Maruti XL6 Insurance
Maruti XL6 Insurance
The Maruti Suzuki XL6 was launched in April 2022 in 6 variants and 9 colours. The XL6 is a spacious 6-seater MPV (multi-purpose) vehicle with progressive smart hybrid technology and impressive interiors and exteriors. Maruti Suzuki promises drivers an unparalleled smoothness and indulgent experience on the roads. It boasts state-of-the-art features like ventilated seats, a 360-degree camera, a tyre pressure monitoring system, and safety features. The XL6 is designed very thoughtfully, so if you have purchased it recently, you must also be thoughtful about its maintenance and security. And one of the best ways to protect your XL6 is through motor insurance. Motor or four-wheeler insurance can provide financial support if your car gets involved in an unfortunate scenario like an accident, theft, damage, or natural and man-made disaster. Besides, car insurance is mandatory in India per the prevailing motor vehicle laws of the country. Start your search for a suitable car insurance policy with one of India’s most trusted and leading insurers – Tata AIG.
Maruti XL6 insurance Renewal/ Buy via Tata AIG
One of the best benefits of digital processes is how easy, convenient, and secure every transaction has become. If you have previously bought car insurance with us, you will know that buying, renewing, and claiming car insurance with us takes only a few minutes. Whether you are here to make a Maruti Suzuki car insurance renewal or buy a new car insurance policy, we are here to guide you step by step. Visit our website and:
Go to the Motor Insurance page. Click on Car Insurance and enter your car registration number.
Click on the ‘Get Price’ button for a new Maruti car insurance policy or on the ‘Renew’ button for a Maruti Suzuki car insurance renewal.
Fill out the form appearing on the screen and enter the details requested. Details like your name, number, previous claim history (no-claim bonuses), and the Insured declared value (IDV) of your vehicle.
The IDV is the market value of your car, and no-claim bonuses are discounts given on claim-free years. Both, among various other factors, will determine your car insurance premiums.
Submit the necessary details, and get the Maruti Suzuki car insurance online cost, aka the premiums payable. You can choose a third-party, own-damage, or comprehensive four-wheeler insurance policy per your preferences.
You can also opt for extra financial protection against unforeseen scenarios involving your car from 12 thoughtfully-curated add-ons/ riders.
Choose the car insurance policy (and add-ons) and proceed to make the payment. Receive a soft copy of your Maruti car insurance policy on your email/ number right after the payment.
Maruti XL6 Insurance Price – Your Premium Amount
Your Maruti Suzuki car insurance renewal price or the purchase price for a new Maruti Suzuki car insurance online (aka the premium costs) will depend on specific factors including,
The type of four-wheeler insurance chosen – comprehensive, own-damage, or third party.
The Insured Declared Value (IDV) of your XL6 - the IDV is the current market value of your car, payable during the car insurance claim settlement.
The cubic capacity (cc) of your car - the general rule is the higher the cc, the higher the premiums, the lower the cc, the lesser the premiums.
The age, make, model, and variant of your car. The standard rule is that the older your vehicle, the lower the premiums and the newer the variant, the higher the premiums.
Your age, your driving record, and the geographical location of the car.
Any NCB benefits or online premium discounts that lower the premium price.
Addition of safety devices or expensive modifications to enhance the safety quotient or interior/ exterior of the car, respectively.
These factors influence your car insurance premiums. You can get an accurate estimate of the Maruti Suzuki car insurance premiums payable and compare car insurance on the Tata AIG website.
Add-ons for Maruti XL6 Insurance by Tata AIG
MPVs like the Maruti XL6 can easily navigate various terrains – including smooth, slippery, and crude roads. Moreover, the XL6 has many modern-tech features that enhance its performance, balance, and safety. But common-sense dictates that no matter how premier your car is, accidents and injuries arising out of them often come unannounced. In such a scenario, a basic third-party Maruti car insurance policy and even a comprehensive one might not cut it. You will need all the protection you can get, and here is where Tata AIG car insurance add-ons can help. Add-ons are extra covers/ riders that offer enhanced protection against harm to you, your car, and other drivers. Tata AIG offers its policyholders 12 unique add-on riders for a more inclusive Maruti Suzuki car insurance policy. The riders include:
Roadside assistance cover
Return to invoice cover
Zero depreciation cover
Emergency transport and hotel expense cover
Consumables expense cover
Daily allowance cover
Loss of personal belongings cover
Key replacement cover
Engine secure cover
No-claim bonus protection cover
Repair of glass, fibre, and plastic parts cover
Tyre secure cover
Let’s dive a bit deeper into what the covers offer:
Roadside Assistance cover provides round-the-clock assistance to your car in case of a breakdown in a remote location, also helping you get back home or to the nearest destination.
Return to Invoice cover reimburses you for the depreciation of the car.
Zero Depreciation cover reimburses you for the depreciation of the car’s parts and gives you the original purchase value of the car.
Emergency Transport and Hotel Expense cover pays for hotel and travel expenses if your car meets with an accident.
Consumables Expense cover pays for the replacement costs of car parts/ consumables like the gearbox oil, engine oil, Ac gas, and nut & bolt screws damaged or lost due to an accident.
Daily Allowance cover pays for your commute/ travel expenses for a maximum of 15 days while your car is at the garage for repair.
Loss of Personal Belongings cover pays the cost of pre-specified items lost/ damaged due to an accident.
Key Replacement cover pays the expenses of lost or stolen car keys.
Engine Secure cover pays for the cost of repairing/ replacing the engine due to damage (except in the case of general wear and tear).
No-Claim Bonus Protection cover clears a pre-designated number of car insurance claims in a year without affecting your previous NCBs.
Repair of Glass, Fibre and Plastic Parts cover bears the expenses of the one-time repair of glass, fibre, and plastic parts of your car.
Tyre Secure cover bears the cost of repair/ replacement of damaged tyres/ tyre tubes.
Here we would like to add that opting for add-on covers does not come free or complementary but with an extra premium. You can only add extra cover as a top-up to your existing Maruti XL6 car insurance policy. As a result of the added premium, choosing add-on covers can substantially increase your Maruti XL6 insurance price.
Things Covered and Not Covered under Tata AIG’s Maruti Suzuki Car Insurance
Tata AIG imbibes the principles of integrity and transparency in every interaction with its customers. We don’t oversell a product or nudge our customers to choose us. Instead, we just lay out what we have to offer and let our customers make their own decision to trust us or not. We value the freedom of our prospective buyers. Putting their best interests ahead of us, we make sure to disclose all the terms and conditions of our car insurance policy. We encourage our buyers to go through the fine print of our car insurance policy during the free-look period of 15 days.
The free look period is a period where customers can browse the car insurance policy document. Even before the free look period, customers can go through every car insurance feature listed on our website. In case they have any doubts, we also provide prompt and 24x7 assistance to clarify queries that customers may have regarding our car insurance policy. Here is a table of coverage that shows exactly what our comprehensive car insurance policy covers and does not cover.
|What our car insurance covers||What our car insurance does not cover|
|Damage caused due to natural calamities like floods, rainfall, cyclones, snowfall, lightning, and earthquakes.||Damage caused due to using the vehicle for reliability trials like crash-testing, speed testing, or racing.|
|Damage caused due to manmade disasters like fire, riots, strikes, explosions, self-ignition, and terrorist attacks||Damage due to general wear and tear, mechanical and electrical breakdown|
|Total loss owing to theft or damage beyond repair of your Maruti XL6, in which case you will receive the current market value (IDV) of your car.||Damage to your car caused outside the limits (as mentioned in the policy document) of India|
|Damage through transit in waterways, airways, railways, and roadways.||Damage caused by nuclear perils, war, or other warlike operations|
|Up to ₹15 lakhs medical expense coverage for injuries, physical disability, and death arising due to an accident involving your car.||Damages caused while driving without a valid licence or car insurance policy, or driving under the influence of alcohol/ drugs|
|Specific add-on coverage from 12 customizable riders like the Return to invoice cover, No-claim bonus protection cover, Roadside Assistance cover, and so on.||Damage caused to the car while using the private vehicle for commercial use|
|Damage caused to third parties, their vehicle and property over and above the base car insurance policy||Expenses towards the general maintenance and repair of the car|
Why is it Important to Have Tata AIG for Your Maruti Car Insurance?
It has been decades since the Tata Group of companies has been a household name in India. Almost every Indian can recognise the Tata name thanks to the years of effort and service towards making Tata's customer lives better with its products and services. Tata AIG is a 20+-year-old company with the goodwill and work ethic of its parent company. Since its inception, Tata AIG has served over 5 crore customers and let the difference it makes through its work do the talking. Tata AIG has amassed decades of industry insight in the insurance sector and has come up with an assorted array of financial products – products that are curated to unique customer needs and the changing times. As a company that centres around customer-centricity, Tata AIG understands the lifelong dream of buying and owning a car many Indians hold and the immense value it has for them. This is why it does everything in its capacity to protect that dream with its all-rounder four-wheeler insurance. Not convinced yet? Take a look at all the reasons that set us apart from our competitors and promise to make your lives better.
Ever heard of Ratan Tata and Jamsetji Tata – yes, we come from the line of legendary businessmen and entrepreneurs!
We have a network of over 7,500 garages spanning even the remotest parts of the country.
We have a team of over 650+ specialised claim experts dedicated to your service round-the-clock.
We take the motto of ‘You before me’ very seriously – so we have curated products that serve the customer first and then us.
Not only our car insurance policies, but we have also carefully come up with 12 unique add-ons that cater to multiple car insurance scenarios.
Our buying, renewal, and claim settlement processes are a breeze - time-saving and 100% - unless you ever need us in person.
We have a high claim settlement ratio of 98%, which goes to show our loyalty and customer-centricity.
We give up to a 50% discount in no-claim bonuses on years you don’t make a car insurance claim.
We give up to a 75% discount on car insurance premiums when you buy four-wheeler insurance online.
Overview – Maruti Suzuki XL6 Car Model
The Maruti Suzuki XL6 is a 6-seater MPV designed for an indulgent driving experience. Given its recent launch in 2022, it is equipped with urban and high-tech features. It has a powerful 1462cc 1.5L Dual Jet Dual VVT engine that generates max power of 103.2bhp and max torque of 138nm. It gives a decent mileage of 18-19kmpl and has 16-inch dual-tone alloy wheels. It looks sporty yet refined in appearance, with interiors that are generous and luxurious.
Maruti Suzuki XL6 Price and Variants
The Maruti Suzuki XL6 is available in 6 variants depending on the colour, make, and design of the car. All variants only run on petrol and are available in manual and automatic transmission options. The Maruti XL6 is available in six variants and nine monochromatic colours with a dazzling glossy finish. The variants include:
Maruti Suzuki XL6 Zeta
Maruti Suzuki XL6 Alpha
Maruti Suzuki XL6 Zeta Automatic
Maruti Suzuki XL6 Alpha+
Maruti Suzuki XL6 Alpha Automatic
Maruti Suzuki XL6 Alpha+ Automatic
The colours include:
Splendid Silver with Midnight black roof
Brave Khaki with Midnight black roof
Opulent Red with Midnight black roof
The starting price of the Maruti Suzuki XL6 is ₹11.29 lakhs, and the ending price is ₹14.39 lakhs. The XL6 variants include:
|Maruti Suzuki XL6 Zeta||₹11.29 lakhs|
|Maruti Suzuki XL6 Alpha||₹12.29 lakhs|
|Maruti Suzuki XL6 Zeta Automatic||₹12.79 lakhs|
|Maruti Suzuki XL6 Alpha+||₹12.89 lakhs|
|Maruti Suzuki XL6 Alpha Automatic||₹13.79 lakhs|
|Maruti Suzuki XL6 Alpha+ Automatic||₹14.39 lakhs|
Unique Selling Points: Maruti Suzuki XL6 Car Features
As the Maruti XL6 is a recent launch, it has many features that give it an edge over some of its competitors. Here are the core USPs of the XL6:
All-black interiors with premium leather upholstery
Inbuilt Suzuki Connect app for on-the-go connectivity
4 airbags, hill hold assist, and TECT body frame
LED tail lamps with light guide
Premium stone-finish dashboard
Smart play pro instrument cluster
Foot lamp illumination
Ventilated seats for cooling and air circulation
Rivals of Maruti Suzuki XL6
Some of the most popular rivals of the Maruti Suzuki XL6 include:
Toyota Innova Crysta
Maruti Suzuki Brezza
Mahindra XUV 300
Toyota Urban Cruiser
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
Frequently Asked Question
Which is the best variant of the Maruti NEXA XL6?
The best variant of the Maruti NEXA XL6, according to the Maruti Suzuki website, is the XL6 Alpha+ variant. Per Maruti Suzuki, the Alpha+ variant has inbuilt Smart Hybrid Technology in both manual and automatic transmission options. The price is also at the lower end.
Does the Maruti XL6 qualify as a multi-purpose vehicle?
Per the claims of the Maruti Suzuki brand based on test drives and practical usage, the XL6 does qualify as a multi-purpose vehicle (or MPV). Multi-purpose vehicles are those that can take on any terrain, whether slippery, smooth, or rugged. They are designed keeping in mind the needs of the present-day driver and are usually 6–7-seater vehicles. The XL6 is also a spacious 6-seater car.
How do you calculate the IDV of a car, including the XL6?
The IDV or insured declared value is the current market value of a car. It is the maximum amount an insurer would pay under a four-wheeler insurance policy. The IDV of a vehicle depends on various factors like the age, make, model, and geographical location of the car, among others. You can get the IDV of your car (like the XL6) at your dealership or any local arena dealer. Insurance companies also have a free IDV calculating tool where you can calculate your IDV. All you have to do is input the details prompted on the screen, such as the car brand, the model, and the year of the car’s manufacture. Once you enter the details, click on calculate.
Disclaimer: All the car prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy.