Cashless Garages in Dehradun

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Cashless Garages in Dehradun

Dehradun is a beautiful city to visit or reside in. It is surrounded by picturesque locations, inviting tourists all around the year. Roaming in and around the city can be a joyful adventure.

You can add more joy to the ride in Dehradun by choosing a bike or car insurance policy that offers best-in-class services. One such crucial and valuable service that comes with Tata AIG’s comprehensive insurance for four-wheelers and two-wheelers is the cashless garage.

You can add convenience, ease, and peace of mind to your adventure by learning about cashless garages in Dehradun and how you can avail of this service. Read more to find out.

What are Tata Cashless Garages?

Cashless Garage is a facility provided by Tata AIG to its customers to provide convenience and a quick repair service. As the name goes, this service gives the customers the benefit of getting the repair work done without having to worry about the expenses. The bill is handled directly by us after a quick claim settlement process.

These garages are networked with us and are present all across the country. Thus, even when you are using your vehicle in any corner of the country and require repair facilities under the purview of your insurance policy, you do not have to worry about repairing your vehicle. Be assured that you will get repairing services from verified professional experts and trusted partners.

How Do Cashless Garages Work?

Once you purchase motor insurance from Tata AIG (comprehensive or standalone won damage policy), you are eligible to avail of their cashless claim facility. In case of an unfortunate incident, you can claim your cashless insurance and get repairs done without worrying about paying for the expenses from your pockets.

This is how you can avail the cashless claim facility with Tata AIG:

  • In case of an unfortunate event, contact us and inform us about the details of the incidents and the damages incurred. You can contact us by calling us at the toll-free number 1800-266-7780.

  • Next, raise a claim for your insurance and cashless facilities by visiting our claim support page.

  • Initiate the claim by filling out the form with accurate information about the accident and your vehicle.

  • Once your application is processed, we send an expert to your place who verifies the incident report and the damages incurred by your vehicle.

  • Once the claim is approved, all you have to do is drive or tow the vehicle to the nearest cashless garage in Dehradun.

  • The garage will verify the details and start with the repair work. Once they are done, they send us the bill directly, eliminating the need for you to pay from your pockets.

  • Based on your insured amount, we will clear the bill.

Key Features of Tata AIG Network Garages

Tata AIG network garages add to the convenience of the already swift claim process. It helps the suffering family by providing them with quick aid and valuable financial assistance while conducting repair work.

Here are some the key features of Cashless Garage list of Tata AIG:

  • Cashless garages facility is designed specifically to minimise the financial burden on families during any unfortunate road accident.

  • The garages offer professional expert repair services and only use genuine parts in case of replacement of parts.

  • With over 6,900 cashless car garages and over 4,200 cashless bike garages, you can avail of this service with ease and convenience all across the country.

  • At our cashless garages, you receive a priority service while getting the repair work done.

  • We settle the bill by communicating with the garages directly. You do not have to worry about paying the bills yourself.

  • Note that the bill clearing depends on your policy terms and choice of your plan. For example, you are not eligible for this service with our third-party car insurance. Read about the inclusions of our third-party insurance online carefully before you finalise and buy a plan.

How to Find Tata AIG Cashless Garages Near Me in Dehradun?

If you are looking for a quick settlement of your insurance claim and faster repair services for your car, a cashless claim can help you with that. To avail of this service, you can take your vehicle to any one of our Tata AIG network garages in Dehradun.

However, if you are unsure about the garage’s location in your city and are struggling to find one, you can make use of our Garage Locator. This tool will help you find the nearest garage within a few minutes.

This is how you can use the tool for finding Tata Cashless Garages in Dehradun:

  • Go to our website.

  • Go to the “Self-Service” tab. You can see it in the right-hand corner of the homepage.

  • This will show you all the services available under Tata AIG.

  • Scroll down to find the tab for “Network Garages” under the Motor Services section.

  • Click on it to use the Garage Locator tool.

  • Enter the city or your location and the make of your vehicle.

  • Click on Search. The Tata AIG cashless garage list in Dehradun will appear below.

  • You can also know about Tata AIG cashless garages in Dehradun by calling the toll-free helpline number, 1800-266-7780.

How to Claim Cashless Services at Tata AIG Garages in Dehradun?

To avail the services at cashless garages of Tata AIG in case of an unfortunate incident in Dehradun, here is the **Step-by-Step guide for you to follow:

Step 1: In case of an incident, the first Step is to report the exact details to us.

Step 2: You can register your claim by contacting our claim experts by filing the claim initiation form online, calling the toll-free number, 1800-266-7780, sending a WhatsApp text message at +91-9136160375, or sending an email to customersupport@tataaig.com.

Step 3: Carefully fill out the cashless insurance claim form online along with necessary supporting documents such as policy number, driving licence details, FIR, etc.

Step 4: You will receive a Claim Intimation Number on submission of your claim report. Make a note of this number, as it will be required for future reference.

Step 5: Next, a surveyor will visit you to verify your claim details and the reported damages to the vehicle.

Step 6: Successful inspection will result in approval of your claim. You can then take your car to the nearest Tata AIG network garages in Dehradun.

Step 7: Once your car undergoes the necessary repairs, we will receive the invoice for the completed work.

Step 8: We clear the bill without you needing to pay anything yourself. However, in case the cost of repairs exceeds the sum insured or has elements that are out of the policy’s scope, you will have to pay that amount.

Cashless Claim Vs Reimbursement Claim – Which is Better?

During your claim process, you have a choice to get your repair work done from the network garage or any other garage of your choice. In the latter case, you will have to clear the bill and apply for a reimbursement claim.

So, which is better? Let us compare the two to understand them better:

Key Factors Cashless Claim Reimbursement Claim
Definition Opting for this type of claim means that you get access to cashless repairs from our listed network garages.  This type of claim can be availed when you get the repairs done from any other garage and apply for reimbursement of your expenses.
Major Advantage Cashless claims offer you peace of mind, knowing that you do not have to worry about spending on your vehicle’s repairs. You do not have to go looking for network garages in Dehradun. You can get the repair work done from any garage of your choice.
Major Disadvantage You can avail of this service only when you take your vehicle to one of our cashless garages. The claim process is tedious and requires you to provide a lot of documents during the claim settlement process.
Time Required This takes less time than reimbursement claims as the process is straightforward. It is a lengthy process and takes more time to process the reimbursement. 

Benefits of Cashless Garages of Tata AIG

You do not have to pay for the repair work upfront.

  • We settle the bills, minimising the financial burden and overall stress.

  • You can initiate the claim process online from any place convenient for you.

  • You will receive professional service and genuine spare parts at the cashless garages.

  • The process is quick, simple, and convenient.

  • It requires minimum documentation.

  • Cashless garages of Tata AIG offer peace of mind by assuring that the car is in good hands.

What Expenses Can Policyholders Claim at Tata AIG Garages in Dehradun

The policyholders can claim expenses for the following inclusions:

  • Damages incurred due to road accidents or collisions and natural or man-made disasters like floods, riots, etc.

  • Damages caused due to theft, vandalism, robbery, etc.

  • Damages caused due to fire.

  • Damages caused to a third-party vehicle or property by a collision with the policyholder's car or vice versa.

  • You can also enhance your policy’s features by opting for add-ons. Some of them are listed below:

  • Engine protection

  • Daily allowance

  • No claim bonus

  • Zero depreciation

  • Roadside assistance

  • Tyre protection

What to Do if Your Car Insurance Policy Claim Gets Rejected at a Cashless Garage?

You can still get your car’s repair covered even if your cashless claim is rejected. You can carry out the repair work by taking your car to any garage other than the Tata AIG network garage.

Once the repair work is completed, you can submit a reimbursement claim with us to cover the expense. Here is how you can file a reimbursement claim for your car insurance online:

How to File a Reimbursement Claim?

  • Inform us about the damage to your vehicle within 48-72 hours of the accident.

  • Go to our website and fill out the claim form.

  • Once you initiate the claim, you can take your vehicle to any garage of your choice.

  • Once the repairs are done, you will have to settle the bill yourself. However, collect all the bills for future reference.

  • Submit all the documents you preserved from the repair work, including bills, invoices, repair cost estimates, etc.

  • We will reimburse the amount after the verification of documents is complete. Note that the amount that will be refunded will be based on the terms and conditions of your policy.

Reasons Your Cashless Claim Could Get Rejected at Tata Cashless Garages

To avoid dealing with unexpected rejections, understanding why your claim can be rejected is important. Here are the reasons why your claim can be rejected in Dehradun:

  • If you do not carry important documents like motor insurance, driving licence, vehicle’s registration card, and PUC.

  • If you are found to be driving under the influence of drugs and alcohol.

  • If you are found violating traffic rules like overspeeding, jumping traffic signals etc.

  • If you do not comply with the policy terms or cooperate with vehicle inspections by revealing important vehicle or accident-related information.

  • If your claim is false.

Disclaimer / TnC

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

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What happens if the expense goes beyond the policy cover?

What happens if the expense goes beyond the policy cover?

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If the expenses are out of the policy’s scope of coverage, you will have to clear the outstanding amount yourself.

Can I avail a cashless claim facility with my comprehensive insurance for four-wheelers?

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Yes, this facility is available only for own-damage and comprehensive motor insurance policyholders.

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