Car Insurance in Ahmedabad

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Car Insurance in Ahmedabad

Ahmedabad is the largest city in the state of Gujarat. Also known as Amdavad, the city is situated on the banks of the Sabarmati River. It is famous for its food, cotton textiles, diamond cutting, several tourist attractions, etc. Ahmedabad is a thriving business hub with many entrepreneurs travelling in and out of the city on a daily basis.

Car Insurance in Ahmedabad Overview

A bullet train between Mumbai and Ahmedabad is also underway. However, until that happens, the city remains clogged with bustling streets, high traffic, and large crowds, all of which can cause damage to your car. But the right insurance for the car can help you keep your vehicle safe.

Why should you buy Tata AIG car insurance in Ahmedabad?

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Here are some reasons why you should buy car insurance from Tata AIG in Ahmedabad:

Covers loss and damage: The plan covers any kind of loss or damage caused to your car, whether by a natural calamity or a man made incident, such as theft, riots, accidents, terrorist activities, etc.

Complete coverage: Tata AIG car insurance gives own-damage cover and third party liability in a single plan.

Wide network of garages: TATA AIG has over 7500+ network garages across the length and breadth of the country, including Ahmedabad.

Option to add riders: The plan lets you add a maximum of 13 riders, such as No Claim Bonus protection cover, engine secure, roadside assistance, consumable expenses, return to invoice, depreciation reimbursement, tyre secure, repair of glass, fibre, plastic and rubber parts, daily allowance, emergency transport and hotel expenses, and key replacement.

Personal Accident Cover: The plan offers a Personal Accident Cover for the owner or driver of the car. Under this, in case of injuries suffered in an accident, the plan will cover the expenses of your treatment.

Great customer support: TATA AIG has a wide network of 650 claim experts to ensure that you get the best customer experience and quick claim settlements.

High claim settlement ratio: TATA AIG has a high claim settlement ratio of 98% (FY19-20). You can rest assured to receive a fast settlement and no unwanted rejections.

Online claim submission: You can submit your claim online by filling up the claim’s form. The entire procedure is simple and can be carried out from the comfort of your home.

Car insurance plans in Ahmedabad

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If you are looking for car insurance, the TATA AIG car insurance plan can be your car’s perfect companion. TATA AIG is one of the best car insurance companies in Ahmedabad. Here are some features of the plan:

With TATA AIG car insurance, you get third party liability coverage along with own-damage coverage. This car insurance plan protects your car from all possible eventualities. You also get a Personal Accident Cover to cover the medical expenses of the owner-driver arising from the accident.

The vehicle insurance policy comes with 13 rider options, such as No Claim Bonus protection cover, engine secure, daily allowance, tyre secure, depreciation reimbursement, roadside assistance, consumable expenses, return to invoice, emergency transport and hotel expenses, repair of glass, fibre, plastic and rubber parts, and key replacement.

You can add a Zero Depreciation Cover to make a claim without factoring in the depreciation value of the car.

How to file a claim?

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Here’s how you can file a claim for the TATA AIG car insurance plan:

Inform the Tata AIG customer care. They will guide you with the further process. Remember to file the claim as soon as possible after the incident.

If you wish to file the claim online, go to TATA AIG Claims Process page.

Select Raise a Claim to file your online claim.

Provide us with the necessary details. Click on Submit to register your claim.

Submit all the relevant documents that are needed for the claim processing. Some common documents are:

  • Duly filled claim form
  • First Information Report (FIR) in case of an accident
  • No Trace Report from the police if your vehicle is stolen
  • Legal Notice of the concerned party in case of third-party liabilities
  • Policy documents
  • Personal details - address and identification proof
  • Hospital bills in case of personal accident claim
  • Repair bills from the garage (in case of reimbursement claims)
  • Any other document as required for claim settlement

We will verify the claim, and on successful verification, we will process your car insurance claim.

Need for car insurance in Ahmedabad

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In the year 2020, Ahmedabad reported 978 road accidents. Although this was a considerable drop from the previous year, one can only attribute this to the pandemic and lockdowns. The traffic in Ahmedabad is very unorganized in certain parts of the city, increasing the number of accidents and small damages to cars. In addition to this, the monsoon season in the city is quite severe and ends up causing considerable damage to roads every year, further giving rise to accidents. Poor roads also contribute to poor performance of four-wheelers and increased maintenance for car owners. Theft is another problem in the city of Ahmedabad. There have been many rackets of vehicle theft in the last few years.

While third party car insurance is mandatory in India under the Motor Vehicle Act of 1988, given the climate of the city, it may be advised to buy a comprehensive cover that covers own-damage too. Such a plan can protect you against the financial repercussions of theft, burglary, and road accidents. It can also keep you protected from damages caused by earthquakes, riots, terrorist activities, etc. Moreover, you can add a personal accident to cover the medical expenses of the owner or driver arising out of a road accident. A car insurance plan lets you save your money and not waste it on expensive repairs.

Frequently Asked Questions (FAQs) about car insurance in Ahmedabad

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Which is the cheapest car insurance in India?

To find out the cheapest car insurance plan, you must know the Insured Declared Value (IDV) of your car. TATA AIG car insurance can provide you with a customizable car insurance plan that can suit the unique needs of your car at an affordable price. Calculate the exact premium outflow for your car insurance policy with our no-cost four-wheeler insurance calculator.

For how many years can I buy car insurance?

With TATA AIG car insurance, you can buy annual as well as multi-year car insurance policies. The plan offers own-damage and third-party liability cover along with 13 other riders. Visit https://www.tataaig.com/motor-insurance/car-insurance for more details.

Can I renew my lapsed car insurance in Ahmedabad?

Yes, you can renew lapsed car insurance in any city in India. With Tata AIG car insurance, you get a grace period of about 30 days to renew an expired car insurance policy and retain the insurance benefits. You can also renew the expired policy of other insurance providers with Tata AIG.