Mahindra Nuvosport Insurance
Mahindra Nuvosport Insurance
The NuvoSport is a popular SUV from Mahindra which gained much popularity in the Indian market with its sporty styling and thrilling performance. Available in only a diesel variant, the NuvoSport is a capacious SUV that can accommodate up to seven people. The overall design and looks of the car make it stylish, while the fuel efficiency makes it a good value for money. Considering its premium interiors, superior comfort, accessible technology, and uncompromised safety, NuvoSport must be secured with the right car insurance policy.
So, if you are looking for NuvoSport insurance, you are at the right place. Tata AIG offers a range of four-wheeler insurance policies at affordable prices. Apart from the compulsory third-party insurance, we provide a standalone own-damage policy and comprehensive car insurance, which can be customised by adding suitable add-on covers at extra premiums.
Third-party insurance covers only third-party liabilities; it does not cover your damages. Hence, with the rising rate of accidents, calamities, and other threats, buying comprehensive insurance for your Mahindra NuvoSport is the best choice. It covers damages to your insured car, car theft, and third-party liabilities. In addition, you can increase coverage through add-on covers at additional premiums.
At Tata AIG, we offer third-party liability, stand-alone own damage, and comprehensive car insurance policies at an affordable rate online. We also have a hassle-free car insurance claim process that is simple and less time-consuming.
In addition, you can compare the features, calculate the premium using our online car insurance premium calculator and make well-informed decisions to secure your Mahindra Nuvosport.
Mahindra Car Insurance Renewal/Buy via Tata AIG
While you can purchase or renew your NuvoSport insurance through a Tata AIG office near you, here’s a simple process to buy or renew your Mahindra car insurance online:
Visit the Tata AIG website, navigate to the “All Products” category, and choose Car insurance under the Motor Insurance option.
Provide your NuvoSport registration number.
For Mahindra car insurance renewal, click “Renew” or click “Get Price” for the issue of a new NuvoSport insurance.
Enter the required details in the form to get a NuvoSport insurance quote.
Choose adequate insurance coverage for your Mahindra insurance in India and select a reasonable Insured Declared Value (IDV).
If you already have Mahindra car insurance, do not forget to mention your claim details. With zero claims in the previous policy years, you are eligible for a ‘No Claim Bonus’.
After fetching your details, Tata AIG will display the Mahindra car insurance premium amount.
You can add relevant add-on covers at extra costs to enhance your Mahindra NuvoSport insurance coverage.
Choose a suitable online payment method and make the payment.
After receiving payment, we will send your NuvoSport insurance through email.
Mahindra NuvoSport Car Insurance Cost– Your Premium Amount
The premium amount for your comprehensive four-wheeler insurance is calculated by considering its Insured Declared Value. IDV directly affects your car insurance premium. If it is higher, the premium amount will also be higher, and vice-versa.
IDV is calculated by considering various factors such as your car’s make and model, age and depreciation value, place of registration, engine’s cubic capacity, etc. Other factors impacting your four-wheeler insurance premium include coverage, discounts, add-on covers, NCB, anti-theft devices, etc.
Only the car’s engine cubic capacity is considered for third-party car insurance. Higher the ccs, the higher the third-party premium.
You can calculate your Mahindra NuvoSport insurance price with Tata AIG through our online, free-of-cost and easy-to-use car insurance calculator.
Add-ons for Mahindra NuvoSport Car Insurance by Tata AIG
Picking the right add-on covers along with a stand-alone own-damage or comprehensive car insurance helps you ensure maximum security of your car and its accessories. Tata AIG offers the following add-on covers, which are uniquely designed to cover specific losses:**
No Claim Bonus Protection: No Claim Bonus is a discount offered when you renew your car insurance policy. It is a reward offered by Tata AIG for raising zero claims in a policy year and can go up to 50% for five consecutive claim-free years. But raising a claim can lead to a loss of your NCB. So, by purchasing an NCB protection rider, you can raise one car insurance claim in a policy year while keeping your NCB unharmed.
Zero Depreciation Cover: Zero depreciation cover is an excellent way to tackle the inevitable loss of depreciation. By adding this rider to your comprehensive car insurance, you can ensure claim settlement by Tata AIG without a reduction of the value of depreciation of your car’s parts.
Engine Secure: A car’s engine is its most crucial part and must be protected with suitable coverage. With an engine secure add-on, Tata AIG compensates you for replacing or repairing the engine’s parts and consumables if damaged.
Tyre Secure: Tyre secure add-on helps you recover the costs incurred in repairing or replacing your car’s damaged tyres or tubes after an accident.
Return to Invoice Cover: With a return to invoice cover, Tata AIG helps you cover the difference between your car’s purchase price and the compensation amount in case of a car insurance claim for a lost or totally damaged car. Not only this, but Tata AIG also compensates you for the road tax and registration charges you paid for the car.
Key Replacement Cover: This add-on takes care of your car keys if they are lost, damaged, or stolen. By adding this rider to your car insurance policy, you can avail of compensation for replacing or repairing your car keys or lock in case of a car break-in. However, you can raise a limited number of claims for key replacement or repair.
Repair of Glass, Fibre, and Plastic Parts: This add-on comes in handy if your car’s plastic, fibre, and glass parts are damaged. It helps you cover the costs of repairing or replacing these parts without incurring extra costs.
Emergency Transport and Hotel Expense Cover: This effective rider helps you tackle unforeseen situations where your car breaks down during a long journey. With this add-on, Tata AIG will help cover the cost of a hotel stay or emergency transport and ensure that you reach your destination or home safely.
Consumables Expense Cover: A consumables add-on helps you get reimbursement for the replacement of your car’s consumables, like brake oil, nuts/bolts, gearbox oil, radiator coolant, engine oil, etc., after an accident. However, it does not reimburse you for the car’s fuel.
Roadside Assistance Cover: A roadside assistance cover acts as a saviour if your car stops working or malfunctions, leaving you stranded in a far-off location. With this add-on by your side, you can ensure 24/7 assistance from our team for refuelling, tow, or mechanical service.
Loss of Personal Belongings Cover: This add-on cover helps you recover the cost of personal belongings in the cars, such as clothes, CDs, audiotapes, etc. But you must note that this rider does not cover items like debit cards, cheques, jewellery, and money.
Daily Allowance Cover: This unique add-on cover reimburses commuting costs if your car is under repair at a garage. It offers you a daily allowance for up to 10-15 days based on the car insurance claim reason.
Things Covered and Not Covered under Tata AIG’s Mahindra NuvoSport Car Insurance
While comprehensive car insurance covers an array of losses, it leaves out damages incurred by certain kinds of events or acts.
Here’s a simple table that explains the inclusions and exclusions of a comprehensive car insurance policy:
|Inclusions under Mahindra NuvoSport Insurance
|Exclusions under Mahindra NuvoSport Insurance
|Total loss of your NuvoSport, including theft or damage beyond repair
|Legal or monetary losses resulting from third-party injury/death or damage to property
|Losses incurred due to driving without a driving license
|Damage to your car during natural calamities like earthquakes, floods, cyclones, etc.
|Depreciation losses due to the regular wear and tear of your NuvoSport
|Man-made damages during riots, vandalism, or strikes
|Losses incurred due to commercial use of your NuvoSport
|Damages to your NuvoSport due to theft, burglary, or housebreaking
|Losses resulting from driving under the influence of alcohol or drugs
|Damages to your NuvoSport due to terrorist activities
|Losses resulting from racing activities
|Fire damages to your NuvoSport due to self-ignition, explosion, or lightning
|Damages to your NuvoSport caused during war or nuclear threat
|Damages to your NuvoSport incurred during transit
|Accidental damages to your NuvoSport
|Damages to your Vento caused while driving outside the location mentioned in the policy
Why is it Important to Have Tata AIG for Your Mahindra NuvoSport Car Insurance?
Comparing insurance providers when it comes to buying car insurance is equally essential as comparing different car brands. It is because the right insurer will ensure the optimum security of your precious achievement. Some of the parameters which can help you compare insurance companies include their claim settlement ratio, service quality, the network of cashless garages, policy prices, availability of riders, etc.
You can believe in Tata AIG for your car’s optimum care for the following reasons:
Years of experience: We hold more than 21 years of experience in the insurance industry and have been taking care of millions of vehicles. By choosing us, you can avail of insurance policies for your dream car that are tailor-made to suit your needs and budget.
Affordable premiums and discounts: Tata AIG car insurance policies provide adequate coverage at affordable premiums. By purchasing motor insurance policies online, you can enjoy discounts of up to 75%. Not only this, we offer an NCB discount of up to 20% for the first claim-free year, which can go up to 50% for five claim-free years.
A vast network of cashless garages: With our network of more than 7500 cashless garages across the country, we ensure that you get quality repair services while benefiting from cashless claim settlements.
Quick claim settlement process: Our 650+ claim experts handle your claims in an efficient manner and settle them swiftly.
High claim settlement ratio: Tata AIG’s high claim settlement ratio of 98% for the financial year 2020-2021 is proof of our dedication to our customers.
Overview –Mahindra NuvoSport Car Model
The Mahindra NuvoSport price starts at ₹7.90 lakhs which goes up to ₹10.42 lakhs. With a muscular and sporty body style, the SUV is priced slightly higher than the TUV 300 and is available in six diesel variants. The SUV has a 1.5-litre powertrain accompanied by a five-speed manual as well as automatic transmission.
Built on the Scorpio’s ladder frame chassis, the Mahindra NuvoSport has an aggressive look mated to power-packed performance. The spacious interiors can accommodate up to seven people, offering them a comfortable riding experience.
Here are the key specifications of Mahindra NuvoSport:
Engine displacement: 1493cc
Body type: Sports Utility Vehicle (SUV)
Maximum power: 100bhp at 3750rpm
Maximum torque: 240Nm at 1600-2800rpm
Seating capacity: 7-seater
Mileage: 17.45 litres
Boot space: 412 litres
Transmission: Manual and Automatic
Fuel tank capacity: 60 litres
Braking system: Disc in front and drum at the rear
**Collapsible steering column
**Side intrusion beams
**Seat belt reminder
Mahindra NuvoSport Car Price and Variants
Following is the list of the six variants of Mahindra NuvoSport:
|NuvoSport N4 Plus
|NuvoSport N6 AMT
|NuvoSport N8 AMT
Unique Selling Points: Mahindra NuvoSport Car Features
The Mahindra NuvoSport is an ideal car for adventurists. Some of the USPs of the care are:
Dynamic design: While the SUV borrows styling from its predecessors like Quanto, Scorpio, and TUV 300, it is comparatively more rigid with a dynamic design.
Spacious interiors: One of the unique selling points of NuvoSport is its spaciousness. As compared to other cars in the segment, NuvoSport offers ample legroom and shoulder room, making it comfortable for the passengers to ride through long journeys. The two jump seats provide enhanced seating space as well as luggage space when they are folded.
Durable: With its perfect design for Indian roads, the NuvoSport is a durable car that can be used for personal as well as commercial purposes.
Rivals of Mahindra NuvoSport Car
Here is the list of cars that rival Mahindra NuvoSport:
Maruti Suzuki Ertiga
Maruti Vitara Brezza
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
Is Mahindra NuvoSport available with an automatic transmission?
Is Mahindra NuvoSport available with an automatic transmission?
Yes, NuvoSport comes in automatic and manual transmission options.
Is the petrol variant available in NuvoSport?
No, Mahindra NuvoSport does not have a petrol engine variant.
What are the colour options in Mahindra NuvoSport?
Mahindra NuvoSport is offered in six colours- Rust Orange, Diamond White, Fiery Black, Regal Blue, Mist Silver, and Molten Red.
Do I need to buy car insurance in India?
Yes, buying a car insurance policy is mandatory in India. As per the Motor Vehicle Act 1988, every owner-driver must have third-party car insurance while driving on the roads. This is mandated due to the rising number of road accidents on Indian roads due to the negligence of traffic rules.
What are the factors that affect my car insurance premium?
Having sound knowledge of the factors that impact your car insurance premium can help you save on them. The factors are as follows: Your car’s Insured Declared Value The location where your car is registered Make and model of your car Type of policy Add-on covers Installation of anti-theft devices in your car
What do you mean by No Claim Bonus?
No Claim Bonus, as the name implies, is the reward that your car insurance provider gives you when you do not file any claim throughout the policy year. It is offered in the form of discounts on premiums when you renew your car insurance policy. While the NCB discount starts at 20%, it can go up to 50% if you make no claims for five consecutive years. But raising one claim will make your NCB nil. Hence, to avail of an NCB, you must avoid making minor claims.
What things should I consider while buying insurance for my car?
The points below will help you make the right decision: Evaluate your car needs and the risks. Select a suitable coverage. Check the cashless repair services of the insurer and its claim settlement ratio. Choose a reasonable IDV as it impacts your car insurance premium as well as the compensation amount in case of total loss or damage. Compare quotes online using a four-wheeler insurance calculator. Pick suitable riders to enhance your comprehensive car insurance.
Disclaimer: All the prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy.