Maruti S-Presso Car Insurance

Whether you’re buying a new policy or renewing your existing one, Tata AIG makes the process for your S-Presso insurance smooth, fast, and entirely online.

Steps to Purchase a New Maruti Suzuki S-Presso Insurance Policy

• Visit Tata AIG’s official website and click on ‘Get Quote’ to get started.

• Enter your car’s make, model, variant, fuel type, and registration location.

• Add basic details, such as delivery date(In case of a brand new purchase), mobile number, RTO code, and PIN code.

• Get a 3-click quote instantly. Your S-Presso insurance cost is generated based on your inputs.

• Select your preferred plan: third party car insurance, comprehensive, or customised coverage.

• Choose useful add-ons like Zero Depreciation or No Claim Bonus (NCB) Protection.

• Provide your personal info and complete CKYC.

• Make the payment online and receive your policy instantly by email.

Steps to Renew Your Existing S-Presso Car Insurance

• Go to the ‘Car Insurance Renewal’ section on Tata AIG’s website.

• Enter your registration number or existing policy number.

• View and review your updated quote, including any applicable NCB.

• Add/remove coverages such as third party motor insurance or other optional benefits.

• Make the payment securely online.

• Download your renewed policy directly or receive it via email.

Tip: If your policy has expired, a quick vehicle inspection may be needed before renewal.

If you’re planning to buy or renew a policy for your Maruti S-Presso, it’s important to know what goes into calculating your insurance premium. Whether you opt for basic third-party coverage or a comprehensive plan with add-ons like Zero Depreciation car insurance, your premium is influenced by a few key factors.

Here’s a breakdown of how it works:

• Own Damage Premium: This is based on the current market value of your S-Presso, also known as the Insured Declared Value (IDV). The newer and higher the value of your car, the more this component will be. It also considers the model, age, and location of registration.

• No Claim Bonus (NCB) and Discounts: If you haven’t raised a claim in the previous policy year, you may be eligible for an NCB. This can reduce your premium significantly. Additional discounts may apply if you’ve opted for voluntary deductibles.

• Third-Party Liability Premium: This is a mandatory fee set by IRDAI and is uniform across all insurers. It covers damages or injuries caused to third parties.

• Add-On Premiums: Optional covers like Zero Depreciation, Engine Protection, or Roadside Assistance can offer better protection but also increase your S-Presso insurance cost.

• GST: Finally, 18% GST is added to your total premium amount.

To make things easier, you can use a vehicle insurance calculator online. Just input a few basic details, such as your car’s make, variant, and location, and the tool will show you a personalised quote in seconds. It’s a great way to compare options and choose the right plan for your needs.

When it comes to insuring your Maruti S-Presso, it’s important to choose a policy that suits how and where you drive. TATA AIG offers three main types of car insurance plans, each tailored to different coverage needs. Here's a quick breakdown to help you make an informed choice:

Comprehensive Car Insurance

This plan offers comprehensive protection, covering damages to your S-Presso from accidents, fire, theft, floods, and other perils. It also takes care of third-party liabilities, making it an all-in-one solution. If you want complete peace of mind, especially for newer cars, this is a solid choice. You can enhance the coverage further with useful add-ons like Zero Depreciation car insurance.

Standalone Own Damage Insurance

This policy covers damage to your own vehicle caused by accidents, theft, or natural disasters. However, it doesn’t include third-party coverage, so you’ll need a separate third party motor insurance policy to stay road-legal. Ideal if you already have third-party insurance and only need protection for your own car.

Standalone Third-Party Insurance

This is the most basic type of motor insurance and is required by law in India. It covers any injury or property damage your Maruti S-Presso may cause to someone else in an accident. However, it does not cover repairs to your own vehicle. While it keeps you legally protected, it’s best suited for older cars or minimal usage, where full coverage may not be necessary.

Whether you’re buying a new plan or looking at vehicle insurance renewal, TATA AIG makes it easy. You can get a personalised quote using the vehicle insurance calculator in just a few clicks. No matter your budget or driving needs, there’s a suitable option to cover your S-Presso insurance efficiently.

Buying your Maruti S-Presso insurance online comes with several advantages that make the process faster, easier, and more convenient:

Quick and Easy Quotes

With just a few clicks, you can get a quote for your Maruti S-Presso insurance without any paperwork. It's faster than traditional methods and gives you an accurate premium estimate almost instantly.

Compare Prices Easily

Online platforms allow you to compare the car insurance online options from different insurers. This helps you make a wise decision by checking the Maruti S-Presso insurance price and coverage benefits in one place.

Customisable Coverage

You can customise your policy by choosing useful add-ons like Zero Depreciation or Engine Protection, ensuring your Maruti S-Presso has the protection that suits your needs best.

Convenient Renewal

No need to visit an office or fill out long forms. You can easily complete your vehicle insurance renewal online in just a few steps and keep your coverage uninterrupted.

Instant Policy Issuance

Once you complete your payment, your Maruti S-Presso insurance policy is issued instantly. You get immediate coverage and can download your policy copy right away.

When you buy or renew your Maruti S-Presso insurance, it’s smart to go beyond just basic coverage. That’s where Car Insurance Add-on Covers come in. These extra options help protect you against real-life issues like engine failure, key loss, or even hotel costs if you’re stuck far from home.

• Zero Depreciation Cover ensures you receive full value for parts, with no value cuts.

• Return to Invoice Cover helps recover your car’s full value if it’s stolen or totalled.

• Engine Protection Cover covers engine damage from water or oil leaks.

• Tyre Secure Cover takes care of tyre repair or replacement after an accident.

• Roadside Assistance Cover sends help if your car breaks down unexpectedly.

• Key Replacement Cover pays for lost or stolen keys, including reprogramming.

• Consumables Cover covers small repair items like oil, nuts, and bolts.

• Repair of Glass Fibre and Plastic Parts handles damage to bumpers or windows without losing your No Claim Bonus (NCB).

• Daily Allowance supports your commute while the car’s in the garage.

• Emergency Transport and Hotel Expenses help you get home or stay overnight after a breakdown.

• Loss of Personal Belongings covers stolen or damaged items from your car.

• Emergency Medical Expenses pay for treatment if you or your passengers are hurt.

• Compulsory Personal Accident (Owner-Driver) and Personal Accident Cover for Passengers ensure injury cover for everyone.

• Misfuelling Cover pays for draining and fixing your car after wrong fuelling.

• Battery Depreciation Cover gives full value for battery replacements.

• Electric Surge Secure protects electric parts from short circuits.

• Reinstate Panel Cover lets you fix old damage during a new claim.

• Vehicle Loan Protector pays your loan balance if the owner passes away.

• Additional Towing Charges cover long-distance tows post-accident.

All of this can be customised easily during purchase with our vehicle insurance calculator, making your motor insurance or commercial vehicle insurance more useful in real-world situations.

Raising a claim for your Maruti S-Presso insurance is simpler than you think. If your car gets damaged, stolen, or you're involved in an accident, here's what you need to do:

1.Go to the Claims Section

Visit the official Tata AIG website and head to the Claims page.

2.Enter Your Mobile Number

Use your registered mobile number to get started with your claim process.

3.Share Policy and Incident Details

Keep your car insurance policy number ready. You’ll also need to provide details like what happened, when, and where.

4.File an FIR (If Needed)

In case of theft, immediately report it to the police and get an FIR. You’ll need this while filing your claim.

5.Fill the Claim Form

Share basic information such as:

• Your name

• Contact number

• Date and time of the incident

• Location and type of damage/loss

• Who was present at the scene

6.Next Steps

A Tata AIG team member will contact you and guide you on what to do next. They may ask for some more documents.

7.Repairs Made Easy

Once your claim is approved, head to a cashless garage nearby. Tata AIG directly settles the cost with them. No need to pay upfront.

Whether you’ve got a third party car insurance or a complete car insurance online plan, these steps help you handle things quickly. And if you're nearing car insurance renewal, now’s a good time to review your coverage too.

When you purchase a comprehensive car insurance policy for your Maruti S-Presso, it’s important to understand what’s covered and what’s not. Tata AIG’s plan offers solid protection, but like any motor insurance policy, there are certain limits. Let’s get to know a detailed understanding with the help of the table below:

Understanding these inclusions and exclusions can help you make informed decisions during vehicle insurance renewal or when exploring options for commercial vehicle insurance. Whether you drive daily or occasionally, getting the right S-Presso insurance coverage ensures you're protected when it matters most.

If you’ve purchased your Maruti S-Presso insurance from Tata AIG and need a copy of your policy, here’s a quick and simple way to get it using our Self-Service portal:

• Visit www.tataaig.com and go to the Self-Service section.

• Log in using your mobile number, email ID, or policy number.

• Select ‘Policy Download’ and enter your Maruti S-Presso vehicle number.

• You can now download your car insurance online in PDF format or choose to receive it via email.

Need help? Call us at 022-6489-8282 (charges may apply) or email our customer support team for assistance.

To raise a Maruti S-Presso insurance claim with Tata AIG, make sure you have the following documents ready:

• Filled and signed claim form

• Copy of FIR (in case of theft or major accident)

• Vehicle RC, valid driver’s licence, and insurance policy copy

• Photos of the damage (for reimbursement claims)

• Repair bills and receipts

• For theft cases, a No Trace Report

• For injury claims, relevant medical or hospital documents

• RTO forms for ownership transfer or NOC-related processes

Regardless of how powerful the cars Maruti brand manufactures, having Maruti car insurance is essential. When you compare car insurance policies from different motor insurers to Tata AIG, you will notice that the latter has a slight advantage over the others. Here is how:

• Quick and Simple Process

You can buy or complete your vehicle insurance renewal in just 3 easy steps, without any paperwork or waiting in line.

• Affordable Premiums

Online car insurance starts at just ₹2,094. You can also save up to 75% on premiums for older cars when you purchase online.

• Big Savings with No Claim Bonus

Enjoy up to 50% discount if you’ve had 5 claim-free years. A great reward for safe driving!

• Wide Add-on Choices

Customise your plan with 20+ helpful add-ons like Zero Depreciation, Roadside Assistance, and more for better motor insurance coverage.

• Covers More Than Just Accidents

Whether it's theft, natural disasters, or third-party damage, your S-Presso is well protected.

• Cashless Repairs Across India

Access to 5900+ cashless garages for faster, stress-free claims.

• Expert Claim Support

Over 650 claim experts are ready to help you whenever you need assistance.

• Accident Cover for Peace of Mind

Get up to ₹15 lakh in personal accident cover along with added security for you and your loved ones.

• Great for All Vehicle Types

Whether for personal use or commercial vehicle insurance, online policies offer flexibility and complete coverage options.