KIA Car Insurance

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Tata AIG KIA Car Insurance

With its headquarters in Seoul, South Korea, Kia Motors Corporation (KMC) is a multinational automobile manufacturer. The company was established in the year 1944 and is one of the oldest car manufacturers in the world. Kia Motors Corporation is the second-largest manufacturer of automobiles in South Korea and recorded sales of 2.8 million vehicles in the year 2019.

Having started the establishment of its first facility in India in Anantapur, Andhra Pradesh, in 2017, the company targeted an annual production capacity of 3,00,000 vehicles. While entering the Indian automobile market, Kia carried the vision of capturing the attention of young Indian customers with their future-oriented products and dynamic designs. With their BadassByDesign product Seltos and #WildByDesign campaign, the international automobile giant has established a substantial presence in the Indian car sector.

If you have just purchased a Kia car, the first thing you need to do is buy adequate car insurance to protect your car against a myriad of adverse events, including accidents and theft. Since Indian roads are notorious for their high incidence of accidents, it is advisable to opt for a car insurance policy that provides comprehensive coverage for your car.

With the selection of a Tata AIG four wheeler insurance policy, you can benefit from an extensive cover for your Kia car and be assured of a financially secured driving and ownership experience. You can get car insurance online and compare car insurance policies through our onlinecar insurance premium calculator.

Visit our website now, get your Kia car insurance quote, and buy your Kia car insurance policy by following a few simple steps. Remember that the motor laws applicable in India make it mandatory for all car owners to have at least third-party car insurance for their vehicle. However, with the Tata AIG comprehensive car insurance policy, you can protect your precious Kia car against not only third-party liabilities but also natural and man-made calamities, theft, fire, and accidents.

Kia Insurance - Buy/Renew Through Tata AIG

Buying car insurance is no longer a tedious and time-consuming task. You can get car insurance online by visiting the nearest office of Tata AIG or by visiting our website and following the steps mentioned below.

  1. Go to the page for car insurance and enter your car registration number.
  2. Click on 'Renew' to get the car insurance details of your existing Tata AIG four wheeler insurance policy and renew it. If you are purchasing Tata AIG car insurance for your Kia car for the first time, click on 'Get Price' instead.
  3. Enter the necessary personal information on the following page, including your existing car insurance details (in case of a new Tata AIG policy).
  4. Submit the accurate 'Insured Declared Value' for your Kia car.
  5. Enter the details of your previous car insurance claims and 'No-claim Bonus', if any.
  6. Click on 'Get Price' to get your Kia car insurance quote.
  7. Check the final quote and car insurance details for your Tata AIG Kia car insurance policy and make the payment online through safe and transparent digital means of payment.
  8. Receive a soft copy of your car insurance policy in your email inbox and, if requested, in your WhatsApp inbox as well.

Motor Insurance Price - Your Premium Amount

The premium of your Kia motor insurance policy is determined on the basis of several significant elements, one of the most important of which is the 'Insured Declared Value' (IDV) of your car. The IDV of your car is the maximum amount an insurer promises to pay you in the event of the total loss of your car owing to theft, fire, or permanent or irreversible damage in an accident.

After entering your Kia car's 'Insured Declared Value' in our online car insurance premium calculator, you can instantly get a quote for your Tata AIG Kia insurance policy.

Things Covered and not Covered under Tata AIG's Kia Insurance Policy

It is important to know what is covered in your Kia motor insurance policy and what is not. Here is a succinct summary of the things that are covered and not covered in a Tata AIG comprehensive car insurance policy.

Things Covered Under Tata AIG Kia Car Insurance Things Not Covered under Tata AIG Kia Car Insurance
Loss incurred due to the theft of the car Damages sustained by the car owing to the driver driving without a valid Driving License
Damages and losses caused to the car due to natural calamities such as earthquakes, floods, cyclones, etc. Damages caused to the car outside the geographical area mentioned in the Tata AIG four wheeler insurance policy, that is, India
Damages sustained by the car owing to man-made calamities such as riots, strikes, and terrorist attacks Damages caused by the driver driving under the influence of any intoxicants or narcotics
Damages to the car resulting from fire, including self-ignition, lightning, explosions, etc Ordinary wear and tear sustained by the car due to age, usage, and the resulting depreciation
Damages sustained by the car in transit through airways, waterways, railways, of roadways Damages caused to the car while being used for a purpose not intended for it, for instance, the usage of a private vehicle as a commercial vehicle
Third-party liability cover, encompassing damage to third-party property and injuries to third-party persons, including death Damages resulting from war or war-like situations in the country and any nuclear disasters
Damages and losses caused to the car due to natural calamities such as earthquakes, floods, cyclones, etc. Damages caused to the car outside the geographical area mentioned in the Tata AIG four wheeler insurance policy, that is, India
A Personal Accident Cover of ₹15 lakhs for the Owner-Driver Damages sustained by the car owing to the negligence of the driver and owing to the usage of the car in speed racing or crash testing
Specific protection provided by the selected car insurance add-ons, such as Tyre Secure, Roadside Assistance Cover, Zero Depreciation Cover, etc. Damages that are covered under a specific add-on when said add-on is not a part of your car insurance policy

Why Is It Important to Have Tata AIG for Your Kia Car Insurance?

There are several reasons why you should opt for Tata AIG for your Kia insurance policy, and here are a few of them.

  1. You benefit from the security of a TATA promise that is one of the most trusted brand promises in the country.
  2. You choose a motor insurance company with a high claim settlement ratio (98 per cent for the financial year 2020-2021).
  3. You get 24*7 assistance from our 650+ team of claims experts.
  4. You can access cashless insurance at our network of more than 7,500 garages across the nation.
  5. You can customise your Kia car insurance policy with 12 excellent car insurance add-ons.
  6. You can benefit from a seamless claims process and file/track car insurance claims online.
  7. You get comprehensive car insurance coverage for your beloved Kia car.

Overview - Kia Motors Corporation

Although relatively new to India, Kia Motors Corporation is an established brand name across the globe. Since its inception in the year 1944, the multinational company has expanded its presence in various countries. With 14 manufacturing and assembly operations units Spread across 8 countries, the company manufactures 1.4 million vehicles every year.

The distribution network of Kia Motors Corporation is composed of 3,000 distributors spanning 172 nations. With annual revenues in excess of $17 billion, the company employs 40,000 people. The core philosophy of the company is the application of creativity and to fulfil human dreams and build a new future. With the core values of 'Customer First', 'Challenges', 'Communication and Collaboration', 'People', and 'Globality,' the company is focused on the creation of synergy through the collective efforts of its resources.

In India, Kia's flagship cars include:

  1. Kia Seltos
  2. Kia Sonet
  3. Kia Carnival
  4. Kia Seltos X Line
  5. Kia Sonet AE

Kia Cars - Models and Prices

The Kia Motors Corporation has several cars available in the Indian market, and here is a glimpse at these car models with their respective latest ex-showroom prices in New Delhi.

Kia Car Model Variants Available Ex-showroom prices in New Delhi (₹)
Kia Carnival Diesel; Automatic 24.95 lakhs to 33.99 lakhs
Kia Seltos Diesel/Petrol; Manual/Automatic 9.95 lakhs to 18.10 lakhs
Kia Sonet Diesel/Petrol; Manual/Automatic 6.89 lakhs to 13.55 lakhs

Unique Selling Points of Kia Cars

There are several unique features that distinguish the Kia Motors Corporation from other car manufacturers and have helped the company establish its position in the Indian car sector. Some of the Unique Selling Points of Kia cars are as follows:

1.High Global Brand Value: Kia is a brand that is celebrated across the globe as one of the oldest and most innovative car manufacturing companies. Valued at more than $6 billion, the company enjoys substantial brand equity and is considered a premium car brand.

2.Customer-centricity: The Kia Motors Corporation is renowned for its emphasis on delivering a high-quality customer experience with its cars. With cars that are designed to have style as well as substance, Kia packs a punch in aesthetics as well as build quality and end-user utility.

3.Focus on Innovation: One of the driving forces behind the global success of Kia Motors Corporation is the high degree of focus the company has on research and innovation. Not only are the brains at Kia consistently engaged in designing and creating excellent and technologically superior vehicles but also in exploring the potential of alternative energy-driven vehicles such as cars powered by hydrogen cells and hybrid cars.

Rivals of Kia Cars

The major rivals of Kia Motors in India are:

  1. Maruti Suzuki India Limited
  2. Hyundai Motors India Limited
  3. Tata Motors Limited
  4. Mahindra and Mahindra Limited
  5. Honda Cars India Limited

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Frequently Asked Question

How to Claim Kia Car Insurance?

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With the easy claims process at Tata AIG, filing a claim for your Kia insurance policy is now a simple and swift process. Here are the steps you need to follow to register a car insurance claim with us.

  1. Visit the Claims page on our website.
  2. Enter your registered phone number to access your car insurance details.
  3. Submit your Tata AIG four wheeler insurance policy number, the particulars of the First Information Report (in case of an accident-induced claim), and the other relevant information as prompted on the screen.
  4. Submit the claim form on the next page.
  5. Ensure cooperation with the car insurance surveyor assigned by Tata AIG to inspect the damages caused to your car.
  6. Take your car to the nearest network garage to get it repaired.
  7. Stay worry-free while we complete the claims process at our end and settle the repair bill with the network garage.

If you need any assistance at any step during the above process, you can reach out to us via phone, WhatsApp, or email.

How to Renew Your Kia Car Insurance?

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You can renew your Tata AIG Kia motor insurance policy by following the below-mentioned steps.

  1. Visit the car insurance page on the Tata AIG official website.
  2. Enter your car's registration number, then click on 'Renew'.
  3. After verifying the car insurance details fetched by our online car insurance premium calculator, you must enter the details pertaining to your car insurance claims in the preceding year as well as your accumulated 'No-claim Bonus', if any.
  4. Get your Tata AIG Kia car insurance quote and make the payment online to complete the renewal process.

What Are the Prices of Kia Cars in India?

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Kia Motors India sells three models of cars in the country that come in various fuel (diesel and petrol) and automation (manual or automatic) variants. Here are the latest ex-showroom New Delhi prices of these cars.

  1. Kia Carnival - ₹24.95 lakhs to ₹33.99 lakhs
  2. Kia Seltos - ₹9.95 lakhs to ₹18.10 lakhs
  3. Kia Sonet - ₹6.89 lakhs to ₹13.55 lakhs

Is Kia a Good Choice for Your New Car?

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Yes, Kia cars are renowned for their excellent innovation, design, and customer-centricity. Therefore, opting for a Kia car may be a good choice for you.

How Much Does Insurance for a Kia Car Cost?

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The premium for your Kia car insurance policy depends on several factors, including the 'Insured Declared Value' (IDV) of your car. Since the IDVs of different Kia cars vary depending on which variant you opt for, the corresponding car insurance premium would also vary. As a general rule, the higher the IDV of your car, the higher is the cost of your Kia insurance policy.

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