Mahindra Car Insurance

You can purchase or renew your Mahindra Car Insurance Policy on our official website. With our online car insurance premium calculator, it is easy to check our car insurance price list and compare various policies. Here is how you can buy/renew a Tata AIG four wheeler insurance policy for your Mahindra car.

• Visit our official website and go to our car insurance page.

• Enter your Mahindra car's registration number and click on 'Get Price' if you wish to buy a new Tata AIG car insurance policy. If, however, you wish to renew an existing Tata AIG 4 wheeler insurance policy, click on 'Renew'.

• Enter the required personal details on the following page, including your email address, mobile number, the make and model of your car, etc.

• Enter the accurate and latest 'Insured Declared Value' for your Mahindra car so as to help our car insurance premium calculator fetch the right plans and premium estimations for you.

• Submit the details pertaining to your four wheeler insurance claims and 'No-claim Bonus' for the preceding year, if any.

• Select 'Get Price' to receive a car insurance online quote for your Mahindra car insurance policy.

• If the above quote is in line with your four wheeler insurance budget, you can complete the process of policy purchase/renewal by making the premium payment online.

• We shall send a copy of your Mahindra motor insurance policy to your registered email inbox. You can also get a copy of your 4 wheeler insurance plan in your WhatsApp inbox.

TATA AIG General Insurance Company Limited offers three main types of car insurance for Mahindra vehicles. Each plan offers a different level of protection, depending on your needs.

• Third-Party Car Insurance

This is the minimum legal requirement under the Motor Vehicles Act. It covers injury or damage caused to other people, vehicles, or property by your Mahindra car. It does not protect your own vehicle. It is suitable for basic legal compliance at a lower premium.

• Standalone Own-Damage Insurance

This Standalone Own-Damage Insurance policy covers damage to your Mahindra car from accidents, fire, theft, or natural disasters. It does not include third-party coverage and must be bought alongside a third-party policy. Ideal for those who already have third-party cover but want added protection for their vehicle.

• Comprehensive Car Insurance

Comprehensive car insurance protects both your car and others. It covers accidents, theft, fire, floods, and third-party liabilities. This plan combines legal compliance and damage protection in one policy. A good option for Mahindra car owners seeking complete peace of mind on the road.

Protecting your Mahindra car is easier than ever with online insurance. Enjoy convenience, control, and cost savings—all from the comfort of your home.

• Instant Policy Issuance:- You can buy or renew your Mahindra car insurance in just a few clicks. The entire process is paperless, and your policy is issued instantly, saving you time and effort.

• Affordable Premiums:- Online purchases often come with special discounts and seasonal offers. This helps lower your premium and makes comprehensive coverage more budget-friendly.

• Cashless Repairs:- With access to TATA AIG’s vast network of cashless garages across India, you can get your Mahindra car repaired without paying upfront, making the process quick and hassle-free.

• Flexible Add-ons:- Enhance your policy with optional covers like tyre protection, key replacement, and consumables cover. These add-ons offer extra peace of mind and better protection.

• Easy Policy Management:- Manage your insurance anytime, anywhere. You can download, renew, or make changes to your policy online without visiting a branch.

• No Claim Bonus (NCB):- Maintain a claim-free record and get rewarded with up to 50% discount on your premium over the years. It’s a great way to save while driving responsibly.

The premium for your Mahindra car insurance policy is dependent upon several important factors, including the following:

1. The Make and Model of your car
2. The 'Insured Declared Value' (IDV) of your car
3. The Age of your car
4. The Geographical Location of your car

The 'Insured Declared Value' (IDV) of your car is the maximum sum that you can receive from your car insurer in the event of a total loss event involving your car, for instance, theft or irreversible damage.

It is pivotal to enter the accurate IDV of your Mahindra car while purchasing or renewing your four wheeler insurance policy. Doing so can help you select adequate insurance coverage for your car. Once you have determined the 'Insured Declared Value' of your car, you can enter that value in our car insurance premium calculator and receive a car insurance online quote for your Mahindra motor insurance policy.

With a comprehensive car insurance plan, you can include extra covers to expand your policy’s benefits. Here are some useful add-ons you can consider for your Mahindra car insurance.

• Zero Depreciation Cover

This cover helps you get a full claim settlement without any deduction for the depreciation of replaced car parts. It is a great option for newer Mahindra cars as it increases the claim amount during repairs. This benefit may not apply to older vehicles.

• Engine Protection Cover

Engine Protection Cover add-on covers repair costs if your Mahindra car's engine is damaged due to water entering the engine or oil leakage. It is especially useful during heavy rains or in flood-prone areas. You must check eligibility based on your car’s age and condition.

• Roadside Assistance Cover

If your Mahindra car breaks down, The Roadside Assistance Cover ensures help is just a call away. It includes towing, fuel delivery, battery jumpstart, and minor repairs. It is ideal for people who travel long distances or want support during emergencies.

• Return to Invoice Cover

If your Mahindra car is stolen or declared a total loss, this add-on pays the difference between your policy's insured value and the original invoice value. It includes costs like registration and road tax. It helps you recover the full value of your car.

• Tyre Secure Cover

Tyre Secure Cover add-on covers the repair or replacement of tyres and tubes if they are damaged in an accident. It does not include damage from wear and tear. It helps lower repair bills after claims that involve tyre-related damage.

• Consumables Cover

This add-on pays for non-reusable parts such as nuts, bolts, engine oil, brake fluid, and similar items used during repairs. These are not covered under a standard policy. It helps you get more complete financial coverage during claim settlement.

• Daily Allowance Cover

If your Mahindra car is in the garage for repairs after an accident, this covers your daily travel expenses. You receive a fixed daily amount for a set number of days. It helps reduce inconvenience while your car is unavailable.

• Loss of Personal Belongings Cover

This add-on offers compensation if your personal items, such as mobile phones, bags, or laptops, are stolen or damaged inside your insured Mahindra car. It adds extra security and peace of mind, especially for those who carry valuables during travel.

• Key Replacement Cover

This cover helps you replace lost or stolen Mahindra car keys. It also includes the cost of reprogramming modern smart keys. It is useful for avoiding high replacement costs, especially with advanced locking systems in newer models.

• Emergency Hotel and Travel Expenses Cover

If your Mahindra car breaks down far from your home and needs time to repair, this add-on pays for your hotel stay and transport arrangements. It helps reduce financial stress during unplanned travel interruptions.

With Mahindra insurance renewal, adding these covers enhances protection and saves on unexpected expenses. For updated Mahindra car insurance price and policy status, use the Mahindra insurance check online feature anytime.

Your Mahindra car insurance premium is calculated based on specific details about your vehicle, location, and policy choices. Even two cars of the same model may have different premiums due to these factors.

• Car Age, Model, and Location

The make, model, fuel type, and year of manufacture of your Mahindra car play a key role in premium calculation. Premiums are also affected by your location. Cars registered in high-traffic metro cities usually attract a higher premium compared to those registered in less congested areas.

• Insured Declared Value (IDV)

IDV is the estimated market value of your Mahindra car at the time of insurance. It is the maximum amount the insurer will pay in case of total loss or theft. Choosing a higher IDV increases your premium. A lower IDV reduces the premium but may limit your claim amount.

• Add-ons and Voluntary Deductibles

Including add-ons such as engine protection, zero depreciation and more provides additional cover, which can increase your premium. On the other hand, selecting a voluntary deductible means you agree to pay a fixed amount during claims, which helps reduce your premium.

• No Claim Bonus (NCB)

If you have not raised a claim during your previous policy period, you may be eligible for a No Claim Bonus. This discount begins at 20 per cent and can go up to 50 per cent for five consecutive claim-free years. It is applied during renewal and helps lower your premium.

TATA AIG offers an online tool where you can check your Mahindra car insurance details, view updated premiums, and explore available add-ons. This tool also helps you make informed choices during your Mahindra car insurance renewal, making the process simple, transparent, and convenient.

Before purchasing your Tata AIG four wheeler insurance policy, you should be aware of what is covered under the car insurance plan and what is not. The following table can help you understand the inclusions and exclusions from your Tata AIG Mahindra car insurance policy. This coverage pertains to our comprehensive car insurance plan.

It is utterly important to select the right insurer and the right four wheeler insurance policy for your Mahindra car. At Tata AIG, we offer a wide range of car insurance policies, including a Standalone Own Damage Car Insurance Policy, a Standalone Third-party Car Insurance Policy, and a Comprehensive Car Insurance Policy. It is advisable to opt for our comprehensive car insurance policy to get extensive coverage for your car.

If you are wondering why you should select Tata AIG as your car insurance partner, here are some reasons why:

• You join an association with a brand that is renowned for its high-quality service delivery and customer satisfaction.

• You choose an insurer with a high claim settlement ratio.

• You get access to round the clock assistance from our team of claims experts.

• You can benefit from the facility of cashless insurance at any of our 5,400+ garages across the country.

• You can enjoy a swift and simple claims process for your Mahindra motor insurance policy.

• You can have the security of extensive coverage for your car with our comprehensive car insurance policy.

• You can save up to 80 per cent on your car insurance premium.

You can access your Mahindra car insurance policy anytime by downloading it online. This helps you stay prepared during renewals, claims, or inspections.

• Visit your insurance provider’s official website or mobile app.

• Log in using your registered mobile number, email ID, or policy number.

• Navigate to the Mahindra insurance check online or policy section.

• Select your Mahindra vehicle insurance or enter your car details.

• Click on the Mahindra insurance policy download option to save a digital copy.

• Ensure you save the file for easy access during Mahindra car insurance renewal or claims.

Mahindra & Mahindra Ltd. is one of the largest vehicle manufacturers in India. Headquartered in Mumbai, the company manufactures SUVs, MUVs, lightweight and heavyweight commercial vehicles, bikes, and tractors. The company has established a strong global presence and is now present in 100 plus countries across the world.

In the financial year 2020-2021, Mahindra & Mahindra Ltd. reported a Total Revenue of ₹74,277.78 crores and a Net Income of ₹3,347.41 crores. With more than 2.5 lakh employees, the company is one of the biggest employers in India. The values of the company include Professionalism, Good Corporate Citizenship, Customer First, Quality Focus, and Dignity Of The Individual.

Some of the cars offered by Mahindra & Mahindra Ltd. in the Indian market are:

1. Mahindra KUV100 NXT
2. Mahindra Bolero
3. Mahindra E Verito
4. Mahindra Scorpio
5. Mahindra Thar

Mahindra & Mahindra Ltd. have a wide portfolio of cars in India. Here is a glimpse at the cars offered by the company in the Indian market, along with their latest ex-showroom prices in New Delhi.

Note: Insurance premiums vary based on factors like location, vehicle model, and selected add-ons.

Mahindra cars are known for their robust quality of build and innovative features. Here are some of the Unique Selling Points of Mahindra cars:

1. Diverse Product Portfolio:Mahindra & Mahindra Ltd. has a diverse product portfolio, including SUVs, MUVs, and Sedans. Owing to the company's wide range of cars, there is a Mahindra Car available for individuals from varied income groups.

2. Strong Domestic and Global Footprint: Mahindra & Mahindra Ltd. is one of those rare brands that have a strong presence and recognition in India as well as across the globe. In India, the company is recognised as an Indian brand that has the customers' trust.

3. Low Cost of After-Sales Services:One of the USPs of Mahindra & Mahindra Ltd. is its low after-sales service cost, which is an attribute increasingly gaining prominence amongst customers.

4. Investment In The Future:With its investment in Hybrid cars and electric vehicles, such as the Mahindra E Verito, Mahindra & Mahindra Ltd. is keeping one eye on the future. The company is focused on designing and developing fuel-efficient cars.

Here are the major rivals of Mahindra & Mahindra Ltd. in India:

• Maruti Suzuki India Limited

• Hyundai Motors India Limited

• Toyota Kirloskar Motors India Limited

• Tata Motors Limited

• Kia Motors India Limited

Disclaimer / TnC

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.