Land Rover Car Insurance

The process of purchasing your Land Rover insurance from Tata AIG includes a few steps easy-to-understand steps, as mentioned below.

Visit Tata AIG's official website.

Select the “Car Insurance” option under “All Products” from the home page.

Enter the car registration number.

Click on the “Get Price” option under it.

A new page with a form will open on the screen. Here, enter all the details requested regarding your car and personal information.

Choose from the list of policy options between third-party, standalone own damage, and comprehensive car insurance.

Select the add-ons you wish to combine with the chosen insurance policy. If you do not wish to add any, select none and proceed.

As soon as you enter all the information, an insurance quote will appear on the screen.

If the quote offered is good to go, proceed to make the premium payment using any one of the digital payment options available.

Post payment completion, you will get the car insurance document in your email and WhatsApp inbox.

The process of Land Rover insurance renewal from Tata AIG is quick and allows you to customise the policy if required. The steps are as mentioned below.

Go to our website.

Enter your car registration number on the home page.

Click on the “Renew” option under it.

Enter all the details requested on the renewal form, including policy details, expiration date, policy claims history, etc.

If there is no policy claim history for the previous year, you can leave the box empty and benefit from the No Claim Bonus discount on the policy premium for renewal.

After this, review your existing policy and add/ remove any add-ons as required.

Once the final premium is calculated, proceed to make the final payment against your policy renewal.

After the payment, collect your renewal car insurance document from your email inbox.

The Land Rover Range Rover insurance price, or for any other model of Land Rover, the premium is calculated based on numerous factors to allow accurate insurance cover. However, Tata AIG acknowledges the need for flexible and affordable car insurance plans to allow every individual the freedom to insure their car with ease.

For easy and appropriate decision-making, we provide potential car insurance buyers with the option to compare car insurance plans online using our website to get a precise estimate on the premium. Using this, they can decide the plan that meets their requirements best.

The three car insurance plan categories we cater to include the following:

Third-party Car Insurance

A third-party car insurance policy covers you for all damages and losses incurred by a third party due to the insured Land Rover car.

The calculation of the premium for this policy is done after considering the engine's cubic capacity. This measurement factor is evaluated annually by the IRDAI, and thus, changes in the premium can take place based on this assessment.

Comprehensive Car Insurance

A comprehensive car insurance policy is a policy category that provides extensive coverage to the insured Land Rover to protect your car from damages or severe repairs caused by natural calamities, man-made disasters, accidents, etc.

The calculation of the premium for this policy is done after taking numerous factors into consideration. These factors include the vehicle’s make and model, age of the car, driving record, claim history, Insured Declared Value (IDV), add-ons, and the registration location.

Standalone Own Damage Car Insurance

Own damage car insurance plans are designed to provide maximum coverage to your Land Rover in case of accidental damage or other unforeseen circumstances that incur severe repair and replacement expenses.

The calculation of the premium for this policy is also done after taking numerous factors into consideration. The list of factors includes IDV, the age of the car, any add-ons combined with the policy, and the geographical location of the car.

Points to Remember:

Third-party car insurance is mandatory as per the Motor Vehicles Act.

It is essential to renew your car insurance on time. Tata AIG provides 90 days to complete your Land Rover car insurance renewal after the policy expiration date, so complete it in time to avoid losing cover.

Tata AIG offers various add-on covers designed to enhance the protection provided by your Land Rover car insurance policy. These add-ons can be purchased in addition to your comprehensive car insurance or own damage car insurance, ensuring broader coverage in case of unforeseen incidents. Please note that the premium for your insurance policy will increase depending on the number of add-ons selected.

• Daily Allowance

This add-on provides a daily allowance to cover the cost of hiring a vehicle when your Land Rover is undergoing repairs due to a covered incident. This helps mitigate the inconvenience of not having your vehicle available during the repair period.

• Repair of Plastic, Rubber Parts, Glass, and Fibre

In case of damage to plastic, rubber parts, glass, or fibre components of your vehicle, this add-on ensures that the repair costs are covered. This helps restore your vehicle’s appearance and functionality as per the terms of the Tata AIG policy.

• Roadside Assistance

The roadside assistance add-on offers services such as towing, flat tyre repair, battery jump-starts, and emergency fuel delivery. This cover ensures that help is always available in case of an unexpected breakdown, improving the convenience of owning a vehicle.

• No Claim Bonus Cover

This add-on ensures that your No Claim Bonus (NCB) remains unaffected even if you make an own damage claim. It helps you retain the premium discount earned for claim-free years, as per the Tata AIG policy wordings.

• Emergency Transport and Hotel Expenses

In the event that your Land Rover is involved in an accident or breaks down far from home, this add-on covers emergency transport and hotel expenses while your vehicle is being repaired. This provides additional convenience during stressful situations.

• Engine Security Cover

The engine security cover provides protection for the engine and its parts in the event of damage caused by a covered incident, such as water ingression or lubrication failure. This ensures that your vehicle’s engine is protected from costly repairs.

• Key Replacement Cover

If your Land Rover’s keys are lost or stolen, this add-on covers the cost of key replacement and repairing any damaged locks, protecting you from unexpected expenses.

• Consumables Cover

The Consumables Cover add-on ensures that the cost of essential consumables such as engine oil, brake fluid, and lubricants used during repairs is covered. These items are crucial for your vehicle’s proper functioning but are often excluded from standard insurance policies.

• Zero Depreciation Cover

With the zero depreciation cover, no depreciation is deducted when replacing parts, meaning you will receive the full cost of replacement. This is particularly useful for newer vehicles and for parts that typically depreciate quickly, ensuring you are not financially disadvantaged.

• Tyre Cover

The Tyre Cover ensures that the cost of repairing or replacing damaged tyres is taken care of, protecting you from additional expenses due to damage caused during an accident or a covered incident.

• Return to Invoice

In case of total loss or theft, the return to invoice add-on reimburses you for the on-road price of your Land Rover, including taxes and registration fees. This ensures you are compensated for the full purchase price of the vehicle.

• Loss of Personal Belongings

This add-on covers the loss or damage of personal belongings inside your vehicle, such as electronics, bags, or clothing, in the event of theft or an accident. This provides extra protection for your items while in the vehicle.

Land Rover Range Rover Car Insurance Inclusions

Any accidental damage to the vehicle while on the road requires repairs and replacement. An own damage or comprehensive insurance plan covers these repair expenses.

Any damage incurred by your car during transit from one location to another via road, water, air, or railways is covered by a comprehensive car insurance plan.

Any loss or damage incurred by a third party by the insured four-wheeler is covered under car insurance.

If your car is stolen or damaged beyond repair in an accident, the insurer covers it and compensates the policyholder with the Insured Declared Value of the car.

All damages caused to the vehicle due to natural calamities like cyclones, earthquakes, rains, floods, etc., are covered under a comprehensive insurance plan.

If the driver/owner of the vehicle is severely injured or faces partial or complete disability, we at Tata AIG offer Personal Accident Cover in such cases valued at ₹15 lakhs.

Damage to the car due to man-made disasters like fire, riots, protests, terrorist attacks, etc., is all covered under own damage or comprehensive plan.

A list of 12 add-ons is available with a comprehensive car insurance policy that increases the coverage of your plan based on the options you choose.

Land Rover Range Rover Car Insurance Exclusions

If a vehicle meets with an accident due to reckless or rash driving or voluntary participation in road races, the car insurance policy will not cover damages.

Driving after the consumption of alcohol or any other illegal substance is strictly prohibited. If the driver is found guilty when met with an accident, no damage or repair will be covered.

Any damage incurred by a driver without a valid driver’s licence is not covered.

General wear and tear and maintenance of the car are not included in any policy.

Driving with an expired insurance policy and incurring damages after an accident are not covered.

Driving the vehicle outside India is not permitted, and hence, any accidental damage incurred outside will not be covered.

Using your private car for commercial reasons is not allowed by law. If you are found in an accident during such situations, no insurance coverage will be extended.

Along with choosing the most appropriate car insurance for your Land Rover based on various factors like cover, requirements, budget, etc., knowing which insurance provider to trust is also very important.

To help you make an informed decision, here are some reasons why you should choose Tata AIG for your Land Rover car insurance.

Our primary focus is our customers, so we offer 24/7 customer support to all the users to help resolve any query promptly.

To offer increased customisation flexibility to our customers, we provide them with 12 different add-ons to combine with their comprehensive insurance policy plans for increased protection and support.

Our garage network of over 7500+ garages all around the country makes it easier for our customers to seek repair and replacement services with cashless insurance benefits.

To ensure high performance and quick claim settlements, we have a team of 650 claim experts all around India.

Buying a Land Rover offers you a combination of luxury, comfort, and top-notch performance on the road. The wide range of models and features allows you to pick and customise it as per choice.

Some of the top features of most Land Rover cars that make it worth it include the following.

Advanced Technology- For enhanced connectivity and safety, Land Rover focuses on integrating advanced technology into the vehicle’s interiors to ensure the best performance and driver experience. From driver assistance to infotainment systems, it has it all to allow you to stay connected while being safe.

Sustainable- Land Rover has launched many hybrid and electric variants of different models to promote sustainability. This is their step towards encouraging sustainability, which is essential for Indian users who are environmentally conscious. This makes their decision to stick with Land Rover easier as they can reduce their carbon footprint while enjoying high-class performance.

Distinctive Design- The entire series of Land Rover models comes with a rugged-looking exterior, adding a superior yet timeless touch to the design language of the vehicle. The design philosophy for this brand intends to provide the best on-road experience while showcasing a timeless design.

Elegant Interiors- The interiors of any Land Rover model are made of premium quality materials with impeccable attention to detail to deliver the best in the market. All cars have plush leather seats and highly advanced infotainment systems, making the driving experience very comfortable.

Top-notch Off-Road Capabilities- Designed with exceptional features to facilitate convenient off-roading, the Land Rover series is the best fit for adventure enthusiasts. Whether you plan to travel on desert trails or semi-built roads in rural areas, with a Land Rover, you can enjoy high reliability and performance in every situation.

Multiple Options- Land Rover offers a wide range of models to choose from, each with unique features and specifications to meet individual needs and preferences successfully. From compact 4-seaters to spacious 7-seaters, it has it all to ensure there is a model for every lifestyle.

Raising a claim for your Land Rover car insurance with TATA AIG is a simple and transparent process. Follow these steps to get quick assistance in case of damage, theft, or any insured incident.

• Step 1: Notify TATA AIG

Report the incident as soon as possible through one of the following:

Call 022 6489 8282 (Charges Apply, 24x7)

Email: general.claims@tataaig.com

Visit: www.tataaig.com

Provide basic details like policy number, time and location of the incident, and a brief description of the damage or loss. For theft, an FIR must be filed within 48 hours and shared with the insurer.

• Step 2: Self-Inspection or Survey

You will receive a self-inspection link on your registered mobile number. Upload photos and damage details directly from your phone. If required, a TATA AIG surveyor will carry out a physical inspection.

• Step 3: Choose How to Repair

You can select:

• Cashless repair at a TATA AIG authorised garage

• Or opt for reimbursement by submitting final bills post-repair at your preferred garage

• Step 4: Track and Settle Your Claim

Once the claim is filed and assessed, you can track its status online. After evaluation, TATA AIG will approve and settle the claim as per policy terms—either reimbursing the cost or settling directly with the network garage.

Downloading your Land Rover car insurance policy from TATA AIG is simple. Whether you own a Range Rover, Evoque, or Velar, you can access your policy anytime using these trusted methods:

• From the TATA AIG Website

• Go to www.tataaig.com

• Click on the ‘Self Service’ option on the homepage

• Select ‘Download Policy’

• Enter your registered mobile number

• You’ll get an OTP (One Time Password) on your phone

• Enter the OTP and click ‘Submit’

• Your Range Rover insurance policy will be available to download as a PDF

• **From Your Email

• TATA AIG sends your policy document to your registered email after purchase or renewal

• Search for emails from ‘TATA AIG’ in your inbox

• Open the email and download the attached policy PDF

• Using the TATA AIG Mobile App

• Download the TATA AIG app from the Google Play Store or Apple App Store

• Log in with your mobile number or email

• Go to your policy section

• Tap on your Land Rover insurance and download the document

• If You Don’t Know Your Policy NumberVisit the TATA AIG Self Service page

• Use your registered mobile number or email ID to retrieve the policy

• You can also call 1800-266-7780 or email customersupport@tataaig.com for help

• Make sure you save your Range Rover insurance price document safely. It helps during claims, renewals, and legal checks.

Keep these documents ready when filing a claim with TATA AIG for your Land Rover car insurance:

• For Accidents:

  • Filled and signed claim form

  • Insurance policy copy

  • RC (Registration Certificate)

  • Driving licence

  • ID and address proof

  • Photos of the damage

  • Repair estimate and final bills (for reimbursement)

  • Accident details (date, time, location, km reading)

• For Theft:

  • FIR copy

  • Non-traceable report from police (if car not found)

  • RC book

  • Original keys

  • Subrogation letter and indemnity bond

  • Police closure report (acknowledged copy)

• For Third-Party Claims:

  • FIR and legal notice (if received)

  • RC and driving licence

  • Third-party insurance details (if applicable)

  • Submit these documents on time to avoid claim delays or rejections

Disclaimer: These prices were taken from the Zig Wheels website on 5/12/2023 at 1:10 pm IST. Since prices are subject to change and can vary based on model, specifications, and variant, we recommend checking your city’s current ex-showroom price before buying.

Based on the model of the car, the key competitors for the brand differ. However, many other factors can determine the key competition for Land Rover in India. Some of them are as follows.

Disclaimer: These prices were taken from the Zig Wheels website on 5/12/2023 at 1:30 pm IST and consist of the base model prices, which will vary based on the model choice and can, therefore, increase. Since prices are subject to change, we recommend checking your city’s current ex-showroom price before buying.

Disclaimer / TnC

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.