Maruti Suzuki Car Insurance

Here is how you can buy or renew a Maruti insurance online from Tata AIG:

• Visit our website and go to the Car Insurance page. Fill in the registration number and click on “Get Price” if you are a first-time policy buyer. If you want to renew your existing Tata AIG car insurance policy, then click on “Renew”.

• Fill in the required details on the online form provided to get an insurance quote for your car.

• Select an appropriate Insured Declared Value for your car from the list of IDV. This is important since the right IDV will help you get adequate protection for your car.

• If you wish to renew your Maruti insurance, you will have to mention the claim history details of your policy. If you haven’t filed a claim, then you are eligible for a No Claim Bonus discount on your premiums.

• You can then view the amount for your Tata AIG Maruti Suzuki insurance.

• To customise your comprehensive car insurance policy, you can select a few add-ons from our unique range of 13 add-on covers.

• For a swift and easy online payment, we offer suitable options to help you complete the purchase. Once the purchase is complete, you will receive a soft copy of your Maruti insurance policy on your email ID.

If you are purchasing a pre-owned Maruti Suzuki car, getting a valid insurance policy in place is essential before you take it on the road. Whether the existing policy has expired or is not being transferred, you can easily purchase a new insurance plan online.

The step-by-step process to buy used car insurance is as follows:

• Choose a reliable insurer:- Visit the website of a trusted insurance provider and go to the motor insurance section.

• Enter vehicle information: Input the registration number of the car. If not available, you can provide details like make, model, fuel type, and year of registration.

• Provide location details:- Mention the city and Regional Transport Office (RTO) to help calculate the correct premium.

• Select the fuel type:- Choose whether the vehicle uses petrol, diesel, CNG, or an external CNG kit.

• Enter personal information:-Fill in your name, mobile number, and email address to generate policy options.

• Compare insurance plans:- Review and compare offerings from different insurers based on premium cost, features, and claim support.

• Choose add-ons if needed:- You may opt for optional covers such as zero depreciation, engine protection, or roadside assistance.

• Make the payment:- Pay the premium through available digital payment options.

• Receive the policy:- Once the payment is completed, your policy document will be shared with you via email.

This process allows you to insure your second-hand Maruti Suzuki quickly and conveniently, without the need for paperwork or in-person visits.

If you’re looking for a reliable Maruti Suzuki car insurance policy, here are the three main types to choose from:

• Third Party Maruti Suzuki Motor Insurance

This type of insurance is mandatory under the Motor Vehicles Act. It provides coverage for injuries, property damage, or death caused to a third party in an accident involving your Maruti Suzuki. It is the minimum legal requirement to drive on Indian roads. Personal accident cover for the owner-driver is compulsory and must be purchased separately if it is not already active through another vehicle.

• Comprehensive Maruti Suzuki Car Insurance

Comprehensive insurance offers wider protection by covering both third party liabilities and damage to your own car. It includes coverage for accidents, theft, fire, and natural events such as floods or storms. This plan can be enhanced with optional add-ons like zero depreciation cover or roadside assistance. Personal accident cover is not included by default and needs to be bought separately if not already held.

• Stand Alone Own Damage Insurance for Maruti Suzuki

Stand Alone Own Damage plan provides coverage only for damage to your own vehicle. It is available to those who already have an active third party insurance policy. It protects against accidental damage, theft, fire, and natural calamities but does not cover third party liabilities. It is a good option for those who want to expand their protection without buying a full comprehensive plan.

Buying Maruti Suzuki car insurance online is fast, affordable, and user-friendly. From new policies to Maruti insurance renewal online, everything can be done from the comfort of your home. You also get access to features like the vehicle insurance calculator, paperless transactions, and easy Maruti insurance policy download options.

Let’s explore the top benefits of buying your Maruti Suzuki motor insurance online:

• 24x7 Access:- You can buy or renew your Maruti car insurance at any time using your phone, tablet, or computer. The process is fully digital and available whenever you need it.

• Lower Premiums:- When you purchase online, you avoid agent commissions. The vehicle insurance calculator helps you compare plans and get the right premium based on your car’s details and location.

• Quick and Secure Renewal:- Renewing your Maruti car insurance is quick and straightforward. Enter your details, choose a suitable plan, and complete the payment through a secure payment gateway.

• Instant Policy Issuance and Download:- Once the payment is complete, your policy is issued instantly. You can download it from your email or access it through your profile at any time.

• Comprehensive Coverage Options:- Choose from third-party, own damage, or comprehensive plans based on your needs. Support is also available for commercial vehicle insurance and policy renewal.

If you want to calculate the insurance amount for your Maruti Suzuki car, you will have to consult your Maruti dealership and get the Insured Declared Value (IDV) of your car. To know how much insurance coverage you need for your car, you can make use of our Tata AIG online car insurance premium calculator, select your choice of add-ons to include in your comprehensive car insurance cover and protect yourself and your car against a variety of specific damages.

Enhance your Maruti Suzuki car insurance with these 13 valuable add-ons to extend your policy’s protection:

• No Claim Bonus Protection

This cover allows you to retain your No Claim Bonus even if you make one approved claim during the policy term. It helps you maintain a lower premium at renewal despite a claim being filed.

• Roadside Assistance

You can access 24/7 support for emergencies such as breakdowns, flat tyres, battery issues, or towing needs. Help is just a call away, no matter where you are.

• Repair of Glass, Fiber, and Plastic Parts

This cover pays for repairs to non-metallic components like mirrors, bumpers, and interior plastic parts, which are usually not covered under basic policies.

• Daily Allowance

If your car is undergoing repairs due to a claimable event, you will receive a fixed daily amount to cover transportation expenses for the duration of the repair.

• Emergency Transport and Hotel Expenses

In case of an accident that leaves you stranded away from home, this cover reimburses the cost of emergency transport and hotel accommodation, subject to policy limits.

• Key Replacement

If your car keys are lost, stolen, or damaged, this add-on covers the cost of replacing them, including reprogramming or rekeying if needed.

• Engine Secure

This add-on covers repairs or replacement of your engine and gearbox if they are damaged due to water ingress, lubricant leakage, or other non-accident-related mechanical issues.

• Tyre Secure

It covers the cost of replacing or repairing tyres and tubes that have been damaged accidentally or due to road hazards. Regular wear and tear are not covered.

• Consumables Cover

Consumables Cover add-on reimburses the cost of consumables used during repairs, including engine oil, brake fluid, nuts, bolts, screws, grease, and coolant, which are not usually covered under standard plans.

• Loss of Personal Belongings

If your personal items are stolen or damaged during a covered incident involving your car, this cover reimburses you for the loss, subject to policy terms.

• Return to Invoice

In case of a total loss or theft of the insured vehicle, Return to Invoice add-on bridges the gap between the Insured Declared Value and the original invoice value of a new vehicle of the same model. It also includes registration charges and road tax.

• Zero Depreciation Car Insurance

Zero Depreciation cover ensures that the claim amount is settled without factoring in the depreciation of parts. You will receive the full cost of repairs or replacement parts as per the invoice.

• Courtesy of Hire Car Cover

If your car is in the workshop for repairs after an insured event, this cover provides you with a temporary replacement vehicle so you can continue your daily activities without disruption.

Opting for these add-ons ensures smooth renewal Maruti insurance and improves vehicle insurance renewal value, even with third party car insurance coverage.

Your Maruti Suzuki car is an important part of your life and protecting it with Tata AIG car insurance helps you benefit from these unique features:

• Tata AIG’s customer service pays attention to the insurance needs of over 5-crore satisfied customers.

• Tata AIG recorded a 98 percent claim settlement ratio in the last fiscal year, reflecting our commitment to timely and hassle-free claim resolution.

• The Tata AIG car insurance policies can be customised to suit your car insurance needs as well as your budget without compromising on your car’s protection.

• Our Tata AIG promise of 20+ years is a sign of our unwavering commitment towards every car insurance customer.

• With more than 650 claim experts all over the country, we work hard to make sure that your insurance selection, purchase and renewal experience is comfortable and swift.

If you want to file an insurance claim for your Maruti Suzuki car, Tata AIG offers a quick and easy process to start the process online:

• Visit our ‘Claims’ page. Fill in your policy number, the FIR details and some personal details on the online form.

• We will inspect the car for damages and have the car repaired at the garage.

• Tata AIG will then begin the claim service process.

• After the claim process is complete, the car will be repaired and sent back to you.

Filing a claim for your Maruti Suzuki car insurance becomes easier when you have all the required documents ready.

Whether you are submitting a new claim or filing after a recent policy renewal, make sure the following documents are in place:

• Copy of the Maruti Suzuki car insurance policy:- This confirms that your vehicle is currently insured under a valid policy.

• Valid driving licence of the insured person:- A clear copy of the driving licence of the person driving the vehicle at the time of the incident.

• Registration Certificate (RC) of the insured vehicle:- This serves as legal proof of vehicle ownership.

• First Information Report (FIR):- Required in cases of theft, injury to third parties, or major damage to property or vehicle.

• Duly filled and signed claim form:- This is mandatory to initiate the claim process and must include all relevant details of the incident.

• Proof of recent renewal, if applicable:- If your insurance policy was recently renewed, a copy of the renewal confirmation may be requested.

• Photographs of the vehicle damage:- These help validate the extent of the damage caused due to the incident.

• Original keys of the vehicle:- This is often required in theft-related claims.

• RTO transfer documents (Forms 28, 29, and 30):- These may be needed if the claim involves total loss or vehicle theft.

• No Trace Report:- A police-issued report confirming that the vehicle could not be recovered, required in theft cases.

• Repair bills and receipts:- In case of reimbursement claims, keep the original bills and payment receipts ready.

• Any other documents requested by the insurance company:- Based on the nature of the claim, your insurer may ask for additional documents.

With 17 to 18 different car models under the Maruti Suzuki brand, our Maruti Suzuki insurance policy can be customised to fit specific needs. There are eight models in the hatchback category, one in the sedan category, one in the compact sedan category and one in the Van/Minivan category. Additionally, there are four new SUV/MUV models and three upcoming Maruti Suzuki models that are about to hit the roads.

Maruti Suzuki cars not only offer a compact design but are also easier to drive and maintain. Another reason they are a favourite in most Indian households, especially for daily use, is their reasonable maintenance cost and high mileage of over 32 km/kg, in the case of CNG cars.

Moreover, with nearly 40 years of popularity in India, Maruti Suzuki has not only earned the trust of several car owners but has also built a strong network that enables you to have your car checked or repaired anywhere in the country, no matter where you are!

Here is a list of Maruti Suzuki car models and their ex-showroom prices in New Delhi. However, the actual price may vary with location

Maruti Suzuki is positioned as India’s number 1 automobile brand in the passenger car segment and holds more than 45% market share.

• The price point is the main USP of Maruti Suzuki since the pricing of Maruti cars in all segments are more affordable as compared to other brands’ cars in the same categories.

• Maruti car models like the Baleno are among the few hatchbacks in India that offer Mild Hybrid Tech - using a combustion engine as well as an electric motor for fuel-efficiency.

• Models like the Maruti Suzuki Swift’s engine coupled with a 5-speed AMT offers an unparalleled mileage of 25.75kmpl.

Along with Maruti Suzuki, here are some other brands that bring to you some great passenger car options in India:

• Honda

• Toyota

• Hyundai

• Mahindra & Mahindra

• Volkswagen

• Ford

• Renault

• Chevrolet

While buying a comprehensive Tata AIG Maruti insurance, selecting the correct IDV and a suitable set of add-ons for your car can ensure that your car enjoys complete protection from various kinds of damage and you can enjoy driving your car without any stress!