Maruti Suzuki Omni Insurance
Maruti Suzuki Omni Insurance
For over four decades, Maruti has been a household name in India. It has introduced several popular four-wheelers on Indian roads, including the Maruti Suzuki Omni.
Introduced in 1985, this car has been like the four-wheeler next door that many people have admired since childhood. It has served as everything from a courier delivery vehicle to an ambulance. It is a basic van style used to transport huge families in India. Long-distance travel was also possible with the vehicle.
If you possess an Omni, forming a relationship with it is natural. And seeing it ruined as a result of an accident may be heartbreaking! As a result, you must cover it with a good Maruti car insurance policy. So, take it further by purchasing or doing a Maruti Suzuki Omni insurance renewal at Tata AIG.
At Tata AIG, we safeguard your financial security and safety by providing the greatest insurance coverage for your four-wheeler. We provide a variety of Maruti Suzuki car insurance solutions to fit your needs and budget.
You may pick between comprehensive coverage or third-party insurance for 4-wheelers, as well as many add-on options, to ensure that your vehicle is properly protected. Also, with a straightforward and no-fuss procedure for car insurance renewal, you can easily renew your Maruti Suzuki car insurance online from the comfort of your home with little to no paperwork.
Maruti Suzuki Insurance Renewal/Purchase via Tata AIG
You know you can only drive your Maruti Suzuki Omni car with proper insurance. However, obtaining or renewing a motor insurance plan with Tata AIG is a straightforward procedure that can be completed in just a few minutes. The entire process is entirely online and 100% safe.
Go to the Car Insurance section of our website. Now input your vehicle registration number and click "Get Price" to purchase new insurance for cars or "Renew" for a Maruti Suzuki car insurance renewal of your current policy.
Fill in the blanks with the essential information requested by the screen.
Then, pick the relevant Insured Declared Value from the offered list.
Note: The IDV represents the current market value and the total sum guaranteed under your Maruti Suzuki Omni car insurance policy.
Any previous claims should be noted when doing Maruti Suzuki car insurance renewal online. This is because you are eligible for a No Claim Bonus (NCB), a discount on your renewal rate if you still need to submit a claim in the previous year.
You may select any of the 12 add-on riders we put forward to strengthen the protection of your four-wheeler based on your preferences and driving circumstances.
After you enter your information, the online calculator will reveal the Maruti Suzuki Omni insurance price.
If you believe the premium is affordable, you can pay using any digital payment option.
Your Maruti Suzuki Omni insurance policy will be emailed once your payment has been verified.
Maruti Suzuki Insurance Cost - Your Premium Amount
You may use our online four-wheeler insurance premium calculator to determine the typical Maruti Suzuki Omni Insurance cost depending on the basic coverage and add-on options chosen for your policy.
The third-party liability coverage is provided at premium rates based on the IRDAI's yearly rates. These are standard prices based on your Omni's engine cubic capacity.
The Insured Declared Value is one of the significant elements for calculating the Maruti Suzuki Omni insurance cost for comprehensive coverage. The IDV is the current market worth of your four-wheeler. It is determined by factors such as the ex-showroom price for the model, age, accessories, relevant depreciation, etc.
The IDV for your car may be obtained from your local Maruti Suzuki dealership or calculated using our online four-wheeler insurance premium calculator.
Things Included and Not Included under Tata AIG Maruti Suzuki Car Insurance Policy
The table below summarises the general contents and exclusions of Tata AIG's comprehensive insurance coverage for the Maruti Suzuki Omni:
|Things Included under Tata AIG's Maruti Suzuki Omni Car Insurance||Things Not Included under Tata AIG's Maruti Suzuki Omni Car Insurance|
|Tata AIG Maruti Suzuki insurance coverage comes especially helpful when a flood, tornado, hail storm, or other natural catastrophe damages your Maruti Suzuki car.||Loss or damage to your insured Maruti Suzuki car occurs outside the geographical region defined in your insurance plan (outside India).|
|If your Maruti Suzuki Omni car is damaged in an accident, don't worry; we have you covered. Tata AIG will pay you if your Maruti Suzuki Omni car is stolen.||Damage to your Maruti Suzuki Omni car is caused by electrical or mechanical faults and normal wear and tear when travelling.|
|Your Tata AIG Maruti Suzuki Omni insurance coverage will cover a third-party loss's legal and financial repercussions if it occurs unexpectedly.||You could not demand compensation if an accident occurred due to your negligence. Tata AIG would not accept your insurance claim if you were inebriated during the accident. Your insurance claim would be denied if you did not have a valid driver's licence at the time of the accident.|
|Loss or damage to your Maruti Suzuki Omni car is caused by rioting, terrorist attacks, vandalism, and so forth.||A third-party car insurance policy for your Maruti Suzuki Omni doesn't cover your standalone damage or personal accidents.|
|Your Tata AIG will cover expenses if your Maruti Suzuki car catches fire due to explosions, thunder strikes, or self-ignition.||If you use your Maruti Suzuki Omni for business activities, it may be damaged or lost. Furthermore, it is vulnerable to damage if the four-wheeler is utilised for speed trials, adventure sports, speed tests, and so on. Your four-wheeler insurance claim will be denied in that circumstances.|
|Your selected add-ons will safeguard you against specific losses and damages.||When your Maruti Suzuki Omni car was not stolen but suffered significant damage due to thievery or home house break-in.|
|Tata AIG will pay a maximum of ₹15 lakhs under the Personal Accident Cover to the selected beneficiary in your insurance policy in case of unforeseen incidents resulting in significant injuries or, sadly, your death.||Your covered Maruti Suzuki Omni car was damaged in the country owing to war-like conditions and an invasion.|
|Damage or loss to your Maruti Suzuki Omni car was caused while transporting it via rail, airline, or ship.||Damage to your Maruti Suzuki Omni car when used in prohibited areas, such as flood-prone areas.|
Why Choose Tata AIG for Maruti Suzuki Omni Car Insurance?
Tata AIG has expanded thanks to the trust of over five crore customers. As a result, when selecting the best insurance partner for your Omni car, you don't have to search any further. Tata, like Maruti, is an Indian household name recognised for its customer-centric and ethical corporate ideals in the Indian market. Tata AIG has been providing auto insurance for almost two decades.
You receive the following benefits with Tata AIG Maruti Suzuki Omni Car Insurance:
A simple online approach for purchasing and renewing the coverage
Round-the-clock online and phone support to answer your questions.
Simple claims settlement procedure
Across the country, over 7,500 garages provide paperless claim settlement.
For fiscal years 2020-2021, a high claim settlement ratio of 98% is expected.
More than 650 in-house claim professionals work effectively to ensure the claim resolution procedure goes as smoothly as possible.
If you have five consecutive claim-free years, you can receive a 50% reduction under the No Claim Bonus.
Maruti Suzuki Omni: A Brief Overview of the Car
Maruti Suzuki Omni was a tremendous success right after the parent firm introduced 20 versions of Omni. It is recognised as one of the most excellent multifunctional cars due to its fuel-efficient engine, spacious interior, and cargo possibilities.
During its existence, it was one of the most economical and efficient four-wheelers. The seating capacity of the Maruti Omni ranged from 5 to 8 seats. The Omni had a 796cc engine in petrol, LPG, and CNG models. Nonetheless, the manufacture of this minivan was halted in April 2019.
Maruti Suzuki Omni: Variants and Prices
|Variants||Ex-Showroom Price* in New Delhi (₹)|
|Maruti Suzuki Omni MPI CARGO BS3 W/IMMOBILISER||₹1.99 lakh|
|Maruti Suzuki Omni BS3 5-Seater||₹2.17 lakh|
|Maruti Suzuki Omni BS2 5-Seater||₹2.17 lakh|
|Maruti Suzuki Omni MPI STD BS3 5-Seater W/IMMOBILISER||₹2.17 lakh|
|Maruti Suzuki Omni BS2 8-Seater||₹2.19 lakh|
|Maruti Suzuki Omni MPI STD BS3 8-Seater W/IMMOBILISER||₹2.19 lakh|
|Maruti Suzuki Omni MPI STD BS3 5-Seater W/IMMOBILISER||₹2.19 lakh|
|Maruti Suzuki Omni LPG BS3 CARGO W/IMMOBILISER||₹2.20 lakh|
|Maruti Suzuki Omni MPI CARGO||₹2.37 lakh|
|Maruti Suzuki Omni CNG||₹2.47 lakh|
|Maruti Suzuki Omni Omni LPG BS2 LPG 5-Seater W/IMMOBILISER||₹2.47 lakh|
|Maruti Suzuki Omni LPG BS4 Standard||₹2.47 lakh|
|Maruti Suzuki Omni E MPI Standard BS4||₹2.65 lakh|
|Maruti Suzuki Omni E MPI Standard||₹2.65 lakh|
|Maruti Suzuki Omni Limited Edition||₹2.68 lakh|
|Maruti Suzuki Omni BS4 5-Seater||₹2.72 lakh|
|Maruti Suzuki Omni BS4 8-Seater||₹2.74 lakh|
|Maruti Suzuki Omni MPI Standard||₹2.83 lakh|
|Maruti Suzuki Omni MPI Ambulance||₹3.06 lakh|
|Maruti Suzuki Omni MPI Standard BS3 5-Seater W/IMMOBILISER||₹3.40 lakh|
Maruti Suzuki Omni Features: Unique Selling Points
The following are some unique selling points of the Maruti Suzuki Omni car:
It is a big family four-wheeler that is reasonably priced.
The car can be used for various purposes, including transportation for a small group of people, courier delivery, ambulance service, and so on.
The car might not be aesthetically pleasing but it is a performance beast.
The Maruti Suzuki Omni is explicitly designed for metropolitan India's congested and narrow streets.
Top Contenders of the Maruti Suzuki Omni
Listed below are the top competitors of the Maruti Suzuki Omni car:
Datsun GO Plus
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
How can I reduce the cost of my Maruti Suzuki insurance?
How can I reduce the cost of my Maruti Suzuki insurance?
You may save money on your Omni's insurance by doing the following: When you buy coverage online, you may save up to 75% on the premium cost. If you have not filed a claim for five years in a row, you are eligible for a 50% reduction on renewal rates. Because IDV calculates the total covered under the comprehensive insurance, you should select the correct IDV for your vehicle and obtain an estimate for the appropriate premium amount.
What happens to my Maruti Suzuki Omni insurance claim if I don't notify the insurance company before having the car repaired?
The owner-driver’s responsibility under an insurance policy is to contact the company as quickly as possible when an accident occurs. If you do not notify the business and continue to have your automobile fixed, your claim may be partially or entirely rejected.
Is third-party four-wheeler insurance required for Maruti Suzuki Omni owners?
According to the 1988 Motor Vehicles Act, it is illegal to drive on the road if your Maruti Suzuki Omni four-wheeler lacks insurance coverage or if your vehicle insurance policy does not include third-party liability coverage. You must obtain third-party insurance to drive your Omni without risking punishment.
Can I get a separate own-damage four-wheeler insurance policy for my Maruti Suzuki Omni car?
Yes, you may buy standalone Maruti Suzuki Omni four-wheeler insurance. Nonetheless, make sure you have a valid third-party liability insurance policy before acquiring this coverage.
Is it possible to get online four-wheeler insurance for Maruti Suzuki Omni?
Yes. Maruti Suzuki Omni four-wheeler insurance is offered online. When you buy car insurance online, the insurance provider sends you a digital copy of the policy certificate. Furthermore, buying Maruti Suzuki Omni insurance online is simple because it saves you a lot of time. Before purchasing an insurance policy for Your Maruti four-wheeler, you may also compare other insurance policies from prominent insurance firms such as Tata AIG.
Can I obtain a doorstep pick-up and drop-off service if I buy a third-party Maruti Suzuki Omni car insurance policy?
No, pick-up and drop-off services are only available if you acquire a comprehensive insurance policy.
What is the Maruti Suzuki Omni car's boot space?
The boot space in the Maruti Suzuki Omni car is 210 litres.
Disclaimer: All the car prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy.