Cashless Garages in Indore

Cashless Garages are one of the most important features of a car insurance plan. It is a facility where you can get access to garage repairs immediately after any damage is incurred to the vehicle. You do not have to worry about getting your finances together before getting the necessary repair work done.

You can avail of this service easily by simply filling out a form to get your repair work approved and taking your car to the nearest listed garage with us. We will handle the bill once the repairs are completed, speeding up your claim-settlement process.

Now, let us understand how this service works.

How do Cashless Garages Work?

• If you have met with an unfortunate accident and need to repair your vehicle, your insurance and its facilities will come into play. While purchasing car insurance with Tata AIG, you will be informed about the cashless claims facility.

• You must take your vehicle to an authorised Cashless Garage to avail of cashless services. You can also find the Cashless Garage list of Tata AIG in Indore online.

• This is how the Cashless Garages of Tata AIG work:

• To avail of cashless repair, you first need to report the incident by calling us at our 24x7 helpline number 1800-266-7780.

• Give a detailed report of the accident and specify all the vehicle’s damages or losses.

• Fill out a claim intimation form online on our website with the exact incident details.

• Follow the process depending on the type of loss done to your vehicle. For example, if your car has been stolen, you will need an FIR while submitting the rest of the documents while submitting your form.

• One of our experts will visit to survey the damages incurred to your vehicle.

• After the damages are verified, you can tow your vehicle or drive it to the nearest Cashless Garage.

• The insurer and the network garage operator will give you an estimate of the expense. Based on that, you will be informed of the total amount that will be covered by your insurance.

• After the repair of your vehicle is done, the bill will be settled by us. The total amount that will be covered through your insurance cover will depend on your type of insurance.

With Cashless Garages, Tata AIG has offered multiple benefits for its policyholders to bring them ease and convenience. These garages are spread all across Indore and other parts of India. Here is a list of some of its key features:

• The management of claims and repair is professional and convenient.

• The repair of a car is done in a hassle-free way without having to visit the insurance office and wait in long queues.

• The claim settlement process is sped up along with a high claim-to-settlement ratio.

• It takes the financial burden of managing hefty repairs from your pockets away. The bills and invoices are taken care of by us on your behalf.

• It requires minimum documentation and offers good-quality repairs by professionals.

Tata AIG has a network of over 7500 cashless garages that assist customers all across India to get faster repair services. With no denying the cashless repair facility remains one of the best features of Tata AIG car insurance policies.

To avail of this service for your car repair in Indore, find a network garage near you using our GARAGE LOCATOR. It will display the Tata AIG Cashless Garage list in Indore. Here are the steps to use this tool:

• Go to Tata AIG’s official website.

• Go to “Self-Service.”

• Scroll down to find the button for “Network Garages.”

• Enter your city as “Indore” and enter the make of your car.

• Click on Submit.

• You will now get a list of all the network garages in Indore.

• Alternatively, you can get this list by calling our 24x7 toll-free helpline number, 1800-266-7780. Ask for the nearest garage and avail the benefits of cashless repairing.

If your insured car faces an unfortunate accident, claiming cashless service at one of the Tata Cashless Garages can be done in a few easy steps. Here are the steps:

• Inform us about the accident and the details of the damage incurred to your car as soon as possible. You can inform us by calling us at the toll-free number 1800-266-7780.

• Fill out the claim form, after which one of our experts will investigate the claim and the damage to your vehicle.

• You can then tow or drive your vehicle to one of the nearest cashless garages of Tata AIG.

• At the garage, the service provider will carefully examine the vehicle and derive an estimate of the cost of repair.

• The claim documents will be filled with the claim amount to receive approval for the cashless repairs.

• Once the claim amount has been approved, the confirmation is sent to you as well as the service provider. The amount that is according to your policy terms will be covered by us.

• The garage will begin with the repairs and notify you and us once they are done.

• The insured amount of your final bill will be paid by us with the garage. You will only have to pay for services not covered by your insurance policy.

You can claim your car insurance, if the situation arises, in two ways:

• By receiving cashless repair facilities

• By receiving reimbursement for your repairs.

Both the type of claims have their own advantageous features, and we will discuss them in detail in this section:

• You get quick service with minimum paperwork.

• You do not have to pay for the repair work from your pockets. The bills are settled by us and paid to the garage directly.

• It reduces the financial burden of managing expenses after a tragic incident.

• The process is entirely transparent, and we ensure that you are in the loop all through the process.

• Professional experts and good-quality repair equipment are available at all our network garages.

• You receive priority service when you take your car to one of our cashless garages because of our tie-up with them.

A broad spectrum of services is available at Tata AIG network cashless garages. These services are covered under Comprehensive and Own Damage Insurance and can be availed at the following repair conditions:

• When your car is damaged due to any natural or man-made disasters, such as earthquakes, floods, etc.

• If your car is damaged due to any road accidents and requires repair.

• If damage is incurred due to any third party or caused by the insured car to a third party or their property.

• If your car was damaged due to fires caused by situations such as self-ignition, explosions, and lightning.

• If your car was damaged due to vandalism or theft.

• You can also choose from our extensive add-on options besides these inclusions. Some of them are listed below:

• Engine Protection Cover

• Zero Depreciation Cover

• Consumable Cover

• Daily Allowance

• Tyre Protection Cover

• No Claim Bonus or NCB Insurance

• Key Replacement Cover, etc.

If your cashless claims are rejected due to some unexpected reasons, here is how you can apply for a reimbursement claim:

• Inform us about the accident along with details of the damage incurred by your car.

• File a claim by filling out the claim settlement form and then take your car to any of our network garages near you.

• Get the repair work done and get all the invoices, bills, and other necessary documents related to your repair from the garage.

• Arrange and sort the bills and submit them to us.

• After a thorough verification process, the bill amount is reimbursed to you. Note that the reimbursement will depend on your policy terms and conditions.

To avoid facing rejection for your new car insurance claim, understand the circumstances in which your claim can be rejected. They are:

• If you were found driving under the influence.

• If you were found driving without the necessary documents such as driving licence, RC, valid insurance policy, etc.

• If you have submitted a false accident report.