Nissan Car Insurance

• Recent Recall Concerns: Some Nissan models in India, including the Magnite, have been recalled for issues with door handle sensors, airbags, brakes, and engine components.
• Unexpected Repair Costs: Although newer Nissan cars have shown improved safety ratings, unexpected repair costs can still be expensive without Nissan insurance coverage.
• Rising Road Accident Risks: India records lakhs of road accidents every year, increasing the risk of vehicle damage, injuries, and third-party liabilities.
• Higher Risk for Young Drivers: Young drivers aged 18 to 35 account for 55% of road accident fatalities, highlighting the need for financial protection on the road.
• Expensive Spare Parts & Repairs: Repairing Nissan cars can be costly due to the high cost of certain spare parts, advanced components, and service-related expenses.

• Third-Party Car Insurance

View Plan

• Standalone Own Damage Insurance

View Plan

• Comprehensive Car Insurance

View Plan

• Zero Depreciation Car Insurance

View Plan

• Usage-Based Car Insurance

View Plan

• Easy Online Purchase and Renewal: Buying or renewing your Nissan car insurance online from TATA AIG is quick, simple, and very easy.
• Customisable Add-Ons: Personalise your policy with 8+ useful add-ons for complete protection.
• No-Claim Bonus Benefits: Enjoy lower renewal premiums with a no-claim bonus for every year you drive claim-free.
• Personal Accident Cover: Personal accident cover provides financial support to the owner-driver in the event of accidental injury, disability, or death.
• 24x7 Roadside Assistance: If you have a flat tyre, a dead battery, or a car breakdown, help is available anytime you need it.
• Affordable Premiums: Choose from different insurance for Nissan that offer reliable coverage without putting extra pressure on your budget.
• Wide Cashless Garage Network: Get car repairs at 6301+ network garages across India without worrying about upfront repair payments.

Inclusions

• If your Nissan car is stolen, you receive compensation up to the insured IDV.
• Helps cover repair costs if your vehicle is damaged in an accident.
• Being one of the best car insurance in India, it covers damages caused by fire, riots, vandalism, strikes, or similar incidents.
• Protects against losses from damage to the car caused by natural disasters such as floods, earthquakes, storms, cyclones, and landslides.
• Covers legal and financial liabilities if your car causes injury or property damage to others.
• Damage to the car that occurs during transportation is also covered.

Exclusions

• Regular ageing, poor maintenance, and negligence are not covered.
• Losses due to war, nuclear risks, or uncovered add-ons are excluded.
• Claims may not be accepted in cases like drunk driving, racing, or driving without a valid licence.

Note: Coverage benefits may vary depending on the policy chosen and the add-ons selected. Please refer to the policy wording for detailed information on inclusions, exclusions, terms, and conditions.

The following are some of the most essential add-ons offered by TATA AIG with the car insurance:

Return to Invoice Cover

Get compensation equal to your car’s original invoice value, including road tax and registration charges, in case of total loss or theft.

Depreciation Reimbursement Cover

Avoid depreciation deductions on replaced parts during approved claims and reduce out-of-pocket expenses.

Engine Secure Cover

Protect your car’s engine and gearbox against damage caused by water ingression or lubricant leakage.

Roadside Assistance Cover

Receive emergency help for breakdowns, towing, battery jump-starts, flat tyres, and minor on-site repairs.

No Claim Bonus Protection

Keep your accumulated No Claim Bonus intact even after making a claim during the policy period.

Key Replacement Cover

Covers the cost of replacing lost or stolen car keys and repairing related locks if required.

Buy Nissan Car Insurance in a Few Simple Steps

Follow these steps to buy your Nissan car insurance online:

1. Enter your Car’s Registration Number: Enter your Nissan car registration number at the top of the page and click on ‘Get Price’.

2. Provide your Details: Fill in a few car and personal details so we can generate the right Nissan insurance quote for you.

3. Select a Plan: Pick the Nissan auto insurance cover that suits your needs and add optional covers for extra protection if required.

4. Make a Purchase: View your final premium amount and complete the payment using your preferred option and get your Nissan car insurance policy in just a few minutes.

1. Find the My Policy Option: Click on the ‘My Policy’ option available at the top-right corner of the page.

2. Sign in: Sing in using your registered mobile number, email ID, or policy number.

3. Find your Policy: Navigate to the ‘Policy Download’ section and provide your vehicle registration number or policy number to locate your policy.

4. Get your Copy: Download your policy instantly or receive it through email or WhatsApp for easy future access.

Also Read: Car Insurance Renewal in India: Documents Required

How to Raise a Claim

Follow these steps to claim your car insurance seamlessly:

1. Inform TATA AIG about the damage or accident as soon as possible through the online claims portal or by calling the customer support helpline at 022 6489 8282.

2. Take your Nissan car to a TATA AIG network garage for cashless repairs, or to a non-network garage for reimbursement. If the car is not drivable, you can also request towing assistance.

3. Share your policy details and submit the required documents. For reimbursement claims, keep all repair bills and receipts safely.

4. A surveyor will inspect the vehicle and assess the damage before approving the claim.

5. Once approved, repairs are carried out. For cashless claims, TATA AIG settles the approved amount directly with the network garage. For reimbursement claims, the eligible claim amount is transferred to your registered bank account.

Documents Required to Claim

Here are the essential documents that are required to file a claim:

• The duly filled and signed claim form.
• A verified copy of the First Information Report (FIR), especially required in cases of theft or third-party liability.
• A copy of the vehicle’s registration certificate (RC).
• A copy of the driver’s licence of the person driving the Nissan at the time of the incident.
• A copy of the active policy documents for your Nissan insurance.
• Accident photographs, especially in the case of reimbursement claims.
• Repair bills and receipts are required when opting for reimbursement instead of cashless repair.
• A No Trace Report from the police is mandatory for theft claims.
• Relevant hospital or medical documents for personal accident claims.
• Signed RTO transfer papers, including Form 29 and Form 30, in case of a second-hand Nissan or ownership transfer. Form 28 is also needed if a NOC is required.
• NOC and Form 35 from the lender, if your Nissan car is under a loan.

Also Read: Documents Required to File a Car Insurance Claim

Your Nissan insurance cost is calculated based on a few important factors related to your car, coverage, and driving profile. TATA AIG considers these details to determine the overall risk and final premium amount. For a quick and easy estimate, you can also use the online car insurance premium calculator. Here is what affects the final premium amount:

• Insured Declared Value (IDV)
• Car make and model
• Details of your previous policy and insurer
• Policy number
• No Claim Bonus (NCB)
• Deductibles
• Any add-ons you wish to include

Calculate Now

Note: Vehicle prices may vary due to model updates, taxes, and location-based charges. Please check with the official brand website or authorised dealership for the latest details.