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Toyota Innova Crysta Car Insurance Policy

Get up to 75% discounts on online Toyota Innova Crysta Car Insurance!

Are you looking for a classy yet powerful family car to invest in anytime soon? If yes, the Toyota Innova Crysta will surely tick all the boxes! Before Innova was launched in 2005, we had the Qualis for the rugged Indian roads. And soon after the launch of Innova, people fell in love with this super-stylish MPV.

The fact that Innova Crysta is neither a hatchback nor a sedan makes it all the more attractive on the road. It came as a surprise to the car lovers in the country for being one of a kind three-row cars in India. And as expected by the manufacturer, it became a huge success instantly!

In 2016, the second-gen Toyota Innova Crysta hit the Indian roads with superior interiors and unmatched features. In 2020, the car experienced a facelift and came back with a redesigned bumper and grille, stylish allow wheels, and a few other subtle yet promising interior designs.

So, if you are thinking about buying a Toyota Innova Crysta anytime soon, you must also get a robust car policy online to support it on the road. You might already know that a four-wheeler insurance plan is mandated by the Motor Vehicles Act in India 1988. However, to better protect your all-new Crysta on the road, it’s prudent to opt for comprehensive car insurance.

At Tata AIG, you can get three different types of insurance for Innova Crysta - third-party car insurance, standalone own-damage car insurance and comprehensive car insurance. And suppose you opt for comprehensive 4-wheeler insurance online. In that case, you will be offered coverage for all kinds of accidental damage to your Innova Crysta and any kind of third-party liabilities, along with a personal accident cover.

Also, with a car policy online in hand, you will save ₹2000 from paying a fine for driving without a license once and ₹4000 for a repeated offence.

Innova Crysta Car Insurance Purchase/Buy via Tata AIG

As the owner of a brand new Innova Crysta, you should ensure timely protection of your car from several kinds of damages. Also, with an insurance plan for your car, you can keep your finances protected. Hence, buying and renewing your Innova Crysta comprehensive car insurance with Tata AIG online. Also, it is a seamless process if you follow the below-mentioned steps:

  • Visit Tata AIG’s official website and click on the Car Insurance page.
  • Enter your Innova Crysta’s registration number and click on “Get Price” to buy a new car policy online or “Renew” to renew your existing 4-wheeler insurance.
  • Fill out the online form to see the Innova Crysta insurance price.
  • Select your desired Insured Declared Value from the IDVs provided to get your Toyota Innova Crysta insurance cost.
  • Fill in the claim details if you need to file a claim, or you can avail of a No Claim Bonus (NCB) discount if you haven’t filed a claim in the past.
  • The website will show you the total premium payable for your car policy online.
  • Once you pick a policy, you can make the online payment by selecting any digital payment options provided.

Once your online payment is complete, we will send you a soft copy of your insurance policy on your registered email ID.

Toyota Innova Crysta Car Insurance Price – Your Premium Amount

The Toyota Innova Crysta insurance price will be based on your chosen policy coverage, policy location, and your choice of IDV, car’s registration details, and so on. When buying your 4-wheeler insurance policy online, make sure to choose the right IDV for your Innova Crysta from the given insurance price list.

This will help you pay for your car policy premiums without burning a hole in your pockets! And if ever your Innova Crysta gets stolen or suffers damage beyond repair, you can always avail of the Insured Declared Value, i.e., the sum insured for the total loss of the car.

You can find out your car’s IDV from your local dealership of Toyota. You can also use Tata AIG’s car insurance premium calculator online to learn more about your car’s premium estimation. This online tool is handy and will help you make practical and timely premium payments for securing your all-new Innova Crysta!

Things Covered and Not Covered under Tata AIG’s Innova Crysta Car Insurance

Things Covered Under Tata AIG’s Innova Crysta Car Insurance Things Not Covered Under Tata AIG’s Innova Crysta Car Insurance
Tata AIG will compensate with the entire Insured Declared Value (IDV) of the total market value of your Innova Crysta if it gets stolen or damaged beyond repair due to an accident. If the damages in your all-new Innova Crysta are caused due to driving without a valid license or if it is driven outside the geographical location i.e., outside India.
Our Innova Crysta car policy online will offer financial coverage against the damages caused to the car by natural mishaps like cyclones, floods, snowfalls, frosts, earthquakes, heavy rainfalls, and so on. If the damages caused to the car are due to driving the car under the influence of alcohol, drugs, or other intoxicating substances.
Our 4-wheeler insurance plans will offer maximum coverage against the damages caused by man-made disasters like vandalism, riots, terrorist attacks, strikes, malicious man-made catastrophes, and fire damages resulting from thunder and lightning and explosions self-ignition, etc. FTata AIG’s car insurance for Innova Crysta will not cover the regular wear and tear due to driving and depreciation. Also, costs insured towards general maintenance of the vehicle aren’t covered under our vehicle insurance policies.
Our car insurance policies will cover the financial liabilities arising from the repairs imposed by minor or major accidents. If the damages are caused due to the driver’s negligence, and if your Innova Crysta has been used for commercial purposes, damages to the vehicle or injuries caused to the persons inside will not be covered by our policy.
The insurance will cover the damages caused to your Innova Crysta during transit if you are moving from one location to another within the country. If the damages are caused due to speed racing, rash driving, crash testing, etc.
Our insurance for cars will cover the third-party liabilities. The plan will cover the physical damages to a third party, the death of a third party, and damages to the third party’s property caused by your vehicle under our car insurance policy. If the damages in your Innova Crysta are caused due to war or any war-like situation, a mutiny, rebellion, etc.
Tata AIG’s Innova Crysta insurance comes with Personal Accident Covers of ₹15 lakhs for the owner-driver, covering them against emergency medical expenses for the injuries resulting from an accident and the cost of carrying the owner-driver to the hospital, such as the ambulance charges and so on. In case of the death of the owner-driver, the appointed beneficiary will get the predetermined amount. Your Tata AIG Toyota car insurance will only reimburse 50% of the cost for replacing consumables due to the wear and tear of the car.

Why is it Important to Have the Tata AIG’s Online Innova Crysta 4-wheeler Insurance?

Toyota Innova Crysta is one of the most preferred cars in Indian households. The car is spacious, comfortable, powerful, and offers unmatched on-road performance. With an engine capacity of around 2694 cc, the car delivers a mileage of 13.68 kmpl.

When you buy such a powerful car in your home, it’s your responsibility to keep it safe on the road. Hence, you should opt for an Innova car insurance policy which will offer the maximum coverage for the car. And as we have mentioned before, comprehensive car insurance is way better than just a standalone cover plan or a third-party insurance plan.

For car insurance in India, Tata AIG is one of the top choices amongst car owners. So, to get a new car policy online or renew your existing insurance plan online, get in touch with us. Here are a few more reasons to trust

Tata AIG for your car insurance needs –

  • Huge Network of Garages : With Tata AIG, you can access more than 5400 cashless garages all over India for your car repair needs. We have a highly satisfied customer base of 5 crore+ individuals across India. So, with our insurance for Innova Crysta in hand, the inaccessibility of cash will no longer be a problem for you. Under the Tata AIG Innova Crysta car policy online, you can access multiple garages pan-India and avail of cashless repairs for your beloved Crysta.

  • All-around Assistance : Our customer assistance team is always available to answer your queries. We know that an emergency related to your car may come unannounced, anytime, anywhere. So, be it weekend midnight, weekday afternoons, or a national holiday, we will always be there to answer your queries and help you with your problems.

  • Seamless and Performance-driven Policies: With more than 650 claim experts all over India, our teams are working hard every day to ensure that your insurance buying experience is seamless and hassle-free. Our entire insurance policy purchasing and claiming processes are digitised. So, you do not have to go through the cumbersome process of in-person review and verification to validate your Innova car insurance claims.

  • Highly Experienced Core Team : Our core management team of Tata AIG is highly experienced. Each of them has 20+ years of experience in the insurance sector of India. This signifies our promise of assurance, transparency and honesty with every Innova Crysta car insurance policy that we sell regularly.

  • High Claim Settlement Ratio: For FY 2020-2021, Tata AIG acquired a high claim settlement ratio of 98%. And this is what makes us the best amongst the rest. This high CSR percentage promises an assured claim processing for you. Hence, you can trust us not to ignore your Innova Crysta car insurance claim on any unnecessary grounds.

Overview – Toyota Innova Crysta

Toyota Innova Crysta is a unique three-row MPV in India that most car lovers in the country love. This car looks great, but recently, it has been upgraded to its premium version, where the features are amazing and innovative. Innova has always been one of the top-selling models by Toyota, and the Crysta is now considered the best match for Indian households with more than 5 members. This family car stands out in the crowd with its facelifted exterior design, luxurious interiors and enhanced styling. The car also comes well-equipped with unmatched safety features and multiple colour options.

The all-new Toyota Innova Crysta comes with robust engines. It has dual engine options; one with 2.7-litre petrol and another with a 2.4-litre diesel. Both of these produce 164 BPH and 148 BPH, respectively. You can also get an option of 7-seater or 8-seater, and if you are looking for automatic transmission, you can get that as well.

Toyota Innova Crysta Variants and Prices

Variants of Innova Crysta Ex-showroom Prices (may differ as per the city)
Innova Crysta 2.7 GX 7 STR ₹17.86 Lakh
Innova Crysta 2.7 GX 8 STR ₹17.91 Lakh
Innova Crysta 2.4 G 7 STR ₹18.63 Lakh
Innova Crysta 2.4 G 8 STR ₹18.68 Lakh
Innova Crysta 2.7 GX 7 STR ₹19.02 Lakh
Innova Crysta 2.7 GX 8 STR AT ₹19.07 Lakh
Innova Crysta 2.4 G Plus 7 STR ₹19.55 Lakh
Innova Crysta 2.4 G Plus 8 STR ₹19.60 Lakh
Innova Crysta 2.4 GX 7 STR ₹19.67 Lakh
Innova Crysta 2.4 GX 8 STR ₹19.72 Lakh
Innova Crysta 2.4 GX 7 STR AT ₹20.78 Lakh
Innova Crysta 2.4 GX 8 STR AT ₹20.83 Lakh
Innova Crysta 2.7 VX 7 STR ₹20.95 Lakh
Innova Crysta 2.4 VX 8 STR ₹22.89 Lakh
Innova Crysta 2.7 ZX 7 STR AT ₹23.83 Lakh
Innova Crysta 2.4 ZX 7 STR ₹24.48 Lakh
Innova Crysta 2.4 ZX 7 STR AT ₹25.68 Lakh

Unique Selling Points: Toyota Innova Crysta Car Features

Toyota Innova Crysta is a powerful car. And it could be an amazing addition to your family. Some of the car's features make the Innova Crysta unique and a better option than its competitors. Here are a few USPs of the car that you simply cannot ignore –

  • Powerful 2.4L Diesel Engine with 360Nm of torque and 2.7L Petrol Engine with 122 kW (166PS)
  • SRS Airbags
  • Hill Start Assist Control
  • Vehicle Stability Control
  • One touch tumble 2nd-row seat

Rivals of Innova Crysta

  • MG Hector
  • Tata Buzzard
  • Maruti XL6
  • Mahindra Marazzo W10
  • Ford-Mahindra 7-seater SUV

Disclaimer / TnC

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

Related Articles

1. How to register a claim for Innova Crysta car insurance with Tata AIG?

1. How to register a claim for Innova Crysta car insurance with Tata AIG?


To register a claim for your Innova Crysta car insurance with Tata AIG, you need to follow these simple steps –

  • On our website, click on ‘Claim’ and be redirected to an online claim application form.
  • Fill up the form carefully with every detail related to your Innova Crysta, like your insurance policy number, your details, license details, details related to the incident, and a copy of the FIR.
  • Specify if the accident caused any kind of third-party damages or not.
  • Once filling up the application form, click on ‘Submit’.
  • We will then analyse your car and send it to the garage for repair.

Our claim experts will start the claim settlement process at the earliest, and once it’s done, we will send your repaired car back to your doorstep.

2. What documents are required to file a car insurance claim for Innova Crysta?


When filing a claim with Tata AIG for your Toyota Innova Crysta, you’ll have to produce the below-listed documents:

  • A copy of the driver’s license
  • A copy of the policy documents
  • A verified copy of the First Information Report (FIR)
  • A copy of the vehicle’s Registration Certificate (RC)
  • The original keys to the vehicle
  • RTO transfer papers duly signed with Form 28, Form 29, and Form 30
  • NOC and Form 35 from the lender where the car has an active loan
  • No Trace Report from the police in cases of theft of the vehicle
  • The claim form, duly filled and signed by you or the insured

3. Is it necessary to have Toyota Innova car insurance?


Yes. According to the Motors Vehicle Act of 1988 in India, every car in the country should at least have a third-party car insurance policy. You cannot drive a car on Indian roads without a valid car policy online or else you will have to pay a traffic fine.