Mahindra Scorpio Car Insurance

Whether you’re picking up insurance for your new Mahindra Scorpio or simply renewing your current plan, Tata AIG makes the whole process quick and stress-free. No paperwork, no long waits—just a few simple steps online, and your SUV is covered.

To Buy Mahindra Scorpio Insurance:

Buying a new policy for your Scorpio is quick and fully digital with Tata AIG. Just follow these simple steps:

1. Visit the Tata AIG official website.
2. Click on “Get Price” and enter your Mahindra Scorpio’s registration number.
3. Select details like model, fuel type, and variant.
4. View premium options tailored for your Scorpio, including add-ons like Zero Depreciation, Roadside Assistance Cover, and Engine Protection Cover.
5. Choose your preferred IDV and apply No Claim Bonus if eligible.
6. Use the vehicle insurance calculator to adjust and compare plans.
7. Enter your personal details and complete CKYC.
8. Make the payment using your preferred digital method.
9. The policy will be emailed to you instantly.

To Renew Mahindra Scorpio Insurance:

Already have a policy? Renewing your Mahindra Scorpio insurance online is just as easy and ensures continued protection without paperwork.

1. Go to the Tata AIG website and click on “Renew”.
2. Enter your Scorpio’s registration or previous policy number.
3. Review existing coverage, IDV, and applicable No Claim Bonus.
4. Add or update covers such as Consumables Cover, Key Replacement Cover, or Daily Allowance.
5. Confirm details, pay securely online, and receive your renewed policy via email.

With over 5900+ network garages, dedicated support, and up to 85% discounts on new vehicle policies, buying or renewing Mahindra Scorpio car insurance online is now easier than ever—giving you flexibility, savings, and peace of mind on every drive.

If you're trying to understand how your Mahindra Scorpio insurance price is decided, it starts with the Insured Declared Value (IDV). This is the current market value of your Scorpio and helps determine both your premium and the amount you’d receive in case of theft or total damage.

Choosing the right IDV is important. If it’s set too low, your premium may reduce slightly, but your claim amount could fall short when you need it most. If it’s set too high, you might end up paying more than necessary for your policy. Using a vehicle insurance calculator can help you find a realistic IDV based on your car’s age and model.

Apart from the IDV, your premium is also influenced by where the vehicle is registered, the variant and fuel type of your Scorpio, and your claim history. Drivers with a clean track record often get better rates compared to those with frequent claims.

The kind of coverage you choose matters too. A basic third-party car insurance plan costs less but only covers damage to others. A comprehensive car insurance policy costs more but offers protection for your own vehicle as well.

If you add features like Zero Depreciation, Engine Protection Cover, or Roadside Assistance Cover, the premium will increase slightly, but so will the level of support during a breakdown or accident.

Even changes or upgrades to your Scorpio, like custom fittings or non-standard accessories, can affect how much you pay for insurance.

By understanding these factors and comparing options carefully, you can choose a policy that fits your needs without overpaying.

When insuring your Mahindra Scorpio, choosing the right policy is key to getting the protection you need. TATA AIG offers three types of Mahindra Scorpio insurance plans, each designed for different levels of coverage.

You can further customise your plan with add-ons like Zero Depreciation, Engine Protection Cover, Roadside Assistance Cover, and more, depending on your preferences.

• Comprehensive Car Insurance

This Comprehensive Car Insurance is the most complete form of coverage available for your Scorpio. It covers damage to your own vehicle due to accidents, fire, theft, and natural disasters, as well as any third-party liability. If you're looking for maximum protection and flexibility, this is a reliable choice. You can also add useful covers like Consumables Cover or Return to Invoice Cover for enhanced security.

• Stand-Alone Own Damage Car Insurance

This plan is meant for Scorpio owners who already have an active third-party car insurance policy. It provides coverage for damages to your own vehicle caused by accidents, theft, fire, or extreme weather conditions. This is ideal if you want additional protection without changing your third-party plan.

• Stand-AloneThird Party Car Insurance

This is the most basic type of insurance and covers any legal or financial liabilities arising from damage caused to another person’s vehicle, property, or physical injury. These policies are legally required under the Motor Vehicles Act, 1988 and are the minimum coverage you must have to drive legally in India. However, this plan does not offer protection for your own vehicle.

To find the right balance between premium and protection, use Tata AIG’s vehicle insurance calculator. It helps you estimate your Scorpio insurance price based on your selected coverage and add-ons.

Buying Mahindra Scorpio insurance online through TATA AIG is quick, reliable, and designed to give you full control over your coverage. Here’s what makes the process convenient and rewarding:

• You can compare different plans—whether it’s third-party car insurance or comprehensive car insurance—without stepping out of your home.

• Get an instant Scorpio insurance price quote by entering just a few car details.

• Use the vehicle insurance calculator to explore how your premium changes with different IDVs and add-ons.

• Easily include useful features like Zero Depreciation, Engine Protection Cover, or Roadside Assistance Cover for added protection.

• No need for paperwork—the entire process happens online, from quote to payment.

• Make secure payments using your preferred digital method.

• Once done, your policy document is emailed to you instantly, so you’re covered without any delays.

With TATA AIG, getting your Mahindra Scorpio car insurance online is simple, transparent, and completely hassle-free.

A tough SUV like the Mahindra Scorpio needs more than just a standard insurance policy. TATA AIG offers a wide range of car insurance add-ons to enhance your Mahindra Scorpio insurance, offering real protection for real-life scenarios. These add-ons pair well with a comprehensive car insurance plan and can be selected during policy purchase or renewal.

Here’s a complete list of valuable add-ons you can include:

• No Claim Bonus Protection

Retain your No Claim Bonus even after filing one approved claim, provided you meet the eligibility criteria. It helps reduce your premium during renewal.

• Zero Depreciation Cover

The Zero Depreciation add-on ensures no depreciation is deducted during part replacements—ideal for newer Scorpio variants.

• Roadside Assistance Cover

With 24x7 emergency support, the Roadside Assistance Cover helps with towing, flat tyres, fuel
delivery, and battery issues.

• Repair of Glass Fibre and Plastic Parts

Covers the cost of repair of glass fibre and plastic parts, like bumpers or wing mirrors, without affecting your NCB.

• Daily Allowance

The Daily Allowance cover reimburses daily transport expenses when your Scorpio is being repaired post-accident.

• Emergency Transport and Hotel Expenses

This add-on covers out-of-town breakdowns by reimbursing emergency transport and hotel expenses.

• Key Replacement Cover

If your car keys are lost or stolen, the Key Replacement Cover pays for replacements and related expenses.

• Engine Protection Cover

The Engine Protection Cover shields your engine from non-accident-related damage like oil leaks or water ingress.

• Tyre Secure Cover

The Tyre Secure Cover covers accidental tyre or tube damage, even if not caused by a collision.

• Consumables Cover

The Consumables Cover pays for often-excluded items like coolant, nuts, bolts, and engine oil during repairs.

• Loss of Personal Belongings

Get reimbursed for stolen or damaged personal items (like bags, laptops, phones) with the Loss of Personal Belongings cover.

• Return to Invoice Cover

The Return to Invoice Cover pays the full on-road price of your Scorpio (including tax and registration) if it’s stolen or declared a total loss.

• Compulsory Personal Accident (Owner-Driver)

Offers financial protection if the insured owner-driver dies or suffers permanent disability in an accident.

• Personal Accident Cover for Passengers

Provides compensation to passengers in the event of accidental injury or death.

• Emergency Medical Expenses

Pays for ambulance and hospital expenses if you or your passengers are injured in an accident.

• Additional Third-Party Property Damage

Enhances the compensation limit for property damage caused to a third party.

• Additional Towing Charges

Covers excess towing expenses beyond the standard coverage limit.

• Misfuelling Cover

Helps drain incorrect fuel and repair any resulting damage if your Scorpio is accidentally filled with the wrong fuel.

• Daily Allowance Plus

Offers extended transport support or a replacement vehicle if repairs take longer than expected.

• Vehicle Loan Protector

Covers outstanding Scorpio car loan payments in the event of the policyholder’s death or permanent disability.

• Reinstate Cover

The Reinstate Cover allows you to raise another claim on the same part if additional damage is found later, without dispute. It’s ideal for complex repairs where hidden issues surface after initial servicing.

With TATA AIG, you can customise your Mahindra Scorpio insurance with these add-ons for better protection. Use the vehicle insurance calculator to check your premium and choose the right combination for your driving lifestyle.

Before you buy or renew your Mahindra Scorpio insurance with TATA AIG, it’s worth taking a closer look at what your policy actually covers—and what it doesn’t. This way, you know exactly where you’re protected and can avoid unexpected surprises if you ever need to make a claim.

What’s Covered Under Tata AIG’s Mahindra Scorpio Insurance

TATA AIG’s comprehensive car insurance policy offers protection against a range of risks that could impact your Scorpio. Here's what’s included:

• Coverage for accidental damage to your Scorpio in the event of a collision.
• Damage caused by fire, explosion, lightning, or self-ignition.
• Protection against natural disasters such as floods, earthquakes, storms, cyclones, frost, and landslides.
• Coverage in case of theft or burglary of the insured Scorpio.
• Loss or damage resulting from man-made events such as riots, vandalism, terrorism, and strikes.
• Damage during transit by road, rail, inland waterways, lift, elevator, or air.
• Third-party liability cover includes compensation for injury, death, or property damage caused to others.
• A Personal Accident Cover of up to ₹15 lakhs for the owner-driver in case of accidental death or permanent disability.

What’s Not Covered Under Tata AIG’s Mahindra Scorpio Insurance

• While the coverage is extensive, certain exclusions apply. These include:
• Regular wear and tear, ageing of parts, and damage due to mechanical or electrical breakdown.
• Damage caused when driving under the influence of alcohol, drugs, or other intoxicating substances.
• Loss or damage while driving without a valid driving licence.
• Any damage that occurs when the vehicle is used for illegal activities, speed racing, or adventure sports.
• Claims arise when the Scorpio is used for commercial purposes under a private car policy.
• Losses occurring outside the geographical coverage of the policy (i.e., outside India).
• Consequential losses, or secondary damage, are not directly caused by an insured event.
• Partial reimbursement (up to 50%) for replacement of consumables due to regular use.
• Before finalising your purchase, it’s always a good idea to read the policy wording and brochure carefully. This ensures you understand what’s included and excluded and helps you select add-ons that offer better protection for your Mahindra Scorpio insurance.

If your Mahindra Scorpio is damaged or involved in an accident, follow these steps to file a car insurance claim with Tata AIG:

• Report the Incident Immediately

Call Tata AIG on 022-6489-8282 (charges may apply) or visit the Claims Support section on their website. You’ll receive a claim registration number and further guidance.

• Keep the Following Information Ready

• Engine and chassis number

• Contact details

• Date, time, and location of the accident

• A brief description of the incident

• Vehicle’s kilometre reading

• Address for vehicle inspection

• Vehicle Inspection

A Tata AIG surveyor will assess the damage. Based on your claim type (cashless or reimbursement), you'll be guided to a network garage or instructed on reimbursement procedures.

• Submit the Required Documents

Provide the filled claim form, ID, and address proof, FIR copy (if applicable), and repair bills (for reimbursement claims).

• Choose Your Claim Method

• Cashless: Get your Scorpio repaired at a Tata AIG network garage—no upfront costs.

• Reimbursement: Pay for repairs yourself and submit bills for reimbursement after approval.

When filing a claim under your Mahindra Scorpio insurance with TATA AIG, having the right documents ready can make the process faster and more efficient. Depending on the nature of the claim—whether it’s an accident, theft, or third-party damage—the following documents are typically required:

• A filled and signed claim form

• A copy of your valid car insurance policy

• The vehicle’s Registration Certificate (RC)

• A copy of the driving licence of the person driving at the time of the incident

• A copy of the FIR, especially for theft or third-party damage

• Photographs of the damage (mandatory for reimbursement claims)

• Repair bills and receipts (for reimbursement-based claims)

• A No Trace Report from the police (in case of theft)

• Medical reports, in case of a personal accident claim

• RTO forms like Form 29/30 or NOC/Form 35 if the vehicle is under hypothecation

Before submitting your TATA AIG car insurance claim, double-check your documents and contact customer care for guidance. Keeping everything ready ensures quicker processing—whether it’s for comprehensive car insurance or third-party coverage.

When you're insuring a reliable SUV like the Mahindra Scorpio, it makes sense to go with an insurer that's just as dependable. Here's why TATA AIG stands out:

• Expert Claim Support: With over 650 claim specialists across India, TATA AIG ensures a smooth and quick claim settlement process so you’re not left dealing with hassles after an incident.

• Two Decades of Trust: Backed by 20+ years of experience, TATA AIG offers insurance plans that balance your Scorpio’s protection needs with your budget.

• 5 Crore+ Satisfied Customers: A growing family of more than 5 crore policyholders across India reflects TATA AIG’s strong reputation for reliability and customer satisfaction.

• Seamless Online Services: From buying to renewing your Mahindra Scorpio insurance, the entire journey is digital-first, simple, and quick—no long forms or unnecessary delays.

• Tailored Coverage Options: Whether you want comprehensive car insurance or just third-party cover, TATA AIG lets you customise your plan with helpful add-ons like Zero Depreciation and Roadside Assistance Cover.

If you’re exploring SUVs similar to the Mahindra Scorpio, here are some popular options in the same category:

1. Kia Seltos
2. Hyundai Creta
3. Mahindra XUV700
4. MG Hector
5. Tata Harrier