Vehicle Registration Certificate

  • Author :
  • TATA AIG Team
  • Published on :
  • 27/09/2021

In a world where transportation connects people, cultures, and stories, the humble vehicle registration certificate stands as an entity guarding the identity and legality of our cherished automobiles. Often overlooked amidst the flurry of vehicle-related documents, this unassuming piece of paper carries a tale of bureaucratic prowess and vehicular citizenship.

Imagine cruising down the street, hands gripping the steering wheel, feeling the power of your trusty four-wheeler. But have you ever pondered the intricacies that authenticate your car's existence?

The VRC, or Vehicle Registration Certificate, acts as a silent sentinel, affirming your vehicle's rightful place on the road. As we go ahead with this blog, we will go into the depths of the VRC, peeling away its layers to reveal the fascinating tapestry of its purpose and significance for every vehicle owner in the country.

So, let’s dig in!

Vehicle Registration Certificate – A Brief Definition

In India, the Vehicle Registration Certificate (VRC) is an essential document that serves as proof of a vehicle's registration with the regional transport authority. It is issued by the respective State Transport Department or Regional Transport Office (RTO) and contains crucial information about the vehicle and its owner.

The VRC holds details such as the vehicle's registration number, chassis number, engine number, vehicle class, fuel type, seating capacity, and manufacturing details. Additionally, it includes information about the vehicle's insurance coverage, pollution under control (PUC) certificate, and hypothecation (if applicable).

To better understand the significance of the VRC, consider an example.

Let's say, Mr. Kumar purchases a new car and completes the necessary registration process. The RTO issues him a Vehicle Registration Certificate, commonly known as the RC book. This document proves that Mr. Kumar is the lawful owner of the car and that it adheres to the country's legal and safety standards.

Now, suppose Mr. Kumar plans to take a long road trip across different states in India. During this journey, the VRC becomes invaluable. Traffic authorities may request it to verify the legitimacy of the vehicle and ensure compliance with road regulations. In case of any mishap or legal requirement, the VRC becomes a crucial reference point for identification and documentation.

The Vehicle Registration Certificate in India is a vital document that authenticates a vehicle's registration and serves as proof of ownership.

Are a Vehicle Registration Certificate and an RC Book the Same?

The terms Vehicle Registration Certificate (VRC) and RC Book refer to the same document. The RC Book is commonly used to describe the Vehicle Registration Certificate. It is an official document issued by the Regional Transport Office (RTO) in India that proves a vehicle's registration and ownership.

The RC Book, or the car Registration Certificate, contains important information about the vehicle, such as the registration number, chassis number, engine number, class of vehicle, fuel type, seating capacity, manufacturing details, and the name and address of the registered owner. It also includes details about the vehicle's insurance coverage, pollution under control (PUC) certificate, and any hypothecation (if applicable).

How to Obtain a Vehicle Registration Certificate?

You need to follow a specific process to obtain a Vehicle Registration Certificate (VRC), also known as the RC book.

Here is a detailed, step-by-step explanation of how to get a Vehicle Registration Card or Certificate:

Vehicle Purchase and Documentation:

Vehicle purchase: Buy your vehicle from an authorised dealer or private seller (in case of a second-hand vehicle).

Obtain necessary documents: Collect the required documents, such as the sales invoice, proof of address, identity proof, insurance documents, pollution under control (PUC) certificate, and roadworthiness certificate (if applicable).

Visit the Regional Transport Office (RTO):

Locate the nearest RTO: Identify the Regional Transport Office responsible for vehicle registration in your jurisdiction.

Schedule an appointment: Some RTOs require prior appointments, so check if it's necessary or if they facilitate walk-in registrations.

Gather required documents: Ensure you have all the documents per the RTO's checklist, including the originals and photocopies.

Application form: Fill out the vehicle registration application form provided by the RTO. It typically includes your name, address, vehicle details, and chassis/engine number.

Vehicle Inspection and Verification:

Vehicle inspection: The RTO may physically inspect the vehicle to verify its condition, compliance with safety standards, and authenticity of documents.

Payment of fees: Pay the required fees for vehicle registration, road tax, and other applicable charges. The fee structure varies based on vehicle type, age, engine capacity, and state regulations.

Submission of Documents:

Submit all documents: Present the filled application form and the required documents to the designated counter at the RTO.

Verification process: The RTO officials will review your documents, cross-check details, and initiate the verification process.

Registration and Issuance of Vehicle Registration Certificate:

Number assignment: Once the verification process is complete, the RTO will assign a registration number to your vehicle.

Certificate issuance: Upon successful completion, the RTO will issue the Vehicle Registration Certificate, commonly known as the RC book, in your name. It will contain the registration number, chassis number, engine number, vehicle class, fuel type, seating capacity, and manufacturing details.

Display and Renewal:

Display the registration number: Affix the provided number plates with the assigned registration number on your vehicle as per the guidelines with the help of a professional.

Renewal process: Keep track of the validity period of your Vehicle Registration Certificate and renew it as required, ensuring continuous legal compliance.

Is it Possible to Download Registration Certificate of Vehicle?

Yes, vehicle registration certificate download is possible if you follow these steps:

  • Visit the official website of Vahan

  • Enter your vehicle number and click on ‘Proceed’

  • Click on the Service tab. Go to ‘Additional Service’, and then click on ‘Know Your Vehicle Details’

  • Please provide the vehicle's registration number or plate number, chassis number, and engine number, and complete the captcha verification before clicking on the "Verify Details" button

  • Please input your mobile number and click on the "Generate OTP" button

  • Input the OTP that you have received on your mobile number and click on the "Submit" button

  • You will now be able to see your RC on the screen. You can download it or print it.

Documents Required for Vehicle Registration

You need to submit certain documents to the appropriate authority to obtain a vehicle registration number. Here is a general outline of the documents commonly required:**

Application Form: Fill out the application Form 20 for vehicle registration provided by the respective transport authority.

Proof of Identity: Provide valid proof of identity, such as a passport, driver's license, or national identification card.

Proof of Address: Submit documents verifying your residential address, including utility bills, bank statements, or a rental agreement.

Sales Invoice: Present the sales invoice or proof of purchase, indicating the vehicle's details, including the manufacturer, model, engine number, and chassis number.

Insurance Documents: Provide a copy of the vehicle insurance policy to ensure the vehicle is adequately covered.

Pollution Under Control (PUC) Certificate: Submit the PUC certificate certifying that the vehicle meets the required emission standards.

Customs Clearance Documents: Additional documents such as the bill of entry and customs clearance certificate may be required if the vehicle is imported.

NOC (No Objection Certificate): If the vehicle was previously registered in a different jurisdiction, a NOC from the previous RTO may be necessary to obtain a new registration number.

Fees and Tax Payment Receipts: Pay the required fees, including registration fees, road tax, and other applicable charges. Retain the payment receipts as proof of payment.

What is the Validity of the Vehicle Registration Certificate?

In India, the validity of the Registration Certificate (RC) for private vehicles, including cars and motorcycles, is generally for 15 years from the date of first registration. The RC remains valid for 15 years from the vehicle's initial registration.

After the completion of 15 years, vehicle owners are required to renew their RC periodically. The renewal process involves obtaining a Fitness Certificate from the Regional Transport Office (RTO) to ensure the vehicle is roadworthy and meets safety and emission standards.

A new RC is issued upon successful renewal, extending the validity for another five years. In addition to the regular renewal process, keeping the RC updated with any changes in vehicle ownership, address, or other relevant details is essential. Failure to renew or update the RC within the stipulated time can result in penalties, fines, or restrictions on using the vehicle on public roads.

Instances When Should You Update Your Vehicle Registration Certificate – With Examples

Updating the VRC is crucial as it helps maintain accurate records and legal compliance. Your Vehicle Registration Certificate (VRC) should be updated in specific situations to ensure that it accurately reflects the current information and maintains validity.

Here are some instances when you should consider updating your Vehicle Registration Certificate:

Change in Ownership: If you sell your vehicle or transfer its ownership to another person, updating the VRC with the new owner's details is essential. This ensures that the legal ownership of the vehicle is correctly documented.

Example: Let's say Mr. Sharma sells his car to Ms. Singh. It is crucial for Mr. Sharma to update the VRC with Ms. Singh's name and address as the vehicle's new owner. This helps establish the rightful ownership and protects Mr. Sharma from any liabilities or legal issues related to the car after the sale.

Change in Address: If you move to a new address, you should update your VRC with the updated residential or business address. This ensures that the vehicle's registration details remain accurate and up to date.

Example: Mr. Patel recently moved to a new city and changed his residential address. He needs to update his VRC with the new address at the Regional Transport Office (RTO) to maintain accurate vehicle registration records.

Change in Vehicle Details: If there are any changes in the vehicle's specifications, such as modifications to the engine, chassis, or body, you should update the VRC accordingly. This ensures that the document reflects the correct details of the vehicle's components.

Example: Mr. Khan decides to enhance the performance of his motorcycle by installing a new exhaust system. He should update the VRC to reflect the modification, including the details of the new exhaust system.

Expired Validity: As mentioned earlier, the Vehicle Registration Certificate has a specific validity period. It needs to be renewed within the designated time frame to maintain its validity. Failure to renew the VRC can result in penalties or restrictions on using the vehicle on public roads.

Example: Mr. Patel's car registration certificate is nearing its expiry date. He must visit the RTO and renew the VRC to ensure its continued validity and legality. If he fails to do this, he will have to pay penalties.

Is a Car Insurance Policy Equally Important As a Valid Vehicle Registration Certificate?

Car insurance is equally important as a valid Vehicle Registration Certificate (VRC). While the VRC establishes the legal registration and ownership of the vehicle, car insurance provides financial protection against potential risks and liabilities associated with owning and operating a vehicle.

Imagine you are involved in a car accident that damages another person's vehicle. If you have car insurance, the insurer will cover the cost of repairs or compensate the other party for their damages. Without insurance, you would be personally liable for the expenses, which could be substantial and potentially cause significant financial hardship.

If you buy car insurance from Tata AIG, you will be benefited from the following:

Financial Protection: Tata AIG insurance for four-wheeler safeguards you against financial losses in case of accidents, theft, vandalism, or natural disasters. It covers your vehicle's repair costs or replacement value, minimising the financial burden on you.

Third-Party Liability Coverage: You can typically go for our third-party liability coverage, which protects you from legal liabilities if your vehicle causes damage to someone else's property or injures another person. However, with our comprehensive insurance plans, you will get all-around coverage options that will also cover medical expenses or property repairs, shielding you from potential lawsuits.

Personal Accident Cover: With our personal accident cover, you can get financial compensation for injury or death due to a car accident. This coverage can help you with medical expenses and hospitalisation costs or provide financial support to your family in case of fatal accidents.

Legal Compliance: Car insurance is mandatory in India. Having at least third-party liability insurance to drive on public roads is a legal requirement. Failing to have valid car insurance can result in fines, penalties, or even the suspension of your driving privileges. And when you have an insurance plan from an insurer like us, you can be all the more satisfied.

Compare Insurance Plans: One compelling reason our car insurance stands out as the best choice is the availability of a car insurance calculator that allows you to compare different insurance plans. With the insurance calculator we provide, you can easily evaluate and compare various policy options based on coverage, premiums, deductibles, and additional benefits.

Peace of Mind: Our insurance plans offer peace of mind knowing that you are protected financially against unexpected events. It allows you to drive confidently, knowing you have coverage in case of accidents or other incidents.

Top Budget Cars in India in 2023

If you are considering buying a car this year, you will be happy to know that many options are available in the market. In 2023, the Indian automobile market started offering a range of budget-friendly cars that provide great value for money. These top budget cars in India combine affordability with modern features, fuel efficiency, and reliable performance.

Here are some of the top budget cars that you may consider buying this year:**

Maruti Suzuki Swift: The Maruti Suzuki Swift has been a popular choice for budget-conscious buyers in India. And now the all-new Maruti Suzuki Swift comes with its stylish design, peppy performance, and spacious interiors, it offers excellent value. It is available in both petrol and diesel variants.

Prince range: ₹5.99 lakh* - ₹8.98 lakh*

Hyundai i10 Nios: The Hyundai i10 Nios is a compact hatchback that offers a comfortable ride, modern features, and efficient engines. It boasts a well-designed cabin, ample space, and advanced safety features, making it a practical choice.

Prince range: ₹5.73 lakh* - ₹7.95 lakh*

Tata Altroz: The Tata Altroz stands out in the budget segment with its premium design, spacious interiors, and strong build quality. It offers a range of engine options, including petrol and diesel, and comes equipped with modern features like touchscreen infotainment and multiple airbags.

Prince range: ₹6.44 lakh* - ₹1.04 lakh*

Renault Kwid: The Renault Kwid is known for its stylish looks and high ground clearance, making it suitable for Indian road conditions. It offers good fuel efficiency, decent cabin space, and features like touchscreen infotainment and keyless entry.

Prince range: ₹4.69 lakh* - ₹6.32 lakh*

Kia Sonet: While slightly higher in the budget segment, the Kia Sonet offers excellent value with its feature-rich package. It provides a spacious, comfortable cabin, advanced connectivity options, multiple engine choices, and many safety features.

Prince range: ₹7.49 lakh* - ₹1.39 lakh*

[*The price ranges may vary according to different states/cities]

To Sum It Up

The Vehicle Registration Certificate (VRC) is a crucial document that establishes a vehicle's legal registration and ownership. It serves as proof of compliance with regulations and facilitates smooth road operation.

Additionally, car insurance is equally important in providing financial protection and legal compliance. Tata AIG's car insurance plans offer comprehensive coverage, competitive premiums, and many benefits.

Whether you are a new or old vehicle owner or considering buying a car this year, Tata AIG's insurance plans can offer optimal protection, ensuring peace of mind and financial security. Choosing us can be the best bet for you as we will offer reliable and comprehensive coverage for your prized possessions on the road.

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Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

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