Land Rover Car Insurance

Process of Purchasing Land Rover Insurance

The process of purchasing your Land Rover insurance from Tata AIG includes a few steps easy-to-understand steps, as mentioned below.

Visit Tata AIG's official website.

Select the “Car Insurance” option under “All Products” from the home page.

Enter the car registration number.

Click on the “Get Price” option under it.

A new page with a form will open on the screen. Here, enter all the details requested regarding your car and personal information.

Choose from the list of policy options between third-party, standalone own damage, and comprehensive car insurance.

Select the add-ons you wish to combine with the chosen insurance policy. If you do not wish to add any, select none and proceed.

As soon as you enter all the information, an insurance quote will appear on the screen.

If the quote offered is good to go, proceed to make the premium payment using any one of the digital payment options available.

Post payment completion, you will get the car insurance document in your email and WhatsApp inbox.

Process of Land Rover Insurance Renewal

The process of Land Rover insurance renewal from Tata AIG is quick and allows you to customise the policy if required. The steps are as mentioned below.

Go to our website.

Enter your car registration number on the home page.

Click on the “Renew” option under it.

Enter all the details requested on the renewal form, including policy details, expiration date, policy claims history, etc.

If there is no policy claim history for the previous year, you can leave the box empty and benefit from the No Claim Bonus discount on the policy premium for renewal.

After this, review your existing policy and add/ remove any add-ons as required.

Once the final premium is calculated, proceed to make the final payment against your policy renewal.

After the payment, collect your renewal car insurance document from your email inbox.

The Land Rover Range Rover insurance price, or for any other model of Land Rover, the premium is calculated based on numerous factors to allow accurate insurance cover. However, Tata AIG acknowledges the need for flexible and affordable car insurance plans to allow every individual the freedom to insure their car with ease.

For easy and appropriate decision-making, we provide potential car insurance buyers with the option to compare car insurance plans online using our website to get a precise estimate on the premium. Using this, they can decide the plan that meets their requirements best.

The three car insurance plan categories we cater to include the following:

Third-party Car Insurance

A third-party car insurance policy covers you for all damages and losses incurred by a third party due to the insured Land Rover car.

The calculation of the premium for this policy is done after considering the engine's cubic capacity. This measurement factor is evaluated annually by the IRDAI, and thus, changes in the premium can take place based on this assessment.

Comprehensive Car Insurance

A comprehensive car insurance policy is a policy category that provides extensive coverage to the insured Land Rover to protect your car from damages or severe repairs caused by natural calamities, man-made disasters, accidents, etc.

The calculation of the premium for this policy is done after taking numerous factors into consideration. These factors include the vehicle’s make and model, age of the car, driving record, claim history, Insured Declared Value (IDV), add-ons, and the registration location.

Standalone Own Damage Car Insurance

Own damage car insurance plans are designed to provide maximum coverage to your Land Rover in case of accidental damage or other unforeseen circumstances that incur severe repair and replacement expenses.

The calculation of the premium for this policy is also done after taking numerous factors into consideration. The list of factors includes IDV, the age of the car, any add-ons combined with the policy, and the geographical location of the car.

Points to Remember:

Third-party car insurance is mandatory as per the Motor Vehicles Act.

It is essential to renew your car insurance on time. Tata AIG provides 90 days to complete your Land Rover car insurance renewal after the policy expiration date, so complete it in time to avoid losing cover.

Users who require extensive cover above the base policy coverage can also combine other add-ons to their comprehensive or own damage car insurance policies. Based on the number of add-ons you select, the premium for your car insurance policy will increase.

At present, we offer the following 12 add-on options with our car insurance plans.

Daily Allowance

Repair of Plastic, Rubber parts, Glass and Fibre

Roadside Assistance

No Claim Bonus Cover

Emergency Transport and Hotel Expenses

Engine Security Cover

Key Replacement Cover

Consumables Cover

Zero Depreciation Cover

Tyre Cover

Return to Invoice

Loss of Personal Belongings

Land Rover Range Rover Car Insurance Inclusions

Any accidental damage to the vehicle while on the road requires repairs and replacement. An own damage or comprehensive insurance plan covers these repair expenses.

Any damage incurred by your car during transit from one location to another via road, water, air, or railways is covered by a comprehensive car insurance plan.

Any loss or damage incurred by a third party by the insured four-wheeler is covered under car insurance.

If your car is stolen or damaged beyond repair in an accident, the insurer covers it and compensates the policyholder with the Insured Declared Value of the car.

All damages caused to the vehicle due to natural calamities like cyclones, earthquakes, rains, floods, etc., are covered under a comprehensive insurance plan.

If the driver/owner of the vehicle is severely injured or faces partial or complete disability, we at Tata AIG offer Personal Accident Cover in such cases valued at ₹15 lakhs.

Damage to the car due to man-made disasters like fire, riots, protests, terrorist attacks, etc., is all covered under own damage or comprehensive plan.

A list of 12 add-ons is available with a comprehensive car insurance policy that increases the coverage of your plan based on the options you choose.

Land Rover Range Rover Car Insurance Exclusions

If a vehicle meets with an accident due to reckless or rash driving or voluntary participation in road races, the car insurance policy will not cover damages.

Driving after the consumption of alcohol or any other illegal substance is strictly prohibited. If the driver is found guilty when met with an accident, no damage or repair will be covered.

Any damage incurred by a driver without a valid driver’s licence is not covered.

General wear and tear and maintenance of the car are not included in any policy.

Driving with an expired insurance policy and incurring damages after an accident are not covered.

Driving the vehicle outside India is not permitted, and hence, any accidental damage incurred outside will not be covered.

Using your private car for commercial reasons is not allowed by law. If you are found in an accident during such situations, no insurance coverage will be extended.

Along with choosing the most appropriate car insurance for your Land Rover based on various factors like cover, requirements, budget, etc., knowing which insurance provider to trust is also very important.

To help you make an informed decision, here are some reasons why you should choose Tata AIG for your Land Rover car insurance.

The claim settlement ratio for Tata AIG is 99% for the year 2022-2023, showcasing our commitment to delivering top-notch services for a seamless claim experience.

Our primary focus is our customers, so we offer 24/7 customer support to all the users to help resolve any query promptly.

To offer increased customisation flexibility to our customers, we provide them with 12 different add-ons to combine with their comprehensive insurance policy plans for increased protection and support.

Our garage network of over 7500+ garages all around the country makes it easier for our customers to seek repair and replacement services with cashless insurance benefits.

To ensure high performance and quick claim settlements, we have a team of 650 claim experts all around India.

Buying a Land Rover offers you a combination of luxury, comfort, and top-notch performance on the road. The wide range of models and features allows you to pick and customise it as per choice.

Some of the top features of most Land Rover cars that make it worth it include the following.

Advanced Technology- For enhanced connectivity and safety, Land Rover focuses on integrating advanced technology into the vehicle’s interiors to ensure the best performance and driver experience. From driver assistance to infotainment systems, it has it all to allow you to stay connected while being safe.

Sustainable- Land Rover has launched many hybrid and electric variants of different models to promote sustainability. This is their step towards encouraging sustainability, which is essential for Indian users who are environmentally conscious. This makes their decision to stick with Land Rover easier as they can reduce their carbon footprint while enjoying high-class performance.

Distinctive Design- The entire series of Land Rover models comes with a rugged-looking exterior, adding a superior yet timeless touch to the design language of the vehicle. The design philosophy for this brand intends to provide the best on-road experience while showcasing a timeless design.

Elegant Interiors- The interiors of any Land Rover model are made of premium quality materials with impeccable attention to detail to deliver the best in the market. All cars have plush leather seats and highly advanced infotainment systems, making the driving experience very comfortable.

Top-notch Off-Road Capabilities- Designed with exceptional features to facilitate convenient off-roading, the Land Rover series is the best fit for adventure enthusiasts. Whether you plan to travel on desert trails or semi-built roads in rural areas, with a Land Rover, you can enjoy high reliability and performance in every situation.

Multiple Options- Land Rover offers a wide range of models to choose from, each with unique features and specifications to meet individual needs and preferences successfully. From compact 4-seaters to spacious 7-seaters, it has it all to ensure there is a model for every lifestyle.

Disclaimer: These prices were taken from the Zig Wheels website on 5/12/2023 at 1:10 pm IST. Since prices are subject to change and can vary based on model, specifications, and variant, we recommend checking your city’s current ex-showroom price before buying.

Based on the model of the car, the key competitors for the brand differ. However, many other factors can determine the key competition for Land Rover in India. Some of them are as follows.

Disclaimer: These prices were taken from the Zig Wheels website on 5/12/2023 at 1:30 pm IST and consist of the base model prices, which will vary based on the model choice and can, therefore, increase. Since prices are subject to change, we recommend checking your city’s current ex-showroom price before buying.