Maruti Suzuki Swift Dzire Car Insurance

The seven new petrol variants are priced between Rs 6.84 lakh to Rs 10.19 lakh (ex-showroom Delhi) and are available in seven different colours - Pearl Arctic White, Nutmeg Brown, Magma Grey, Bluish Black, Alluring Blue, Gallant Red and Splendid Silver.

Purchasing or renewing Maruti Suzuki Swift Dzire car insurance with TATA AIG is easy and can be done quickly online. Whether you are insuring a new Swift Dzire or renewing an existing policy, here’s how you can manage it, ensuring all coverage is in line with TATA AIG’s policy terms.

1. Buying Maruti Suzuki Swift Dzire Car Insurance Online

● Visit TATA AIG’s Official Website: Start by visiting the TATA AIG website, where you can explore various Swift Dzire insurance options that fit your needs.

● Provide Vehicle Details: You’ll need to enter details about your Maruti Suzuki Dzire, such as the vehicle's make, model, year, fuel type, and the IDV (Insured Declared Value). The IDV is an essential factor in calculating your Swift Dzire insurance price and is aligned with the vehicle’s market value.

● Get a Quote: TATA AIG’s vehicle insurance calculator will show you an estimated premium, whether you’re opting for third-party car insurance or comprehensive car insurance for your Swift Dzire.

● Add Optional Covers: Enhance your coverage with additional add-ons like zero depreciation,engine protection and more, based on your needs.

● Complete Payment: Once you’ve reviewed the details, proceed to payment. You will receive your Swift Dzire car insurance policy in your email immediately, ready for print.

2. Renewing Maruti Suzuki Swift Dzire Car Insurance

● Log Into Your TATA AIG Account: To renew your Maruti Suzuki Dzire insurance, simply log into your TATA AIG account on their website.

● Review Policy Details: Check the coverage and update any necessary details, such as adding your no-claim bonus (NCB) for discounts on Swift Dzire insurance renewal.

● Proceed to Renewal: After reviewing, confirm your renewal preferences, including the renewal price and any added benefits.

● Make Payment: Once confirmed, make the payment for Maruti Suzuki Dzire insurance renewal. The process is quick and entirely online.

● Get Your Updated Policy: Once the payment is made, you will receive your renewed policy documents via email, ensuring your Swift Dzire remains covered.

When it comes to insuring your Maruti Suzuki Swift Dzire, TATA AIG offers a range of car insurance plans designed to meet different needs. Whether you're looking for basic protection or comprehensive cover, there's an option that fits perfectly. Here's a breakdown of the available plans:

1. Third-Party Car Insurance for Swift Dzire

The third-party car insurance policy is the most basic and legally required cover in India. This insurance covers damage or injury caused to a third party due to your Maruti Suzuki Swift Dzire. It also covers third-party property damage, but it does not cover any damage to your own car. This is a mandatory insurance plan and is ideal if you're looking for the minimum coverage needed to comply with the law.

2. Standalone Own Damage Car Insurance for Swift Dzire

If you already have a third-party car insurance policy but want to cover damages to your own vehicle, Standalone Own Damage Insurance is the option for you. This plan covers damages to your Swift Dzire caused by accidents, theft, natural disasters, and fire. However, it does not provide coverage for third-party liabilities. If you prefer to keep third-party insurance separate and only want to protect your own vehicle, this is a good choice.

3. Comprehensive Car Insurance for Swift Dzire

For complete protection, the Comprehensive Car Insurance policy is the best option. It covers both third-party liabilities and own damage. This means that whether your Swift Dzire is involved in an accident, gets damaged in a natural disaster, or is stolen, you’re covered. Along with this, you can opt for additional add-ons to further enhance your coverage, such as zero depreciation, engine protection, consumable cover, roadside assistance, and so on.

When you opt for Tata AIG’s Maruti Suzuki Swift Dzire car insurance, you’re ensuring that your car is covered in a variety of situations. It’s important to understand exactly what is included in your insurance policy and what isn't. Let’s take a look:

What’s Covered under Tata AIG’s Maruti Suzuki Swift Dzire Car Insurance:-

1. Third-Party Liability

Under third-party car insurance, Tata AIG covers damage caused to third-party property or injury to a third party in an accident involving your Swift Dzire. This is mandatory for all vehicles on the road.

2. Own Damage Protection

If your Swift Dzire is involved in an accident, Tata AIG’s comprehensive insurance covers repairs to your vehicle. This includes damages caused by fire, theft, natural calamities, or accidents.

3. Total Loss or Theft

If your Swift Dzire is stolen or damaged beyond repair, Tata AIG will reimburse you with the Insured Declared Value (IDV), which is the market value of your vehicle at the time of the incident.

4. Natural Calamities

Damages to your Swift Dzire due to natural disasters such as floods, earthquakes, storms, or cyclones are fully covered under Tata AIG’s comprehensive insurance policy.

5. Fire and Man-Made Disasters

If your Swift Dzire suffers damage due to fire, terrorism, riots, or strikes, Tata AIG provides full coverage under the comprehensive car insurance policy.

6. Personal Accident Cover

For the owner-driver, Tata AIG provides a Personal Accident Cover of up to ₹15 lakhs in the event of death, permanent disability, or severe injuries caused due to an accident involving the insured vehicle.

7. Optional Add-Ons

Enhance your Swift Dzire insurance with add-ons like Zero Depreciation, Engine Protection, Roadside Assistance, Consumables Cover and more to further safeguard your vehicle.

What’s Not Covered under Tata AIG’s Maruti Suzuki Swift Dzire Car Insurance:-

1. Driving Under the Influence

Any damage caused while driving under the influence of alcohol or drugs is not covered under the policy.

2. Wear and Tear

Normal wear and tear from regular use, such as worn-out tyres or brake pads, is not covered by your Maruti Suzuki Swift Dzire insurance.

3. Unauthorised Modifications

If your Swift Dzire is modified in a way that’s not approved by the manufacturer or the terms of the policy, Tata AIG will not cover any resulting damage or loss.

4. Speed Racing and Reckless Driving

Damages caused during speed racing, illegal activities, or reckless driving are not covered under the insurance policy.

5. Driving Without a Valid Licence

If the Swift Dzire is driven by someone who does not hold a valid driving licence, Tata AIG will not approve the claim for any damage or loss.

6. Personal Belongings

Tata AIG does not cover loss or damage to personal belongings inside your Swift Dzire, such as clothing, gadgets, or jewellery, unless specified in your policy add-ons.

7. Damage Outside India

If your Maruti Suzuki Swift Dzire is damaged or stolen outside the geographical limits of India, Tata AIG will not cover the incident.

When it comes to insuring your Maruti Suzuki Swift Dzire, TATA AIG provides a range of add-ons that can enhance your coverage and ensure your vehicle is protected in various situations. Whether you're looking to protect your Swift Dzire from depreciation, get extra assistance on the road, or replace lost keys, TATA AIG has the right car insurance add-ons for you.

Here's a look at some of the popular add-ons for your Swift Dzire insurance:

1. Zero Depreciation Cover

One of the most popular add-ons for Maruti Suzuki Swift Dzire insurance is the Zero Depreciation cover. With this add-on, you get the full claim amount without any deduction for depreciation on parts. It means you’ll be reimbursed for the complete cost of repairs or replacement of parts like bumpers, windows, and other vehicle components, even if they’ve depreciated in value. This cover is ideal if you want to make sure that your Swift Dzire remains in top condition, without bearing any depreciation-related losses.

2. Engine Secure

For those who live in flood-prone areas or places with heavy rainfall, the Engine Secure cover is essential. If your Maruti Suzuki Swift Dzire suffers damage due to water ingression or other related issues, this add-on covers the cost of engine repairs or replacements. This cover ensures that you’re not left to pay hefty repair bills for your vehicle's engine after damage caused by floods.

3. Roadside Assistance

With Roadside Assistance, you can get help if your Swift Dzire breaks down in a remote location. Whether you need a tow, emergency fuel, or mechanical assistance, TATA AIG’s roadside assistance provides 24/7 support. This is an excellent add-on for anyone who drives frequently and wants peace of mind knowing help is just a call away.

4. Consumables Cover

The Consumables Cover adds a layer of protection for small items that are usually not covered by basic car insurance. This add-on covers the cost of replacing consumables like engine oil, air-conditioning gas, and gearbox oil. If your Swift Dzire needs these items replaced after an accident, you won’t have to worry about additional costs.

5. No Claim Bonus Protection

If you have a No Claim Bonus (NCB), the NCB Protection cover ensures that you retain this bonus even after filing a claim. This add-on is ideal for drivers who have been claim-free and want to continue enjoying the discounts at the time of Swift Dzire insurance renewal.

6. Tyre Secure

Damaging a tyre can be a hassle, especially if you need to replace it after an accident. With the Tyre Secure add-on, the cost of repairing or replacing a damaged tyre or tube is covered. Whether you’ve had a flat or puncture due to an accident, this add-on ensures you're reimbursed for the repair cost.

7. Key Replacement Cover

Losing your car keys can be frustrating and costly. However, with TATA AIG’s Key Replacement Cover, the cost of replacing lost or stolen keys is covered under your Swift Dzire insurance policy. This add-on offers you one less thing to worry about, saving you time and money in the process.

8. Return to Invoice Cover

In the unfortunate event of a total loss due to theft or an accident, the Return to Invoice (RTI) cover reimburses you for the original purchase price of your Maruti Suzuki Swift Dzire. This add-on helps you recover the difference between the current market value and the original cost of your vehicle, including road tax and registration charges.

9. Personal Accident Cover

The Personal Accident Cover is an essential add-on that covers the owner-driver in case of an accident resulting in death or permanent disability. This cover offers up to ₹15 lakhs in compensation during any one year of insurance, providing financial protection for the Maruti Suzuki Swift Dzire owner-driver in case of serious injury.

10. Loss of Personal Belongings

With this add-on, any personal belongings inside your Swift Dzire, such as electronics or clothing, are covered in case of an accident. However, it does not cover items like jewellery, money, or credit cards.

Filing a claim for your Maruti Suzuki Swift Dzire car insurance with TATA AIG is a smooth and efficient process designed to minimise your hassle during stressful times. Whether you're dealing with minor dents or major repairs, our easy-to-follow steps ensure your claim is processed quickly.

Step 1: Register the Claim

You can initiate your claim online through the TATA AIG Claims Support page or by calling 022 6489 8282. Once your insurance for the Swift Dzire claim is registered, a self-inspection link is sent to your registered mobile number.

Step 2: Vehicle Inspection

You can either complete the self-inspection or have a TATA AIG surveyor inspect your vehicle, depending on the extent of damage. This ensures accurate assessment under your car insurance policy.

Step 3: Repair Options

Choose between a cashless repair at any of our 5900+ authorised garages or opt for reimbursement by getting your car fixed at a non-network garage. With Tata AIG motor insurance, both options are seamless.

Step 4: Submit Required Documents

Provide essential documents like the filled claim form, FIR (if applicable), policy details, identity proof, and repair bills in case of reimbursement. This helps avoid delays in your Maruti Swift insurance settlement.

Step 5: Track and Settle

Track your claim status online in real time. Once verified, the claim is settled as per policy terms—ensuring peace of mind and prompt support.

Choose TATA AIG for a trusted, transparent, and efficient Maruti Swift insurance renewal and claims experience.

The Dzire 2024 is a well-crafted sedan bringing the best of automotive engineering. It is spacious, comfortable, economical, and delivers a strong performance. To begin with, the front bumper has an updated fascia with a hexagonal grille, new fog lamps with chrome inserts and dual-tone alloy wheels. The cabin inside is extremely spacious with plenty of legroom. The premium interiors with the exclusive wood finish make for a very classy ambience.

The console upfront has a 9-inch SmartPlay Studio infotainment touchscreen that is compatible with Apple CarPlay and Android Auto. The same can also be managed with a mobile app. High-end models offer keyless entry, push-button start/stop system, leather-wrapped steering wheel with mounted controls, electrically foldable ORVMs and a rearview camera. The Dzire ZXi+ model also offers cruise control for long drives.

Under the hood is the new BS-6 compliant 1.2-litre K12N DualJet petrol engine that produces 90 horsepower and 111.7 Nm of torque. The car can accelerate from 0 to 100 kmph in about 12 seconds.

The fuel efficiency of the new Dzire has improved as well. Dual-fuel injectors placed close to the inlet valve have improved the accuracy of fuel delivery. Add to this the first-in-class idle start/stop feature that enables the Dzire 2020 to deliver a mileage of 24.79 kmpl for the manual variant.
On the safety front, the design is built on the Suzuki HEARTECT platform, enhancing the integrity of the frame. The car comes equipped with six airbags, anti-theft security system, speed alert, engine immobiliser and 16 more safety features to keep you safe on the roads.

You can get a comprehensive Maruti Suzuki insurance for any make and model from TATA AIG. The premium cost of the Maruti Suzuki Swift Dzire insurance will depend on the price of the Dzire variant and the Insured Declared Value (IDV) of the vehicle as specified by the manufacturer. The IDV for your Maruti Suzuki car insurance will change from one state to another depending on local laws and taxes. To know the estimated premium cost for your Maruti car insurance, get the IDV from your local NEXA dealer.

You can purchase a comprehensive third-party and own damage Maruti Suzuki insurance cover from TATA AIG online and receive additional discounts. There are another 12 add-on covers available for all-round protection. These include accidental death benefit cover, consumable cover, depreciation reimbursement, roadside assistance, daily allowance and for an alternate vehicle, emergency transport, engine secure, tyre secure, key replacement, loss of personal belongings, reimbursement of accessory fittings and return to invoice cover. You can pick and choose the add-on covers for your Maruti Suzuki Swift Dzire insurance providing protection against all kinds of unexpected issues.

The estimated cost of Maruti Suzuki insurance for the Swift Dzire LXi variant can range approximately between Rs 2,500 and Rs 13,600 (excluding GST), with a higher range for the top-end Swift Dzire ZXi+ AMT variant estimated from Rs 3,500 to Rs 15,000 (excluding GST).
Buying a Maruti Suzuki insurance from TATA AIG also comes with the advantage of a No Claim Bonus (NCB) cover. You can get up to a 50% discount on Maruti car insurance renewals for every accident-free year over five years, making your Swift Dzire insurance renewal cheaper in the subsequent years.

The Maruti Suzuki Dzire is available in various variants to suit different preferences and needs. Whether you’re looking for a manual or automatic transmission, and whether you prefer petrol or CNG, the Swift Dzire offers something for everyone. Below is a list of the variants available along with their prices:

Petrol Variants

CNG Variants

To register your new car and get a licence plate, you will have to pay a one-time registration fee to your Regional Transport Office (RTO). The registration charge differs from one state to another and is calculated based on the IDV of the vehicle and fuel type. The charges usually range between 6% and 14%, depending on the state. Before you finalise the purchase, make it a point to ask your dealer about the registration charges applicable to your vehicle.

Maruti Suzuki Swift Dzire is the highest selling car in the compact sedan segment in India. For May 2024, the sales for Swift Dzire were three times higher than the combined sales of all other cars in the segment.

Here are some other brands in the category:

● Toyota Glanza

● Tata Tigor

● Hyundai Aura

● Ford Aspire

The brand legacy of Maruti Suzuki and great after sales service network, coupled with the elegance, comfort and fuel efficiency of the Swift Dzire makes it one of the most loved compact sedans in India. If you decide to purchase this car, make sure you #ThinkAhead and choose a variant and Maruti car insurance that meets all your needs