Renault Insurance

• Coverage of Third-Party Liabilities: Causing damage or fatalities can result in substantial liabilities, especially if it leads to court cases. An unfavourable judgement can create legal liabilities of tens of lakhs, making it necessary to have a Renault car insurance plan.
• Mandatory for Driving: Under the Motor Vehicles Act, every car must have valid third-party insurance to legally ply on Indian roads. When caught driving without insurance by traffic authorities, you can face fines up to ₹4000, imprisonment or both.
• Provides Financial Protection: Renault insurance in India covers repairs, spare parts and even complete vehicle replacement against a wide range of risk factors. This includes accidents, theft, fire, strikes, vandalism, floods, earthquakes, and other hazards.
• Accident Protection: Road accidents in India are quite common, with 4.8 lakh accidents and 1.72 fatalities reported in 2023 alone. The high likelihood of accidents makes it necessary for Renault drivers to have own damage or comprehensive insurance plans.
• Coverage from Theft: Car theft incidents have increased considerably in recent years, contributing to 38.7% of all theft cases reported in India in 2022. Car insurance plans protect your finances by reimbursing the cost of a stolen vehicle.
• Supports Your Family: Many Renault insurance plans provide personal accident insurance, securing the well-being of your loved ones. Personal accident insurance pays compensation to the owner-driver’s family members for death and grievous injuries involving the insured car.

• Comprehensive Car Insurance Plan

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• Standalone Own Damage Car Insurance Plan

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• Third-Party Car Insurance Plan

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• Zero Depreciation Car Insurance Plan

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• Usage-Based Car Insurance Plan

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• Quick Online Settlements: File cashless or reimbursement claims via multiple channels, including our website, mobile app or helpline. Our hassle-free claims process lets you initiate and track Renault insurance claims online by logging onto your TATA AIG account.
• Exclusive Discounts: Get up to 85% on car insurance purchases made online, including discounts and competitive premium rates starting at ₹2,094 per year. With the No Claim Bonus, you can also get 50% more off on renewals after five claim-free years.
• Paperless Insurance Policies: Our entire Renault insurance renewal and purchase process is digital and requires no physical document submission. You only need to enter a few details and upload some basic documents to enjoy quick verification and processing
• Cashless Repairs Anywhere in India: TATA AIG car insurance plans give you access to 6301+ cashless network garages across India. You can find Renault authorised service centres and multi-brand garages in any major city, allowing you to get cashless repairs anywhere.
• Wide Range of Options: Besides third-party, own damage and comprehensive plans, you can choose pay-as-you-drive and zero depreciation Renault insurance policies. We also offer 8+ add-ons with which you can customise your base plan based on your unique needs.
• High Degree of Transparency: We make it easy to compare car insurance plans using our online tools and calculators. You can use them to review the features and benefits, and the complete cost breakdown to make an informed decision.
• Best Customer Support: The best Renault car insurance plan comes with a proactive customer service to resolve your queries and help during emergencies. Reach us via our customer support helpline (022-6489-8282), WhatsApp (+91-9136160375) or email (customersupport@tataaig.com) to get immediate assistance.

Inclusions

• Damage or loss due to natural disasters like earthquakes, hurricanes, storms, hailstorms, landslides, rockslides, etc.
• Damage or loss from manmade calamities, including strikes, riots and terrorist acts
• Reimbursement up to the Insured Declared Value (IDV) for vehicle theft and total loss
• Repair costs if your Renault car is damaged due to an accident
• Third-party property damage, bodily injuries and death up to policy limits
• Fixed compensation for the death or permanent disability of the owner-driver
• Fire-related damage, explosions, self-ignition and lightning
• Transit-related damage via road, rail, waterways and air

Exclusions

• Any damage incurred while driving without a valid driving licence
• When the driver is intoxicated from alcohol or drugs
• Damages due to the driver’s wilful negligence
• Damage to tyres and tubes when the overall car is undamaged
• Regular maintenance costs, wear and tear, natural ageing and depreciation
• Any loss or damage incurred outside the policy’s geographical limits
• Accidental loss or damage from war, invasions, rebellions, or war-like operations

At TATA AIG, we offer 8+ car insurance add-ons allowing you to enhance your chosen plan. The full list is available on our add-on covers page. Here are some useful add-ons for Renault car insurance:

• Roadside Assistance: The Roadside Assistance Add-On provides 24/7 emergency services and on-the-spot repairs at the desired location, including flat tyre services, battery jumpstart, fuel support, towing, etc.
• Consumable Expenses: This add-on covers the cost of consumables, such as nuts and bolts, screws, engine oil, brake oil, oil filters, distilled water, lubricants, clips, bearings, etc.
• Zero Depreciation: The Zero Depreciation Cover pays for the depreciation deducted from the cost of parts replaced against an own damage claim, helping cover the full repair amount.
• Reinstate Cover: This add-on covers the cost of accidental damage to a car panel that was previously not reported under an own damage claim.
• Emergency Medical Expenses: This add-on covers emergency medical expenses, ambulance charges and the cost of supporting items like wheelchairs and crutches for the driver and co-passengers.
• Return to Invoice: The Return to Invoice helps pay for the full invoice cost (on-road price) of your Renault car in case of its total loss or theft.

Buy Car Insurance in a Few Clicks

Choose your plan and complete your purchase in a few simple steps

1. Enter the Registration Number: Scroll to the top of this page and enter your Renault car’s registration number. Then, click on ‘Get Price’.

2. Provide Personal Details: Enter some vehicle details, including brand, model and variant, and personal information.

3. Choose a Plan: Compare the plans available and choose a plan. Modify the coverage limits and include add-ons as per your driving needs.

4. Pay the Premium: Check your Renault insurance quotes. If you want to proceed, pay the premium amount online to buy a car insurance plan.

1. Select My Policy: Scroll up to the ‘My Policy’ section and click on the ‘Login’ button.

2. Sign in: Enter your registered mobile number and log in by entering the OTP.

3. Navigate to Policy Download: Go to the ‘Self-Service’ or ‘Policy Download’ section and enter your registered phone number or policy number.

4. Download the Policy: Click on the download button to save the policy documents in PDF format.

How to File a Claim

Step 1: Inform us by calling our helpline (0422-6489-8282) as soon as you encounter an unfortunate incident. File your Renault insurance claim online through our claims portal or mobile app.

Step 2: Open the self-inspection link sent to your phone and upload photos or videos of the damaged car. We may also send a surveyor to complete an on-site physical inspection.

Step 3: Take your damaged Renault car to the nearest network garage to get cashless repairs. If you cannot find a network garage, pay for the repairs yourself at a non-network garage and file a reimbursement claim.

Step 4: Get the required documents, including vehicle RC, driving licence, repair bills, receipts, FIR, identity proof, etc. Ensure to submit all the necessary documents.

Step 5: We settle cashless claims by settling directly with the network garage. For reimbursement claims, we will send you the reimbursement amount after verification.

Documents Required

• Car registration certificate
• Driving licence
• Proof of identity and address
• Copy of insurance policy documents
• Duly filed claim form
• Original repair bills and payment receipts
• Garage repair estimate (from network garage)
• FIR or police report (thefts, third-party claims, major accidents)
• Vehicle keys and Non-Traceable Certificate (theft claims)
• NOC from the lending institution (for loaned vehicles)
• Medical bills, receipts and death certificate (personal accident claims)
• Additional documents as and when required

The premium cost of your car insurance plan depends on the policy type, your chosen add-ons, applicable discounts (including NCB) and other factors, such as vehicle make and model, registration location, etc. The easiest way to get precise estimates of your chosen plan is to use our car insurance premium calculator.

To use this free online tool, enter your Renault car registration number and the following details:

• Vehicle model and variant
• Year of manufacture
• Insured Declared Value of your Renault car
• Policy type and add-ons selected
• Engine capacity of the car (for third-party premiums)
• Accumulated No Claim Bonus
• Owner-driver’s driving record

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Disclaimer: The ex-showroom prices may vary with different locations and dealerships. The third-party premium price is fixed by IRDAI and is based on the car’s engine capacity or battery capacity and the fuel type.