Maruti Ignis Car Insurance

Buying or renewing Ignis insurance with Tata AIG is as smooth as driving the car itself. Whether you're getting insurance for a brand-new Ignis or simply want to renew your car insurance online, the process is designed to be fast, simple, and fully customisable.

How to Buy Maruti Ignis Car Insurance?

1.Start Online

Head to www.tataaig.com and click on ‘Get Quote’.

2.Enter Car Details

Fill in the details of your Maruti Ignis like the make, model, variant, fuel type, and registration location. For new cars, include the expected delivery date to generate an accurate quote.

3.Add Your Information

You’ll need to provide your mobile number, PIN code, RTO code, and other basic details so the quote reflects your specific location and car specs.

4.Choose Your Plan

Pick the type of coverage you want, whether it’s third party car insurance or a comprehensive plan. You can also add extra protection like Zero Depreciation or NCB Protection as per your liking.

5.Complete CKYC & Personal Details

Share your name, DOB, address, email ID, and complete the quick CKYC process. If you’re adding Personal Accident Cover, keep your chassis number, engine number, and nominee details handy.

6.Make Payment

Use any preferred payment method. Once done, your policy gets issued instantly.

7.Download Your Policy

You’ll receive a soft copy via email and can also download it directly from the screen.

How to Renew Maruti Ignis Car Insurance?

1.Visit the Renewal Page

Go to Tata AIG’s website and click on the ‘Car Insurance Renewal’ section.

2.Enter Your Details

Input your car’s registration number or previous policy number to locate your existing Ignis policy.

3.Check Your Updated Quote

Review the latest premium, including the current Insured Declared Value (IDV), No Claim Bonus (NCB), and any previous add-ons.

4.Customise Your Renewal

If needed, add extras like Depreciation Reimbursement or engine protection based on how old your car is and how you drive it.

5.Verify Everything

Confirm your policy details, including your bonus eligibility under the NCB Protection add-on if you’re carrying it forward.

6.Pay and You're Done

Make the payment to complete your renewal. If your policy has expired, a quick vehicle inspection may be required before it gets renewed.

7.Get Instant Access

Your renewed policy will be sent to your email, in a ready to download format.

Whether you're insuring your Ignis for the first time or just renewing, Tata AIG’s car insurance online process makes it easy to get the coverage that fits your needs. Be it basic third party vehicle insurance or complete protection with all the extras.

When calculating the Maruti Ignis insurance price, a few essential components come together to determine the final premium. Understanding these factors can help you choose the right policy and even manage your costs better.

Here’s how the premium is calculated:

Car Insurance Premium = Own Damage Premium – (NCB + Discounts) + Third-Party Liability Premium + Add-on Cover Premium + GST

1. Own Damage Premium

This part of the premium depends on the Insured Declared Value (IDV) of your Ignis essentially, the current market value of your vehicle. The model, age, and location of registration also influence this amount.

2. No Claim Bonus (NCB) & Discounts

If you haven’t made any claims in the previous policy period, you may be eligible for an NCB benefit which reduces your renewal premium. Voluntary deductibles can also lower your Ignis insurance price.

3. Third-Party Liability Premium

This is a fixed charge set by the IRDAI. It covers injury or damage to other people or their property forming the mandatory third party car insurance portion of your policy.

4. Add-on Covers

Optional covers such as Zero Depreciation or NCB Protection can be added based on your needs. These offer enhanced coverage but also add to the overall premium.

5. GST
Finally, Goods and Services Tax is applied to the total premium as per government regulations.

For ease and transparency, you can use an online vehicle insurance calculator to check your estimated premium before buying or renewing. Whether you’re purchasing Ignis insurance for the first time or going in for a renewal, these tools make comparing options straightforward and efficient.

Owning a car like the Maruti Ignis means thinking ahead, and one of the smartest ways to do that is by choosing the right car insurance. In India, there are a few simple options that help keep you and your car protected when unexpected things happen."

1. Comprehensive Car Insurance

Comprehensive motor insurance is like all-round protection for your vehicle. It not only covers your Maruti Ignis but also helps if there’s damage to someone else’s car or property. Events like accidents, fire, theft, floods, or storms are all taken care of. You also have the option to enhance your policy with useful add-ons such as:

• Roadside Assistance Cover

• Tyre Secure Cover

• Repair of Glass Fibre and Plastic Parts

It’s a solid option if you’re looking for broad coverage and fewer worries on the road.

2. Standalone Own Damage Insurance

If you’re looking to insure just your car, this type of policy handles the cost of repairs if your Ignis is damaged due to an accident, theft, or natural disasters. However, it doesn’t cover third-party damage. For that, you’ll need to add a separate third-party car insurance or third-party vehicle insurance policy.

You can also make your plan more useful by adding extras like:

• Key Replacement Cover

• Roadside Assistance Cover

It’s a good fit if your priority is to protect your own vehicle.

3. Standalone Third-Party Insurance

By law in India, every vehicle must have third-party insurance. This plan covers you if your car causes damage to someone else’s property or results in injury. It doesn’t protect your Ignis from damage.

If you’re driving for work or business, it’s important to explore commercial vehicle insurance, which is designed for business needs.

Whether it’s Ignis insurance or another plan, always keep up with your vehicle insurance renewal so your coverage doesn’t lapse when you need it the most.

• Quick and Easy Process

Buying or renewing your Maruti Ignis insurance online is fast—no queues, no agents, just a few clicks from quote to policy.

• Compare Plans Easily

You can view different options, whether you're looking for third party vehicle insurance, third party motor insurance, or a full coverage plan—making it easy to pick what suits your Ignis best.

• Customisable Add-ons

Add covers like Zero Depreciation car insurance, Roadside Assistance, or Engine Protection to match your driving habits and location.

• Instant Policy Issuance

Once payment is done, your insurance policy is issued immediately and sent to your inbox. No paperwork needed.

• Easy Renewals

Vehicle insurance renewal is just as smooth. Log in, check your details, make updates if needed, and renew your policy in minutes.

• Secure and Transparent

Everything is upfront. No hidden charges or middlemen. What you see is what you pay.

When you buy or renew your Maruti Ignis insurance, it’s smart to go beyond the basics. Tata AIG offers several useful add-ons that give your Ignis better protection in all kinds of situations. From accidental damage and emergencies to everyday problems like key loss or flat tyres. Here’s a look at some add-ons you can choose to customise your plan:

• Zero Depreciation (Depreciation Reimbursement)

With this add-on, your Maruti Ignis insurance will cover the entire cost of replacing parts like plastic, rubber, and metal, without factoring in depreciation. It’s especially helpful when your Ignis is still fairly new and you want full claim value.

• Return to Invoice Cover

If your Ignis is stolen or completely damaged, this add-on helps you recover the original invoice value. It includes the road tax and registration cost too. This is ideal for avoiding losses due to vehicle depreciation.

• Engine Protection Cover

Water damage or oil leaks can be expensive to repair. This cover ensures your Ignis’s engine and parts like the gearbox are protected against non-accident-related damage.

• Roadside Assistance Cover

This is your anytime help when your car breaks down. Whether it’s a battery issue, flat tyre, or towing need, this cover ensures support is just a call away. Perfect for long-distance drives.

• Key Replacement Cover

Lost your Ignis keys or had them stolen? This add-on pays for replacement and reprogramming, saving you from a frustrating situation.

• Tyre Secure Cover

If your tyres are damaged due to cuts, bursts, or road accidents, this cover reimburses you for repairs or replacement. Tyre damage is common, and this can keep you rolling stress-free.

• Repair of Glass Fibre and Plastic Parts

Need to fix minor cracks on your bumper or replace fibreglass trims? This add-on ensures that repairs to non-metal parts don’t eat into your savings and won’t affect your No Claim Bonus (NCB) either.

• Consumables Cover

This add-on handles costs for items like engine oil, brake fluid, nuts, bolts, and other materials often excluded from standard insurance claims.

• Emergency Medical Expenses

Covers medical treatment if you or your passengers are injured in an accident. It includes hospital bills, ambulance charges, and first aid support, helping you focus on recovery.

• Emergency Transport and Hotel Expenses

Break down far from home? This cover reimburses your cost for emergency accommodation and travel arrangements so you’re never stranded.

• Daily Allowance

If your Ignis is in the garage post-accident, this add-on pays for your daily travel like cabs or public transport until your vehicle is repaired.

• Loss of Personal Belongings

Items like your bag, phone, or documents inside the car are also protected. This cover reimburses you for personal belongings lost or damaged during an accident or theft.

• Personal Accident Cover for Passengers

This ensures your passengers are covered in case of injury or accidental death while travelling in your Ignis.

• Compulsory Personal Accident (Owner-Driver)

A must-have for all car owners, this provides financial protection in case of death or disability due to an accident.

• Courtesy / Replacement Car Cover

Need a car while your Ignis is being repaired? This add-on offers a temporary replacement so you don’t have to adjust your daily routine.

• Outstation Emergency Cover

If your car breaks down outside city limits, this cover supports your repair and towing costs, making sure you're not caught unprepared on long journeys.

• Additional Third-Party Property Damage Cover

If you're worried about causing significant damage to someone else's property, this add-on gives extended financial coverage beyond the standard third party motor insurance.

• Accident Shield

This provides a fixed lump sum benefit in case of severe injury or permanent disability following
a major accident.

• Voluntary Deductible Discount Add-on

By opting to pay a part of the claim yourself, you get a discount on your Ignis insurance premium great for safe drivers who rarely claim.

• Vehicle Loan Protector

In case of the owner's untimely demise in an accident, this add-on clears the remaining car loan amount, ensuring your family doesn’t face the financial burden.

These add-ons make sure that your Ignis insurance does more than just the basics. Whether it’s Roadside Assistance Cover during a road trip or Engine Protection Cover during the monsoon, you can drive with added confidence knowing you’re well covered.

Tata AIG ensures that its customers make informed decisions. So, before buying motor insurance, you must know the inclusions and exclusions it contains. Here is a table that will help you understand what is covered and what is not under your comprehensive Maruti car insurance:

To claim your Maruti Ignis car insurance, follow the simple steps:

• Call on 1800- 266-7780 or visit the “Claims Support” page on the Tata AIG website.
• Now fill in the required information.
• You will receive a link on your registered mobile number for self-inspection.
• Fill in the correct details about the car damages in the self-inspection form.
• A surveyor will also visit to inspect the car.
• Make a cashless claim at the network garages or ask for reimbursement for the damages.
• Submit the following documents to file a claim: Claim form, FIR if present, address and identity proofs, and insurance policy documents.
• You can also track the claim settlement process online.
• Once the company examines your claim, it will be approved and settled.

Need a copy of your Maruti Ignis insurance policy? You can easily download it online in just a few clicks using Tata AIG’s Self-Service portal. Here's how:

1. Visit www.tataaig.com and head to the Self-Service section.

2. Log in using your mobile number, email ID, or policy number.

3. Click on the Policy Download option and enter your Maruti Ignis registration number.

4. Choose to download the PDF or have it sent to your email.

It’s that simple. No paperwork, no waiting. If you need help, you can always call 022-6489-8282 (charges apply) or drop an email to the support team.

While you’re there, you can also check your Maruti Ignis insurance price, explore add-ons like Zero Depreciation car insurance, or even begin your car insurance renewal journey quickly and securely.

When filing a Maruti Ignis insurance claim with Tata AIG, having the right paperwork ready can help speed up the process. Whether you’re filing for an accident, theft, or damage repair, keep these key documents handy:

• Duly filled and signed claim form

• A copy of the FIR (in case of theft or serious accident)

• Your vehicle’s RC, driver’s licence, and the Ignis insurance policy document

• Photos of the damage if you're opting for reimbursement

• Repair bills and receipts from the garage

• No Trace Report (mandatory for theft-related claims)

• Medical or hospital papers (for any injury-related claims)

• Relevant RTO forms for NOC or ownership transfers

For more clarity or case-specific requirements, you can always call Tata AIG at 022-6489-8282. Keeping these documents ready ensures a smoother claim process for your car insurance.

Choosing the right insurer matters when it comes to protecting your Maruti Ignis. Tata AIG offers a combination of convenience, savings, and trusted service that makes it a reliable option for your Maruti Ignis insurance needs.

• Quick Quotes in 3 Clicks

Get a car insurance quote online in just a few clicks—fast, easy, and hassle-free.

• Big Savings on New Cars

Enjoy up to 85% discount on insurance for brand-new vehicles.

• Wide Network of Garages

Access 5,900+ garages across India for cashless repairs and regular servicing.

• Affordable Renewal Options

Get up to 75% off when renewing your policy, especially useful for older cars.

Whether it’s a new Ignis or one that’s been with you for years, car insurance online from Tata AIG ensures peace of mind.