Car Insurance in Pune

4w_m_landing_page.svg

Car Insurance in Pune

Pune is a thriving city of business and academics located in the heart of Maharashtra. This city is home to some of the most premium schools and educational institutions. For many tourists, the main attractions include Koregaon Park, which hosts many hotels, restaurants, and cafes.

Car Insurance in Pune Overview

Among these attractions, the famous Osho Ashram is also located in the city. The city is also famous for its Bus Rapid Transit System, where a dedicated bus lane is supposed to allow buses to travel through the city. However, with the city being a major contributor to tourism, education and hospitality, the roads take quite a toll. Therefore, car owners in Pune must get decent car insurance policies for their cars.

Why should you buy Tata AIG car insurance in Pune

iconUpd

Listed below are some reasons why you should buy car insurance with Tata AIG:

  • We have a huge team dedicated to ensuring the claims filed by our customers are settled as quickly as possible. We have a team of 650 claim experts that are working hard across the country. We also have a dedicated service and operations team who will help you and assist you at every step of the process and clear all of your doubts.

  • With a Tata AIG car insurance plan, you have assured insurance coverage for all the losses incurred from an accident or vehicle theft, therefore protecting you from paying high repair bills. We make sure that the damages incurred to your car will not be a burden on you.

  • Based on the plan you choose, your car and the car's accessories will be protected if your vehicle gets damaged or is lost because of an accident, natural disasters or other such events.

  • When you get a comprehensive car insurance policy with Tata AIG, the insurance plan does not just take care of the damage to your car but also for any damage to third parties. Third-party liability is a legal compulsion for every car to have in the country. If your car happened to damage any third party, the car insurance plan will help cover the expenses.

  • If you get injured or hurt because of an accident, our car insurance policies will cover the injuries you have faced. Sometimes, the injuries can be mild, but in some cases, they end up being severe, leading to a loss of limbs, disability, or even death. No matter what the situation, the Tata AIG car insurance policy will provide you with protection.

Car insurance plans in Pune

iconDown

If you're searching for the best car insurance policy in Pune, you must consider going for a comprehensive insurance plan rather than a basic third-party cover.

Tata AIG offers a comprehensive car insurance policy with extensive coverage and affordable premiums. Major details of the car insurance policy offered by Tata AIG are:

  1. Tata AIG also offers a comprehensive car insurance plan which covers third-party liabilities with own damage.

  2. The car insurance plan by Tata AIG offers 12 car insurance add-on options which include roadside assistance, emergency transport, depreciation reimbursement, tyre and engine protection, consumables cover, emergency hospital/transportation cover, emergency medical expenses, etc.

  3. Our cashless network garage is spread across the country, with more than 7500+ registered garages. Therefore, if your car breaks down anywhere in the country, you will be at peace knowing that your car will be handled by the garages.

  4. With the Tata AIG car insurance plan, you are promised a personal accident cover for the injuries you suffered by the driver or owner in an accident.  

  5. The [https://www.tataaig.com/knowledge-center/car-insurance/who-should-choose-a-zero-depreciation-cover](zero depreciation cover) helps you file a claim without factoring in the depreciation value of the vehicle.

How to File a Claim with Tata AIG Car Insurance in Pune

iconDown

To file a car insurance claim, you must follow the steps listed below:

  • Contact Tata AIG customer care and inform them about the incident. You can do this offline or online.
  • Gather all the relevant information and contact the parties involved.
  • File a police complaint, if need be. Provide as much information as possible.
  • We will help you take your car to the network garage for repairs if required.
  • File the claim form for the insurance policy. You can file the claim either online or offline, along with the required documents.
  • For filing online claims, go to the Claims Support Page and click on ‘Raise a Claim’.
  • Provide all the relevant information and details and click on Submit.

We will also need a few documents to process your claim.

Below is the list of the basic documents needed:

  • Duly filled claim form
  • First Information Report (FIR) in case of an accident
  • No Trace Report from the police if your vehicle is stolen
  • Legal Notice of the concerned party in case of third-party liabilities
  • Policy documents
  • Personal details - address and identification proof
  • Hospital bills in case of personal accident claim
  • Repair bills from the garage (in case of reimbursement claims)
  • Any other document as required for claim settlement

Once all details are provided, and the claim is registered with us, we will verify the details. If the claim falls within the extent of your coverage and satisfies all other rules as listed in your policy document, we will process the applicable claim amount.

Need for Car Insurance in Pune

iconDown

This jubilant city in Maharashtra is quite famous for its heritage and the ever-changing growth to keep up with the modern world. It is usually defined as Maharashtra's cultural capital or the 'Oxford of the East'. When it comes to educational services, Pune is a home for many international students with the natives. This beautiful city represents the Marathi culture at its best, with a perfect mix of education, arts and craft and theatres. It is well-connected, because of the metro and bus services in the city. With the city's growth, there has been a massive growth in the number of individuals owning cars and other private vehicles, making it one of the busiest metropolitan cities in the country.

Some of the issues that car owners face in Pune include:

Traffic: Similar to any other metropolitan city in the country, Pune has its shares of advantages and disadvantages. Because of the growing population in the city, the roads are always filled with cars and other public transportation.

Theft: Pune has a high record of thieves that target cars and public vehicles. News about car thefts in the city has become quite the norm.

Unstable weather: Weather is not always reliable for the citizens living in the city. The semi-dry climate fluctuates between wet and dry, which leads to poor road conditions. Along with this, the city is also prone to floods.

Frequently Asked Questions (FAQs) about Car Insurance in Pune

iconDown

What is the cost of car insurance in India?

The car insurance price in the country would depend on the plan you choose. You can use the car insurance calculator present on our website to determine the cost of your car insurance policy.

Which insurance is mandatory for a car in India?

In India, every car on the road must have a valid third-party insurance plan as it's a legal compulsion under the Motor Vehicles Act. These insurance plans will protect you from financial obligation if your car has caused some damage to a third party. Not having a valid insurance policy can lead to fines up to ₹4000 or imprisonment up to 3 months.

For how long can I buy car insurance?

With Tata AIG, we offer annual as well as multi-year car insurance policies. You can choose the tenure based on your specific requirements.

How do I check my car insurance status online?

You can go to our Self Service Page and log in to your account to see the status of your Tata AIG policy. You can also visit the official website of the Insurance Information Bureau to get the status of any insurance policy.

Should I opt for 3rd party or comprehensive cover?

Third-party insurance is one of the cheapest car insurance plans in India. However, third-party insurance only covers third-party damages. If you want coverage for the damages to your car, theft of your car, etc., along with a choice to opt for add-ons, then go for comprehensive insurance cover.