Buy/Renew Nissan Car Insurance Online

Accidents are unpredictable and can take place for all sorts of reasons. No matter how cautious you are when driving, there is always a possibility of mishaps. If it ever befalls you, large expenditures for car repairs and medical care may await you. However, obtaining or renewing Nissan insurance from Tata AIG will assure you of all sorts of assistance in shouldering the financial burden by honouring your legitimate claim.

In addition, if your Nissan car collides with a vehicle of a third party, you may face hefty bills to pay the third party. Motor insurance purchased or renewed from Tata AIG will bear every legal and financial duty in the circumstances as well. As a result, you may drive without concern. Again, according to the 1988 Motor Vehicles Act, every motorist needs to have third-party insurance for cars.

So, if you possess a Nissan car or are planning to buy one, don't forget to purchase or do a car insurance renewal online. Tata AIG is, arguably, the best place to get or renew Nissan car insurance in India because of our services, like cashless garages, free vehicle inspections, and speedy authorisation for four-wheeler repairs.

Apply for our Nissan car insurance coverage immediately! You may do it quickly if you keenly follow the steps mentioned below:

• Navigate to Tata AIG's website by launching your web browser.
• Choose the "Car Insurance" option.
• Type the car registration number and select the "Get Price" option to acquire a fresh four-wheeler insurance policy. Choose "Renew" if you intend to renew Nissan car insurance plan.
• The insurance coverage details will be presented to you on your screen by our online four-wheeler insurance calculator.
• Choose an appropriate IDV for your car from the catalogue provided.
• If you have formerly filed a claim, you need to update the information. You can still benefit from the No-Claim Bonus discount if you do not file a claim.
• The overall price of your car insurance, as well as the monthly premium cost, will be revealed to you.

After selecting the coverage plan that best matches your requirements, you may complete an online purchase using any of the digital payment alternatives of your choice.

When you buy a Nissan car, having the right insurance plan is essential—not just for legal compliance but also to protect your vehicle from unexpected financial loss. TATA AIG offers car insurance for Nissan owners with options to suit different coverage needs and budgets. Here's an overview of the three main types of car insurance policies available:

● Comprehensive Car Insurance Policy

A comprehensive car insurance policy offers broad protection by covering both third-party liabilities and damages to your own Nissan vehicle. It includes coverage for loss or damage caused by accidents, fire, theft, and natural calamities such as floods or storms. If your Nissan car is stolen or damaged due to a man-made incident, this policy ensures you're financially safeguarded.

You can further enhance your coverage with optional add-ons like zero depreciation car insurance, engine protection, roadside assistance, and more. However, it’s important to note that damages from illegal driving activities, drunk driving, or accidents in restricted areas are not covered under this plan.

● Standalone Own Damage Car Insurance Policy

The Standalone Own Damage Car Insurance Policy is available for Nissan cars purchased after September 2018. It covers damage to your own vehicle due to accidents, theft, fire, or natural disasters. However, it does not include coverage for third-party liabilities. To meet legal requirements, you must separately purchase a third-party car insurance policy alongside this plan.

This type of coverage is ideal for Nissan car owners who already have a valid third-party insurance policy but want to secure their own vehicle against physical damage.

● Third-Party Car Insurance Policy

A third-party car insurance policy is legally mandatory for every car owner in India. This plan offers coverage for any damage or injury caused to another person’s vehicle, property, or life due to an accident involving your Nissan car. It does not, however, cover damage to your own vehicle or personal accident cover for the owner-driver unless purchased as an add-on.

While it fulfils the basic legal requirement, this policy is not suitable if you're looking for complete protection for your Nissan vehicle.

When calculating your Nissan car insurance premium, several important factors come into play. The premium amount depends on the coverage you select, your vehicle’s registration details, and most importantly, the Insured Declared Value (IDV), which represents the maximum claim amount in case of total loss or theft.

Choosing the right IDV is crucial when purchasing car insurance online because it directly affects how much you pay as a premium. You can visit the official Tata AIG website to view premium rates and get a clear understanding of what influences your insurance costs.

To make things easier, Tata AIG offers an online car insurance premium calculator. This tool helps you estimate your premium based on your Nissan’s details, so you can plan your payments accordingly and ensure your car stays protected from accidental damage or theft.

If you want personalised advice or a specific quote, Tata AIG’s experts are also available to guide you through the process and help you find the best coverage for your Nissan.

To enhance your Nissan car insurance policy, TATA AIG offers a range of add-ons that provide comprehensive protection against repair costs, accident-related expenses, and component-specific damages. Here’s a detailed look at all available add-ons as per TATA AIG’s brochure:

● Return to Invoice

This add-on guarantees you receive the full invoice value of your Nissan car, including first-time registration charges and road tax, under the Return to Invoice scheme in case of theft or total loss.

● Depreciation Allowance

Covers the depreciation on replaced parts during claim settlement, ensuring you receive a higher claim amount. It is limited to the first two claims in a policy year and available with optional deductibles.

● Additional Third Party Property Damage Cover

Extends the standard ₹1 lakh third-party property damage limit up to ₹16 lakh. Helpful in high-liability accidents.

● Consumable Expenses Cover

The Consumables Cover covers expenses for items like engine oil, nuts, bolts, lubricants, and brake oil, which are usually not included in standard Nissan insurance claims.

● Emergency Medical Expenses

Covers medical treatment, ambulance costs, and support aids (like crutches or wheelchairs) for you and your co-passengers after an accident, up to ₹5,000 or 5% of the sum insured.

● Additional PA Cover for Owner-Driver

Provides extra personal accident protection of up to ₹5 lakh, in addition to the standard ₹15 lakh cover.
● Additional PA Cover for Unnamed Passengers

Protects unnamed passengers travelling in your Nissan car by offering extra accident cover up to ₹5 lakh per person.

● Roadside Assistance

Includes towing, on-the-spot repairs, emergency fuel delivery, flat battery jump-starts, spare key support, and alternate transport arrangements—ideal for breakdowns.

● Electric Surge Secure (for EV Nissan cars)

If you drive an electric Nissan (like the Leaf), this add-on covers damages due to electrical issues like short circuits or water ingress while charging. Battery coverage applies only if the battery cost is part of the IDV.

● Depreciation Allowance – Battery

Specifically for electric cars, this covers depreciation on replaced EV batteries during approved claims. Optional zero or % deductibles are available.

● Engine Secure

The Engine protection Cover safeguards your Nissan’s engine and gearbox from water ingress and oil leaks, preventing damage—especially during floods. Repair costs also cover lubricants used.

● Tyre and Rim Secure

Covers repair or replacement costs for standalone tyre or rim damage. The payout depends on unused tread depth, with up to 100% coverage for nearly new tyres. Includes labour and service charges.

Purchasing Nissan car insurance online offers a seamless experience that combines convenience, flexibility, and smart savings. Whether you are buying a new policy or looking for a hassle-free car insurance renewal, doing it online ensures that you’re in control of your policy every step of the way.

1. Customisation with Add-on Covers

When you buy a comprehensive car insurance policy from TATA AIG, you can personalise your coverage with up to 12 optional add-ons. These include essential covers such as *Zero Depreciation (Depreciation Reimbursement), Key Replacement, and more—helping you tailor your car insurance for Nissan to match your needs. With these add-ons, you can go beyond basic protection and enhance your policy’s effectiveness.

2. Easy and Quick Online Claims Process

TATA AIG enables a completely online claim process that is simple and efficient. All you need to do is visit the official website, go to the “Claims” section, and fill out a short form with details like your car insurance policy number and information about the incident. Once submitted, your claim is initiated immediately, and you can also track the status online for complete transparency.

3. Nationwide Cashless Garage Network

One of the key advantages of buying your Nissan car insurance online with TATA AIG is access to a cashless claim facility at over 5900+ network garages across India. Even if you’re not near one of these garages, you can get your Nissan repaired at any trusted garage and opt for a reimbursement claim. Your car is covered, no matter where you are.

4. Complete Protection for Your Vehicle

TATA AIG’s car insurance policies protect your four-wheeler against a wide range of risks including theft, accident-related damage, and natural or man-made disasters. This ensures that no matter the situation, your financial liability is taken care of.

5. Transparent Nissan Insurance Cost Calculation

By purchasing online, you can use the vehicle insurance calculator to understand how your premium is calculated based on your Nissan model, location, IDV, and add-ons. This helps you choose a policy that offers the right balance between protection and cost.

6. Convenient Car Insurance Renewal

Renewing your Nissan car insurance online is fast and user-friendly. You can review your policy, update any details, and complete the renewal process in just a few clicks—ensuring uninterrupted coverage.

7. Exclusive Online Discounts

Online purchases often come with special promotional offers and lower processing fees. When you choose to buy or renew your car insurance online, you get access to these benefits, making your Nissan insurance cost even more affordable.

With so many alternatives available, it is natural to question what distinguishes Tata AIG from the competition. Some of the benefits you may gain if you buy Nissan Car insurance from us are as follows:

• Range of Policies: Tata AIG provides a wide selection of car insurance packages, including customised standalone personal accident insurance, comprehensive car insurance, and mandatory third-party liability insurance policies.

• The Tata Trust and Promise: Tata AIG has been in the Indian insurance business for over 20 years. The 'Tata' brand alone is enough to instil faith and confidence in the Indian people.

• No-Fuss Car Insurance Claim Procedure: We provide a simple three-step claim procedure backed up by 650 claim specialists, ensuring that each claim is completed quickly.

• Wide Network of Cashless Garages: Tata AIG’s vast network of cashless garages across India allows you to fix your damaged Nissan car without worrying about the expense.

• Easy Policy Purchase and Renewal Online: Tata AIG's hassle-free online process allows you to renew and purchase your car insurance coverage from the convenience of your couch.

Filing a claim under your Nissan car insurance policy is a simple, step-by-step process with Tata AIG. Whether you’ve experienced an accident, theft, or natural calamity-related damage, we ensure a smooth and transparent claims journey. Here’s how you can initiate and complete your car insurance claim online:

Step 1: Register Your Claim

You can file a claim by calling us on 022 6489 8282 or visiting the Claims Support section on the Tata AIG website. After registering your request, a self-inspection link will be sent to your registered mobile number.

Step 2: Conduct Self-Inspection

Using the self-inspection form, you can upload damage details directly from your smartphone. A Tata AIG surveyor may also inspect your Nissan vehicle to assess the damage further.

Step 3: Choose Your Repair Option

You can opt for either:

● A cashless claim by visiting any of our 5900+ network garages across India

● Or a reimbursement claim at a garage of your choice by paying upfront and submitting bills later.

Step 4: Submit Required Documents

Keep these documents ready:

● Duly filled claim form

● Car insurance policy documents

● FIR (if applicable)

● Identity & address proofs

● Repair bills (for reimbursement claims)

Step 5: Track Your Claim

After submission, you can track your claim status online. This offers complete visibility from initiation to settlement.

Step 6: Claim Settlement

Once your claim is reviewed and verified as per the policy terms—including any applicable zero depreciation car insurance or add-ons—Tata AIG will settle your claim promptly.

When filing a claim under your Nissan car insurance policy, having the correct documents ready helps speed up the process. Whether it’s an accident, theft, or a personal accident claim, Tata AIG requires certain documents to verify and process your request. Below is a list of commonly required documents for car insurance for Nissan:

● The claim form, duly filled and signed by the insured.

● A verified copy of the First Information Report (FIR), especially in cases of theft or third-party liability.

● A copy of the vehicle’s Registration Certificate (RC).

● A copy of the driver’s licence of the person driving the Nissan at the time of the incident.

● A copy of the active policy documents for your Nissan insurance.

● Accident photographs, especially in the case of reimbursement claims.

● Repair bills and receipts, required when opting for reimbursement instead of cashless repair.

● A No Trace Report from the police is mandatory for theft claims.

● Relevant hospital or medical documents for personal accident claims.

● Signed RTO transfer papers, including Form 29 and Form 30, in case of a second-hand Nissan or ownership transfer. Form 28 is also needed if a No Objection Certificate (NOC) is required.

● NOC and Form 35 from the lender, if your Nissan car is under a loan.

Before filing your claim, it’s recommended to contact Tata AIG’s customer support for clarification based on the type of claim. For added convenience, you can also manage your policy and track your claim status online. You can estimate your Nissan insurance cost or explore suitable add-ons using tools like the vehicle insurance calculator available on Tata AIG’s car insurance online portal.

If you’ve purchased or renewed your Nissan car insurance online through Tata AIG, downloading your policy document is quick and easy. Whether you need the soft copy for reference, verification, or for claim filing, the process is fully digital and accessible 24/7.
To download your Nissan insurance policy, follow these simple steps:

1. Visit the Tata AIG website and go to the Car Insurance section.

2. Click on the ‘Self-Service’ or ‘Policy Download’ option available on the homepage.

3. Enter the required details such as your registered mobile number, policy number, or vehicle registration number.

4. Authenticate via OTP or email verification.

5. Once validated, you can instantly download the PDF of your car insurance for Nissan.

This document serves as your official proof of insurance and includes all key details such as policy coverage, add-ons (like zero depreciation car insurance), IDV, premium paid, and policy period. It’s important to keep a digital and printed copy handy, especially in case of car insurance claims or vehicle checks.

If you’ve recently used the vehicle insurance calculator to customise your plan or completed a car insurance renewal, you’ll also receive the policy copy directly via email. You can always re-download it from the Tata AIG portal whenever needed.

Nissan is one of Japan's leading four-wheeler manufacturers. The brand's distinct identity has been established via ongoing innovation, cutting-edge technology, and state-of-the-art designs. Nissan began operations in India in 2005 as Nissan Motor India Private Limited. The brand has given people everything from mid-size luxury sedans like the Nissan Teana to stunning sports cars such as the Nissan 370Z. Aside from these, the brand has produced affordable vehicles such as the Nissan Evalia, Nissan Micra, and Nissan Sunny.

One production plant is in Chennai, while the others are on the outskirts of the city at Oragadam. From the small yet attractive hatchback, Nissan Micra, to the capacious sedan, Nissan Sunny, this Indo-Japanese collaboration has developed robust models. Nissan offers economical yet comfortable vehicles starting at ₹5.88 lakh. The brand's most expensive vehicle is the GT-R, which costs ₹2.12 crores.

In 2010, the Nissan Micra received the "Car India Small Car of the Year Award''. While the Nissan Terrano car has received 5-star ratings in terms of performance, comfort, and style. It's the most attractive SUV currently in India.

Nissan's mid-range vehicles are relatively reasonably priced. You may pick between a diesel and a petrol engine. The service cost is also within range. Having Nissan car insurance, on the other hand, offers its own set of advantages. Four-wheeler insurance is a legal requirement that you must have. You'll be fined if you do not have it.

1. Affordable Yet Feature-Rich

Nissan offers value-for-money cars that combine modern styling with functional interiors. From compact SUVs like the Nissan Magnite to performance cars like the GT-R, there's something for every budget.

2. Strong Focus on Safety

Most Nissan models come equipped with essential safety features such as dual airbags, ABS with EBD, rear-view cameras, and in higher trims, stability and traction control. Nissan prioritises occupant protection without inflating costs.

3. Low Maintenance & Service Accessibility

Nissan cars are designed to be low-maintenance and durable, which means fewer workshop visits and lower service bills. Plus, Nissan has an expanding network of service centres across India, ensuring convenience for all owners.

4. Fuel Efficiency

Whether it's the manual variant or an X-Tronic CVT, Nissan cars are known for being fuel-efficient, making them ideal for both city commutes and long drives.

5. Smart Technology Integration

Select models come equipped with Nissan Intelligent Mobility, offering features like connected car tech, vehicle dynamic control, and eco-driving aids. This makes driving safer and more intuitive.

Here are some of the four-wheelers that give competition to Nissan cars:

• Renault Kiger, Maruti Suzuki Vitara Brezza, Kia Sonet, Tata Nexon (Some of the competitors of Nissan Magnite)
• Hyundai Creta, Mahindra Scorpio, Renault Duster, Chevrolet TrailBlazer (Some of the competitors of Nissan Kicks)
• Mercedes-Benz AMG GLE 63 S, Lexus LC 500h, Audi RS7, Porsche Panamera (Some of the competitors of Nissan GT-R)

Disclaimer / TnC

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.