Volvo Car Insurance
Volvo Car Insurance
Volvo is a multinational automobile company based out of Sweden with its headquarters in Gutenberg. It was founded in 1915 and produced, distributed, and sold buses, trucks, and construction equipment. In addition, Volvo also supplies industrial drive systems and marine and financial services.
While the Volvo Group has various subsidiaries, Volvo Cars is one of the most significant subsidiaries of the Volvo brand, which was founded in 1927.
Volvo Cars, or Volvo Auto India, has its car assembly plant on the outskirts of Bengaluru, Karnataka. It offers five car models, including 1 Sedan and 4 cars in the SUV category. The product portfolio in India for Volvo Cars includes S90, S60, XC40, XC60, XC90, and V90 Cross Country.
If you own any Volvo Cars, purchasing a car insurance policy is crucial to insure your four-wheeler and seek financial protection against unforeseen circumstances, as even the most secure and sturdiest of vehicles are prone to accidents.
In addition, owning at least a third-party liabilities car insurance policy is a mandate in India, according to the Motors Vehicle Act, 1988. As a result, you can purchase different types of car insurance for four-wheelers, including standalone own damage, third-party liabilities, and comprehensive car insurance policies.
At Tata AIG, we provide all these three types of car insurance policies at budget-friendly prices, so you can choose and pick the right insurance plan option that matches your requirements and fits within your budget.
Volvo Car Insurance Renewal/Purchase via Tata AIG
Driving your Volvo car insurance without a valid car insurance policy is a punishable offence and can cost you penalties if you don't abide by the law.
Renewing and purchasing Volvo insurance with Tata AIG is simple and straightforward. Here are the steps to purchase or renew your Volvo car insurance in India:
Go to the official Tata AIG website and click on 'All Products.'
Under Motor Insurance, click on the 'Car Insurance' option.
Enter your Volvo's registration number, and click on the 'Renew' button to renew your car insurance policy.
At the same time, you can click on the 'Get Price' button if you want to purchase a new insurance policy or shift from another insurer to Tata AIG and compare the different car insurance policy options.
Next, fill out the renewal/purchase car application form and enter your accurate personal and car details, including your name, email address, mobile number, car's make and model, location, and more.
Enter your car's updated and recent Insured Declared Value (IDV) by choosing the correct option from the drop-down and calculate and determine your Volvo's correct IDV value using our Tata AIG premium car insurance calculator.
Next, enter your Volvo's claims or No Claims Bonus (NCB) history if there is to avail of up to 20-20% discount while purchasing your car insurance if you've spent a claim-free insurance period.
Choose from the available riders or add-ons that meet your specific needs, including roadside assistance, zero depreciation, and daily allowance.
Once you're through the above steps and selected the required riders, click on the 'Get Price' button to get your Volvo car insurance price quotation. You can pay via any suitable digital payment option on your screen.
Once the payment is done, you'll get your payment receipt copy and the insurance policy confirmation at your email address.
Suppose you aren't comfortable with the online process of your Volvo car insurance renewal and purchase. In that case, you can visit our local branch to resolve all your doubts and queries regarding car insurance.
Volvo Insurance Price - Your Premium Amount
Your Volvo insurance premium is the amount you pay to your car insurance provider to leverage coverage against unforeseen and unfortunate circumstances, like car accidents, thefts, natural calamities, or complete car damage.
Thus, evaluating and choosing an affordable premium price that provides the best returns and coverage from your Volvo car insurance policy is crucial.
This premium value varies from one insurance company to another and depends on the following factors:
Make and model
Insured Declared Value (IDV)
No Claims Bonus (NCB)
Engine's cubic capacity
The type of insurance policy
Age of the car
Amongst all these factors, Insured Declared Value (IDV) is essential in determining your Volvo car insurance policy. It's the total amount your car insurer will cover for you in case of complete loss and damage to your insured four-wheeler.
Thus, the higher your car's IDV, the higher the car insurance premium and Volvo insurance cost will be.
At the same time, you must know that your car's IDV won't be the same throughout the years as it decreases with your car's depreciation.
For a quick quote for your Volvo insurance premium, you can use our seamless and free-of-cost online four-wheeler insurance calculator.
Add-Ons for Volvo Insurance by Tata AIG
Add-ons are the additional features you can purchase with your Volvo car insurance to enhance the policy's coverage. While these add-ons increase the total Volvo car insurance cost, choosing one that effectively meets your needs is critical to leverage complete insurance coverage.
Each rider comes with its own benefits, and here are the different riders you get with Tata AIG's car insurance policies:
No Claims Bonus Protection
Return to invoice
Loss of personal belongings
Plastic and glass fibre repair and replacement
Emergency transport and hotel expenses
Things Included/Not Included under Tata AIG's Volvo Car Insurance Policy
Evaluating the inclusions and non-inclusions of your car insurance policy is critical before choosing the right insurance plan for your needs. It prevents unnecessary claim rejections and allows you to choose the right policy that best fits your needs.
Here are the details that highlight what's included and not included in Tata AIG's car insurance policy.
|What is included under the Volvo car insurance coverage?||What is not included under the Volvo car insurance coverage?|
|We offer complete reimbursement for your car's IDV in a comprehensive car insurance policy if your car gets stolen or suffers complete damage.||We don't offer reimbursement for the damages caused to your car due to the driver's irrational and negligent driving or driving a four-wheeler without a valid driver's license.|
|We cover damages to your Volvo car due to natural calamities, like earthquakes, cyclones, snowfall, floods, etc., in comprehensive and standalone own-damage Volvo car insurance policies.||We don't cover damages caused to your Volvo car for driving outside the specified location or geographical area.|
|We reimburse damages caused by riots, terrorist attacks, strikes, and man-made disasters in the standalone own-damage and comprehensive car insurance policies.||We don't reimburse damages caused to the car due to the driver driving it under the influence of alcohol or drugs.|
|We cover damages caused to your car in an accident in the standalone own-damage and comprehensive car insurance policies.||We don't cover the wear and tear due to car depreciation, regular usage, and expenses incurred towards the general maintenance of your Volvo.|
|We reimburse damages due to fire due to self-ignition, explosions, lightning, etc., in the comprehensive and standalone own-damage car insurance policies.||We don't offer reimbursement for damages caused to a private vehicle for commercial usage.|
|We offer reimbursement for the damages caused due to the transit of your car using modes of transportation, such as roadways, railways, and waterways, in comprehensive car insurance policies.||We don't offer reimbursement for the damages caused due to crash testing or speed racing.|
|We reimburse bodily damages/injuries or death of a third party or damages to a third-party property caused due to your insured Volvo.||We don't cover damages caused to your Volvo because of a war-like situation.|
|We offer medical expenses coverage for the owner-driver in an accident in the comprehensive car insurance plan.||We don't offer replacement of consumables due to wear and tear. Instead, we only offer reimbursement of up to 50%.|
|We offer specific insurance policy coverage based on the add-on cover.||We don't offer coverage under an add-on/rider when it is not covered in your car insurance policy.|
Why Opt For Tata AIG for Volvo Car Insurance
Here are the top reasons you must choose and purchase a car insurance policy with Tata AIG:
At Tata AIG, we have successfully served over five crore satisfied customers with 20+ years of experience and expertise.
We offer a wide range of add-on options, allowing customers to choose from twelve different add-ons to enhance the scope of their insurance coverage.
We've gained a claim settlement ratio of 98% in the financial years of 2020-2021, representing our professionalism and capability in effectively handling claims and ensuring quick settlement.
We facilitate the Volvo car insurance online processes for policy purchase and renewal for customers so they can complete the processes from the comfort of their homes. You can view the different insurance plans and choose the one best suited to your requirements.
We own an extensive network of over 7500 garages across India, offering excellent convenience to our customers, making it convenient for them to repair their cars and handle replacements.
We tailor every car insurance policy to our customers' and policyholders' particular needs and requirements and provide excellent support with our 650 motor insurance claim experts.
Volvo: A Brief Overview of the Car
Volvo Cars are known for their innovative technology and advanced safety features. Here are the technical specifications of the Volvo Cars:
Engine Types: Volvo Cars produces different types of engines, including petrol, gasoline, electric, and hybrid, with the engine size varying from 2 to 2.4 litres.
Safety features: Volvo Cars has advanced safety and security features, including antilock brakes, airbags, lane departure warnings, stability control, and automatic emergency braking.
*Transmissions *Volvo Cars use various types of transmissions, including automatic, manual, and Continuously Variable Transmissions (CVT).
Drive system: Volvo Cars can be rear-wheel drive, front-wheel drive, or all-wheel drive, depending on the car's model.
Torque and horsepower: Volvo Cars provide a range of Torque ratings and horsepower based on the engine and the model. While the Torque ratings vary from 258 to 950 lb-ft, the horsepower ratings vary between 250 to 600.
Fuel efficiency: Volvo offer a range of fuel-efficient models. Some models get up to 36 miles per gallon on a fast highway.
Performance: Some Volvo Car models offer an accelerating performance of 0 to 60 km/h in less than six seconds.
Technology: The innovative technology offered by Volvo Cars includes a large touchscreen display, Apple CarPlay, a digital driver display, Android Auto compatibility, and more.
Infotainment systems: Volvo Cars offers advanced infotainment systems, including touch screens, navigation systems, and Bluetooth connectivity.
Volvo Variants and Prices
Volvo Cars comprise 1 SUV and 4 Sedan categories.
Here are the prices of these categories and Volvo car variants:
|Volvo S90||₹67.90 Lakhs|
|Volvo XC90||₹98.50 Lakhs|
|Volvo XC60||₹67.50 Lakhs|
|Volvo XC40||₹46.40 Lakhs|
|Volvo XC40 Recharge||₹56.90 Lakhs|
Volvo Features: Unique Selling Points of the Volvo Car
Here are the unique selling points of the Volvo Car:
Volvo Cars are known for its sleek and modern Scandinavian design, focusing on simplicity, elegance, and functionality, which sets them apart from the luxury car companies and brands in India.
Volvo Cars are highly comfortable and offer a luxurious driving experience, with advanced climate control systems, premium leather upholstery, and state-of-the-art audio systems.
Volvo Cars provide a range of eco-friendly hybrid and electric vehicles, which are becoming highly popular due to increasing pollution concerns.
Volvo Cars provide excellent after-sales service and support, with an extensive network of service centres and dealerships across India.
Top Contenders of the Volvo
Volvo Cars compete with several other luxury brands in India, including:
Disclaimer / TnC
Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.
Frequently Asked Question
Which is the cheapest and the most expensive Volvo Car in India
The cheapest or lowest-priced Volvo car in India is XC40 at the price of ₹46.40 Lakh.
Which is the latest Volvo car launched in India?
XC90 is India's most expensive Volvo car, priced at ₹98.50 Lakh.
Does Volvo Cars offer a diesel model?
No, Volvo Cars don't offer diesel models in India.
Is it necessary for me to insure my Volvo car?
Yes, the Motors Vehicle Act of 1988 requires you to purchase at least a third-party liability car insurance, which is a mandate in India. However, you can also opt for a standalone own damage or a comprehensive Volvo car insurance policy.
Disclaimer: All the prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy.