Mahindra XUV 400 Insurance

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Mahindra XUV 400 Insurance

With global electric vehicle sales skyrocketing in 2021 and the world’s biggest manufacturers tussling for a spot on the top, Mahindra’s XUV 400 could not be coming out in India at a better time. Their first foray into electric is touted to be a game changer, and it’s got the stats to support this claim — a driving range of 456km on a single charge, sprints from 0 to 100kmph in 8.3 seconds flat, takes 50 minutes to complete 80 per cent charging, and offers three driving modes to give you the ultimate on-road experience.

Rivalling the Tata Nexon and MG ZS EVs, this electrifying reboot of the XUV300 EV brings you straight into the 21st century by alleviating the need for exorbitant and eco-unfriendly petrol and diesel four-wheel drives. Built longer than its predecessor with a modified rear, the model is not only specced with dynamic speed and impressive range but also gives you all the space you need for an ultra-comfortable ride. Life with this electrified SUV seems set to be fun, fast, and fearless, thanks to the regenerative braking system, which makes the car super-efficient as it recycles the kinetic energy released through friction and converts it into electricity to recharge the battery.

In addition to class-leading acceleration in the non-luxury segment, the vehicle is ornamented with plenty of clever touches. This includes all-new bumpers, new alloy wheels, a closed grille, and of course, Mahindra’s iconic twin peaks logo, each element accented by an attractive hue of copper. In fact, the copper motif extends to the all-black dashboard and even the roof, giving you a final product that looks sophisticated, almost futuristic.

However, the secret to keeping this car running smoothly lies not only in the high mileage it offers but in a comprehensive motor insurance policy from Tata AIG that goes the distance. Whether it’s an accident or theft, fire or natural calamity, having a Mahindra XUV 400 insurance will protect you against major financial liabilities. Additionally, you will no longer need to worry in case you need roadside assistance or hassle-free repairs and replacements for we have an extensive network of cashless garages. So getting a Mahindra XUV 400 insurance from Tata AIG for your new ride is a no-brainer.

Mahindra XUV 400 Insurance Renewal/Purchase via Tata AIG

When it comes to buying or renewing car insurance, there’s more to the process than understanding all the features of the plan. That’s why it makes sense to get in touch with a Tata AIG representative and receive a complete walkthrough about the more complicated rigmarole. Not only will you feel well-versed in each policy’s inclusions and exclusions, but booking four-wheeler insurance on our website will be convenient, quick, and seamless. All you need to do is follow these simple steps that let you buy, renew, and compare car insurance plans so you can choose the right one.

Before you purchase your Mahindra XUV 400 insurance, know that Insurance premiums are decided by the vehicle’s make and model, so the same applies to your XUV 400 insurance price. Other than the coverage cost, there’s no real distinction in the process. Follow these simple steps to buy Mahindra XUV 400 insurance—

  1. Go to the four-wheeler insurance section on Tata AIG’s website.
  2. Provide the vehicle’s registration number and other details before clicking on ‘Get Price’. If your existing plan needs renewing, click on ‘Renew’ instead.
  3. Complete the insurance form error-free and press submit. You will instantly receive an estimate.
  4. Select the Insured Declared Value (IDV) of your vehicle. If you are not sure how to calculate this, try an online calculator that will determine the market value of your Mahindra XUV 400.
  5. If you’ve filed a claim on any previous policies, let your insurer know about the same. If not, you are eligible for a No Claim Bonus (NCB).
  6. Your Mahindra XUV 400 insurance price will then be displayed on the screen, along with the first premium amount to be paid.
  7. Compare car insurance plans and personalise the exact coverage you need.
  8. Submit the premium payment online via any of the various digital payment options. Once this has been confirmed, you’ll receive a soft copy of the policy on your registered email ID.

Here is a piece of information for you — these are the same steps that not only will help you buy the Mahindra XUV 400 insurance but other Mahindra car insurance as well. And this is the same process for Mahindra car insurance renewals.

Mahindra XUV 400 Insurance Price – Your Premium Amount

There are multiple factors that determine the final price of your motor insurance. It’s about both what and how you drive — the vehicle’s safety ratings, whether it’s prone to mechanical issues, cost of maintenance and repairs, the size of the car, your driving history and daily distance coverage, your credit history, place of residence, age, sex, marital status; this is the primary information that drives premium rates.

Additionally, every automobile has an Insured Declared Value (IDV), which is calculated based on selling prices as well as the depreciation value of the car and its accessories, respectively. Doing your own homework about potential insurance costs involves getting in touch with a local car dealership to find out the IDV or employ Tata AIG’s free four-wheeler insurance premium calculator for your Mahindra XUV 400.

Things Covered and Not Covered under Tata AIG’s Mahindra XUV 400 Insurance

Depending on a variety of factors, a standard auto policy might include common coverage like third-party liability, personal accident protection, and so on. While the third-party cover is mandated by the state, the one you finally pick will be dictated by specific needs and conditions.

A comprehensive auto insurance policy from Tata AIG extends beyond standard coverage by providing a collection of extra protection features, thus offering benefits not to be found in typical plans. Below is an all-encompassing list of built-in features with exclusions that are not covered. This knowledge will come in especially handy when you want to customise the plan for more personalised protection, or when it’s time to file a claim.

Things covered under Mahindra Insurance in India Things not covered under Mahindra Insurance in India
Damages to third-party property and third-party death/injury Normal wear and tear due to depreciation
Damages caused by accidents Damages caused during driving without a driving licence
Damages due to natural calamities like earthquakes, floods, cyclones, etc. Mechanical or electrical breakdown and consequential loss
Damages due to riots, vandalism or strikes Damages caused by commercial usage of the bike
Theft, burglary or housebreaking damages Damages caused by driving under the influence of alcohol, drugs or other intoxicants
Damages caused by terrorist activities Damages due to racing activities, speed tests, and durability tests
Fire damages due to self-ignition, explosion or lightning. Damages due to war or nuclear threats
Damages caused during transit Damages caused outside the geographical location mentioned in the policy

Please pay attention to the fact that these benefits are only available for comprehensive Mahindra XUV 400 insurance, and standalone own damage cover. You will not get any of these coverages for third-party insurance, except for the third-party liability cover. So, do not miss your XUV 400 insurance renewal in case it is about to expire.

Why is it Important to Have Tata AIG for Your Mahindra XUV 400 Insurance?

When looking for a four-wheeler insurance policy that fits the way you want to drive, Tata AIG is always the first choice for Indians. Our protection is designed for customization based on the make and model of your vehicle as well as other specific requirements, so that you and your finances are shielded against any mishaps along the way. If you get comprehensive car insurance, the policy will also cover damage caused by events other than a collision, such as theft, fire, and so on.

Personalised plans aren’t the only reason why Tata AIG has been India’s trusted auto insurer for over two decades. Here are five distinct aspects of purchasing or renewing motor insurance from us:

  1. We have more than 650 agents and representatives all over the country dedicated to guiding your search for the perfect coverage. These licensed professionals take the time to understand what you need, make good decisions about your insurance, and of course, walk you through filing a claim.
  2. The claim settlement ratio of 98% as of 2020-2021 goes to show that Tata AIG strives to create a seamless experience for customers. You will not have to run from pillar to post in case something goes wrong on your journey — that’s our promise.
  3. Our expansive network of more than 5400 garages across the country serves to keep your vehicle in peak condition after accidents or collisions. These tie-ups allow you to get repairs done without having to pay for any of the expenses upfront.
  4. In addition to basic and comprehensive coverage, we offer an assortment of add-ons for enhanced protection. These include no claim bonus protection, roadside assistance, auto glass repair, engine security, emergency transport and hotel expenses, daily allowance, key replacement, consumables expenses, zero depreciation cover, and a few more.
  5. Tata AIG’s online premium calculator makes it effortless to compare car insurance policies to find the right plan based on your budget, vehicle, and other specific requirements.

Overview — Mahindra XUV 400

The XUV400 adds another feather in the cap of Mahindra’s prolific legacy, but what truly sets it apart is, of course, the fact that it runs on electricity and not gas. Gaining a facelift from the XUV300, this one has a longer body measuring 4200mm, a wheelbase of 2600mm, and a redesigned rear that gives you a decent amount of legroom to work with. The 400’s floor is also higher because of the battery placement, while its 378-litre boot space is the highest in the SUV segment.

In addition to superior space and careful ergonomics, this wide C-Segment vehicle offers an unparalleled driving experience. Paving your way on the streets are the 16-inch diamond-cut alloy wheels, designed in piano-black with a high-contrast surface treatment that will definitely turn some heads. Powered by a 39.4 kWh battery, the quality of every ride feels incredibly tractable and works like a charm on Indian roads. It also bodes well for adventurous drivers that the vehicle comes equipped with shock absorbers for keeping your tyres in close contact with the road at all times without excess or uncomfortable bounces.

To delve deeper in terms of specifications, the Mahindra XUV400 carries all-new electric LED tail lamps, with elegant satin copper inserts. The easy-to-access sunroof opens flawlessly to reveal spectacular views, while the 17.8cm infotainment system supports both Apple CarPlay and Android Auto to offer next-level connectivity on the most secluded of roads. On top of that, there’s a Blue Sense+ mobile app that provides over 60 features, including smartwatch connectivity, to make sure you are never too hard to reach.

Even though the car hasn’t officially launched in India as of writing this, test drives by experts reveal that it feels like a snappy and spirited drive, thanks to the ultra-responsive controls that make it easy to handle a machine of its size on a daily basis. Let’s take a look at the Mahindra XUV400’s primary specifications:

  • Battery pack of 39.4kW
  • Top speed of 150kmph
  • Accelerates from zero to 100kmph in 8.3 seconds
  • Produces 150hp and peak torque of 310 Nm
  • Delivers a range of 456kms on a single charge
  • Charges up to 80 per cent in 50 minutes with 50kW DC charger
  • Has six airbags as well as disc brakes on all four wheels

Mahindra XUV 400 Price and Variants

Slated for release and delivery to customers in January 2023, the Mahindra XUV400 is estimated to start at around ₹14 lakhs for its base variant, going up to ₹16 to 18 lakhs for the top variants and colours. These details will be available closer to the date of launch, so watch this space for updates.

Unique Selling Points: Mahindra XUV 400 Car Features

When talking about all the things that make the Mahindra XUV 400 stand out, one would be remiss not to begin with the premium all-black interiors that feel both sporty and sophisticated, especially since they’ve been accented with a beautiful Satin-Copper shade that perfectly contrasts the Blue-Black light scheme. If you are wondering how easy or difficult it might be to keep the vehicle charged and ready to go, it has one of the most expansive charging infrastructure that, when paired with a 7.2kW/32A outlet, gives you 100% battery in six hours and 30 minutes.

Here are some other unique features to look out for during the launch of the Mahindra XUV400:

  • One of its most distinctive features is the three separate driving modes — Fun, Fast, and Fearless. While the former is the least powerful with light steering and a subdued throttle response, the Fast mode ups the ante by lending your steering some more weight. Finally, the Fearless mode lives up to expectations by giving you the strongest acceleration that goes from 0 to 100kmph in less than 8.3 seconds.

  • Make each journey a thrill with the built-in gamification system that keeps a track of your driving behaviours, giving you trip insights and even measuring the ‘fun’ quotient of your drives.

  • The safety features have been developed keeping ISO standards in mind and include 6 airbags for the highest functional protection. This comes as a first for an electric vehicle built in India. Other safety elements include a best-in-class dust and waterproof battery pack, disc brakes on 4 wheels, and a rearview parking camera to facilitate razor-sharp visibility.

Rivals of Mahindra XUV 400

The Mahindra XUV 400 is one of the pioneers in the electric vehicle segment, which means it has limited competition in the market. Some popular cars that can be compared to the XUV based on parameters such as budget, dimensions, and performance include:

  • Tata Nexon EV
  • Hyundai Kona EV
  • MG ZS EV

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Frequently Asked Question

How to Claim Mahindra XUV 400 Car Insurance?

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Tata AIG follows a quick, simple, and paperless 4-step claim process for your car:

  • Visit the Claim Page and initiate a claim.
  • File your claim with your insurance policy number, FIR details, and other personal details through the form available on the website.
  • Tata AIG will evaluate the total damage and send the car to a garage for repairs.
  • After verification, we, at Tata AIG, will start the claim settlement process.

After the motor insurance policy’s claims process is complete, we will have the car fixed and returned to the policyholder.

How to Renew Mahindra XUV 400 Car Insurance?

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For Mahindra XUV 400 Insurance renewal,

  1. Go to the Tata AIG website.
  2. Click on the Car Insurance page or the Insurance Renewal page
  3. Provide all the necessary details
  4. Click on ‘Renew’
  5. Fill out the form with your details
  6. Pay the premium amount

What is the price of a Mahindra XUV 400?

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The expected price of the Mahindra XUV400 is set to be anywhere between ₹14 to 18 lakhs depending on the variant. Manufacturers have announced a temporary release date for January 2023, which is when you will find out more about the vehicle’s price and variants.

Is the Mahindra XUV 400 a good car?

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Whether you are cruising along the highway or trying to navigate the congestion of the city, at no point or terrain will you feel like the Mahindra XUV400 isn’t suited to the job. Not only does it offer a smooth and seamless on-road experience with its powerful acceleration and easy steering, but the infotainment system and luxurious interiors keep you cosy, relaxed, and entertained no matter how long the journey.

How much is insurance for Mahindra XUV 400?

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Whether you are cruising along the highway or trying to navigate the congestion of the city, at no point or terrain will you feel like the Mahindra XUV400 isn’t suited to the job. Not only does it offer a smooth and seamless on-road experience with its powerful acceleration and easy steering, but the infotainment system and luxurious interiors keep you cosy, relaxed, and entertained no matter how long the journey.

How much is insurance for Mahindra XUV 400?

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There are multiple factors that decide the rate of a motor insurance policy, but the most important one that insurers use is the Insured Declared Value. You can find out the IDV of your Mahindra XUV400 at a local auto dealership or simply use Tata AIG’s free four-wheeler insurance premium calculator.

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