Buy Maruti Insurance Online

Buy/Renew Maruti Car Insurance Online
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Maruti Insurance

Looking for a Maruti car Insurance policy? You have come to the right place. Did you know, Maruti Suzuki has always been favoured as a family car brand that started off with its first model, Maruti 800, in India? Deemed as a classic throughout the country, the car is a popular pick in the passenger car segment. What started in 1981 as the Government of India’s Maruti Udyog turned into a merger with the Japanese brand Suzuki in 1982 and has since been known as Maruti Suzuki.

To get insurance for such a trustworthy brand, you can rely on our Tata AIG Maruti insurance for your car. Our comprehensive Maruti Suzuki insurance policy encompasses third-party damage as well as own cover damage to give complete protection to your car! With our comprehensive car insurance policy, you can be easily covered against damages to your car as well as third-party legal and financial liabilities to third-party persons, vehicles and property caused by your insured car.

New Purchase/Renew Maruti Insurance via TATA AIG

Here is how you can buy or renew a Maruti insurance online from Tata AIG:

  • Visit our website and go to the Car Insurance page. Fill in the registration number and click on “Get Price” if you are a first-time policy buyer. If you want to renew your existing Tata AIG car insurance policy, then click on “Renew”.

  • Fill in the required details on the online form provided to get an insurance quote for your car.

  • Select an appropriate Insured Declared Value for your car from the list of IDV. This is important since the right IDV will help you get adequate protection for your car.

  • If you wish to renew your Maruti insurance, you will have to mention the claim history details of your policy. If you haven’t filed a claim, then you are eligible for a No Claim Bonus discount on your premiums.

  • You can then view the amount for your Tata AIG Maruti Suzuki insurance.

  • To customise your comprehensive car insurance policy, you can select a few add-ons from our unique range of 13 add-on covers.

  • For a swift and easy online payment, we offer suitable options to help you complete the purchase. Once the purchase is complete, you will receive a soft copy of your Maruti insurance policy on your email ID.

Maruti Insurance Cost - Your premium amount

If you want to calculate the insurance amount for your Maruti Suzuki car, you will have to consult your Maruti dealership and get the Insured Declared Value (IDV) of your car. To know how much insurance coverage you need for your car, you can make use of our Tata AIG online car insurance premium calculator, select your choice of add-ons to include in your comprehensive car insurance cover and protect yourself and your car against a variety of specific damages.

Add-ons for Maruti Insurance by TATA AIG

Tata AIG’s comprehensive car insurance policy provides extensive coverage, protecting your car against different kinds of damages. However, some damages are quite specific in nature and cannot be covered under the comprehensive vehicle insurance policy. Therefore, we offer 13 unique add-ons to help enhance the coverage of your Maruti insurance policy:

  • No Claim Bonus Protection
  • Roadside Assistance
  • Repair of Glass Fiber and Plastic Parts
  • Daily Allowance
  • Emergency Transport and Hotel Expenses
  • Key Replacement
  • Engine Secure
  • Tyre Secure
  • Consumables Expenses
  • Loss of Personal Belongings
  • Return to Invoice
  • Zero Depreciation
  • Courtesy/Hire Car

Things Covered/Not Covered Under TATA AIG’s Maruti Insurance Policy

Inclusions Under TATA AIG’s Maruti Insurance Exclusions Under TATA AIG’s Maruti Insurance
Total loss of the car - theft or damage beyond repair. Damages caused to the car if the driver is under the influence of intoxicating substances does not have a valid license and damages due to negligent driving.
Damages caused due to natural disasters like earthquakes, cyclones, frost, etc. Damages caused if and when the car is in use outside the geographical area (outside India) mentioned in the policy.
Damages due to fire and self-ignition and human causes like riots, vandalism, terrorism, etc. Costs arising from general maintenance of the car or wear and tear occurring from the regular use of the car.
Accidental damage to the four-wheeler. Damages caused if the car is used for speed racing, etc., or if a private vehicle is used for commercial purposes.
Third-party legal and financial liabilities caused by damage to a third-party person or property by the insured car. Reimbursement of only 50% cost for the replacement of consumables due to wear and tear.
Personal Accident cover of ₹15 lakhs for the owner-driver that covers injuries and even the death of the owner-driver. Damage of a specific nature that can be covered only by an add-on but is not added in the policy.
A list of 13 add-on covers including zero depreciation that protect the car or car parts from specific damages. Damages arising from a nuclear threat or a war or a war-like situation in the country.

Why Is It Important to Have TATA AIG for your Maruti Insurance?

Your Maruti Suzuki car is an important part of your life and protecting it with Tata AIG car insurance helps you benefit from these unique features:

  • Tata AIG’s customer service pays attention to the insurance needs of over 5-crore satisfied customers.

  • TATA AIG’s claim settlement ratio of 98% during FY 2020-21 is proof that we ensure timely claim settlements through a hassle-free process.

  • The Tata AIG car insurance policies can be customised to suit your car insurance needs as well as your budget without compromising on your car’s protection.

  • Our Tata AIG promise of 20 years is a sign of our unwavering commitment towards every car insurance customer.

With more than 650 claim experts all over the country, we work hard to make sure that your insurance selection, purchase and renewal experience is comfortable and swift.

Maruti Suzuki - Overview

With 15 different car models under the Maruti Suzuki brand, our Maruti Suzuki insurance policy can be customised to fit specific needs. There are eight models in the hatchback category, one in the sedan category, one in the compact sedan category and one in the Van/Minivan category. Additionally, there are four new SUV/MUV models and three upcoming Maruti Suzuki models that are about to hit the roads.

Maruti Suzuki cars not only offer a compact design but are also easier to drive and maintain. Another reason they are a favourite in most Indian households, especially for daily use, is their reasonable maintenance cost and high mileage of over 32 km/kg, in the case of CNG cars. Moreover, with nearly 40 years of popularity in India, Maruti Suzuki has not only earned the trust of several car owners but has also built a strong network that enables you to have your car checked or repaired anywhere in the country, no matter where you are!

Maruti Suzuki Price and Models

Here is a list of Maruti Suzuki car models and their ex-showroom prices in New Delhi. However, the actual price may vary with location.

Maruti Suzuki Models Price
Maruti Swift ₹5.81 - 8.56 lakh
Maruti Vitara Brezza ₹7.51 - 11.41 lakh
Maruti Ertiga ₹7.81 - 10.59 lakh
Maruti Baleno ₹5.98 - 9.30 lakh
Maruti Dzire ₹5.98 - 9.02 lakh
Maruti Wagon R ₹4.80 - 6.33 lakh
Maruti XL6 ₹9.94 - 11.73 lakh
Maruti Alto 800 ₹2.99 - 4.70 lakh
Maruti Celerio ₹4.65 - 6.00 lakh
Maruti S-Cross ₹8.39 - 12.39 lakh
Maruti S-Presso ₹3.78 - 5.36 lakh
Maruti Ignis ₹4.95 - 7.36 lakh
Maruti Ciaz ₹8.52 - 11.50 lakh
Maruti Eeco ₹4.08 - 5.39 lakh
Maruti Celerio X ₹5.11 - 5.91 lakh

Unique Selling points: Maruti Suzuki

  • Maruti Suzuki is positioned as India’s number 1 automobile brand in the passenger car segment and holds more than 45% market share.

  • The price point is the main USP of Maruti Suzuki since the pricing of Maruti cars in all segments are more affordable as compared to other brands’ cars in the same categories.

  • Maruti car models like the Baleno are among the few hatchbacks in India that offer Mild Hybrid Tech - using a combustion engine as well as an electric motor for fuel-efficiency.

  • Models like the Maruti Suzuki Swift’s engine coupled with a 5-speed AMT offers an unparalleled mileage of 23.76kmpl.

Rivals of Maruti Suzuki

Along with Maruti Suzuki, here are some other brands that bring to you some great passenger car options in India:

  • Honda
  • Toyota
  • Hyundai
  • Mahindra & Mahindra
  • Volkswagen
  • Ford
  • Renault
  • Chevrolet

While buying a comprehensive Tata AIG Maruti insurance, selecting the correct IDV and a suitable set of add-ons for your car can ensure that your car enjoys complete protection from various kinds of damage and you can enjoy driving your car without any stress!

Frequently Asked Question

● How to file a claim for my Maruti Insurance?

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If you want to file an insurance claim for your Maruti Suzuki car, Tata AIG offers a quick and easy process to start the process online:

  1. Visit our ‘Claims’ page. Fill in your policy number, the FIR details and some personal details on the online form.

  2. We will inspect the car for damages and have the car repaired at the garage.

  3. Tata AIG will then begin the claim service process.

  4. After the claim process is complete, the car will be repaired and sent back to you.

● How to renew Maruti insurance?

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These are the steps you should follow for Tata AIG Maruti Insurance Renewal Online:

  1. Head to the Tata AIG Car Insurance page.

  2. Fill in your car’s registration number and click on ‘Renew’.

  3. Mention all the necessary details as required on the form.

  4. Complete the payment and renew your Maruti insurance online.

● What is the price of Maruti Suzuki?

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Depending on the variant, model and the location of the showroom, the price of a Maruti Suzuki car in India can be anywhere between ₹3 lakhs for an Alto to ₹9.92 lakhs for an XL6.

● What are the available models in Maruti Suzuki?

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Maruti Suzuki has 15 car models in India and will also launch three more models in the near future:

  1. Maruti Swift
  2. Maruti Vitara Brezza
  3. Maruti Ertiga
  4. Maruti Baleno
  5. Maruti Dzire
  6. Maruti Wagon R
  7. Maruti XL6
  8. Maruti Alto 800
  9. Maruti Celerio
  10. Maruti S-Cross
  11. Maruti S-Presso
  12. Maruti Ignis
  13. Maruti Ciaz
  14. Maruti Eeco
  15. Maruti Celerio X

● How to download Maruti Car Insurance Policy?

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Simply visit the Self-Service section on our website and log in to your account to download your Tata AIG Maruti car insurance policy.

● How can I save on my Maruti car insurance premiums?

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If you buy a Tata AIG Maruti insurance online on our website, you can avail of an online discount on the policy purchase. You can also save on your car insurance premiums in the following ways:

  1. Before buying a policy, use our car insurance premium calculator to get a suitable quote that fits your needs and budget.

  2. Add only necessary add-ons to your comprehensive car insurance policy to keep your premium amount affordable while getting complete coverage for your car.

  3. Avoid filing a claim for minor damages to your car and earn a No Claim Bonus discount for every claim-free year.

  4. Renew your Tata AIG policy before the policy expiry date and retain your No Claim Bonus benefits to save on premiums in the coming policy year.

● Do I get a No Claim Bonus (NCB) on my Maruti Car insurance policy?

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No Claim Bonus (NCB) is the reward you get for not filing a claim in a given financial year. This reward is paid as a discount on the renewal premium on the own damage component of your car insurance policy. You can earn an NCB discount by not filing a single claim for an entire claim year. The discount starts from 20% for one claim-free year and goes up to 50% for 5 back-to-back claim-free years.

● ️Is Maruti car insurance transferable?

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Yes, Maruti car insurance is transferable under the following circumstances.

  1. If an existing Tata AIG Maruti Insurance policyholder is selling their insured car, the insurance policy can be transferred to the new owner of the car.

  2. If a policyholder with another insurance company wants to renew their Maruti Insurance with Tata AIG, the No Claim Bonus from the previous policy will get transferred to the new Tata AIG Maruti Insurance.

● Will the Maruti car insurance cover me if my car is stolen?

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Yes! If you buy a comprehensive car insurance policy for your Maruti car, then you will get coverage equivalent to IDV value against the theft of your car.

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