Maruti Car Insurance

• With over 4.8 lakh road accidents annually, Maruti insurance helps cover costly repair expenses and liabilities.
• Advanced components and safety features make Maruti car repairs more expensive, making insurance financially essential.
• Modern safety systems improve protection but can significantly increase repair costs after an accident.
• Manufacturing defects or recalls can lead to unforeseen repair expenses, which suitable add-ons can help cover.
• Floods, cyclones, and heavy rains can severely damage your car, making comprehensive four-wheeler insurance a valuable safeguard.

• Third-Party Car Insurance

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• Standalone Own Damage Insurance

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• Comprehensive Car Insurance

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• Zero Depreciation Car Insurance

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• Usage-Based Car Insurance

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• Customisable Coverage: Select a policy and add-on covers that best suit your Maruti car and driving requirements.
• Seamless Digital Experience: Buy, manage, raise a claim or complete Maruti insurance renewal online anytime through the TATA AIG website or mobile app.
• Exclusive Online Savings: Purchase your policy online and enjoy up to 85% off your premium.
• Easy Claim Process: Experience quick, efficient claim assistance and faster settlements after approval.
• Extensive Cashless Garage Network: Get access to cashless repair services at over 6,301+ network garages across India.
• 24/7 Customer Assistance: Receive round-the-clock support from 750+ experts for claims, roadside emergencies, and policy-related queries.
• Trusted Insurance Partner: Backed by over 25 years of insurance expertise, TATA AIG offers dependable service and customer support.
• Instant Policy Issuance: Buy or complete Maruti Suzuki insurance renewal online in just a few simple steps and receive your policy instantly.

Inclusions

• Protection against the complete loss of your Maruti Suzuki car due to theft or damage beyond repair.
• Covers repair costs arising from accidental damage to your Maruti Suzuki car.
• Legal and financial protection if your car causes damage to a third-party person or property.
• Coverage for damages caused by events like earthquakes, cyclones, floods, frost and other natural disasters.
• Get personal accident cover up to ₹15 lakhs for the owner-driver, covering injuries or death sustained in an accident.
• Protection against damages caused by fire, self-ignition, riots, vandalism, terrorism, and similar human-related events.
• TATA AIG’s 8+ add-ons provide enhanced protection against specific damages.

Exclusions

• Damages are caused when the driver is under the influence of intoxicating substances, does not have a valid driving license, or drives negligently.
• Damages occurring outside the geographical area specified in the policy (outside India).
• Costs arising from normal wear and tear or general maintenance of your Maruti car. Only certain add-ons partially cover some consumables.
• Damages if the car is used for racing, commercial purposes, or any activity not permitted under the policy.
• Certain types of damage are only covered by add-ons; if an add-on is not purchased, that damage is excluded.
• Damages arising from war, nuclear threats, or war-like situations are excluded.

Note: Coverage, benefits, add-ons, and exclusions may vary depending on the policy selected. Please refer to the policy wording for detailed terms, conditions, and applicable limits.

Enhance your Maruti Suzuki insurance with these 8+ valuable add-ons to extend your policy’s protection:

NCB Protection

Retain your accumulated no-claim bonus even after making one approved claim during the policy period, helping you enjoy premium discounts at car insurance renewal.

Roadside Assistance

Get 24/7 emergency support for situations such as vehicle breakdowns, flat tyres, battery jump-starts, fuel assistance, and towing services, wherever you are.

Repair of Glass, Fibre and Plastic Parts

Cover the repair costs for non-metallic components, such as windshields, mirrors, bumpers, and plastic body parts, that may not be fully covered under a standard policy.

Daily Allowance

Receive a fixed daily allowance to help manage your commuting expenses while your Maruti Suzuki car is undergoing repairs due to a covered claim.

Engine Secure

Protect your engine and gearbox against repair or replacement costs arising from water ingress, lubricant leakage, or other covered mechanical damages that are not caused by an accident.

Return to Invoice

If your insured vehicle is a total loss or stolen, this add-on covers the difference between the insured declared value (IDV) and the invoice value of a new car of the same model, including road tax and registration charges.

Buy Maruti Insurance Online in Just Four Simple Steps

Purchasing Maruti car insurance online from TATA AIG is quick and easy. Just follow these steps:

1. Enter Your Vehicle Details: Provide your car’s registration number at the top of this page.
2. Fill in the Required Information: Enter your personal details, vehicle information, and existing policy details (if applicable) to proceed with your purchase.
3. Choose Your Coverage: Select the best Maruti car insurance that suits your needs and customise it with suitable add-on covers for enhanced protection.
4. Make the Payment and Get Insured: Complete the payment through our secure online portal and receive your policy document in your email inbox.

If you need a copy of your Maruti car insurance policy, you can download it online in just a few simple steps:

1. Visit the TATA AIG Website: Navigate to the top of this page and click on the 'My Policy' section.

2. Verify Your Details: Log in using your registered mobile number, email ID, or policy number to securely access your account.

3. Access Your Policy: Enter your vehicle registration number or the required policy details to locate your active Maruti insurance policy.

4. Download or Share Your Policy: Open your policy document and download it instantly. You can also choose to receive a copy on your registered email ID or WhatsApp for convenient access whenever you need it.

Also Read: Car Insurance Renewal in India: Documents Required

If your Maruti car is involved in an unfortunate incident, you can initiate a claim with TATA AIG in just a few simple steps. You can opt for cashless repairs at a network garage or reimbursement for repairs at non-network garages, to suit your preference. However, cashless repairs are quick and hassle-free, requiring no upfront payment from our side.

How to Raise a Claim

Follow these steps to initiate and complete your claim process:

1. Report the Incident: Notify us immediately via our customer support helpline at 022-6489-8282, our claims portal, or our mobile app.
2. Complete the Inspection: Upload photos or videos of the damaged vehicle using the self-inspection link. A physical inspection may be arranged if required.
3. Get Your Car Repaired: Visit a network garage for cashless repairs, or repair your car at a non-network garage and apply for reimbursement later.
4. Submit the Documents: Provide the required documents for claim verification and processing.
5. Receive Your Claim Settlement: For cashless claims, we settle the bill directly with the garage. For reimbursement claims, the approved amount is credited to you after verification.

Documents Required to Claim

Filing a claim for your Maruti insurance becomes easier when you have all the required documents ready.

• Vehicle registration certificate (RC)
• Valid driving licence
• Identity and address proof
• Copy of your car insurance policy
• Duly filled and signed claim form
• Original repair bills and payment receipts
• Garage repair estimate
• FIR or police report (required for theft, major accidents, or third-party claims)
• Vehicle keys and Non-Traceable Certificate (for theft claims)
• NOC from the financing institution (if the vehicle is under loan)
• Medical bills, hospital records, or death certificate (for personal accident claims)
• Any additional documents requested during the claim assessment process

Also Read: Documents Required to File a Car Insurance Claim

The premium for your Maruti car insurance is determined by several factors related to your vehicle, coverage preferences, and policy history. These details help assess the level of risk and calculate the premium accordingly. You can also use the online car insurance premium calculator from TATA AIG to get an instant estimate.

Some of the key factors that influence your Maruti car insurance premium include:

• Insured Declared Value of the vehicle
• Car make, model, and variant
• Previous policy details (for Maruti Insurance renewals)
• No claim bonus eligibility
• Voluntary and compulsory deductibles
• Selected add-on covers and level of coverage

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Note: Prices may vary by variant, location, applicable taxes, and additional fees. For the latest prices, please check the official brand website or visit your nearest authorised dealer.