Maruti S-Presso Insurance

Have you planned a last-minute road trip, but your S-Presso lacks active car insurance? With Tata AIG, you can get Maruti Suzuki car insurance online in a matter of seconds. Here is what you need to do.

• Browse Tata AIG's official website and scroll to the car insurance page.
• If you are on the site for existing policy renewal, share S-Presso's registration number and click 'Renew'. If you are a new customer, click 'Get Price'.
• Next, fill out the application form with your basic information, and you will see a premium quote on your screen.
• Then, select the insured declared value (IDV) using the drop-down menu. Make sure the amount is correct because it directly impacts the premium amount.
• Also, if you filed claims in the previous year, include that information on your application. However, if you have not filed any claims in the past, you can use your accumulated NCB to reduce your premium.
• After completing the preceding steps, your screen will display the premium. You can also add riders to broaden your coverage.
• Lastly, pay the premium online using any of the multiple payment methods displayed on the screen. Once done, you will get a policy softcopy in your mail inbox.

In addition to the online process, Tata AIG provides the option of purchasing motor insurance through their branch. You can also acquire it from the company's registered agent.

The premium for your S-Presso car insurance depends upon various parameters. The crucial ones include the car's age, place of registration, and insured declared value (IDV). The importance of IDV comes into play when you file a claim for damage to your car caused by theft or a severe collision that renders it unrepairable. In such cases, the insurer is obligated to bear the loss up to the IDV amount. If your IDV is higher, so will your premium, and vice versa.

IDV can be termed as your car's current market value, and you can determine this using Tata AIG's car insurance calculator.

In India, four-wheeler insurance is not only required by the Motor Vehicle Act but is also critical for safety. Given the poor road conditions and people's negligence of traffic safety rules, cases of road mishaps are very common. If you don't have insurance, repairs and replacement of the damaged car will take a toll on your wallet. As such, Tata AIG offers a variety of add-ons to provide comprehensive protection. These are –

• Roadside Assistance Cover
• Zero Depreciation Cover
• Daily Allowance Cover
• No Claim Bonus Protection
• Return to Invoice Cover
• Add-on for repair and replacement of fibre, plastic, and glass components
• Key Replacement Cover
• Rider for Loss of Personal Belongings
• Tyre Secure Cover
• Consumables Expense Cover
• Engine Secure Cover
• Emergency Transport & Hotel Expense Cover

Note that add-on covers come with additional premiums and opting for such covers can raise the Maruti S-Presso insurance cost. So, before adding the riders, you should evaluate your car needs and buy suitable ones.

When acquiring Maruti S-Presso insurance, it is critical to read the policy document thoroughly to understand the scope of coverage. It will help you streamline your future claims and reduce the likelihood of rejection. The Tata AIG comprehensive policy coverage is detailed in the table below.

Comprehensive and or standalone own damage will not cover any expenses after they lapse. So, always be a bit mindful about your Maruti Suzuki car insurance renewal.

Regardless of how powerful the cars Maruti brand manufactures, having Maruti car insurance is essential. When you compare car insurance policies from different motor insurers to Tata AIG, you will notice that the latter has a slight advantage over the others. Here is how:

• Tata AIG, with over 8700 network garages, ensures that you get hassle-free repairs without paying anything, no matter where you live in the country.
• Submitting a claim only to have it rejected renders your insurance policy useless. However, with Tata AIG, which has a claim settlement ratio of 98%, claim rejection is uncommon.
• Tata AIG provides twelve riders to ensure you have complete financial protection for your car.
• Tata AIG offers premium discounts of up to 50%. Simply practise safe driving and avoid unnecessary claims.
• Tata AIG is a well-known brand in the insurance industry, having served over five crore customers successfully to date.

The S-Presso personality is undeniably captivating, whether you call it a compact SUV or a hatchback. This model stands out from the crowd due to its bold exterior, feature-packed interior, and powerful performance. It has 14-inch alloy wheels and higher ground clearance to ensure a smooth ride on India's bumpy roads.

The instrument cluster with a 7-inch infotainment system with a touch feature is the most eye-catching feature in the car's interior. There is also a voice control feature right over the steering wheel.

Technical features of Maruti S-Presso:

• ARAI mileage of 21.7 kmpl
• Engine displacement of 998 cc
• Maximum torque of 89 Nm @ 3500 rpm
• Maximum power of 65.71 bhp @ 5500 rpm
• Boot space of 240 litres

Maruti S-Presso is available in six variants, with both petrol and diesel engines. The model is available in six different shades – Solid Fire Red, Metallic Silky Silver, Metallic Graphite Grey, Solid Sizzle Orange, Solid White, and Pearl Starry Blue. The S-Presso's base variant costs ₹4.25 lakhs (ex-showroom).

If you are on a tight budget but don't want to sacrifice features and performance, look no further than the Maruti S-Presso. The aesthetic design, high-tech features, higher ground clearance, and ample boot and leg space ensure you enjoy a comfortable and smooth drive. If you want to learn more about its distinguishing features, check out the pointers.

• S-Presso in terms of comfort features reclining and front sliding seats, rear console utility space, remote keyless entry, and electrically adjustable ORVMs.
• This vehicle's high-tech features include USB/AUX connectivity, Android Auto and Apple CarPlay, audio and voice control on the steering wheel, and a 17.78 cm SmartPlay Studio.
• Maruti has paid special attention to making this vehicle safe and secure. S-Presso features the HEARTECT platform, cabin air filter, EBD and ABS, speed-sensitive door lock, dual airbags, pedestrian protection, and so on.

The Indian automobile market is flooded with hatchback models. And Maruti is unquestionably the market leader in this segment. The S-Presso has many competitors, but the most notable are listed here.

• Alto K10
• Renault Kwid
• Maruti Wagon R
• Tata Tiago
• Maruti Suzuki Celerio
• Datsun Redi-Go
• Hyundai Santro