Lexus Car Insurance

Process of Buying Lexus Insurance Online

Go to the official website of Tata AIG.

Click on the “All Products” drop-down menu from the top bar.

Select “Car Insurance” under the Motor Insurance drop-down options.

Add the Lexus car registration number in the space provided.

Click on the “Get Price” option.

Enter the required personal information and vehicle details as requested on the screen.

Choose the policy coverage you require for your Lexus.

Select any add-ons you would like to combine with your policy.

Once you complete the selection of policy and add-ons, click on “Get Quote” to proceed.

You will now receive an instant policy premium quote on your screen, where you can check if the premium amount calculated is satisfactory.

If you are ready to go ahead, pay the premium mentioned on the screen using one of the many digital payment options available.

Once the payment is confirmed, you will receive the car insurance document for your Lexus in your inbox as an email.

Process of Lexus Car Insurance Renewal

Go to the official website of Tata AIG.

Select “Car” on the home page to begin Lexus car insurance renewal.

Enter your Lexus registration number.

Click on “Renew”.

Enter the required details on the renewal form regarding your previous policy, like expiration date, claims submitted and their details, etc.

Once done, review the policy details and add or remove any add-ons as required to get the final policy renewal quote.

After reviewing, pay the Lexus insurance cost required for renewal.

You will then receive your renewed car insurance policy for your Lexus in your email inbox.

The Lexus car insurance cost depends on multiple factors.

However, we at Tata AIG understand the need for affordable and effective car insurance plans to meet everyone’s needs.

To aid an easy decision-making process, we provide users with an online car insurance calculator to compare car insurance plans online in a few quick steps.

The three types of car insurance policies we provide include the following.

Third-Party Car Insurance

Third party car insurance plans are standard policies that cover against loss or damage caused to any third party by the insured Lexus car.

Here, the Lexus insurance cost is determined based on the cubic capacity of your vehicle’s engine, and the IRDAI assesses this value annually to change the premium value if required.

Standalone Own-Damage Car Insurance

Standalone, own-damage car insurance policies are curated to extend protection for your insured vehicle in case of an accident or other incidents like natural calamities that cause damage to the vehicle. You can also combine different add-ons with this plan to increase the coverage under this policy.

The premium for this category of car insurance is based on the age of the car, the geographical location of the vehicle, add-ons, and the Insured Declared Value (IDV). Use an online tool, if available, to determine the closest estimate of IDV for your Lexus car.

Comprehensive Car Insurance

Comprehensive Lexus car insurance is another policy category that provides extensive protection to your vehicle in case of loss or damage due to natural disasters and accidents. You can also increase the coverage by combining different add-ons available with us for this policy.

To calculate the premium for this insurance category, factors that are taken into consideration include the vehicle’s age, make or model of the vehicle, registration location, add-ons, driving record of the vehicle, claim history, and IDV.

Points to Remember:

Third-party car insurance is mandatory as per the Motor Vehicles Act. No car can be taken on the road without this insurance policy to avoid hefty fines and penalties and, in some cases, suspension of driver’s license.

Another law to abide by is to always travel with active insurance. If a driver is found with an expired insurance policy, heavy fines will be levied. Therefore, it is important to renew your Car insurance on time. Tata AIG provides 90 days for Lexus car insurance renewal after the policy expiration date for renewal.

To provide everyone with the flexibility of increasing the coverage of their own damage and comprehensive car insurance policies, we provide 12 different add-on options. You can choose as many as you need based on your vehicle protection requirements.

The cost of these add-ons increases the base Lexus insurance cost, making the premium value higher. The 12 add-ons include the following.

No Claim Bonus Cover

Daily Allowance

Roadside Assistance

Emergency Transport and Hotel Expenses

Engine Security Cover

Repair of Plastic, Rubber parts, Glass and Fibre

Key Replacement Cover

Consumables Cover

Zero Depreciation Cover

Tyre Cover

Return to Invoice

Loss of Personal Belongings

Lexus Insurance Inclusions

** Lexus Insurance Exclusions**

Protecting your Lexus car with the right car insurance is crucial to ensure no unexpected financial burden causes emotional and financial stress for the owners. However, along with choosing the right policy, picking the right insurance provider is necessary.

Here are some reasons why you should buy Tata AIG Lexus car insurance.

We are highly reputed in the insurance industry and trusted by over 5 crores of customers.

Our customers can benefit from our extensive cashless garage network of over 7500 garages around the country to get repairs and part replacements completed without the hassle of immediate out-of-pocket expenses.

You can easily compare different car insurance plans using our online insurance calculator and buy/ renew policies online from the comfort of your home in a few quick steps.

We provide 24/7 customer support to allow everyone to resolve any query related to their car insurance, renewal, claims, premium deductions, etc.

Our comprehensive car insurance policies come with 12 different add-ons, giving you the flexibility to customise your plan as required.

All models and makes of Lexus are predominantly one of the most elegant and performance-driven vehicles available in the market. The brand provides users with SUVs, Sedans, Coupes, and MPV options.

Here are some of the top reasons why you should choose Lexus cars.

Exceptional Craftsmanship- All cars under the Lexus brand offer luxurious features and an impeccable car design, both on the outside and inside of the vehicle. The exceptional craftsmanship is visible with the premium quality materials and engineering precision utilised for the development of the car body, promising utmost comfort with a touch of elegance.

Advanced Technology- The cutting-edge technology implemented in the design theory of the vehicle allows the customers to experience unique, innovative, in-built features of the vehicle. This includes exceptional connectivity systems along with dedicated driver assistance technologies to enhance the driving experience significantly.

High Safety- The safety system in most Lexus cars is called the Safety System+, which delivers advanced safety features for added security of the vehicle. The list of features includes dynamic radar cruise control, intelligent high beams, pre-collision systems, lane departure alert, road sign assist, etc.

Hybrid Options- With the growing awareness of sustainability in the country, Lexus now offers numerous hybrid options for cars. These cars come with a gasoline engine combined with an electric motor to enhance the fuel efficiency of the vehicle while reducing the carbon footprint on the environment. For the same reason, Lexus cars are a great option for environmentally conscious people in India.

Disclaimer: These prices were taken from Lexus India website on 4/12/2023 at 5:30 pm IST. Since prices are subject to change, we recommend checking your city’s current ex-showroom price before buying.

Disclaimer: These prices were taken from Zig Wheels website on 4/12/2023 at 5:45 pm IST and consist of the base model prices which will vary based on the model choice and can therefore increase. Since prices are subject to change, we recommend checking your city’s current ex-showroom price before buying.