Skoda Car Insurance

Believe it or not! Car Insurance starting at Rs. 3221*
Insure your  Brand New Car

Skoda Car Insurance

Since 1905, Skoda has produced some of the most premium cars for car lovers worldwide. The Volkswagen Group currently owns Skoda, and the company has a wide network across the globe. Skoda cars have already won several accolades for their magnificent designs and robust features.

It’s quite fun to know that Skoda started as a two-wheeler manufacturer. Its first product was a bicycle. However, the one thing that stayed with all its products was the solid build and quality of the parts. Also, Skoda vehicles are affordable and hence, loved by most car lovers in the country and abroad.

Skoda cars should also have a strong car insurance plan as a company with such a rich heritage. A Skoda car insurance should give overall protection to the car at an affordable Skoda insurance price. At Tata AIG, you can take your pick from a third-party insurance plan and comprehensive four-wheeler insurance. Also, with our unmatched coverage options, you will keep your worries at bay. Without valid insurance for a four-wheeler, you will also not be able to take your Skoda out for a spin. As per the Motor Vehicles Act in India, you should at least have third party car insurance, or you will have to pay ₹2000 as a traffic fine for a one-time offence and ₹4000 for repeated offences

Skoda Insurance Renewal/Purchase via Tata AIG

Once you buy a Skoda car, you need to opt for an insurance policy to protect it from damages and accidents, and to protect yourself from paying traffic fines. Hence, at Tata AIG, you can go for your Skoda insurance renewal or purchase in just a few easy steps online. Visit our website and follow the steps mentioned below:

  • Go to the Car Insurance page.
  • Enter Skoda’s registration number and click on "Get Price" to purchase a car insurance or "Renew" if you are holding an existing policy with Tata AIG.
  • Fill the online form and get your Skoda insurance cost.
  • Pick an appropriate Insured Declared Value (IDV) from the list provided to get your Skoda insurance price.
  • If you had filed any claims in the past, fill up the claim details. Or else, you can avail of a No Claim Bonus (NCB) discount.
  • The screen will show you the premium payable for your car insurance. Compare car insurance prices and choose one.
  • Once choose your policy and your IDV, you can make the payment online by selecting any of the digital payment options.

Once you receive the payment from your end, we will send a soft copy of your car insurance to your registered email ID.

Skoda Insurance Price – Your Premium Amount

Your Skoda insurance price will vary according to several factors like your car’s coverage, your policy location, the selected IDV, the car’s registration details, and much more. When buying your car insurance, always select the right IDV for your car from the Skoda insurance price list given so that you can pay the premiums that will not break a bank, but will also ensure complete protection for your Skoda! And if ever your car is lost or damaged beyond repair, you can avail of your chosen Insured Declared Value for compensating the loss.

In order to find out your car’s IDV, you can visit the local dealership of Skoda cars. Or else, you can use our car insurance premium calculator online to understand your premium estimate. This easy online tool can help you make affordable and timely payments of your premium amounts to secure your Skoda!

Things Covered and Not Covered under Tata AIG’s Skoda Car Insurance

Things Covered Under Tata AIG’s Skoda Car Insurance Things Not Covered Under Tata AIG’s Skoda Car Insurance
Damages to the Skoda due to natural mishaps such as frost, cyclones, earthquakes, etc., and man-made causes such as rioting, terrorism, vandalism, etc. Damages caused if the car is used for speed racing, adventure sports, etc., or when a private Skoda is used for commercial purposes.
Total loss of the vehicle - theft or irreparable damage. Reimbursement of 50% for the cost of replacing consumables and Skoda parts arising from general wear and tear.
Accidental damage and damages caused due to fire, lightning, self-ignition, implosion, explosion, etc. Damages caused by negligent driving or if the driver does not have a valid driving license or if they are driving under the influence of drugs, alcohol, or other intoxicants.
Third-party legal and financial damages resulting from damage to a third-party vehicle or property and injuries/death to a third-party person. Damages to the car if and when it is driven outside the geographical location of your car insurance policy (outside India).
A Personal Accident Cover of ₹15 lakhs to cover injuries and even the death of the owner-driver. Damage due to general wear and tear of the car and damage due to war, war-like situations, nuclear threats, etc.

Why is it Important to Have Tata AIG for Your Skoda Car Insurance?

  • At Tata AIG, we have an easy, quick and convenient Skoda car insurance buying and renewing procedure to help you secure your car without any worries.
  • At Tata AIG, we have a promise of more than 20 years that ensures you can find the right insurance policies that will fit your needs.
  • With a huge family of over 5 crore happy and satisfied customers all around the country, Tata AIG strives to achieve and uphold a higher degree of customer experience and service.
  • Our claim settlement process is robust and trustworthy, which is supported by more than 650 claim experts across the nation. All of them ensure that you and your car are always protected.
  • Our claim settlement ratio (CSR) of 98% during FY 2020-21 is proof that we are always ready to help you out with your claims whenever you need it.

Overview - Skoda Car Model

Skoda Auto India Pvt. Ltd. entered the Indian market in 2000. The company began its operations in November 2001 and since then, they have produced some of the most striking four-wheelers for car lovers in the country. Over time, Skoda has introduced some of the most magnificent cars with unmatched good looks and sophisticated designs. Over the past two decades, Skoda has successfully built an image of a renowned manufacturer in India which have produced some high-end, yet affordable, cars.

Skoda cars are stylish, heavy-duty, and come in striking models and colours. The sharp angles of the exteriors of Skoda cars are enough to get your vehicle noticed in the crowd. Skoda cars are sharp, fresh and hence, all the youngsters in the country are too much in love with all the Skoda models.

Skoda Car Variants and Prices

Variants Ex-showroom Price (may differ as per the different cities)
Skoda Kushaq ₹10.79 Lakh - ₹18.00 Lakh
Skoda Rapid ₹7.79 Lakh - ₹13.49 Lakh
Skoda Superb ₹31.99 Lakh - ₹35.85 Lakh
Skoda Octavia ₹26.29 Lakh - ₹29.29 Lakh

Unique Selling Points: Skoda Car Features

Skoda cars are designed to offer a sophisticated and clean look from both the outside and the inside. All the models come with powerful engines and they also boast of a very chiselled and up-market road presence. With a stunning muscular design, Skoda cars are one of the most reliable options to buy and enjoy a comfortable drive all lifelong. Also, its two decades of existence in the Indian market show its quality and reliability as a brand.

Here are a few more features of Skoda cars –

  • Skoda’s Signature Crystalline Design Language
  • Brand’s Signature Grille
  • LED Headlights and Taillights
  • LED DRLs and LED Fog Lamps
  • Skoda Signature ‘C’ Shaped Tail Lights
  • Premium and Large Touchscreen Infotainment System
  • Virtual Cockpit
  • Smartlink Connectivity and Airbags
  • Electrically Adjustable Front Seats with Memory Functions
  • Automatic Climate Control and Cruise Control
  • Footwell Lighting and LED Ambient Lighting
  • Parkatronic System
  • Large Cabin and Boot Space

Rivals of Skoda Cars

  • Volkswagen
  • Hyundai
  • Maruti Suzuki

Disclaimer / TnC

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

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How to Claim Skoda Car Insurance?

How to Claim Skoda Car Insurance?


To claim your Tata AIG Skoda car insurance, follow this hassle-free 4-step online process and file a claim in a hassle-free way –

  • Visit the Claims section on our official website to “Initiate Claim”.
  • Fill in your insurance policy number, the FIR details, and some other information as needed on the online form.
  • We will analyse the damages to your Skoda, and then send it to the garage. During this, we will start the claim settlement process.
  • Once the claim process is over, your repaired Skoda car will be sent back to you.

How to Renew Skoda Car Insurance?


Renewing your Skoda car insurance policy is an easy and smooth process with the below-mentioned steps on Tata AIG’s official website –

  • Go to the Car Insurance page and fill in your car’s registration number on the online car insurance calculator.
  • Click on ‘Get Price’ and then fill in all the details as needed on the online form.
  • After online payment is done, your Skoda car insurance policy will be renewed.

What is the lowest price of a Skoda Car?


Skoda Rapid is one of the lowest-priced Skoda cars which is priced at ₹7.79 Lakh (approx.).

Disclaimer: All the car prices and other information listed above pertain to a specific city and vehicle model. Since this information is subject to change, it is advisable to check the latest information before purchasing a vehicle or an insurance policy.