Maruti Suzuki Ritz Insurance
Maruti Suzuki Ritz Insurance
Maruti is the iconic Indian four-wheeler brand that has been around for more than thirty years. Its hatchback variants have established many sales records in the country, garnering immense popularity. The Maruti Suzuki Ritz is no exception.
The Maruti Suzuki Ritz is based on its global sibling, namely Suzuki Splash. Suzuki, a well-known Japanese car manufacturer, and Adam Opel OG collaborated on its development. The Ritz was released in several countries under numerous names, indicating its popularity at the time. The car has since been surpassed by Maruti Suzuki models such as the Ignis and Celerio.
Maruti Suzuki successfully sold lakhs of Ritz in the first 37 months after it was released in 2009. This hatchback is loaded with robust features that ensure excellent performance. Although the four-wheeler has been discontinued, it still remains a popular second-hand four-wheeler in India. Families already in possession of one know how great this small yet robust hatchback is.
Nevertheless, this four-wheeler, like all other cars, is subject to damages and risks. As a result, Maruti Suzuki Ritz insurance is required. As per the 1988 Motor Vehicles Act, an Indian motorist needs to have third-party car insurance. It's a legal cover that protects you from financial losses caused by third-party harm, injury, or disability that results in death. Non-compliance to this law can draw a penalty of a maximum of ₹2,000 and/or jail term for up to three months.
We at Tata AIG advise our consumers to compare Maruti Suzuki Ritz insurance prices before insuring their vehicles. We also encourage customers to research coverage and other features available from several four-wheeler insurance providers to get the best value for money as well as save money when filing a claim. After all, we are an invaluable car insurance provider in India.
Thus, together with your new car purchase, guarantee your family's safety by purchasing or renewing your Maruti car insurance plan online from Tata AIG. Tata AIG provides a Maruti Suzuki Ritz insurance policy tailored to your vehicle's needs at the most competitive price. You may also generate quick quotes online by inputting your car's engine capacity and model name. So why wait? Simply fill out the application form, and your Ritz car will be insured in minutes. Get it now because tomorrow never arrives.
Maruti Suzuki Ritz Insurance Renewal or Purchase via Tata AIG
No matter how cautious you are when driving, an accident is possible. As a result of this tragic accident, you may incur hefty costs for four-wheeler repairs and medical care. If you get Maruti Suzuki Ritz insurance from Tata AIG, you may be confident that we will assist you in bearing the burden by honouring your true claim.
Furthermore, if your Maruti Suzuki Ritz collides with another car, you may be charged hefty costs to reimburse the third party. Tata AIG motor insurance would also cover every legal and financial responsibility under the conditions, helping you drive with confidence while you take your Ritz for a spin.
So, whether you own a Maruti Suzuki Ritz car or are considering purchasing one, remember to buy one or go for a Maruti Suzuki insurance renewal online with us. You may do so effortlessly and without difficulty if you carefully follow the instructions penned below:
- Open your web browser and go to the Tata AIG website.
- From the drop-down option, choose "Car Insurance."
- Simply input the vehicle registration number and tap on the "Get Price" button to get a new four-wheeler insurance policy. Select "Renew" to renew your auto insurance coverage.
- The insurance coverage details will be shown on your screen by Tata AIG's online four-wheeler insurance calculator.
- Choose an acceptable Insured Declared Value for your Maruti Suzuki car insurance from the list provided.
- If you have previously submitted a claim, all you need to do is update the information. Even if you did not file a claim, you are still eligible for the NCB (No-Claim Bonus).
- The entire cost of your four-wheeler insurance, as well as the monthly premium cost, will be presented to you.
Following your selection of the finest coverage plan that effectively meets your needs, you can purchase it online and pay through any digital payment alternative of your choice. Here we would like to add that not only Maruti Suzuki insurance renewal but renewal of any car insurance policy is crucial.
Maruti Suzuki Ritz Insurance Price - Your Premium Amount
The Maruti Ritz insurance amount will be determined by your insurance plan coverage, IDV, policy location, four-wheeler's registration information, and other factors. When purchasing your four-wheeler insurance policy online, be sure to select the appropriate Insured Declared Value for your Maruti Suzuki Ritz from the insurance pricing list. This will assist you in paying your four-wheeler insurance payments without puncturing a hole in your pocket. And if your Maruti Suzuki Ritz is stolen or damaged beyond repair, you may always claim the IDV, which is the amount insured for the loss of your vehicle.
So, while renewing or purchasing Maruti Suzuki car insurance, make sure you obtain the IDV of your vehicle from your local Maruti Suzuki dealership. To understand more about your four-wheeler's premium prediction, you may use Tata AIG's car insurance premium calculator online. This online tool is useful and will assist you in making timely and practical premium payments to secure your Maruti Suzuki Ritz car!
Things Included/Not Included under Tata AIG's Maruti Suzuki Ritz Car Insurance Policy
|Things Included under Tata AIG's Maruti Suzuki Ritz Insurance||Things Not Included under Tata AIG's Maruti Suzuki Ritz Insurance|
|If your Maruti Suzuki Ritz is stolen or damaged beyond repair due to an accident, Tata AIG will reimburse you for the full Insured Declared Value of the total market value.||If the damages to your Maruti Suzuki Ritz car are caused as a result of driving without the legal Indian driving licence or driving outside the geographical region of India.|
|Our online Maruti Suzuki Ritz insurance policy will provide financial protection for losses caused by natural disasters such as snowfalls, severe rainfalls, earthquakes, frost, floods, cyclones, etc||If the Maruti Suzuki Ritz car was damaged as a result of driving when intoxicated.|
|Tata AIG's four-wheeler insurance policies will provide maximum coverage when it is damaged as a result of man-made events such as strikes, terrorist attacks, riots, and vandalism. Also, it covers fire damages caused due to self-ignition, lightning and thunder, etc.||Tata AIG's Maruti Suzuki Ritz Insurance does not cover depreciation or normal wear and tear. Furthermore, charges insured for general car maintenance are not covered by our motor insurance coverage.|
|Our vehicle insurance coverage will cover the financial responsibilities incurred as a result of major or minor accidents.||If the damages to your covered Maruti Suzuki Ritz are caused by the owner-driver's fault, and if your four-wheeler was used for commercial reasons, our coverage won't cover damages to the car or injuries to the people inside.|
|If you're travelling inside the nation, your Maruti Suzuki Ritz car insurance will cover any damage to your four-wheeler that occurs during transportation.||If the damage to your Maruti Suzuki Ritz car is caused by crash testing, speed racing, or reckless driving.|
|Tata AIG's vehicle insurance will cover every third-party liability. Under our vehicle insurance coverage, the policy will cover bodily damages to a third person, the death of the third person, as well as damage to the third person caused as a result of your Maruti Suzuki Ritz car.||If the damage to your Maruti Suzuki Ritz car is the result of a battle or a war-like event, mutiny, insurrection, etc.|
|Tata AIG's Maruti Suzuki Ritz insurance includes Personal Accident Coverage of ₹15 lakhs for the owner-driver, insuring them against emergency medical expenditures for injuries sustained in an accident as well as the cost of transporting the owner-driver to the hospital, like ambulance fees. In the event of the owner-driver’s death, the designated beneficiary will get the set sum.||Your Tata AIG Maruti Suzuki Ritz car insurance will just cover half the cost of restoring consumables as a result of the normal wear and tear of the four-wheeler.|
Why Choose Tata AIG for Maruti Suzuki Ritz Insurance Policy
Tata AIG is a reputable insurance carrier in India that provides a variety of services to its clients. Here are some things to consider when purchasing Maruti Suzuki Ritz insurance:
Large Network of Cashless Garages : With Tata AIG, you may access more than 7,500 cashless garages throughout India for auto repairs. We have a tremendously happy client base of over 5 crore people in India. So, now that you have our Maruti Suzuki Ritz insurance, you won't have to worry about running out of cash. You may access different garages throughout India and get cashless repairs for your cherished Maruti Suzuki Ritz car with the Tata AIG Maruti Suzuki Ritz insurance online.
Performance-Driven and Seamless Insurance Plans : With over 650 claim specialists throughout India, our staff work hard every day to guarantee that your insurance purchasing experience is easy and hassle-free. Our whole insurance policy purchase and claim procedure are automated. As a result, you won't have to go through the time-consuming procedure of in-person assessment and verification to authenticate your Maruti Suzuki Ritz insurance claims.
All-Round Support : Our customer service team is always accessible to answer your questions. We understand that a four-wheeler emergency may strike at any moment and from any place. So, whether it's any time of the day, we'll always be available to answer your questions and solve your problems.
Skilled Core Unit : Tata AIG's core management unit is very skilled. Every one of them has over 20 years of expertise in the Indian Insurance industry. This represents our confidence, honesty, and openness with every Maruti Suzuki Ritz insurance coverage that we sell on a daily basis.
High Percentage of Claim Resolution : Tata AIG achieved a high claim settlement ratio of 98 percent for the fiscal year 2020-2021. This is what distinguishes us from the competition. This high CSR ratio ensures that you will receive prompt claim processing. As a result, you can rely on us not to dismiss your Maruti Suzuki Ritz car insurance claim on frivolous grounds.
Maruti Suzuki Ritz: A Brief Overview
Maruti Suzuki Ritz is a compact city hatchback that gives consumers all the luxuries at the lowest possible cost. In this hatchback, Ritz has surely succeeded in giving optimum comfort. Besides the SRS airbag, this vehicle boasts a braking system that allows for excellent control of the vehicle. Even the regular elements of this four-wheeler have a slight twist that gives it a unique appearance. The Maruti Suzuki Ritz's lofty and dynamic layout exudes joy and a real feeling of sportiness.
The table outlined below displays the features that the Maruti Suzuki Ritz car offers:
|Engine Displacement (cubic capacity)||1197 cc (petrol) 1248 cc (diesel)|
|Maximum Power output||85 horsepower at 6,000 rpm (petrol) 73 horsepower at 4,000 rpm|
|Peak Torque||114 Nm at 4,000 rpm (petrol) 190 Nm at 2,000 rpm (diesel)|
|Mileage||18.5 kilometre/litre (MT petrol) 17.16 kilometre/litre (AT petrol) 23.2 kilometre/litre (diesel)|
|Transmission||5 MT / 4 AT (petrol) 5 MT (diesel)|
|Suspension||McPherson Strut (front) Torsion Beam (rear)|
|Fuel Variant||Diesel / Petrol|
|Fuel Tank||43 litres|
|Emission Norm Compliance||BS-IV|
Maruti Suzuki Ritz Car Variants and Prices
|Variants||Ex-Showroom Price* in New Delhi|
|Maruti Suzuki Ritz LXi||₹4.30 lakh|
|Maruti Suzuki Ritz VXi||₹4.52 lakh|
|Maruti Suzuki Ritz Elate Edition VXi||₹4.77 lakh|
|Maruti Suzuki Ritz VXi||₹4.89 lakh|
|Maruti Suzuki Ritz VXi (ABS)||₹5.14 lakh|
|Maruti Suzuki Ritz Genus VDi||₹5.32 lakh|
|Maruti Suzuki Ritz ZXi||₹5.50 lakh|
|Maruti Suzuki Ritz LDi||₹5.50 lakh|
|Maruti Suzuki Ritz VDi||₹5.98 lakh|
|Maruti Suzuki Ritz AT||₹6.14 lakh|
|Maruti Suzuki Ritz VDi (ABS)||₹6.17 lakh|
|Maruti Suzuki Ritz ZDi||₹6.58 lakh|
Maruti Suzuki Ritz Car Features: Unique Selling Points
Design : The Maruti Suzuki Ritz has a tall four-wheeler body style with glossy paint choices. It also features side moulding strips to help prevent scratches. The boomerang-style tail lamps and broad bumpers give the automobile a stylish appearance. The window pillars are beautifully built for greater illumination, and the whole façade has a sleek appearance.
Comfort : The Maruti Suzuki Ritz is intended to give the owner and their family members the utmost comfort. It contains a steering outlet, front cup holders, and fabric upholstery in addition to the heater and air conditioner.
Security : The Maruti Suzuki Ritz offers power door locks, a central locking system, as well as child safety locks to assure the driver and the passengers' total safety. The four-wheeler also contains an engine mobiliser and a headlight beam adjustment to provide total driving safety. During the darker hours, the rear and front fog halogen lamps give total visibility.
Warning Systems : The Maruti Suzuki Ritz also has an average fuel efficiency metre and alerts for low fuel, open doors, and seat belts.
Top Contenders of the Maruti Suzuki Ritz
Here are the cars that rival Maruti Suzuki Ritz:
- Maruti S-Presso
- Maruti Alto 800 Tour
- Datsun Redi-Go
- Maruti Celerio
- Tata Tiago
- Hyundai i10
- Fiat Punto Evo
- Nissan Micra Active
- Chevrolet Beat
- Renault Kwid
All the information mentioned above is well-researched and sourced from reliable sources. Since this information is subject to change, it is advisable to check the latest travel guidelines and other location-specific information before planning a trip to any location.
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
Frequently Asked Question
1. Is it necessary for me to renew my Maruti Suzuki Ritz insurance coverage every year?
Yes. Four-wheeler insurance is typically available for one year, so you'll need to purchase or renew your insurance coverage each year. It's advised that you acquire and renew your coverage online not only to save quite an amount of time but also to receive other benefits like lower rates. As part of Tata AIG's Go-Green Initiative, we encourage renewing and obtaining car insurance online, where you'll receive a soft copy of your Maruti Suzuki Ritz car insurance plan. In addition to our official web portal, you may renew your plan by using our mobile application, which is accessible on the iOS and Android markets, as well as through WhatsApp messenger.
2. How do I select the best four-wheeler Insurance plan for my Maruti Suzuki Ritz car?
There are several Maruti Suzuki Ritz insurance coverages offered by various reputable insurance firms. One of them is Tata AIG. As a result, in order to select the best four-wheeler insurance coverage for your Ritz, you should compare insurance policies online from the many available four-wheeler insurance plans. The following factors should be considered while selecting a car insurance coverage:
Car Insurance Companies Features:
- Cashless workshops network
- Efficient customer support
- High CSR (Claim Settlement Ratio)
Car Insurance Policy Features :
- Car insurance premium rates
3. What's the fine amount I need to pay for driving my Maruti Suzuki Ritz car on Indian roads without proper insurance?
The fine amount that you need to pay if caught without proper car insurance on Indian roadways is ₹2,000 for the first offence. You can also be jailed for a maximum period of three months. Also, ₹4,000 for the second offence. Also, you could be jailed for up to three months. Tata AIG's third-party car insurance plan protects you against excessive liability if you're found liable for the loss or damage of any third party, but it doesn't cover any damage caused to your vehicle.
Thus, it's advisable to purchase comprehensive coverage for your Maruti Suzuki Ritz car, ensuring financial security in times of unforeseen circumstances.
4. Will my four-wheeler insurance cover the expense of repairing my Maruti Suzuki Ritz car's windshield if it's damaged in an accident?
Your four-wheeler insurance for Maruti Suzuki Ritz will cover the expense of a damaged windshield if you have comprehensive or own-damage coverage.
5. How's IDV (Insured Declared Value) calculated?
The standard formula for calculating Insured Declared Value is the four-wheeler's original ex-showroom value minus the depreciation value during its lifespan.
6. Is car insurance required for my second-hand Maruti Suzuki Ritz car?
Yes. As per the 1988 Motor Vehicles Act, any automobile travelling on Indian roadways, including your Maruti Suzuki Ritz, should have minimum third-party car insurance. If you are discovered without it, you might be fined ₹2,000 or could be jailed for a period not exceeding three months. Furthermore, if you want complete coverage of your Maruti Suzuki Ritz car, you need to buy a separate policy. In this scenario, a comprehensive car insurance policy is advised since it covers your Maruti Suzuki against personal accidents or third-party liability.
7. What papers do I need to renew my Maruti Suzuki Ritz insurance policy?
You may get your Maruti Suzuki Ritz insurance renewed with Tata AIG. You only need to have these details with you:
- Your previous year's Maruti Suzuki Ritz car insurance policy number
- Your previous year's policy date of expiration
- Your four-wheeler's registration number