the insurance needs of all bike insurance customers with unwavering commitment for more than 20 years.
Our team of 650 claim experts all across India ensures that your claims are settled on time without any hassles by helping you at every step.
Overview – Honda Unicorn Bike Model
The revamped Honda Unicorn 150 still shares some of the features that the older model used to sport. The 149.2cc single-cylinder, air-cooled engine that produces a power of 12.73bhp at 8000rpm and 12.80Nm of torque at 5500rpm is not very different from the previous version of the bike.
The Honda Eco Technology is present in the upgraded Honda Unicorn 150 which most of the Honda bikes also have. A 240mm front disc and a 130mm rear drum brake setup make for the braking performance of the Unicorn 150. The other features of the bike that stand out despite being inspired by the older model are the analogue instrument console, the headlamps with chrome accents, and tubeless tires.
However, the Anti-Lock Brakes (ABS) system is a newer feature, rendering the bike a safe ride by preventing the wheels from locking when the bike is steered and the brakes are applied.
Honda Models and Price
|Honda Bike Variants||Average Ex-Showroom Price (₹)*|
|Honda CB Unicorn 150 (disc variant)||72,633|
|Honda CB Unicorn 150 (ABS variant)||79,241|
Unique Selling Points: Honda Unicorn Features
These are some of the features of the Honda Unicorn 150 if you considering purchasing this bike:
The Honda Unicorn 150 is designed to give you a comfortable ride, with a long seat and back support for the pillion rider.
The 150cc engine provides good fuel efficiency along with a good mileage of 55 kmpl on Indian city roads, ideal for daily commuters.
The reintroduced Unicorn 150 has been updated with a single-channel ABS while the suspension of the bike is managed by a mono-shock unit at the back and telescopic forks at the front.
The upgraded unicorn 150 is a lightweight bike and is easy to handle even on moderately rough roads, which makes for a great ride on long journeys.
Rivals of Honda Bike
These are some of the other two-wheeler brands that are available alongside Honda bikes:
India Yamaha Motor
TVS Motor Company
Disclaimer: All the bike prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy.
Frequently Asked Question
1. What is the bike insurance price of a Honda bike?
To know your honda cb unicorn 150 insurance price, you can use the Tata AIG online bike insurance premium calculator and calculate the premiums of your bike policy. Find out the Insured Declared Value of your bike from your local dealership as that will help you determine the coverage amount of your bike insurance.
Also, consider other factors such as the make and model of the bike, its cubic capacity, etc., to get a clearer understanding of the insurance amount. You can choose the coverage of the insurance policy as per your needs. However, it is best to choose coverage that will enable you to pay reasonable and affordable premiums while protecting your bike.
2. How do I claim my Tata AIG Honda Unicorn insurance?
If you want to file a claim on your Honda bike insurance policy, you can follow this simple and quick online process:
- Visit the official Tata AIG website and go to the Claims section.
- Mention your policy number, the FIR details, and the required information on our online form to register your claim.
- We will first check the damages to your bike and then have it sent to the garage.
- The information that has been mentioned on the online form will then be reviewed and we will work on the claim settlement process.
- Once the Honda bike insurance claim has been settled, your bike will be repaired and then it will be sent back to you.
3. Is it better to buy a Honda Unicorn 150 insurance policy online?
Yes, purchasing a bike insurance policy online can help you save a lot of time and money and you can easily get insurance for your bike in a matter of minutes. Additionally, you can also use the online bike insurance premium calculator available on our official Tata AIG website, so that you can calculate the premiums before making the purchase and choose a policy of your preference.
4. How do I get a No Claim Bonus discount on my bike insurance policy?
If you do not file a claim on your bike insurance policy during the policy year, you will be eligible for the No Claim Bonus discount that will be applied to the premiums of the upcoming policy year. As far as possible, do not file claims for minor damages to your two-wheeler so that you can avail of the No Claim Bonus discount.