Maruti Suzuki Swift Insurance

You are aware that you can drive your Maruti Suzuki Swift only with adequate insurance cover. However, purchasing or renewing the car insurance policy is a simple process with Tata AIG that you can complete in just a few steps. The entire procedure is completely online and totally secure.

• Visit our website and go to the Car Insurance page. Now enter your car registration number and click “Get Price” for new policy purchase and “Renew” for renewing an existing policy.

• Input the basic details as prompted by the screen.

• Next, select the correct Insured Declared Value (IDV) from the list provided. The IDV is the prevailing market value and the total sum assured of your Maruti Suzuki insurance policy.

• While renewing your Maruti Suzuki Swift car insurance policy, any claims you have lodged in the past should be mentioned. This is because you are entitled to a No Claim Bonus (NCB), which is a discount on your renewal premium if you have not filed a claim in the previous year.

• According to your preference and driving conditions, you may choose any of the 12 add-on riders offered by Tata AIG to enhance the protection of your car.

• Once you have input the details, the online calculator will then display the premium payable for your Maruti Swift car insurance.

• If you find the premium feasible, you can make payment through any digital payment method.

• After your payment has been confirmed, your Maruti Suzuki Swift insurance policy will be delivered to your email.

Purchasing Maruti Suzuki Swift insurance online with TATA AIG brings you several advantages that make the process smooth and efficient. Whether you're insuring a new Swift or renewing an existing policy, here's why buying insurance for Swift online is a smart choice.

• Instant and Easy Quotes

When you choose to buy your Maruti Swift insurance online, you can instantly get a quote with just a couple of clicks. You’ll be able to compare Swift insurance price options, including Swift third-party insurance price, and select the coverage that best suits your needs.

• Affordable Pricing and Transparency

TATA AIG provides competitive insurance rates for Maruti Swift owners, ensuring you get good value for your premium. With online quotes, there are no hidden fees—everything is clear, including details on Swift insurance renewal price and the cost breakdown.

• Customisable Coverage

When buying online, you can easily tailor your Maruti Swift insurance with additional coverage options. TATA AIG offers a variety of add-ons, like zero depreciation car insurance, Return to Invoice Cover, Engine Protection Cover and more which ensures you receive the full claim amount without deductions for wear and tear. You can select the options that best match your preferences and needs.

• Simple Insurance Renewal

Renewing your Swift insurance online is quick and straightforward. Avoid the delays and paperwork that come with traditional renewal methods. Just a few clicks, and your insurance renewal is sorted, ensuring your car is always covered without any interruptions.

• Access to a Wide Network of Garages

TATA AIG’s cashless claim facility is one of the biggest advantages. With over 5900+ network garages across India, getting repairs done is easy, and you don’t need to worry about paying upfront. Once the work is approved, TATA AIG settles the repair costs directly with the garage.

• 24/7 Support and Online Tracking

Filing a claim online is just as simple. Whether you're making a third-party car insurance claim or using comprehensive car insurance, the process is easy to follow. TATA AIG provides real-time updates so you can track the status of your claim and stay informed.

With our online car insurance premium calculator, you will get to know the standard Maruti Suzuki Swift Insurance cost based on the basic coverage and add-on features you have selected to have in your policy.

The third-party liability cover is offered with the premium rates according to the annual rates prescribed by the IRDAI. These are standardised rates and are based on the engine cubic capacity of your Swift model.

For comprehensive coverage, the Insured Declared Value (IDV) is one of the primary considerations for calculating the Maruti Suzuki Swift insurance cost. The IDV is the prevailing market value of your car and depends on specific features of your car such as age, accessories, ex-showroom price for the model, applicable depreciation, etc.

You can get the IDV for your car at your nearest Maruti Suzuki Swift dealership or calculate the same with our online car insurance premium calculator.

In a comprehensive policy, damage to the car due to accidents or any other conditions included under the policy is covered. However, you must safeguard for large expenses that might occur if some excluded damage occurs.

Tata AIG’s comprehensive insurance policy offers you additional features to enhance the coverage for your Maruti Suzuki Swift car insurance. These add-ons are offered to provide a cushion for expenses when your car suffers damage to the elements covered by the add-on riders.
By choosing the add-ons, you must pay a slightly higher premium, but you will be at peace that you need not pay out of pocket on those items should anything untoward happen.

There are 12 unique add-ons that you can choose according to your preference for your Maruti Suzuki Swift car insurance. For example, the zero depreciation add-on is a popular route to protect yourself from the effect of depreciation. The following 12 add-on riders are available for a Tata AIG comprehensive coverage policy:

• No Claim Bonus Protection
• Return to Invoice
• Zero Depreciation
• Roadside Assistance
• Repair of Glass, Fibre and Plastic Parts
• Consumables Expenses
• Loss of Personal Belongings
• Daily Allowance
• Emergency Transport and Hotel Expenses
• Key Replacement
• Engine Secure
• Tyre Secure

When it comes to insuring your Maruti Suzuki Swift, TATA AIG offers a range of plans to suit your driving needs, budget, and coverage preferences. Whether you own the latest model or an older version, TATA AIG’s insurance options ensure your Swift is well-protected, no matter the road you’re on.

• Third-Party Car Insurance for Swift

This is the most basic insurance required by law. Third-party car insurance for your Maruti Suzuki Swift covers damage or injury caused to another person, vehicle, or property in the event of an accident. It does not cover damage to your own vehicle. This policy is ideal if you're looking for a cost-effective Swift insurance option to meet legal requirements without additional coverage.

• Standalone Own Damage Car Insurance for Swift

If you already have third-party insurance and want additional coverage for your own vehicle, Standalone Own Damage insurance is a great choice. It covers damages to your Swift caused by accidents, theft, natural disasters, or even man-made events like vandalism. This option provides enhanced protection without the complexity of a comprehensive plan.

• Comprehensive Car Insurance for Swift

For complete peace of mind, a Comprehensive Car Insurance plan is your best bet. It covers both third-party liabilities and own damages. This means your Maruti Suzuki Swift is protected against accidents, theft, fire, natural calamities, and vandalism. You can also opt for valuable add-ons like zero depreciation, engine protection, roadside assistance and so on to further enhance your coverage. A comprehensive plan ensures that your Swift insurance is well-rounded and offers maximum protection in all situations.

The following table shows the common inclusions and exclusions under Tata AIG’s Maruti Suzuki Swift comprehensive insurance coverage.

Tata AIG has grown with the confidence of over 5 crore consumers. Therefore, when it comes to choosing the right insurance partner for your Swift, you need not look further. Like Maruti, Tata is a household name in India that is well known for its customer-centric and ethical business values in the Indian market. Tata AIG has been offering car insurance for more than two decades.

With Tata AIG Maruti Suzuki Swift Car Insurance , you get the following advantages:

• An easy online process to purchase and renew the policy
• Online and telephonic assistance round-the-clock to resolve your queries.
• Convenient claims settlement process
• Over 7500 garages enable paperless claim settlement across the country
• Over 650 claim experts perform their services efficiently so that you can complete the claim settlement process in a smooth manner.
• Up to 50% discount under the No Claim Bonus if you have 5 consecutive claimless years

If your Maruti Suzuki Swift is involved in an accident, gets damaged, or is stolen, applying for a claim with TATA AIG is simpler than you might think. Here’s how you can do it:

• Report the Claim

Start by visiting the TATA AIG website or call 022 6489 8282. You’ll need to provide some basic details about the incident, such as your policy number and a brief description of what happened.

Once your claim is registered, you’ll get a link for self-inspection on your mobile. This allows you to document the damage with just a few photos and details on your phone.

• Inspect the Damage

Use your phone to upload photos of the damage and fill in the necessary details. If the damage is more complex or requires a closer look, one of TATA AIG’s surveyors will inspect your Maruti Suzuki Swift in person.

• Choose Your Repair Option

• After the damage is assessed, you can decide how you’d like to get your Swift repaired:

• Cashless Repairs: If you choose a TATA AIG network garage, they’ll handle the repair costs directly, so you don’t have to pay upfront.

• Reimbursement Repairs: If you get your car repaired at a garage of your choice, you’ll need to pay the bill first. Then, simply submit the bills to TATA AIG for reimbursement.

• Submit Documents

• To process your claim, you’ll need to provide a few documents:

• A copy of your Maruti Suzuki Swift insurance policy

• FIR (if the car is stolen or involved in a third-party accident)

• Registration Certificate (RC) of your vehicle

• Repair bills (if applicable)

• Personal ID and address proof

• Track Your Claim

Once you’ve submitted everything, you can easily track your claim online. TATA AIG keeps you updated throughout the process, so you’re never left wondering what’s happening with your claim.

• Claim Settlement

Once your claim is verified, TATA AIG will settle it according to your policy. Whether it's paying for repairs or reimbursing your expenses, you'll get the support you need to get your Swift back on the road.

When it comes to insuring your Maruti Suzuki Swift, one of the key considerations is the insurance premium. The premium you pay for your Swift insurance is determined by various factors that impact your coverage. Let’s break it down in simple terms, so you can better understand how to calculate the premium for your Maruti Suzuki Swift insurance with TATA AIG.

• **Use the Online Premium Calculator

The easiest way to calculate the premium for your Maruti Suzuki Swift is by using TATA AIG’s online premium calculator. It’s a quick and easy tool that helps you get an estimate of your Swift insurance cost. Just input details like your vehicle model, year, fuel type, and any add-ons you’d like. The calculator will provide the premium amount instantly.

• **Own Damage Insurance Premium Calculation

If you’re opting for an own damage insurance policy for your Maruti Suzuki Swift, the premium will be calculated using this formula:

(Insured Declared Value or IDV * Premium Tariff) + Add-ons – Discounts (like NCB)

The IDV of your Swift is essentially the market value of your vehicle and is a key factor in determining the premium. The more expensive your car or the higher the IDV, the more premium you will pay. If you’ve added any accessories to your vehicle, those costs will also be considered while calculating the premium.

• **Insured Declared Value (IDV) Calculation

The IDV is the amount your Maruti Suzuki Swift will be insured for, and it impacts the premium significantly. To calculate the IDV:

IDV = List Price of the Car (Manufacturer’s Price) – Depreciation Deduction + Cost of Accessories – Depreciation on Accessories

For instance, if your Swift is a new model, the IDV will be closer to the car's original value. If your vehicle is older, depreciation will reduce the IDV, affecting the premium you pay.

The Swift is a car that has a solid appearance with a honeycomb-like design of the grille and a prominent chrome strip. The raised hump is a prominent feature that has stood through the years. It has LED projector headlamps and a dual-tone finish for the alloy wheels. It also offers a dual-tone paint scheme.

Some of the main features of the Maruti Suzuki Swift are:

• Attractive exterior features like dual-tone, LED rear combination lamps, projector headlamps
• BS-6 compliant engine for pollution control
• Option to personalize the features
• The advanced cruise control allows ease of driving.
• The AutoGear Shift Technology available in petrol variants lets you switch between manual and automatic modes.

The following table shows the prices of different variants of the Maruti Suzuki Swift:

• The Swift is well known for its best fuel efficiency in its segment thanks to its DualJet engine with Idle StartStop function.
• Maruti has a large network of sales outlets and service points making it the most widely available car brand in India.
• It has safety features such as a Heartect Platform, reverse parking sensors, an anti-braking system (ABS) with EBD for the protection of the passengers.
• The maintenance of the Maruti Suzuki Swift is quite affordable.
• Maruti’s models have always enjoyed a good resale value.

Below are the specifications of the Maruti Suzuki Swift car

The Maruti Suzuki Swift is definitely the most popular hatchback in India. Its closest competitors are:

• Tata Altroz
• Hyundai Grand i10
• Ford Figo
• Volkswagen Polo
• Renault Triber