Maruti Eeco Insurance

Choosing the right Eeco car insurance is easier when you understand what each plan offers. With TATA AIG, you can compare options online, get your Eeco insurance price instantly, and complete your vehicle insurance renewal without any paperwork. Whether you’re buying a new policy or renewing an old one, here are the three main types of cover available for your Maruti Eeco.

Comprehensive Car Insurance

If you want all-round protection, a comprehensive car insurance policy is your best bet. It covers damages to your own vehicle caused by accidents, theft, fire, or natural events. It also includes the legally required third-party car insurance. You can customise your policy further with add-ons like Zero Depreciation, Engine Protection Cover, Roadside Assistance Cover, and Return to Invoice Cover. This option is perfect if you use your Eeco regularly and want complete peace of mind.

Standalone Own Damage Car Insurance

Already have a third-party policy? You can still protect your Eeco from personal losses with a standalone own damage car insurance plan. It covers damage to your vehicle only and works well alongside third-party vehicle insurance. This is useful if you’re concerned about out-of-pocket repair costs after an accident or natural disaster.

Standalone Third Party Car Insurance

This is the most basic type of motor insurance and is legally required under the Motor Vehicles Act, 1988, to drive on Indian roads. It covers injury or property damage caused to others. However, it won’t cover your own vehicle’s repairs. Many Eeco owners start with this option for legal compliance, then upgrade later during their car insurance renewal.

Whether you’re buying a new policy for your Maruti Eeco or planning a car insurance renewal, TATA AIG makes the process easy, digital, and stress-free. You can compare plans, check your Eeco insurance price, and buy or renew your policy online in just a few minutes—no paperwork or long wait times.

How to Buy Eeco Car Insurance Online

To buy a new Eeco car insurance policy from TATA AIG, just follow these simple steps:

1. Go to the Car Insurance page on the TATA AIG website and click on “Get Price”
2. Enter your Eeco’s registration number and fill in details like model, fuel type, and variant
3. View policy options with add-ons like Zero Depreciation, Engine Protection Cover, and Roadside Assistance Cover
4. Select your preferred plan and enter personal details such as name, address, and contact info
5. Complete your CKYC process
6. Make payment using any secure online method
7. Your online motor insurance policy will be sent to your registered email and WhatsApp number

How to Renew Eeco Car Insurance Online

If you already have a policy, renewing it is just as simple:

1. Visit the TATA AIG website and click on “Renew”
2. Enter your car registration or policy number
3. Review coverage details, Insured Declared Value (IDV), and check eligibility for No Claim Bonus
4. Modify or add coverages like Consumables Cover or Return to Invoice Cover based on your car’s needs
5. Confirm your premium and personal details
6. Make the payment online
7. Get the renewed policy instantly via email and WhatsApp

With TATA AIG’s smooth digital journey and access to 5900+ garages, buying or renewing your Eeco car insurance is quicker and more reliable than ever.

Before you buy or renew your Maruti Eeco insurance, it helps to know how the premium is calculated. This amount, known as your insurance premium, is what you pay to keep your policy active for a chosen period. The final Eeco insurance price depends on a few key factors—your car’s Insured Declared Value (IDV), age, fuel type, location, and how you use it. Generally, newer or high-value vehicles may have slightly higher premiums.

If you opt for third-party motor insurance, the price is fixed by the Insurance Regulatory and Development Authority of India (IRDAI), and your car details won’t impact the cost. But with a comprehensive car insurance plan, you can customise your premium. You can adjust the IDV, choose a voluntary deductible, and even add covers like Zero Depreciation or Engine Protection Cover.

To get an instant quote, use TATA AIG’s vehicle insurance calculator online. You’ll see the premium based on your inputs and can decide what works best for your budget and coverage needs.

Even a good comprehensive car insurance policy may not cover everything that can go wrong with your Maruti Eeco. Every day, issues like engine trouble, lost keys, or tyre damage can still lead to unexpected expenses. That’s where TATA AIG’s add-on covers make a real difference.

With up to 20 thoughtfully designed add-ons, you can customise your Eeco car insurance to match how you drive and what you want protected. Whether you use your Eeco for daily commutes, weekend getaways, or business deliveries, these optional covers help fill the gaps in your standard policy.

So, if you're planning a car insurance renewal or buying a fresh policy, adding the right riders can save you money during a claim and offer better support when you need it most. Here’s a closer look at the add-ons you can include with your TATA AIG policy.

1. Zero Depreciation Cover for Eeco Car Insurance

The Zero Depreciation add-on ensures you receive the full cost of replaced car parts like plastic, rubber, and metal components, without accounting for depreciation. This is especially helpful if your Eeco is new or regularly used.

2. No Claim Bonus Protection Add-on

The No Claim Bonus (NCB) Protection add-on allows you to retain your NCB even after making a claim, provided you've had at least two consecutive claim-free years. This helps you save on premiums during your next car insurance renewal.

3. Engine Protection Cover for Maruti Eeco

The Engine Protection Cover takes care of repair costs for engine and gearbox damage caused by water ingress, oil leaks, or lubricant failure—especially useful during monsoon season.

4. Roadside Assistance Cover for Eeco Owners

With the Roadside Assistance Cover, you get 24x7 emergency support for flat tyres, battery issues, towing services, and minor breakdowns—ideal for both city and highway driving.

5. Repair of Glass Fibre and Plastic Parts

The Repair of Glass Fibre and Plastic Parts add-on allows you to fix bumpers, mirrors, trims, and other non-metal parts without it impacting your No Claim Bonus status.

6. Key Replacement Cover for Maruti Eeco Insurance

The Key Replacement Cover reimburses the cost of replacing your lost or stolen car keys. It also includes lock replacement if necessary.

7. Tyre Secure Cover for Tyre Damage

With the Tyre Secure Cover, you can claim for accidental damage to tyres or tubes, even if the incident is not linked to a major accident.

8. Consumables Cover for Small Parts and Fluids

The Consumables Cover includes the cost of non-reusable items like brake fluid, engine oil, nuts, bolts, and coolant used during repairs. These are typically excluded from standard coverage.

9. Daily Allowance Add-on for Eeco Car Repairs

If your vehicle is in the garage after an accident, the Daily Allowance add-on gives you a fixed daily payout to manage transport until your car is repaired.

10. Emergency Transport and Hotel Expenses Cover

With the Emergency Transport and Hotel Expenses add-on, you get reimbursed for hotel stays and alternate travel costs if your car breaks down during a trip and leaves you stranded.

11. Loss of Personal Belongings Add-on Cover

If items like your mobile phone, laptop, or bags are damaged or stolen from the insured car, the Loss of Personal Belongings add-on provides compensation for those losses.

12. Additional Third-Party Property Damage

This increases the coverage limit for damage caused to third-party property, giving you stronger financial protection in high-value situations.

13. Additional Towing Charges

If your towing expense exceeds the basic limit during a breakdown, this add-on covers the extra cost so you're not stuck paying out of your pocket.

14. Misfuelling Cover

Accidentally filled the wrong fuel? This add-on covers the cost of draining, cleaning, and fixing any minor engine issues caused by misfuelling.

15. Daily Allowance Plus

A step up from regular Daily Allowance, this add-on may include access to a rental vehicle while your Eeco is being repaired.

16. Emergency Medical Expenses

This add-on helps cover hospital or ambulance bills if you or passengers are injured while travelling in the insured vehicle.

17. Electric Surge Secure

Useful for EV owners, this add-on covers short circuits, electrical surges, or charger malfunctions.

18. Battery Depreciation Allowance

Specifically for electric vehicles, this covers the loss in value of the battery during a claim.

19. Vehicle Loan Protector

If the policyholder passes away or becomes permanently disabled due to an accident, this add-on covers the outstanding vehicle loan by paying directly to the bank.

20. Reinstate Cover

If you make a claim for damage to one part of your car and later find related damage from the same incident, this add-on lets you raise a second claim for the same event without denial.

You can add these covers while buying a new policy or during your Eeco car insurance renewal. To estimate the cost with different combinations, try TATA AIG’s vehicle insurance calculator online.

Before you buy or renew your Maruti Eeco insurance policy with TATA AIG, it’s important to understand exactly what’s included and what isn’t. This helps you avoid confusion during claims and ensures you choose the right add-ons based on how you use your car.

What’s Covered Under TATA AIG’s Maruti Eeco Car Insurance?

With a comprehensive car insurance plan from TATA AIG, you are covered for:

• Accidental damage to your Maruti Eeco due to collisions on the road.
• Fire and explosion-related damage, including incidents of lightning or self-ignition.
• Natural calamities such as floods, earthquakes, storms, landslides, and cyclones.
• Theft or burglary of the insured vehicle.
• Man-made events like strikes, riots, vandalism, and malicious acts.
• Damage during transit by road, rail, air, inland waterway, or lift.
• Third-party liability coverage for injury, death, or property damage caused to others by your vehicle.
• Personal Accident Cover for the owner-driver, offering financial protection up to ₹15 lakhs in case of accidental injury or death.

What’s Not Covered Under TATA AIG’s Maruti Eeco Car Insurance?

While TATA AIG’s Maruti Eeco car insurance covers many risks, some situations are excluded from the policy:

• Wear and tear or ageing of the vehicle over time.
• Mechanical or electrical breakdowns that are not a direct result of an accident.
• Driving under the influence of alcohol or banned substances.
• Driving without a valid licence at the time of the incident.
• Consequential losses, such as engine damage following water entry, are not covered unless you have specific add-ons like the Engine Protection Cover.
• Damage outside India, as the policy applies only within the geographical limits of India.
• Damage from war, mutiny, or nuclear events.
• Use of the vehicle for unlawful activities or participation in speed tests or races.

To get more out of your policy, you can include valuable add-ons like Zero Depreciation, No Claim Bonus Protection, and Roadside Assistance Cover while buying or during your car insurance renewal. Always read the policy brochure or wording carefully to understand limits, exclusions, and how to enhance your protection.

Choosing the right insurance partner isn’t just about fulfilling a legal requirement—it’s about knowing your vehicle is protected when it matters most. With TATA AIG, ensure your Maruti Eeco is quick, flexible, and backed by trusted support.

Here’s why thousands of Eeco owners choose TATA AIG:

1. A Simple Online Process

No paperwork, no delays. Whether you're buying or renewing your Maruti Eeco insurance, you can do it all online in just a few clicks. It’s fast, convenient, and built to save your time.

2. Reliable Claim Support

Accidents and emergencies can be stressful—but your insurance claim doesn’t have to be. TATA AIG is known for a high claim settlement ratio and transparent, step-by-step support to help you through the process.

3. Wide Network of Cashless Garages

Help is always nearby with TATA AIG’s extensive service network. We have over 5,900 cashless garages for cars and 4,500 for two-wheelers across India. That means faster repairs and zero upfront costs at our partner garages.

4. Flexible Coverage with Add-ons

Our comprehensive car insurance plans can be tailored to your needs. Add features like Zero Depreciation, Engine Protection Cover, Roadside Assistance Cover, and more to protect your Eeco beyond the basics.

5. Dedicated Support, Always

Need help with a claim or have questions about your policy? Our team of 650+ claim experts is ready to assist. Reach out to TATA AIG’s customer support at (022 6489 8282) or email customersupport@tataaig.com. We’re here to support you—before, during, and after your insurance journey.

With TATA AIG, your Eeco insurance is more than just a document—it’s dependable coverage with real-time help and support wherever you are.

Filing a claim under your Maruti Eeco insurance with TATA AIG is quick and stress-free. Whether you’ve just completed your car insurance renewal or are covered under a comprehensive car insurance plan, you can initiate your claim by following these steps:

1. Notify TATA AIG Immediately

Call us on 022-6489-8282 (charges apply) or visit the claims section on our website to register your request. You’ll receive a claim registration number. Keep your car’s engine number, chassis number, accident details, and kilometre reading handy.

2. Vehicle Inspection

A TATA AIG surveyor will inspect your Maruti Eeco and prepare a damage report. Based on your preference, you can choose a cashless repair at one of our 5,900+ network garages or go for reimbursement at a garage of your choice.

3. Submit Documents

Provide a filled claim form, a copy of your driving licence, vehicle RC, insurance papers, and FIR (if needed). Make sure your documents are valid and updated.

4. Choose a Claim Type

Depending on how you prefer to get your vehicle repaired, TATA AIG offers two convenient claim settlement options:

• Cashless Claim: We’ll settle the approved bill directly with the garage.
• Reimbursement Claim: Pay for repairs upfront, and we’ll reimburse the eligible amount after verification.

With TATA AIG, getting your Maruti Eeco back on the road is simple, fast, and fully supported.

The Maruti Eeco falls under the affordable MPV segment and stands out for its unique blend of practicality and value. Very few vehicles in India offer similar versatility at this price point—serving both as a family car and a light commercial van.

While there’s no direct competitor in its exact category and price range, some higher-priced MPVs and utility vehicles may be considered as alternatives, including:

• Renault Triber
• Mahindra Supro
• Maruti Suzuki Celerio
• Tata Tiago

Disclaimer / TnC

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.