Maruti Eeco Car Insurance

Maruti Eeco is a practical car known for its space, fuel economy and versatility. From city rides to long drives, the car is a suitable option for individuals and families. Let us have a look at the Maruti Eeco specification.

The Maruti Eeco is an economical car option for the Indian buyers with its good mileage and seating capacity. Let us have a look at the Maruti Eeco interior and exterior features.

Maruti Eeco Interiors

• The car comes with flexible seating options, making it suitable for carrying passengers or goods with ease.
• It is equipped with reclining front seats, air conditioning and ample storage spaces to add to everyday convenience.

Maruti Eeco Exteriors

• On the outside, the Maruti Eeco has a clean and boxy design that focuses on utility.
• It has s halogen headlamps, strong bumpers and sliding doors enhance practicality for both city and commercial use.

Choosing the right Eeco car insurance is easier when you understand what each plan offers. With TATA AIG, you can compare options online, get your Eeco insurance price instantly. Here are the various car insurance plans available with TATA AIG.

Comprehensive Car Insurance

If you want all-around protection, a comprehensive car insurance policy is your best bet. It covers damages to your own vehicle caused by accidents, theft, fire, or natural events. It also includes the legally required third-party car insurance.

You can further customise your policy with add-ons such as Zero Depreciation, Engine Protection Cover, Roadside Assistance Cover, and Return to Invoice Cover. This option is perfect if you use your Eeco regularly and want complete peace of mind.

Standalone Own Damage Car Insurance

With TATA AIG’s standalone own damage car insurance plan, you can protect your Maruti Eeco from personal losses. This policy covers damage to your Eeco only and pairs smoothly with an existing third-party insurance policy.

It is a helpful option if you want protection from out-of-pocket repair expenses after accidents, fires, natural disasters or other unexpected events.

Standalone Third Party Car Insurance

TATA AIG third-party car insurance is legally required under the Motor Vehicles Act, 1988, to drive on Indian roads. It covers injury or property damage caused to others. However, it won’t cover repairs to your own vehicle. Many Eeco owners start with this option for legal compliance, then upgrade later during their car insurance renewal.

With the right Maruti Eeco car insurance plan, you can drive this spacious and practical vehicle without worrying about sudden repair costs or legal hassles. Here are some of the key benefits tailored to the Maruti Eeco.

Legally Compliant

Maruti Eeco owners need to remain compliant with the Indian law before getting on the road. Driving without a third-party car insurance policy is illegal and can result in fines and penalties. In some exceptional cases, it can also lead to imprisonment for up to 3 months.

Reduced Out of Pocket Expenses

The Eeco is often used for family trips, daily commuting or even commercial purposes. Sometimes, while on the road, the vehicle suffers damage from an accident, collision, or other incident. In such cases, the repair expenses can be hefty. The car insurance plan will take care of major repair bills, so you don’t end up paying a large amount from your pocket.

Theft Coverage

Maruti Eeco is a widely used vehicle because of its practicality. The car is ideal for family outings and small business needs. Due to its widespread use, the chances of theft or attempted theft can be higher in some areas.
But with a comprehensive car insurance plan with return-to-invoice coverage, you will receive the original invoice value of the vehicle if it is stolen.

Natural Calamities Coverage

Maruti Eeco’s lightweight build makes it vulnerable to damage during events such as floods, storms, cyclones, or heavy rainfall. These situations can lead to severe repairs or even a total loss of the vehicle.
A comprehensive car insurance plan cushions you against these unexpected costs by covering damages caused by natural disasters.

Let us learn how the Maruti Eeco insurance works with an example. Sumit has purchased comprehensive car insurance for his Maruti Eeco from TATA AIG. One day, while returning from work, his car hits a deep pothole, which damages the front bumper and suspension.

Sumit informs TATA AIG about the incident and files a claim. TATA AIG then arranges an inspection, sends the car to a network garage and covers the repair costs as per the policy terms. Sumit only pays the deductible, and TATA AIG covers the remaining amount.

With the comprehensive car insurance plan from TATA AIG, Sumit reduces unexpected repair expenses and ensures the vehicle gets back on the road without putting stress on your savings.

With up to 20 thoughtfully designed add-ons, you can customise your Eeco car insurance to match how you drive and what you want protected. Whether you use your Eeco for daily commutes, weekend getaways, or business deliveries, these optional covers help fill the gaps in your standard policy.

Zero Depreciation Cover

The Zero Depreciation add-on ensures you receive the full cost of replacing car parts like plastic, rubber, and metal components, without accounting for depreciation. This is especially helpful if your Eeco is new or regularly used.

Also Read: Zero Depreciation in Car Insurance

Engine Protection Cover

The engine protection cover covers repair costs for engine and gearbox damage caused by water ingress, oil
leaks, or lubricant failure - especially useful during the monsoon season.

Also Read: Engine Protection Cover in Car Insurance

Roadside Assistance Cover

With the roadside assistance cover, you get 24x7 emergency support for flat tyres, battery issues, towing services, and minor breakdowns. It is a reliable support system for both city and highway drives, especially when you’re stuck in an unfamiliar place.

Also Read: Roadside Assistance in Car Insurance

Repair of Glass Fibre and Plastic Parts

The repair of glass fibre and plastic parts add-on allows you to fix bumpers, mirrors, trims, and other non-metal parts without it impacting your No Claim Bonus status.

Key Replacement Cover

This add-on reimburses the cost of replacing your Maruti Eeco’s lost or stolen keys. If the lock set needs to be changed for security reasons, those expenses are also covered, helping you avoid unexpected hassles.

Tyre Secure Cover

Tyre secure cover lets you claim for accidental damage to your Eeco’s tyres or tubes, even when it isn’t part of a major accident. It helps cover repair or replacement costs caused by potholes, cuts or sudden blowouts.

Also Read: Tyre Protection Cover in Car Insurance

Consumables Cover

The consumables cover includes the cost of non-reusable items like brake fluid, engine oil, nuts, bolts, and
coolant used during repairs. These are typically excluded from standard coverage.

Also Read: Consumables Cover in Car Insurance

Emergency Transport and Hotel Expenses Cover

With the Emergency Transport and Hotel Expenses add-on, you get reimbursed for hotel stays and alternate travel costs if your car breaks down during a trip and leaves you stranded.

Also Read: Emergency Transport and Hotel Expenses in Car Insurance

Loss of Personal Belongings

If items like your mobile phone, laptop, or bags are damaged or stolen from the insured car, the Loss of Personal Belongings add-on provides compensation for those losses.

Additional Third-Party Property Damage

This add-on increases the compensation limit for damage caused to someone else’s property by your Maruti Eeco. It provides stronger financial protection when repair costs are high, helping you avoid large out-of-pocket expenses.

Additional Towing Charges

If your Eeco breaks down and the towing cost goes beyond the standard limit included in your policy, this add-on steps in. It covers the extra towing charges, ensuring you aren’t burdened with unexpected expenses during an emergency.

Misfuelling Cover

If you ever fill the wrong fuel in your Maruti Eeco, this add-on helps you manage the damage. It covers the cost of draining the tank, cleaning the fuel system and repairing any minor engine issues caused by the mistake.

Emergency Medical Expenses

This add-on helps cover immediate medical costs if you or your passengers are injured while travelling in the insured Maruti Eeco. It can include ambulance charges, emergency treatment and other essential medical expenses after an accident.

Electric Surge Secure

It is ideal for electric vehicle owners, as this add-on protects against damage caused by electrical surges, short circuits or charger-related faults. It helps cover repair or replacement costs, ensuring your EV components remain safe from sudden electrical issues.

Battery Depreciation Allowance

It is specifically for EVs; this add-on covers depreciation on the vehicle’s battery during a claim. Since EV batteries are expensive, this helps you receive a higher payout when battery-related repairs or replacements are needed.

Also Read: Check out our entire range of add-ons to enjoy enhanced coverage for your Maruti Eeco.

When buying a Maruti Eeco car insurance plan, vehicle owners should consider certain factors to make informed decisions.

Type of Plan

When you look to buy car insurance online, the very first factor you need to consider is the type of plan. If you are only looking for basic protection for the Maruti Eeco, then go with a third-party car insurance plan. But if you want enhanced coverage, then a comprehensive car insurance plan is a suitable option.

Insured Declared Value

This is another key factor. IDV is the current market value of your Maruti Eeco, and it directly affects your premium and claim amount. A higher IDV provides better compensation in the event of a total loss or theft, while a lower IDV may reduce the premium but offer lesser protection.

Also Read: Insured Declared Value in Car Insurance

Add-ons Selection

Choosing the right add-ons can strengthen your coverage. Options such as zero depreciation, engine protection, roadside assistance, or return to invoice can be useful for Eeco owners who travel frequently or use the vehicle for daily commuting.

Premium Amount

Always compare the premiums across different plans. The goal is to find a policy that offers solid coverage for your Maruti Eeco at a price that suits your budget. Make sure the premium feels reasonable for the protection you’re getting.

If you want to purchase Maruti Eeco car insurance online through TATA AIG, the process is quick and easy.

• Step 1: Visit the TATA AIG website. Head to the “Personal” tab and select “Car Insurance”.
• Step 2: For a new Maruti Eeco, click on “Insure your Brand New Car”. Choose the correct Eeco variant, enter the required details, then tap “See Price”.
• Step 3: A list of available car insurance plans will appear. Pick the one that matches your needs, set the preferred IDV and add the optional add-ons you want.
• Step 4: After confirming your choices, complete the CKYC verification and proceed to make the payment.
• Step 5: Once the payment goes through, your Maruti Eeco insurance policy will be delivered to your email inbox.

With TATA AIG, Maruti Eeco owners can also easily renew their car insurance. Here is how to renew the plan.

• Step 1: Visit the TATA AIG website, go to the “Renewal” section and select the “Car” option.
• Step 2: Enter your Maruti Eeco’s registration number or choose the existing policy number. Then click on “Renew”.
• Step 3: The current car insurance details will be displayed. Go through the plan and make any necessary changes.
• Step 4: After confirming the details, complete the CKYC verification and make the renewal payment using your preferred method.
• Step 5: Once the payment is successful, the renewed Maruti Eeco insurance policy will be sent to your email.

The Maruti Eeco insurance price is affected by various parameters. Knowing these factors helps you make informed decisions. Let us discuss some of the factors that affect the Maruti Eeco insurance price.

• Vehicle type and variant: One of the factors that play a crucial role in Maruti Eeco car insurance price is vehicle type and variant. Generally, the top variant of a vehicle costs more than the base variant.
• Insured declared value: The IDV also affects the Maruti Eeco insurance price; the higher the IDV, the higher the insurance price.
• Geographical location: If the Maruti Eeco is registered in an area prone to vulnerabilities such as natural disasters, vandalism, or theft, the car insurance price will be high.
• Add-ons: If you selected add-ons when purchasing a Maruti Eeco car insurance policy, the premium will increase. Add-ons are optional extras for which you pay an extra premium.
• Deductibles: Deductibles also affect the Maruti Eeco premium. This is the amount policyholders agree to pay out of their own pocket if the deductible exceeds the premium.

If the Maruti Eeco car is damaged in an accident, you can file a cashless or reimbursement claim with TATA AIG. Here is a step-by-step guide to file both claims.

Procedure to File Cashless Maruti Eeco Car Claim

• Step 1: Inform TATA AIG about the incident by calling the helpline (022 6489 8282) or by using the self-service portal.
• Step 2: Use the garage locator to find a nearby TATA AIG network garage that can repair your Maruti Eeco.
• Step 3: After that, take your Maruti Eeco to the selected network garage and share your policy details with the staff.
• Step 4: A surveyor will visit the garage to inspect the damage. The claim decision will be based on the surveyor’s report.
• Step 5: If the claim is approved, the network garage will begin repairing your Eeco. Once the repairs are completed, you can take your vehicle home.

Procedure to File Reimbursement Maruti Eeco Car Claim

• Step 1: To start a reimbursement claim, inform TATA AIG about the incident by calling the helpline (022 6489 8282) or using the self-service portal.
• Step 2: After reporting the event, take your Maruti Eeco to any authorised garage for repairs. Pay the repair charges yourself.
• Step 3: Collect all original bills, receipts and repair estimates from the garage and submit them to TATA AIG.
• Step 4: The team will review your claim form and documents. The claim will be approved or declined based on this verification.
• Step 5: Once approved, the reimbursement amount will be transferred directly to your bank account.

At the time of filing a Maruti Eeco car insurance claim, policyholders need to submit the following documents.

• Filled and signed claim form
• Original car insurance policy documents
• Maruti Eeco registration certificate
• Original repair bills and estimates for the Maruti Eeco
• Photograph and video of the damaged vehicle
• FIR copy if damage is due to an accident
• Any other documents asked by the representative.

Maruti Eeco is a versatile car used by families and individuals for long drives and city commutes. The car's excellent fuel economy and practicality makes it suitable for everyday driving. However, securing your Maruti Eeco with a comprehensive car insurance plan is also crucial for vehicle owners.

Strong Body Structure

The Maruti Eeco is built with a sturdy body designed to handle daily wear and tear, especially in commercial use. Accidental dents, panel damage, or structural repairs can lead to high costs. With TATA AIG car insurance, you can cover body repair expenses without worrying about sudden financial strain.

Electrical and Utility Components

From lighting systems to power windows and dashboard controls, the Eeco includes essential electrical components that support smooth operation. Electrical faults or damage caused by accidents or water ingress can be expensive to fix. TATA AIG car insurance helps cover such unexpected repair costs.

Efficient Engine Performance

The Eeco comes with a reliable petrol or CNG engine designed for consistent performance and low maintenance. Engine or mechanical repairs can still be expensive if unexpected damage occurs. TATA AIG car insurance with engine protection add-on offers added security for your Maruti Eeco’s engine.

The Maruti Eeco insurance is an excellent way to protect your vehicle from unforeseen damage and loss while on the road. A 4-wheeler insurance plan also ensures that you stay compliant with the law.

However, when choosing car insurance online for a Maruti Eeco, always ensure you consider factors such as policy coverage, inclusions, premium, and more. When it comes to the best car insurance in India, TATA AIG offers plans customised to your vehicle needs.

For instance, our comprehensive car insurance plan for Maruti Eeco ensures you remain protected against third-party and own-damage liability.

Along with this, it also comes with add-ons such as roadside assistance, engine security, etc., for Maruti Eeco owners to enhance vehicle coverage. You can also easily check your car insurance status on our website to see the exact validity period of your coverage.

Apart from this, our car insurance also offers unique features such as cashless repair garages, no-claim bonus discounts, claim assistance, and more to vehicle owners. Protect your Maruti Eeco with our customised car insurance plan now.