Cashless Garages in Indore

Believe it or not! Save up to 80%* on Car Insurance
Insure your  Brand New Car

Cashless Garages in Indore

Owning car insurance comes with its own set of perks. It protects you and your car from numerous damages caused by unexpected perils, such as fire, theft, earthquake, etc. Thus, choosing a good car insurance policy is crucial to have reliable financial security against such damages.

You must be well-aware of all the available facilities with your chosen four-wheeler insurance plan, including the add-ons. This helps you make an informed decision and make the best use of car insurance.

One such facility that makes a lot of difference in case of a crisis is a cashless repair facility. It takes care of the hefty repairs required by your vehicle without you needing to spend money from your pockets.

If you own a car in Indore and are browsing facilities and their importance in car insurance, then you are at the right place. Let us discuss cashless garages in Indore and why it is a crucial feature to have in your insurance.

What are Tata AIG Cashless Garages?

Cashless Garages are one of the most important features of a car insurance plan. It is a facility where you can get access to garage repairs immediately after any damage is incurred to the vehicle. You do not have to worry about getting your finances together before getting the necessary repair work done.

You can avail of this service easily by simply filling out a form to get your repair work approved and taking your car to the nearest listed garage with us. We will handle the bill once the repairs are completed, speeding up your claim-settlement process.

Now, let us understand how this service works.

How do Cashless Garages Work?

  • If you have met with an unfortunate accident and need to repair your vehicle, your insurance and its facilities will come into play. While purchasing car insurance with Tata AIG, you will be informed about the cashless claims facility.

  • You must take your vehicle to an authorised Cashless Garage to avail of cashless services. You can also find the Cashless Garage list of Tata AIG in Indore online.

  • This is how the Cashless Garages of Tata AIG work:

  • To avail of cashless repair, you first need to report the incident by calling us at our 24x7 helpline number 1800-266-7780.

  • Give a detailed report of the accident and specify all the vehicle’s damages or losses.

  • Fill out a claim intimation form online on our website with the exact incident details.

  • Follow the process depending on the type of loss done to your vehicle. For example, if your car has been stolen, you will need an FIR while submitting the rest of the documents while submitting your form.

  • One of our experts will visit to survey the damages incurred to your vehicle.

  • After the damages are verified, you can tow your vehicle or drive it to the nearest Cashless Garage.

  • The insurer and the network garage operator will give you an estimate of the expense. Based on that, you will be informed of the total amount that will be covered by your insurance.

  • After the repair of your vehicle is done, the bill will be settled by us. The total amount that will be covered through your insurance cover will depend on your type of insurance.

Key Features of Tata AIG Network Garages

With Cashless Garages, Tata AIG has offered multiple benefits for its policyholders to bring them ease and convenience. These garages are spread all across Indore and other parts of India. Here is a list of some of its key features:

  • The management of claims and repair is professional and convenient.

  • The repair of a car is done in a hassle-free way without having to visit the insurance office and wait in long queues.

  • The claim settlement process is sped up along with a high claim-to-settlement ratio.

  • It takes the financial burden of managing hefty repairs from your pockets away. The bills and invoices are taken care of by us on your behalf.

  • It requires minimum documentation and offers good-quality repairs by professionals.

How to Find Tata AIG Cashless Garages Near Me in Indore?

Tata AIG has a network of over 7500 cashless garages that assist customers all across India to get faster repair services. With no denying the cashless repair facility remains one of the best features of Tata AIG car insurance policies.

To avail of this service for your car repair in Indore, find a network garage near you using our GARAGE LOCATOR. It will display the Tata AIG Cashless Garage list in Indore. Here are the steps to use this tool:

  • Go to Tata AIG’s official website.

  • Go to “Self-Service.”

  • Scroll down to find the button for “Network Garages.”

  • Enter your city as “Indore” and enter the make of your car.

  • Click on Submit.

  • You will now get a list of all the network garages in Indore.

  • Alternatively, you can get this list by calling our 24x7 toll-free helpline number, 1800-266-7780. Ask for the nearest garage and avail the benefits of cashless repairing.

How to Claim Cashless Services at Tata AIG Garages in Indore?

If your insured car faces an unfortunate accident, claiming cashless service at one of the Tata Cashless Garages can be done in a few easy steps. Here are the steps:

  • Inform us about the accident and the details of the damage incurred to your car as soon as possible. You can inform us by calling us at the toll-free number 1800-266-7780.

  • Fill out the claim form, after which one of our experts will investigate the claim and the damage to your vehicle.

  • You can then tow or drive your vehicle to one of the nearest cashless garages of Tata AIG.

  • At the garage, the service provider will carefully examine the vehicle and derive an estimate of the cost of repair.

  • The claim documents will be filled with the claim amount to receive approval for the cashless repairs.

  • Once the claim amount has been approved, the confirmation is sent to you as well as the service provider. The amount that is according to your policy terms will be covered by us.

  • The garage will begin with the repairs and notify you and us once they are done.

  • The insured amount of your final bill will be paid by us with the garage. You will only have to pay for services not covered by your insurance policy.

Cashless Claim Vs Reimbursement Claim – Which is Better?

You can claim your car insurance, if the situation arises, in two ways:

  • By receiving cashless repair facilities

  • By receiving reimbursement for your repairs.

Both the type of claims have their own advantageous features, and we will discuss them in detail in this section:

Features Cashless Claim Reimbursement Claim
How does it work? This type of claim allows policyholders to get their repairs done cashlessly. The bill is paid by us directly to the network garages. Under this claim, you can get the necessary repairs done by any other garage of your choice and get your expenses reimbursed by us.
Major Advantage With this claim, you do not have to worry about paying the bills of your repair from your pockets. This helps you get immediate service from any available garage in case of emergencies rather than looking for network garages.
Major Disadvantage If you do not find a network garage near you, you will have to pay for the expense at a different garage on your own.  Getting smooth reimbursement claims requires you to sort through a lot of paperwork, such as bills and invoices.
Claim Settlement Time Since the network garages are tied with us, it is faster to process this type of claim. You will receive repair facilities within a few hours of your claim request. This claim requires you to first get the repairs done and then raise a request to reimburse your expense through your insurance policy, which is why this takes longer to get the reimbursement.
Required Documents This requires comparatively fewer documents.  A long list of documents are required, making the process tedious. 

Benefits of Cashless Garages of Tata AIG

  • You get quick service with minimum paperwork.

  • You do not have to pay for the repair work from your pockets. The bills are settled by us and paid to the garage directly.

  • It reduces the financial burden of managing expenses after a tragic incident.

  • The process is entirely transparent, and we ensure that you are in the loop all through the process.

  • Professional experts and good-quality repair equipment are available at all our network garages.

  • You receive priority service when you take your car to one of our cashless garages because of our tie-up with them.

What Expenses Can Policyholders Claim at Tata AIG Garages in Indore?

A broad spectrum of services is available at Tata AIG network cashless garages. These services are covered under Comprehensive and Own Damage Insurance and can be availed at the following repair conditions:

  • When your car is damaged due to any natural or man-made disasters, such as earthquakes, floods, etc.

  • If your car is damaged due to any road accidents and requires repair.

  • If damage is incurred due to any third party or caused by the insured car to a third party or their property.

  • If your car was damaged due to fires caused by situations such as self-ignition, explosions, and lightning.

  • If your car was damaged due to vandalism or theft.

  • You can also choose from our extensive add-on options besides these inclusions. Some of them are listed below:

  • Engine Protection Cover

  • Zero Depreciation Cover

  • Consumable Cover

  • Daily Allowance

  • Tyre Protection Cover

  • No Claim Bonus or NCB Insurance

  • Key Replacement Cover, etc.

What to Do if Your Car Insurance Claim Gets Rejected at a Cashless Garage?

If your cashless claims are rejected due to some unexpected reasons, here is how you can apply for a reimbursement claim:

  • Inform us about the accident along with details of the damage incurred by your car.

  • File a claim by filling out the claim settlement form and then take your car to any of our network garages near you.

  • Get the repair work done and get all the invoices, bills, and other necessary documents related to your repair from the garage.

  • Arrange and sort the bills and submit them to us.

  • After a thorough verification process, the bill amount is reimbursed to you. Note that the reimbursement will depend on your policy terms and conditions.

Reasons Why Your Cashless Claim Could Get Rejected at Tata Cashless Garages

To avoid facing rejection for your new car insurance claim, understand the circumstances in which your claim can be rejected. They are:

  • If you were found driving under the influence.

  • If you were found driving without the necessary documents such as driving licence, RC, valid insurance policy, etc.

  • If you have submitted a false accident report.

Disclaimer / TnC

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

Related Articles

How can I get a cashless repair facility under my car insurance policy in Indore?

How can I get a cashless repair facility under my car insurance policy in Indore?


If you have a comprehensive or own-damage car insurance policy from Tata AIG, you are eligible to avail of this service.

Can I still benefit from the cashless claim if I do not find a network garage near me?


If you get the repairs done from any garage other than the Tata AIG Cashless Garages, you will have to pay for the expense yourself. However, you can submit a reimbursement claim with us.