Cashless Garages in Bangalore

As the name suggests, a cashless garage provides free-of-cost (cashless) repair services. Garages have an agreement with insurance companies under which they provide cashless services to policyholders for getting their vehicles repaired.

The insurance company settles the cost of repair services and you need not pay anything from your pocket. When you buy car insurance from Tata AIG, you can avail of cashless repair facilities for your vehicle from any of Tata's cashless garages.

Tata AIG bears the covered cost of repair services when you take your vehicle to any garage from Tata AIG's cashless garage list in Bangalore. If an unfortunate event has damaged your vehicle, the cashless repair facility provided by Tata AIG speeds up the claim process.

How do Cashless Garages Work?

• If you buy a car insurance policy from Tata AIG, you can use the cashless repair facility when your car needs any repair after an accident. You can visit the website to find the list of cashless garages of Tata AIG and take your car to the nearest repair facility.

• Read on to find out how the cashless repair claim works.

• If you have met with an accident, register a claim on our website.

• Fill out the claim form and provide the details of the damage.

• One of our surveyors will visit to inspect the damage.

• Choose a Tata AIG cashless garage for cashless repair.

• The garage will provide you with repair services and send us the bill for payment. We shall settle the bill amount as per the sum insured, which excludes deductibles or any other charges not covered in your policy.

Insurance claim facility has become simple with Tata cashless garages. Here is a list of its key features:

• Cashless garages have made the claim settlement process easy.

• Insurance holders can take the car to the garage and get cashless repairs conveniently.

• Accidents and mishaps can take a toll on your mental health. In such circumstances, a cashless repair facility provides much-needed peace of mind.

• Since the garage and insurance company have a tie-up, the repair services are completed quickly.

• Cashless garages are part of Tata AIG’s network. Hence, they are trusted and have a good record.

• The policyholder is not required to spend any money from his pocket as the insurance provider bears all the repair expenses that are covered under the policy.

Cashless network garages are crucial for the insurance provider as well as the policyholder. In Bangalore, cashless garages are linked to Tata AIG and act as the authorised service providers for cashless repairs to the insured’s vehicle.

Therefore, if you take your vehicle to any of the cashless garages of Tata AIG, you can get a free repair for your damaged vehicle. Tata AIG pays the entire cost of repair and services as part of the claim settlement once your vehicle is repaired.

• Tata AIG has more than 7500 network garages nationwide. If you want to know Tata AIG's cashless garage list in Bangalore, you can visit the Garage Locator Page. To find the answer to the question, ‘how to find a Tata AIG cashless garage near me?’, follow these steps:

• Go to the store locator page and choose the city you live in. (Bangalore, in this case)

• Provide the make of your vehicle. Then click “Search.”

• The next page displays a list of cashless garages in the city. Choose the one that is nearest to your location.

• You can also find Tata AIG garages in Bangalore by dialling our 24/7 toll-free number, 1800-266-7780 and find the nearest garage to your location.

Accidents can be challenging to deal with. However, having car insurance with a cashless repair facility can bring much relief. If you have Tata AIG motor insurance, you can claim cashless services in a few easy steps mentioned below at Tata AIG network garages.

• The first thing you must do after an accident is inform Tata AIG about the mishap.

• One of the surveyors from the company will visit to check and confirm the damages.

• You can raise a cashless claim by filling out the claim form.

• Once the claim is registered and approved, you can take the vehicle to the nearest authorised Tata AIG garage.

• The garage will repair the vehicle, and the invoice will be sent to Tata AIG for final settlement to the extent covered under the policy.

Car insurance claims can be made in two ways: Cashless and reimbursement. Both types of claims have their distinct features. Let us compare both methods so you can find out which suits your needs.

• No payment is needed from the policyholder as Tata AIG bears all the repair expenses.

• The cashless claim process is simple and easy to follow.

• You can rely on the services of cashless garages of Tata AIG, as the garages are reliable and have a tie-up with Tata AIG.

• The documentation for cashless claims is minimal and can be completed quickly.

• You can expect high-quality repair services and genuine spare parts from the garages.

• There is no waiting period for getting your claim amount.

• You are relieved of financial stress if an unfortunate event, like an accident, etc., takes place.

Having a Tata AIG vehicle insurance brings a lot of peace and simplicity to life. In case of an accident or collision, you can get cashless repair services from Tata AIG garages in Bangalore.

Tata AIG’s comprehensive car insurance covers a wide gamut of expenses that you can claim from the company. One can claim repair expenses for the vehicle if the damage is caused due to any of the following reasons:

Natural Disasters - If your car is damaged by natural disasters such as floods, cyclones, earthquakes, lighting, etc., the repairs will be paid for.

Damage Due to Accidents - If your car has been in an accident, leading to dents and damages that need repair or replacement, it will be covered here.

Theft Losses - Cars recovered after theft are often damaged and need services and repairs. You can claim the expenses in connection with the repair under cashless claims.

Fire Occurrence - It includes damage caused to the vehicle due to the occurrence of fire due to self-ignition, lightning, explosion, etc.

Third-Party Damage - Under the comprehensive policy, you are eligible to claim repair expenses for the third-party vehicle that is damaged due to colliding with your car.

Man-Made Disasters - When riots, strikes, and terrorist activities take place, damaging your vehicle, such repair expenses are covered under insurance.

Apart from the inclusions mentioned above, you can broaden the scope of your insurance by customising your policy with add-ons.

Some of the add-ons are:

• Zero depreciation or bumper-to-bumper insurance

• Tyre protection

• Engine secure

• Consumables cover

Remember that some customisation options are available only for specific policy types, such as comprehensive insurance. For exact and accurate information on what expenses are covered under your insurance, get in touch with us directly.

If your car insurance cashless claim is rejected at a cashless garage, you need not lose hope. Instead, you must apply for a reimbursement claim.

When applying for a reimbursement claim, you must pay for the repair expenses from your pocket and later get them reimbursed from us in a few steps:

• Fill out the claim form and let us know about the details of the damage.

• Once the four-wheeler insurance claim is accepted, your vehicle can be repaired at any garage of your choice. Under reimbursement claim, you are not bound by the limited number of network garages.

• Pay for the repair service and preserve the bills and invoices.

• Submit documents such as claim forms, bills, policy documents, etc.

• After verifying the documents, we will initiate a reimbursement process for your car insurance policy.

Insurance claim rejections can put a financial burden on the policyholder. Hence, it is better to acquaint oneself with the possible reasons that can lead to claim rejection to be better prepared for filing a claim. Here are some of the most common reasons for claim rejection:

• Providing incomplete information in the claim form.

• Driving without a valid licence.

• Raising a claim for damage not covered under your insurance.

• Delay in raising the claim beyond the specified time limit.

• Failing to disclose important information such as car modification, etc.

• Raising a claim after the insurance policy has expired.

• Making false claims by providing untruthful information.

• Not providing sufficient documents for verification.

• Driving under the influence of alcohol or other similar substances.

• Buying insurance for a four-wheeler is a crucial decision. Therefore, one must carefully read the policy's inclusions and exclusions to avoid disappointment.