Volkswagen Insurance

• Mandatory by Law: As per the Motor Vehicle Act, having a third-party insurance plan is mandatory before you take a Volkswagen on the road. Driving without insurance can lead to a fine ranging between ₹2000 and ₹4000.
• Accident and Collision: Approximate 4.8 lakh accidents reported by MORTH in 2023. Accidents can lead to hefty repair costs. With VW motor insurance, you can secure yourself against these unexpected expenses.
• Theft and Vandalism: Premium cars like Volkswagen, priced up to ₹50.91 lakh, are often easy targets for theft and vandalism. With Volkswagen insurance online, you get financial coverage.
• Flood and Water Damage: Heavy rainfall, floods, and waterlogging can severely damage your Volkswagen engine and electrical components. A comprehensive Volkswagen auto insurance policy offers coverage against such natural disasters.
• High Repair or Maintenance Cost: Volkswagen cars feature premium components and advanced technology, which can make repairs and spare parts more expensive. Car insurance helps reduce out-of-pocket expenses for accidental damage and repairs.

• Third-Party Car Insurance

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• Standalone Own-Damage Car Insurance

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• Comprehensive Car Insurance

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• Zero Depreciation Car Insurance Policy

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• Usage-Based Car Insurance

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• Cashless Network Garage: Volkswagen repair becomes easy with our wide network of cashless garages spread across India. We have 6,301+ car repair garages that offer hassle-free, quick repair services.
• Customised with Add-ons: Personalise your Volkswagen motor insurance to your driving needs. You can enhance your policy with 8+ add-ons such as engine secure, tyre secure, consumables cover and more for wider protection.
• Competitive Premium Rates: Our car insurance plan offers affordable premiums starting at ₹2,094 per year. Additionally, you can save up to 85% on plans with discounts.
• No Claim Bonus Discounts: Get a no-claim bonus discount with the TATA AIG car insurance plan for every claim-free year. The bonus starts at 20% and can increase to 50% over 5 consecutive claim-free years.
• Round-the-Clock Assistance: With TATA AIG, you will get round-the-clock assistance during the need. From answering queries related to the buying process to smooth claim assistance, we offer quick assistance to policyholders.
• Easy Plan Comparison: Compare different TATA AIG plans based on coverage, premium and add-ons easily. This allows you to choose the best Volkswagen motor insurance based on your needs.
• Quick Policy Issuance: Buy or renew your Volkswagen car insurance online within minutes through a simple and hassle-free process. With minimal paperwork, you can quickly and conveniently get your vehicle covered.
• Seamless Digital Experience: Manage your car insurance easily through a smooth digital platform that allows online policy purchase, renewal, claim intimation, policy download, and claim tracking anytime and from anywhere.

Inclusion Under Volkswagen Insurance Online

• Provides coverage if your Volkswagen is damaged in an accident.
• Covers damage and loss to Volkswagen caused by earthquake, flood and other natural disasters.
• Pays up to the insured declared value if the car is stolen or damaged beyond repair.
• Provides coverage for the damage caused to Volkswagen while transporting via road, rail, air, or water.
• Offers coverage for third-party damage and loss caused by the insured Volkswagen.
• Provides coverage of up to ₹15 lakhs in case of injury, disability, or death of the owner-driver.

Exclusion Under Volkswagen Insurance Online

• Using a private vehicle for commercial purposes or driving it outside India.
• Damages caused due to war, war-like situations, or nuclear risks.
• Regular maintenance expenses, normal wear and tear, or natural ageing of the vehicle.
• Driving the Volkswagen without a valid driving licence.
• Damages caused due to reckless activities such as speed racing or crash testing.
• Damage or losses occurring when the driver is under the influence of alcohol or drugs.

Please note: These are some of the key inclusions and exclusions. Kindly refer to the policy wording for complete details.

These are some commonly used add-ons. TATA AIG also provides several other optional covers, allowing you to customise your policy based on your vehicle’s specific needs.

• Engine Secure: Covers the cost of repair or replacement of the Volkswagen engine or gearbox damage due to water ingress, oil leakage, etc.
• Zero Depreciation: Reduced out-of-pocket expenses by covering the depreciation cost of replaced car parts during claim settlement.
• Key Replacement: Provides coverage for the cost of replacing lost, stolen, or damaged car keys and lock systems.
• Daily Allowance: Provides daily travel allowance or reimbursement for transportation expenses when your car is under repair after an accident.
• No Claim Bonus Protection: Protects your accumulated no-claim bonus even after making a claim during the policy period, subject to policy terms.
• Consumable Expenses: Covers the cost of consumables such as engine oil, nuts, bolts, lubricants, screws, and other items during repair.

Buy Car Insurance in 4 Steps

Protect your Volkswagen car with a customised insurance plan by following a few simple steps.

• Enter Vehicle Details: To buy car insurance, fill in your car registration number and other required vehicle details in the quote section at the top of this page.
• Submit Required Information: Enter your personal details, vehicle information, and previous policy details to proceed with the policy purchase.
• Choose Your Coverage: Select the insurance type that suits your needs, such as third-party or comprehensive coverage, and add suitable add-ons for enhanced protection.
• Pay Online and Get Instant Policy: Complete the payment through a secure online process and receive your car insurance policy instantly at your registered email address.

1. Visit the My Policy Section: Go to the “My Policy” option available at the top of the page.

2. Select Download Policy: Click on the “Download Policy” option to continue.

3. Enter Registered Details: Provide your registered mobile number and click on the “Confirm” button.

4. Save the Policy Document: Click on the “Download” button to save your car insurance policy document.

How to Raise A Claim

You can file a Volkswagen auto insurance claim in just a few steps with minimal paperwork.

1. Inform TATA AIG about the accident by calling the helpline number (022 6489 8282) or through the claim portal.
2. Share your policy number, vehicle registration number, and accident details with the representative. A surveyor may inspect the vehicle to assess the damage and repair costs.
3. For cashless repairs, take your vehicle to an authorised network garage. For reimbursement claims, you can choose any garage for repairs.
4. Provide the necessary documents, including the claim form, policy copy, RC copy, driving licence, repair bills, and vehicle photographs for claim verification.
5. Once the claim is verified and approved, the settlement amount is processed in accordance with the policy terms and coverage.

Documents Required

Below are the list of documents you need to require to file claim:

1. Completed and signed the Volkswagen insurance claim form
2. Copy of the Volkswagen registration certificate
3. Copy of the FIR if the vehicle is damaged due to fire or stolen
4. Copy of the valid driving licence of the person driving the vehicle during the incident
5. Copy of the Volkswagen car insurance policy document
6. Copy of no trace report for the theft-related claims
7. Original repair bills for reimbursement claims
8. Photos and videos of the damaged vehicle for reimbursement claims support
9. Hospital and medical report for personal accident claim
10. Any other document requested by the TATA AIG

Using the car insurance premium calculator tool, you can easily determine the Volkswagen insurance price. Provide the vehicle registration number in the requested field to obtain the price. Here are the details you need to enter to know the Volkswagen insurance cost.

• Volkswagen model and variant
• RTO location
• Insured declared value
• Add-on covers
• No-claim bonus

Disclaimer: Volkswagen pricing may vary by variant, location, and purchase timing. The premium amounts are also subject to change based on factors such as coverage type, add-ons, claim history, registration city, and policy conditions.