Maindra XUV 3XO Insurance

Purchasing and renewing your Mahindra insurance car with TATA AIG is a breeze, thanks to our simple processes and quick policy issuance.

-Mahindra New Car Insurance Purchase Process

• Open the official website of TATA AIG on your browser.

• Click on the “Car” tab under the various insurance categories.

• Enter your Mahindra XUV 3XO registration number. Then, click “Get Price”.

• Next, you must fill out the insurance application form, providing details such as name, address, email ID, etc.

• You can select the desired add-ons to improve the insurance coverage. (Add-ons are optional; you can choose to skip this step).

• Pay the Mahindra XUV 3XO car insurance price using any of the methods mentioned and complete the process.

• We shall check the application and upon satisfactory completion, you will receive the policy on your registered email address in a very short time.

-Mahindra Car Insurance Renewal Process

• Open the TATA AIG webpage on your browser.

• Select the car category tab from the options.

• Enter the vehicle registration number and click on “Renew existing TATA AIG Policy.”

• Complete the renewal form with the correct details.

• Choose the add-ons, if any, and also review the policy.

• Complete the renewal payment and receive the renewed Mahindra vehicle insurance policy documents.

The insurance cost of your Mahindra XUV 3XO depends on various factors, such as the age of the car, type of insurance, IDV of the car, add-ons, etc. Though the insurance cost calculation is based on complex formulas, you can find out the cost of insurance using our car insurance premium calculator.

We offer three types of insurance plans for your Mahindra XUV 3XO. The cost of an insurance plan also depends on the type of insurance you choose.

Comprehensive Insurance Plan

With our comprehensive insurance plan, you get wider coverage, protecting you against own damage and third-party liabilities. The cost of comprehensive insurance plans depends on multiple factors, some of which are explained below:**

-Car’s Model: Vehicle insurance costs for luxury or premium model cars are higher as their spare parts are costly. Similarly, cars that run on CNG also have a higher insurance premium.

-IDV: Insured declared value of the car is the current market price of the car. The insurance premium is also affected by the IDV. A new car has a higher IDV; hence higher insurance premium.

-Add-Ons: Add-ons are the additional insurance features (available at nominal costs) that enhance vehicle safety. The insurance premium depends on the number of add-ons you choose.

-Driver’s Records: The driving records of the car owner also play a significant role in determining the car insurance premium. A driver with a clean driving record is considered safe; hence, he may be charged a lower premium than a driver with fines and penalties in his records.

Third-Party Insurance Plan

Third-party insurance covers you against third-party liabilities and claims. The IRDAI determines the rates of third-party insurance plans based on the car’s cubic capacity. Every vehicle owner in India must mandatorily purchase third-party car insurance. The IRDAI requires every new car owner to purchase a bundled motor insurance policy consisting of 3 years of third-party and one year of own damage cover.

Own Damage Insurance Plan

If you have an existing third-party car insurance policy, you can opt for our own damage car insurance. This policy provides coverage for damages to your own vehicle. However, this plan does not cover third-party damages, due to this, its premium is relatively lower than the comprehensive plan.

The insurance cost of your Mahindra XUV 3XO depends on various factors, such as the age of the car, type of insurance, IDV of the car, add-ons, etc. Though the insurance cost calculation is based on complex formulas, you can find out the cost of insurance using our car insurance premium calculator.

We offer three types of insurance plans for your Mahindra XUV 3XO. The cost of an insurance plan also depends on the type of insurance you choose.

-Comprehensive Insurance Plan

With our comprehensive insurance plan, you get wider coverage, protecting you against own damage and third-party liabilities. The cost of comprehensive insurance plans depends on multiple factors, some of which are explained below:**

-Car’s Model: Vehicle insurance costs for luxury or premium model cars are higher as their spare parts are costly. Similarly, cars that run on CNG also have a higher insurance premium.

-IDV: Insured declared value of the car is the current market price of the car. The insurance premium is also affected by the IDV. A new car has a higher IDV; hence higher insurance premium.

-Add-Ons: Add-ons are the additional insurance features (available at nominal costs) that enhance vehicle safety. The insurance premium depends on the number of add-ons you choose.

-Driver’s Records: The driving records of the car owner also play a significant role in determining the car insurance premium. A driver with a clean driving record is considered safe; hence, he may be charged a lower premium than a driver with fines and penalties in his records.

-Third-Party Insurance Plan:

Third-party insurance covers you against third-party liabilities and claims. The IRDAI determines the rates of third-party insurance plans based on the car’s cubic capacity. Every vehicle owner in India must mandatorily purchase third-party car insurance. The IRDAI requires every new car owner to purchase a bundled motor insurance policy consisting of 3 years of third-party and one year of own damage cover.

-Own Damage Insurance Plan:

If you have an existing third-party car insurance policy, you can opt for our own damage car insurance. This policy provides coverage for damages to your own vehicle. However, this plan does not cover third-party damages, due to this, its premium is relatively lower than the comprehensive plan.

Add-ons are a unique way to enhance the scope of your Mahindra XUV 3XO insurance coverage. They prove to be worthy, especially if you stay in accident or theft-prone areas. At TATA AIG, we offer various add-ons, some of which are listed below:

-NCB Cover:

An NCB cover allows you to make one claim without losing the benefit of the no-claim bonus.

-Roadside Assistance:

You can avail yourself of 24/7 assistance if you are stuck in a remote location due to car breakdown or accident.. You can avail of help services such as towing, flat tyre repair, fuel delivery, and much more.

-Zero Depreciation Cover:

Saves you from depreciation loss when you file a claim.

-Engine Protection:

Under this add-on, you get reimbursement for repair expenses if your car’s engine gets damaged due to water ingestion, oil spill, etc.

-Tyre Protection:

It provides for replacement and repair expenses for the car’s tyres.

-Consumables:

This rider covers the expenses related to consumable items that require replacement after an accident, including screws, bolts, oil filters, etc.

-Emergency Expenses:

It provides expenses for emergency situations if your car breaks down or meets with an accident. For eg: hotel accommodation or traveling expenses.

-Return To Invoice Cover:

This rider allows you to get the original purchase price of the car in case of its complete loss.

-Loss of Personal Belongings:

You get reimbursement for the loss of personal belongings of yourself and your family members. However, it does not provide for the loss of valuables.

-Key Replacement Cover:

It provides for the expenses for key purchase or lock replacement if it is stolen.

-Daily Allowance:

Under this add-on, you get a daily allowance for commuting to and from work while your car is getting repaired.

-Repair of Glass, Fibre and Plastic Parts:

It includes the repair of rubber, plastic, or glass parts of the vehicles damaged due to accidents, collisions, etc.

-Emergency Medical Costs:

It covers the medical expenses required for treating the driver or occupants if they suffer injuries due to accidents, etc.

-Inclusions of Mahindra Insurance Car

• If the vehicle suffers damage or loss due to fire, explosion or self-ignition.

• Coverage for loss occurring as a result of natural calamities, such as cyclones, hurricanes, floods, etc.

• We provide cover for damage to the vehicle due to man-made disasters, including riots, strikes, vandalism, etc.

• Loss caused due to accidents is covered.

• Third-party liabilities will be covered if you opt for third-party or comprehensive insurance.

• Compensation for bodily injuries/death due to an accident for the owner-driver.(Personal accident cover)

• Includes loss due to theft, burglary, housebreaking, etc.

• Protection from those losses which are covered under riders (if the insured opts for them).

• Includes any damage caused to the vehicle while it is in transit through rail, road, inland waterways, lift, elevator, air, etc.

• Covers the total loss of a car due to theft or a major accident.

-Exclusions of Car Insurance

• Repairing the vehicle at any random garage not authorised by TATA AIG (in case of cashless claim).

• Any loss occurring due to regular usage, i.e. wear and tear, electrical breakdown, etc., is not covered.

• Excludes any damage to the wheel accessories, rim, etc.

• Does not cover routine maintenance, balancing wheels, tyres, tubes, etc.

• Loss occurs as a result of engaging in illegal practices, such as racing.

• Any damage leading to total loss of the vehicle is not covered.

• Any damage caused as a result of breaking the laws, such as drunk driving, driving without a licence, etc.

• Excludes loss caused to a private vehicle if it is used for commercial purposes.

• Damage occurring outside the geographical limits.

• Making any fraudulent claim not covered under the policy terms is excluded.

• Any claim made after 3 working days of the damage will not be accepted.

The market is flooded with multiple insurance providers, making it difficult to choose the right one. However, TATA AIG provides you with all the reasons why you should choose us to insure your Mahindra XUV 3XO.

-Affordable Premiums: TATA AIG offers some of the most affordable car insurance plans to ensure that vehicle owners can buy insurance without stressing their finances. We also offer discounts such as online purchase discount and no-claim bonus.

-Easy Claim Process: Our claim processes are quick and hassle-free. You can choose the cashless claim option and get your vehicle repaired in a network garage seamlessly with minimal paperwork.

-24/7 Customer Assistance: We have a dedicated team to assist our customers 24/7 if they require any kind of assistance or have queries regarding car insurance.

-Wider Coverage: Our insurance plans offer wider coverage, protecting your Mahindra XUV 3XO against various incidents, third-party liabilities and own damage. Besides, we offer 19+ add-ons, which you can add as per your requirement to increase the scope of your insurance.

The Mahindra XUV 3XO is the renewed version of the popular Mahindra XUV 300, with an eye-grabbing exterior, plush interiors and umpteen advanced technologies to make each ride enjoyable. The car is crafted to excellence with everything that you would expect and more from your dream car.

-Variants: The Mahindra XUV 3XO is available in many variants which includes petrol and diesel. Each variant comes with special features to look forward to. You can choose the variant and transmission of your choice and budget. With the Mahindra XUV 3XO, you are clearly spoilt for choice.

-Excellent Features: To keep pace with the latest technological advancements, the Mahindra XUV 3XO encapsulates all the modern features. From dual climate control to HD infotainment and digital cluster, electronic parking brake and auto hold, large sky roof and Harman Kardan audio system, you will find all the top-notch features that make your drives a wonderful one.

-Impressive Exteriors: The exterior of the car is sure to impress you with its unmissable features. Infinity tail lamps, high ground clearance, R17 alloy wheels, bold front grille and, LED DRLs and headlamps are a few physical impressions of the car.

-Turbo Performance: If performance is what you are expecting from your new purchase, then the Mahindra XUV 3XO will deliver the same. Its base variant with 1.2 litre turbo petrol engine effortlessly develops 110PS/200 Nm, which is better than most of its rival cars.

The ex-showroom price of the Mahindra XUV 3 XO ranges from ₹9.99 lakhs for the base variant and goes up to ₹15.49 lakhs for the top-end model. Here is a complete list of the ex-showroom price of each variant:

*Note: The price of the car is subject to change at any time. Therefore, you must contact the manufacturer/dealer for the current price of the model you wish to purchase.

Once you purchase the Mahindra XUV 3XO, it is crucial to get new car insurance to add safety to your rides. An insurance provider such as TATA AIG can assist you with a comprehensive insurance plan so you can drive confidently.

Our car insurance protects your vehicle against numerous incidents which can damage it. We also offer 19+ customisation options, 10,000+ cashless garages for seamless repairs, 99% claim settlement ratio and many such features.

Opting for add-on covers enhances the scope of your policy, adding a layer of extra protection. With our zero-dep insurance, you can escape the depreciation loss at the time of claim settlement.

Our policies are affordable, and we also offer discounts on online purchases to make it more beneficial for you! It is also important to mention that we offer special discounts under specific circumstances which include membership in the Automobile Association, modified vehicles for handicapped, blind, etc. Head to our official webpage to find out further details about our insurance plans.